Barclays Deals & Offers

Last week Bradford & Bingley also launched its 10% Christmas saver account (lol)

http://webcache.googleusercontent.com/search?q=cache:d2R2WBczUTMJ:www.thisismoney.co.uk/money/saving/article-1596680/New-Barclays-account-pays-10.html+&cd=13&hl=en&ct=clnk&gl=uk

Updated 17february 2006? It says on the copied letter where did you get this from

Just remember you will have pay tax on this if you've more than £1000 interest per annum.

I’m calling BS

Well, it is cashback after all...

Only downside It takes months for them to honour the credit

Heat OP, decent offer - though it's not as good as last time

My 1.94% 5 year started today... no fees and no hassle.

Did you find the 1.94?

How much you put down a deposit?

First direct 2.29, no fee, 5y fixed. Cannot see 1.94

I've just applied for their 5 yr @1.94% no fee

I don't think so.

Looking for any spare just eat codes and happy to swap with a wuntu code? Please pm Thanks ks in advance

Does this include Barclaycard credit card accounts?

anyone got the cashback from this? didnt track for me and no easy way to get in contact. Barclays cashback looks pretty poorly managed

They've started doing that where I live there sick of them....

You are confusing the refund on the balance transfer fee with the £20 cashback. Balance transfer within 60 days, you will initially be charged a 2% fee which will then be refunded within 28 days. Transfer a balance of £1000 or more within 60 days and receive £20 cashback.

So you have to transfer £1000 at a fee of 2% to get £20... err hardly deal of the year!... you can't use the £20 to pay down your balance, infact unless you transfer exactly £1000 you either don't get the £20 to pay the fee or you get a larger fee than £20.

“0% interest free doesn’t apply to cash withdrawals” it’s very clear, all travel credit cards not only this one, if you withdraw cash you will pay interest until you clear the cash balance, the only way if you need to withdraw cash without paying interest is to send the equivalent payment in Sterling at the same day of the withdrawal

Credit card would only cover you for transactions after you notified them, so what if they rack up £1000 before you realise your card's been nicked? With Revolut they can only nick what you have left on the card.

Whilst that is true, there has been a few times where I have raised an issue for transactions under £100 and the CC company has stepped in for a successful resolution. The fact there is a higher chance of a successful outcome makes it a must.

Fair. If you did however, you could also save money that way too... :D

I dont buy high value items in any currency other than sterling.

Fix for 5,7 or 10 years then overpay all you can up to the usual10% limit on a standing order, savings rates are so low it's better to service the debt with any spare money. If you agree formally with the lender to reduce the term you can't back out if money is tight wheras the standing order has the same effect but you have control. Money saving expert has a calculator tool that shows the benefit of overpaying, my 11 years remaining at £270 per month becomes just over 5 years with an additional standing order overpayment of £200 per month.

if you find one like this with no fee , thatll do me as well.

Furthermore: you say you've nearly paid your mortgage off. Did you get an inheritance or have rich parents? If not, well then, you can see the irony in my assumption, surely? Btw - your sympathy is a little bit overbearing in the smug department too.

I understand your view and I still forgive you. An apology for calling me a "tool" would also be appreciated. For future reference, you could have responded with "a mortgage is a loan secured against an asset, usually a house, that allows people to buy a house". Would have been more fun.

I think you missed the point. Whenever there is a mortgage deal there is always someone bragging about being mortgage free and usually with comments similar to yours. That might explain the number of 'likes' and perhaps a misunderstanding of your comment. For the record, I will be shortly be mortgage free although looking at the possibility of moving (and therefore increasing my mortgage) but it's affordable and I have a good LTV too. It's not a 'sore' subject by any means and certainly not affecting my ego. I am grateful I am not starting on the housing ladder now. It's virtually impossible for people unless they have parents who can make a significant contribution to the deposit. That's not something my parents had to do but something I am likely to have to do for my own children. Having a mortgage for the majority of working life is a massive commitment. Many people struggle during the period they are raising a family and with a reduced income. Being mortgage free and bragging on here is really quite pathetic though. If of course you aren't bragging and are actually struggling to obtain a mortgage then you have my sympathy.

Not voted either way, but whether you would save with this low rate 2 year deal with £999 fee would depend on the amount borrowing. Just checked on HSBC and they are still doing their 5 year fixed fee saver for 60% LTV at 1.99%. On £150k mortgage OP's deal would save you £201 over the first two years taking the fee into account. But if only borrowing £90k you would pay back £279 more on OP's deal compared to HSBC, plus with 5 year fixed you would still have a fairly low rate locked in for another 3 years, assuming interest rates start to creep up over the next 2 years.

