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    Why we should have swapped to Euros ages ago.

    Each year we waste a percentage of our holiday money on exchange fees on getting foreign currency,

    We also get turned over with most banks asking for a percentage when we use cards for non Sterling currency.

    Using pounds largely restricts us to UK banks for normal banking - the banks who currently seem to have hundreds of thousands of people challenging fees those banks claim are legal (yet paid out for every case the FSA asked for how the charges were calculated)

    The pound has lost over 20% of its value against the euro in the last couple of years which is now beginning to help increase inflation, in addition to adding a direct increase to holidaying in the Euro zone.

    The money many of us have saved to buy a place somewhere sunny to holiday in then retire to is now buying something worth roughly 20% less.

    Using Sterling adds a level of complication and invariably fees in buying cheaper goods from the rest of the Euro zone.

    Mortgages are harder now to obtain in the UK, However - if we used the currency of most EU banks and with no exchange rate risks or costs - there would be a far wider range of mortgages available.

    If the UK adopted the euro - it would become the worlds major trading currency replacing the dollar, and if oil was priced in the currency we used it would protect us against the currency swings that recently added 10% to our fuel costs.

    The only people really in favour of keeping the pound are little Englanders, those who have not considered the cost to us - or politicians who would lose part of their control over us.

    What do YOU think?

    104 Comments

    Oh dear,

    Another pro-Europe, pro-Euro, pro-anything new cos it might be better, wally!

    Mate, us ' little Englanders ' might ask why we should have anything to do with Europe in the first place? We have to pay the EEC so much and get so little in return. Why not pull out of Europe all together, what do they do for us?

    They show their distaste for us in the Eurovision, they prove that they have no stomach for fighting with us by boycotting the invasion of Iraq ( in fact, the French were still selling Saddam weapons even when the UN placed sanctions). And have expected us to bail them out of the mire twice in the last century.

    So, how about we get out, stay out and look after ourselves....

    Please note: In this rant I am not including the Dutch, who are great people with a rich and wonderful culture.

    get a nationwide card no more transaction fees
    oh and the euro moves like any other currency

    Original Poster

    Anyone else?

    We have a dyed to the core little Englander and an optimist so far.

    I like the pound

    exchange fees


    a) Nationwide debit cards have zero exchange fees
    b) Abbey Zero card, likewise
    c) Internet offers rates very close to Euro
    Exchange fees cost an estimated 0.5% of GDP max. The benefits of independence are much greater.

    UK banks for normal banking


    I doubt you'd change. Free banking in the UK.
    British banks can be bought by others and there is likely to be a new bank opening soon, based on a US model with Sunday openings and drive through ATMs. No one suggests getting the Dollar.

    The pound has lost over 20% of its value against the euro in the last … The pound has lost over 20% of its value against the euro in the last couple of years which is now beginning to help increase inflation, in addition to adding a direct increase to holidaying in the Euro zone.


    Yes, but the drop is said to be an overreaction. If you know any traders in the City, you'll understand why! Remember that the pound was over valued before.

    I'm too tired for this! Well, basically the pound is still good and the varying exchange rate is still essential as we're not fully harmonized with Europe in so many areas (finance especially - this isn't chicken and egg though). If we had the Euro, we could have had our property market over heated even more. Look at Ireland!

    baconinabap;2917888

    Please note: In this rant I am not including the Dutch, who are great … Please note: In this rant I am not including the Dutch, who are great people with a rich and wonderful culture.



    What would that be? The prostitutes, sex shops or freely available drugs. :whistling:

    we are a monarchy until the day we are not the currency will be coins of the realm -

    post office dont charge whether your buying or selling

    The pound is such a strong currency thats why it hasnt changed

    Banned

    Were you moaning when the £ was stronger?

    I certainly dont want the Euro. Its a guarranteed 20% on stuff for the sake of it (if France is anything to go by) when its introduced.

    Stuff the Euro and stuff Europe, Already to involved in Europe. God save the queen

    Original Poster

    OK - we have now added someone who is bonkers who likes the pound; someone who manages to only use cards on holiday, and thinks as something is an over-reaction that a 20% loss matters less than another 20% loss; a guy with a sense of humour; another little Englander; a crazy crazy person; and another two little Englanders.

