where's all me money going?

all seems to disapear on small things,seems like im not getting nowhere atall,working 6 days pw,nothing to show for itv

31 Comments

Set up a new account and set up direct debit for x amount per week, that will help you save

you've been in deals again havent you??

Starr;6478348

Set up a new account and set up direct debit for x amount per week, that … Set up a new account and set up direct debit for x amount per week, that will help you save



+1...I did this...but then I just transfer it back when Im short....:whistling: lol

does seem to kinda work cos I wont use it unless I have to.....

Original Poster

Starr;6478348

Set up a new account and set up direct debit for x amount per week, that … Set up a new account and set up direct debit for x amount per week, that will help you save



good advise although to be onest dont trust banks with money really:oops:

Original Poster

ClarityofMind;6478351

you've been in deals again havent you??


maybe a bit:whistling:

Starr;6478348

Set up a new account and set up direct debit for x amount per week, that … Set up a new account and set up direct debit for x amount per week, that will help you save



+1

You need to have a set budget everytime you shop. I have saved myself an absolute fortune in the past 2 years by simply leaving my debit card at home when I go shopping. I take out whatever money I think my shopping will come to and thats that. whereas I used to go into asda for a few things and before I knew it my trolley was absolutely bursting.

Good example, Friday went into Asda for stuff for weekend, I bought a fresh chicken, some pasta and sauce, juice, potatoes few other litte bits and it all came to £16. There were loads of offers on but I only took £20 with me so I wasnt taken in by the amazing way supermarkets market their offers!!!!!

JACKIT99;6478373

maybe a bit:whistling:



lol, I told a friend of mine....

Deals made me broke...

Misc made me pregnant....




His response?




"Stay out of FS/T"

JACKIT99;6478369

good advise although to be onest dont trust banks with money really:oops:


ooooooooo or set up a direct debit into my account.....ill keep it safe for ya :whistling:
bossyboots;6478375

+1You need to have a set budget everytime you shop. I have saved myself … +1You need to have a set budget everytime you shop. I have saved myself an absolute fortune in the past 2 years by simply leaving my debit card at home when I go shopping. I take out whatever money I think my shopping will come to and thats that. whereas I used to go into asda for a few things and before I knew it my trolley was absolutely bursting.Good example, Friday went into Asda for stuff for weekend, I bought a fresh chicken, some pasta and sauce, juice, potatoes few other litte bits and it all came to £16. There were loads of offers on but I only took £20 with me so I wasnt taken in by the amazing way supermarkets market their offers!!!!!



lol i tried this for a while but was alway so scared I wouldnt have enough money....so I would take cash and cards....put it on the card n waste the cash....so had the complete other affect on me :x

ClarityofMind;6478381

lol, I told a friend of mine.... Deals made me broke... Misc made me … lol, I told a friend of mine.... Deals made me broke... Misc made me pregnant.... His response?"Stay out of FS/T"




made me :giggle:

lil_tiger;6478389

lol i tried this for a while but was alway so scared I wouldnt have … lol i tried this for a while but was alway so scared I wouldnt have enough money....so I would take cash and cards....put it on the card n waste the cash....so had the complete other affect on me :x



lol you NEED to try again!!!!!!! you will soon get used to it - its murder sometimes when u see some amazing offers but you prob dont really need it!!!

lil_tiger;6478396

made me :giggle:



:roll:

;-)

Original Poster

ClarityofMind;6478408

:roll:;-)


me too,repped:)

JACKIT99;6478369

good advise although to be onest dont trust banks with money really:oops:



"Cant trust banks" :thinking:sounds to me more like you cant trust yourself, you are in charge of your destiny.:roll:

:giggle:

ClarityofMind;6478381

lol, I told a friend of mine.... Deals made me broke... Misc made me … lol, I told a friend of mine.... Deals made me broke... Misc made me pregnant.... His response?"Stay out of FS/T"



lol

renown;6478417

"Cant trust banks" :thinking:sounds to me more like you cant trust … "Cant trust banks" :thinking:sounds to me more like you cant trust yourself, you are in charge of your destiny.:roll:



pmsl - would u look at what Renown has added to his avatar !!!!!!!!!!!!!!!!!!!