Agreed IF there are other mortgage deals available at same interest rate with no fees....not sure if is or not haven't looked, but I thought from recollection there were 2 year deals at 0.98% if you had 50%+ equity. If no fee deals are at a higher interest rate then this may actually be the cheaper option.

I’d expect a mortgage with no fee if I had a 50% deposit! £999 fee on a 2 year fixed mortgage is adding another £41 pm into your repayments! I got a 2.0%apr rate on a 5 year deal with no fee,Granted I had 35%LTV mortgage but still £999 is a ridiculous fee on a 2 year deal.

Taking a 2 year mortgage right now will leave you walking straight into an interest rate minefield in 2 years - 5 years is the sweet spot, build up plenty of equity to offset the further interest rate hikes .... they're only going one way, up!!

Living within your means suggests not buying anything unless all the money for what you want is accumulated. What do you think a mortgage is? CREDIT. If you want to rent a house off someone smarted than you until you've saved £200,000, go right ahead.

Don't think so....pretty sure it all needs to be in same person's name. Can your husband open an account like this? For anyone that votes cold really doesn't know how these things work and should just avoid rather than voting cold and writing inane speil. I opened an account like this with virgin recently and transferred £6k. I'm paying it off each month so by the time the 0% comes to an end in a couple of years the £6k 'debt' will have been completely paid off. That's great but what's greater is I have an extra £6k in capital I can use today to put towards a deposit on a house. These balance transfer deals are fantastic if you know how to use them, esp when fees are so low (or 0% in my case, though not 0% for as long as period as this card).

Can I transfer the balance from my Hubby's credit card if this one is on my name?

Pointless paying a fee 1.85% to get an extra 8m.. 29 months 0% balance transfer no fee at Halifax or 28m Sainsbury’s Can always get a new card near end I’ve heard nonsense that these offers will stop for the last 20 years but they haven’t.. only the term had changed

i got good credit rating, but as self employed find these hard to get? anyone had success in that situation? thanks

I’ve eventually received a cash back!!!! Had to phone them and loads showed up that hadn’t before. Can now see a list with them on

The one on the joint account will be in just one of your names (whoever can see the wallet in online banking or the app) the other person could then put it on a sole account and would be ‘new

Ok thanks. We already have it on the joint account, I may as well add it to my current account.

Only new.

Does anyone know if the double rewards is for new Blue Rewards customers only, or does it apply to people that already have Blue Rewards?

'cos the CB has dropped to 1%.. however you are right that the Curry's deal is still on..

why has this been expired?

Are you kidding- the deal is easily verifiable without asking for confidential information (receipt). So if I do provide you the details (and you are proved "wrong") will you stop trolling & delete your account on HUKD?

Photos of receipt and laptop or I'm right again. Been loads of these this passed two weeks, and given your new account and complex nature or achieving this deal, I would be suprised if this isn't spam.

not as non existent as the shiny new Mac I am typing this on right now ;)

I picked this up on Friday since I wanted AC: Origins (not Forza 7 or Wolfenstein). Origins is still about £40 most places so it's effectively an XBX for £410. Less if you use a cashback scheme. EDIT: Amazon have since offered the same bundle with Forza 7 as well.

It wasn't working yesterday during the day but was live in the evening. Ordered the Argos deal first and then the Currys deal when it went live. Returning the Argos order once I've picked up the Currys order!

The post said Currys offer not working. So it is as long as you use the app or go through the online banking application, I hope!

It's the same with Curry's also. If you mobile bank with Barclays access the app. At the bottom is the rewards and its 10% cashback in 45 days with both curry's and argos. If you order online you can purchase through card, finance or any means available on each site. If you reserve in store through the mobile banking then you have to purchase with your Barclays debit card. Hope this helps.

Where did you read this? Was just about to pull the trigger on this with Currys!?

Well, Originaslly they where £38 from Currys back in June (maybe April) off the back of the Symths deals that were flying around. Went into the store to pick them up and found them for £32 in the baskets. COuldnt believe me luck!

Are you sure you got the Cloud 2's? I'm pretty sure they've never gone that low

I am grateful to people like you who save me so much money by telling me they found it somewhere else for cheaper :) Thank you for efficiently stopping my impulse purchases!

its not a bad headset but glad I only paid £32 for it back a few months back. The sounds pretty decent and the mic is very bendy. I did have some odd issues with discord but it was few and far between. I just upgrades to a razer man o war wireless as the wire did start to get in my way a little

Use code A45PFW8K to get it down to 44.99

For 90% LTV it seems good.

Is that good? We are only paying 1.59%. I know rates went up a quarter point, but even so.

You might need to consider a valuation fee as well within comparison as not all companies charge one.