If take my chances - like that guy who made a flying suit to jump off the Eiffel Tower.
Don't bother for beoing's max 737 as they rarely attain enough height to use a parachute.
I'd be safe in the knowledge that there is so little chance of this actually happening anyway that I might as well order a parachute ready for the next time I take a plane flight.
Or you could make sure your cards have some protection..what takes less time. Far from convinced getting a refund from your bank will be easy.
I'd have to be an odd person to be simultaneously both paranoid about bank-related theft and also remiss in bothering to check my bank statements.