Why would it be a soft check? Borrowing money is a hard check.
Lots of hard checks perhaps but finance on an Apple product would be a soft check and thus not appear to lenders and not affect your ability to get credit. Putting "fact" after lies doesnt magically make them true i'm afraid
All very fair points re intel arch, parallels M1 support & native apps. Proprietary I'm referring to how Apple lock you down to their eco system & their peripherals etc and often charge silly prices Vs competitors for those bits. The M1 is a beast no disputing that and not disputing their products being great, they are. My issue with their prices is definitely more with iPhones but I wasn't very clear about that. I don't know what the margins are on their macbooks only that iPhones are 60% which is insane. If the MacBook is mostly vertically integrated then I'd assume pretty tasty margins. I stand corrected on a fair few points! (y) Ultimately people are happy to pay the money which is fair enough, it's personal choice.
Read what you quoted. I haven't written a single word about a laptop, yet you seem to be replying to me for some reason. As to the content of your post.. you're comparing a 512GB SSD Macbook to a 128GB SSD Surface and a base CPU model at that. If you want to at least make it credible, lets compare like for like, shall we: i7-1065G7, 512GB SSD Surface will cost you a cool 1364 pounds You'll pay over a 100 quid more for a CPU that is twice as slow, you'll get 8GB more RAM for your trouble not that it will make any difference. "Proprietary eco system" What does that even mean? Historically you have more cross system compatibility with macOS than with Windows and it's not changing here. You can run intel arch through rosetta, parallels has had m1 support from April; not to mention to a lot of businesses and professionals native mac apps are the baseline tools, not the other way around. Just to make things clear - I'm not saying Apple is perfect, far from it. I just think a lot of their range is now competitively priced for the performance you're getting; it remains to be seen if this is still the case once they realize they have effectively killed sales on all of their intel based products.