Original Poster

renown;6478417

"Cant trust banks" :thinking:sounds to me more like you cant trust … "Cant trust banks" :thinking:sounds to me more like you cant trust yourself, you are in charge of your destiny.:roll:


yeer rather just use a safe as do atm:thumbsup:
we're all in charge of our destiny arent we?

bossyboots;6478431

pmsl - would u look at what Renown has added to his avatar … pmsl - would u look at what Renown has added to his avatar !!!!!!!!!!!!!!!!!!!



lemme see.. lol

renown;6478417

"Cant trust banks" :thinking:sounds to me more like you cant trust … "Cant trust banks" :thinking:sounds to me more like you cant trust yourself, you are in charge of your destiny.:roll:



oh Sadies been here lol xx

Pretty renown xx

bossyboots;6478406

lol you NEED to try again!!!!!!! you will soon get used to it - its … lol you NEED to try again!!!!!!! you will soon get used to it - its murder sometimes when u see some amazing offers but you prob dont really need it!!!



noooooo lol....tried it for 2 months before and I spent sooooo much....Now I figure that what i have in my account is everything I have......as soon as its taken out its gone, I dont deal with cash lol....so it means I can keep track of what I have and what I can afford seems to work better for me than the other plan lol

each to their own

ClarityofMind;6478448

oh Sadies been here lol xxPretty renown xx



I think thats meant to be a ghost behind him - but looks more like a giant condom with eyes lol

bossyboots;6478454

I think thats meant to be a ghost behind him - but looks more like a … I think thats meant to be a ghost behind him - but looks more like a giant condom with eyes lol



lmao!!

Yes, halloween is hitting the boards xx

Keep a note of your spending for a week or month or whatever and then analyse your spending.

Make your own lunch instead of eating out daily, you will save a fortune. Look how you get to work, buy a season/monthly ticket which work out cheaper or see about car pooling. Check your tv packages/energy suppliers/telephone rental/mobile phones etc, if you do need to change then for something cheaper use cashback websites to take the costs down further.

Have an aim in mind, what would you like to do with the money you save? Go on holiday, buy a car or just something you've always wanted. You could also try and give the extra money to your mum/dad etc or someone you really trust and instruct them not to give you the money until a certain amount is reached or a certain date, Christmas etc. if you want a fab night out. Ask yourself if you really need something or is it just a want.

I personally don't think saving money means going without, for example get an orange sim and go to 2 for 1 orange Wednesdays and buy your pick and mix from wilkinsons 65p per 100g and your drinks from Home Bargains three pepsi or pepsi max for £1.

I hope this helps and you get where you want to go

bossyboots;6478454

I think thats meant to be a ghost behind him - but looks more like a … I think thats meant to be a ghost behind him - but looks more like a giant condom with eyes lol



I think it looks more like a stainy/smudge thing :?

bossyboots;6478454

I think thats meant to be a ghost behind him - but looks more like a … I think thats meant to be a ghost behind him - but looks more like a giant condom with eyes lol



If we are getting personal your avi looks like you just come out of the rain lol :whistling:

renown;6478514

If we are getting personal your avi looks like you just come out of the … If we are getting personal your avi looks like you just come out of the rain lol :whistling:



I know what renowns avvy always makes me think of :whistling:

lil_tiger;6478476

I think it looks more like a stainy/smudge thing :?



And yours looks like your trying to work one out because your constipated

renown;6478527

And yours looks like your trying to work one out because your constipated … And yours looks like your trying to work one out because your constipated



lol...I hate to burst your bubble but Im not really a cartoon tiger ya know!!!! :whistling:

lil_tiger;6478546

lol...I hate to burst your bubble but Im not really a cartoon tiger ya … lol...I hate to burst your bubble but Im not really a cartoon tiger ya know!!!! :whistling:



Do you think i'm really Mr been with a wiggly bit lol

renown;6478634

Do you think i'm really Mr been with a wiggly bit lol



well thats what I have been fantasising over every night.....are you going to tell me otherwise????

renown;6478634

Do you think i'm really Mr been with a wiggly bit lol



lmao !!! no we know ur not Mr Bean.................av got this lovely picture of you in my head btw ;-)

renown;6478634

Do you think i'm really Mr been with a wiggly bit lol



you mean you're not??????????

You have no idea what your wriggly bit does to us women do you???????? :oops:
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