Young learner drivers- insurance?

Found 23rd Oct 2010
What is the best / cheapest insurance company to have whist a 17 year old is learning to drive?

He will only need it for 2-3 months.

I found this website: youngmarmalade.co.uk/veh…php

It is £187 for 2 months. Is there anything better or similar out there?

20 Comments

Quinn Direct.

Cheapest by a mile I found...

My son is 17 taking his test in December we have had quotes ranging from £4,000 to £14,000 to Be a named driver on a 2006 Citroen C1.

Original Poster

emhaslam

Quinn Direct.Had a quote of £1902 but that is for a year. Not sure if you … Quinn Direct.Had a quote of £1902 but that is for a year. Not sure if you can do it for just 2 months?Cheapest by a mile I found...


lufc246

My son is 17 taking his test in December we have had quotes ranging from … My son is 17 taking his test in December we have had quotes ranging from £4,000 to £14,000 to Be a named driver on a 2006 Citroen C1.



Woah that is ridiculous!

£4000 is a quote we had as well for my lad, I said wtf !!! i dont need a car with the insurance, we already have one.

Original Poster

richp

£4000 is a quote we had as well for my lad, I said wtf !!! i dont need a … £4000 is a quote we had as well for my lad, I said wtf !!! i dont need a car with the insurance, we already have one.



Take a look at the website in the OP?

emhaslam

Quinn Direct.Cheapest by a mile I found...



+1, i used Quinn when i was learning. Didnt go up by much when i passed either.

Original Poster

dh058977

+1, i used Quinn when i was learning. Didnt go up by much when i passed … +1, i used Quinn when i was learning. Didnt go up by much when i passed either.



Did you pay monthly? Or the full year...

i used collingwood. got insured for 1 month for £96 then it allows you to purchase 7 days at a time afterwards at £33.

399out

Did you pay monthly? Or the full year...



They allowed me to pay a higher deposit to have lower monthly payments in the first year and then i paid in full in my second year with them. They were really good when i cancelled to go away to uni as well, only £40 cancelation fee and no hassle.
Edited by: "dh058977" 23rd Oct 2010

The best option for us was to actually look on comparison sites. There is an option to list the driver's licence as a provisional. You can just change his details when he passes.
Also - have you tried with your actual insurance provider? Might be worthwhile.

Also intrested in this .Can anyone who has a valid license teach you .

5208

Also intrested in this .Can anyone who has a valid license teach you .



over 21 or held a license for 3 years

If you are teaching him in your own car, then try adding him to your policy - depends what company you are with but it is sometime suprisingly cheap (or sometimes surprisingly expensive)

HTH

BTW, that quote you have got seems VERY cheap for 2 months, he will get a huge shock when he tries to get himself insured upon passing his test
Edited by: "Mrs.Z" 23rd Oct 2010

cheapest we got was £800 and that was with quinn other ranged up to £4,000

Be aware Quinn are skint now, I thought they were only reinsuring people in Ireland.


guardian.co.uk/mon…ion

honestjohn.co.uk/new…ion
Make your own choice as all insurers are similar.
Edited by: "aylesby" 24th Oct 2010

aylesby

Be aware Quinn are skint now, I thought they were only reinsuring people … Be aware Quinn are skint now, I thought they were only reinsuring people in Ireland. http://www.honestjohn.co.uk/news/tax...administrationhttp://www.guardian.co.uk/money/2010...administrationMake your own choice as all insurers are similar.



can't get these links to open - or is it just me? My 17 year old is thinking of taking driving lessons as soon as he gets his prov licence oO

Be careful putting young drivers as named drivers when they arn't otherwise it will be fronting. Which if he/she crashes might lead to loosing license and no insurance.

I would try i-kube, bell, adrian flux, aviva try to avoid comparison websites. Add someone with lots of no claims as a named driver on the policy, brings it down by £200 normally.

About £90 per month is the norm. Consider Pass Plus after passing your test.

directline.com/mot…htm

Links fixed

Banned

willdev

Be careful putting young drivers as named drivers when they arn't … Be careful putting young drivers as named drivers when they arn't otherwise it will be fronting. Which if he/she crashes might lead to loosing license and no insurance. I would try i-kube, bell, adrian flux, aviva try to avoid comparison websites. Add someone with lots of no claims as a named driver on the policy, brings it down by £200 normally.


not to mention losing the car and main & named drivers getting 6 points, £100s of fines and a civil suit from the other party.
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