    Anyone else?

    ibiza;2918035

    OK - we have now added someone who is bonkers who likes the pound; someone … OK - we have now added someone who is bonkers who likes the pound; someone who manages to only use cards on holiday, and thinks as something is an over-reaction that a 20% loss matters less than another 20% loss; a guy with a sense of humour; another little Englander; a crazy crazy person; and another two little Englanders.Anyone else?



    I still like the pound

    Pounds, Euros, who cares? They're both worthless in the end.

    Saying that, screw the EU! I want no part of it.

    Banned

    ibiza;2918035

    OK - we have now added someone who is bonkers who likes the pound; someone … OK - we have now added someone who is bonkers who likes the pound; someone who manages to only use cards on holiday, and thinks as something is an over-reaction that a 20% loss matters less than another 20% loss; a guy with a sense of humour; another little Englander; a crazy crazy person; and another two little Englanders.Anyone else?



    Well yeh. There's also someone who thinks the Euro is a good thing. Now that's gotta be mad!

    TheDoc...exactly my sentiment.
    Seriously why do you care so much?

    Original Poster

    Now added a reiteration of pink fluffy pound loving, someone from a religious cult, someone advocating madness means you are annoyed at paying needless fees and losing the real value of savings, and someone who doesn't care.

    Any more?

    ibiza;2918075

    Now added a reiteration of pink fluffy pound loving, someone from a … Now added a reiteration of pink fluffy pound loving, someone from a religious cult, and someone advocating madness means you are annoyed at paying needless fees and losing the real value of savings, and someone who doesn't care.More?



    well you did ask...


    What do YOU think?

    I still like the pound LOTS!

    Banned

    ibiza;2918075

    Now added a reiteration of pink fluffy pound loving, someone from a … Now added a reiteration of pink fluffy pound loving, someone from a religious cult, someone advocating madness means you are annoyed at paying needless fees and losing the real value of savings, and someone who doesn't care.Any more?



    I get paid in Euro's.

    Loving it.

    Original Poster

    I prefer LOTS of pounds!!!

    Outa sinc reply!!!!

    Banned

    You're all wrong... and naive, it's the $ we should all be using... duh.

    Some sense which I totally agree with from Rt Hon William Hague

    [CENTER][FONT=Arial]SPEECH BY THE RT HON WILLIAM HAGUE MP
    TO THE SECOND CONGRESS FOR DEMOCRACY, 9 JULY 1999[/FONT]
    [/CENTER]

    congressfordemocracy.org.uk/hag…tml

    Banned

    beelzebub;2918111

    You're all wrong... and naive, it's the $ we should all be using... duh.



    Nah. All the notes look the same. Mind you the $1500 left over from last years trip to the US might be soon to be changed over. About time too. See I knew there was something good about a weak £.

    Original Poster

    OK - a change in tack from the donkey, a comment from someone who probably owns a gun, and a quote from someone who is out the institution for the weekend.

    Geez - William Hague - The most sense he made in a speech was at the conference when he still had hair (and wore short trousers)

    Any more?

    Banned

    ibiza;2918132

    OK - a change in tack from the donkey, a comment from someone who … OK - a change in tack from the donkey, a comment from someone who probably owns a gun, and a quote from someone who is out the institution for the weekend.Any more?



    More to the point. Any thought's on why no one agree's with YOU?

    Gun totting mental donkey's asside, we all can't be wrong..... can we?

    you asked for peoples opinions so we gave them. I like sterling cos you can make a pretty pattern out of the new coins.:thumbsup:

    ibiza;2918132

    OK - a change in tack from the donkey, a comment from someone who … OK - a change in tack from the donkey, a comment from someone who probably owns a gun, and a quote from someone who is out the institution for the weekend.Any more?


    ibiza;2918075

    Now added a reiteration of pink fluffy pound loving, someone from a … Now added a reiteration of pink fluffy pound loving, someone from a religious cult, someone advocating madness means you are annoyed at paying needless fees and losing the real value of savings, and someone who doesn't care.Any more?


    ibiza;2918035

    OK - we have now added someone who is bonkers who likes the pound; someone … OK - we have now added someone who is bonkers who likes the pound; someone who manages to only use cards on holiday, and thinks as something is an over-reaction that a 20% loss matters less than another 20% loss; a guy with a sense of humour; another little Englander; a crazy crazy person; and another two little Englanders.Anyone else?


    ibiza;2917942

    Anyone else?We have a dyed to the core little Englander and an optimist … Anyone else?We have a dyed to the core little Englander and an optimist so far.




