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Which door locks required for house insurance

13
Found 2nd Feb 2011
Wonder if anyone can help me on this one

Does anyone know what sort of door locks are required on your house for insurance purposes, my parents have just changed over companies and forgot what standard of lock is required so wondered if anyone knew which ones are needed save me getting in touch with the insurance company

Thanks

13 Comments

It's a good job you told us which insurance company, oh wait you didn't. Why do people ask for help and then not give us any information which would be needed.

Original Poster

Didn't think it would have mattered which insurance company as thought it would have been a certain standard of lock for all.

i know my insurance company insists on a 5 lever lock for my front door
Edited by: "bikerjodie" 2nd Feb 2011

The majority of Insurance Companies ask for a 5 lever mortice lock to all exit doors (back, front, Patio), unless they are double glazed of course.

Original Poster

Thanks for the information, will pass it on and take a nip down the shops and pick some up for them

Ask their insurance company before you buy anything.
Why it's easier to ask on here and get opinions instead of phoning them and getting facts is something i'll never understand.


Edited by: "thesaint" 2nd Feb 2011

dcx_badass

It's a good job you told us which insurance company, oh wait you didn't. … It's a good job you told us which insurance company, oh wait you didn't. Why do people ask for help and then not give us any information which would be needed.



It wouldn't matter, they all require the same - usual useless interjection from yourself.

The Association of British Insurers (ABI) guidelines require all final … The Association of British Insurers (ABI) guidelines require all final exit doors to be fitted with 5-lever mortice locks (or equivelant) conforming to BS 3621 and marked with the BS Kitemark.

moob

It wouldn't matter, they all require the same - usual useless … It wouldn't matter, they all require the same - usual useless interjection from yourself.



You do know that not all 5 lever locks are to that standard?
When was the last time you fitted a 5 lever mortice lock into a UPVC door?


Edited by: "thesaint" 2nd Feb 2011

Original Poster

thesaint

Ask their insurance company before you buy anything.Why it's easier to … Ask their insurance company before you buy anything.Why it's easier to ask on here and get opinions instead of phoning them and getting facts is something i'll never understand.



I was only asking for opinions save me getting straight onto the phone waiting listenting to the annoying hold music to ask the question as thought someone on the forum might have some advice or have come up against this before as thought their might have been an industry standard rather than each insurance.

At the end of the day the "Misc" section here is for members to ask for information/advice etc and that's all I was doing
Edited by: "NFS" 2nd Feb 2011

thesaint

You do know that not all 5 lever locks are to that standard?When was the … You do know that not all 5 lever locks are to that standard?When was the last time you fitted a 5 lever mortice lock into a UPVC door?



Indeed, but I'm pointing out what an insurance company would require to validate a policy, which was the question.

Hi NFB. I currently work in Home Insurance for a trusted High st brand-

The answer in short is as the quote moob points out above, most insurers require the 5point mortice lock on external/exit doors that conforms to the relevant standards etc.

However, as I've said with a lot of insurance related queries that pop up from time to time on here, this can vary between individual policies so it is always best to check with your individual insurer first, so as not to be incorrectly covered.

Might be a 10minute job on the phone listening to the hold music or ploughing through your insurance terms & conditions I'm afraid.

Original Poster

karaokecolin

Hi NFB. I currently work in Home Insurance for a trusted High st … Hi NFB. I currently work in Home Insurance for a trusted High st brand-The answer in short is as the quote moob points out above, most insurers require the 5point mortice lock on external/exit doors that conforms to the relevant standards etc. However, as I've said with a lot of insurance related queries that pop up from time to time on here, this can vary between individual policies so it is always best to check with your individual insurer first, so as not to be incorrectly covered.Might be a 10minute job on the phone listening to the hold music or ploughing through your insurance terms & conditions I'm afraid.



Turns out the insurance company require a 5 lever mortice lock on the main entrance door which is already in place and they said the rear doors must have at least a yale lock which is already their but going to add a deadbolt onto it as well for added security

moob

Indeed, but I'm pointing out what an insurance company would require to … Indeed, but I'm pointing out what an insurance company would require to validate a policy, which was the question.



Seems you're wrong again(and me being correct. again).
Edited by: "thesaint" 2nd Feb 2011

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