    Code of Conduct

    III. Trolling, Trolls: * Users or groups of users who continue to attack … III. Trolling, Trolls: * Users or groups of users who continue to attack other members because of their views and opinions, attempting to beat them down or demean them, will have posts deleted and may be banned.



    To be honest that's what I see is happening - you are just taking the **** out of other members for them sharing their views with your topic.

    What was the point in starting this and asking for other views if all you are going to do is not care about them and make a mockery of them?

    Original Poster

    ...and all of the people can be wrong some of the time.

    Its would be a bit like going into an asylum and saying - they cannot all be crazy!!!

    ibiza;2918157

    ...and all of the people can be wrong some of the time.Its would be a bit … ...and all of the people can be wrong some of the time.Its would be a bit like going into an asylum and saying - they cannot all be crazy!!!



    what's your point?

    Original Poster

    emasu;2918150

    To be honest that's what I see is happening - you are just taking the … To be honest that's what I see is happening - you are just taking the **** out of other members for them sharing their views with your topic.What was the point in starting this and asking for other views if all you are going to do is not care about them and make a mockery of them?





    Its a light hearted summary to see the views - that's all - so behave!

    So add a barrack room lawyer to the list too!!

    Banned

    We got it good here in the UK when it comes to technology, I'm in no rush to be like our EU bretheren.

    why do you feel the need to insult people who post their views. That is after all what you asked for and it would be pretty boring if we all agreed with one another.

    Original Poster

    beelzebub;2918188

    We got it good here in the UK when it comes to technology, I'm in no rush … We got it good here in the UK when it comes to technology, I'm in no rush to be like our EU bretheren.



    Thats really a bit on the periphery, pretty like much of the discussion, including we should not have euros as the French didnt invade Iraq.

    I hoped to get a discussion, but everyone seems to like the pound, and the associated fees, loses, limiting available services, and to sling in a slice of xenophobia.

    Heres hoping there will be more balanced comments in the morning!

    Goodnight folks - thanks for your perspectives. :-D

    Banned

    ibiza;2918230

    Thats really a bit on the periphery, pretty like much of the discussion, … Thats really a bit on the periphery, pretty like much of the discussion, including we should not have euros as the French didnt invade Iraq.I hoped to get a discussion, but everyone seems to like the pound, and the associated fees, loses, limiting available services, and to sling in a slice of xenophobia.Heres hoping there will be more balanced comments in the morning!Goodnight folks - thanks for your perspectives. :-D



    Good luck!

    Original Poster

    bellabonkers;2918216

    why do you feel the need to insult people who post their views. That is … why do you feel the need to insult people who post their views. That is after all what you asked for and it would be pretty boring if we all agreed with one another.



    Sorry - I missed your comment when i posted.

    If the euro was pink and fluffy - you would swap - wouldn't you? :whistling:

    Original Poster

    guv;2918238

    Good luck!



    'night :-D

    Banned

    The way you're putting across your argument is like.. offering up a magic pill to cure all of our financial problems which I'm sure you'll agree is quite silly.

    Maybe all the countries suffering with the Euro should swap to the Pound instead. Lest we forget every country that currenty uses the Euro is in great financial shape with no problems on the horizon... NOT.

    ibiza;2918243

    Sorry - I missed your comment when i posted.If the euro was pink and … Sorry - I missed your comment when i posted.If the euro was pink and fluffy - you would swap - wouldn't you? :whistling:



    No. I like the pound because i am a traditionalist.

    bellabonkers;2918283

    No. I like the pound because i am a traditionalist.



    count me in with u bella... though if it was pink and fluffy...would be awesome..although would be well grubby quick.....:?

    Banned

    Never heard a good thing about the euro. I also hate brussels and want nothing more to do with europe or the euro.
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