Santander Deals

Santander Deals & Offers

335 deals8,777 comments
No Fee + 0% interest on balance transfers for 18 months Credit Card 20.9% APR @ Santander
Posted 11th AprPosted 11th Apr
0% interest on balance transfers for 18 months from account opening 0% interest on purchases for 3 months from account opening No monthly account fee Earn up to 15% cashback wit… Read more

Nope , you should look for one which has an offer for purchases of 0% for a long period. This is not the card recommended for that


Is this recommended for everyday purchases if I'm not planning to do balance transfer?


Got refused I have the Barclays premier account with black debit card( one which u can take out 2k cash from cash machines daily.) No debts but many low balances on cards. Not sure how they assess you?


Gave me £7600.


Santander eligibility tool said I can get the card with £3600 (also received an email confirmation). I applied thinking I’ll get the card. After few days, received an email that my application was unsuccessful. Complained about this. Santander emailed me that they will use post to address my complaint because email isn’t safe. Quite an adventure I have had I guess (lol)

£20 Amazon voucher + 0% on balance transfers for 18 months with no BT fee on Everyday Credit Card @ Santander
851° Expired
Posted 23rd MarPosted 23rd Mar
You can now get a £20 Amazon voucher when accepted for Santander Everyday credit card via the MSE link / get deal link (gift card fulfilled after 30th June - more info below). 0%… Read more

Might have to see if I can get this


I've got a very high credit score. Just tried the eligibility checker and I was declined :D




Thanks. Just saved some more money.


Playing the waiting game now (y)

15% Cashback via Santander Retailers Offers at Morrisons (Account specific) - Maximum cashback amount is £10
83° Expired
Posted 15th MarPosted 15th Mar
On your Santander mobile app, go to Retailer Offers. Morrisons are doing a 15% cashback on grocery purchases. (Maybe account specific) Max cashback amount is £10.

Along with 10% off for teachers


I had Sainsbury’s a couple of weeks back too


Have never had any morrisons offers on santan. Only got jojommenbaby and talk mobile.


There’s usually new ones every couple of weeks and the offer lasts a month.


Do you know how often the offers change?

No Fee + 0% interest on balance transfers for 18 months Credit Card 20.9% APR @ Santander
718° Expired
Posted 11th MarPosted 11th Mar
0% interest on balance transfers for 18 months from account opening 0% interest on purchases for 3 months from account opening No monthly account fee Earn up to 15% cashback wit… Read more

Anyone know when this offer ends?


I read it somewhere as well.


Small tip to help credit ratings: set your monthly repayment to the minimum plus one pound. So after you know what the minimum is from the first month or two. Can’t remember where i was told this originally but apparently does help.


Because lenders don’t see your credit score that’s why.


I have a current account with Santander and already have four other credit cards with total credit of £30k or so, mostly unused of which one was only opened this month. I've also opened umpteen bank accounts recently. So, I wasn't expecting approval. You can request soft search through the santander banking app to see if you're likely to be approved, which annoyingly didn't autopopulate my details. Typed them in and it told me provisionally approved with £4300 limit of which you can BT up to 95% from one credit card, ie £4085 in my case. So, I followed full application link provided, which again didn't autopopulate [grrr]. But, all approved over course of only ten minutes or so. There's not much else about fee-free at the moment, and no gift vouchers or RCB TCB/Quidco, except for a few cards charging a fee. Can see Santander going under at some point soon, so happy for them to bank with me now! (lol)

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2 year 1.09%, 5 year 1.29 % - 60% LTV Mortgages @ Santander
798° Expired
Posted 10th MarPosted 10th Mar
Better rates than the HSBC deal but £250 higher fee so would be better for anybody with a £250k+ mortgage. Includes: Free valuation and standard legal fees paid

Anyone know if the 1.06% 2 year fixed from Platform Co-Op is any good? £1499 arrangement fee - M2419


i dont think these rates are available anymore with santander?


On 1st April am due to switch to Coventry 5yr 1.29% £999 + £7 transfer fee? but with £125 exit fee. ERC drops to 1% with 2 years left, so can have another look then. The best deal for a long while was atom 1.34% no fee, wish I had a DeLorean. At least i'll be off Natwest 2.83% (shock)


Santander hike the ERC and it does not decrease year on year. Been with them for years but this practice is making me change lender. 2 year fix with Santander is 3% ERC for the term . Nationwide is 1.5% for year 1 then 0.75% year two. Based on these principles Nationwide are far more ethical. With the uncertainty in the current climate it makes sense to consider ERC charges should your circumstances change.


you can if you pay the early repayment charge. But I imagine the ERC will wipe out any saving. You'll need to check the terms and conditions you agreed to when you took the mortgage. My five year fix with Santander has a 5% early termination fee. So in your example (if you had the same terms as mine) it would be pointless remortgaging until closer to the end of your fixed period.

Santander 5 Year Fixed Mortgage - 1.27% (£1249 booking fee / 60% LTV) + Free Legal Fees & Valuation @ Santander
337° Expired
Posted 9th FebPosted 9th Feb
Santander 5 Year Fixed Mortgage - 1.27% (£1249 booking fee / 60% LTV) + Free Legal Fees & Valuation @ SantanderSantander Deals
Santander are now offering a 1.27% rate on their 60% LTV 5 year fixed mortgage. The rate is an online exclusive and seems like a good option if you are looking to remortgage. Free … Read more

other 60% remortgage products 1.33% £999 1.67% £0 or for a house mover 1.29% £1499 (>£350k) 1.34% £999 1.85% £0 for the remortgage rates for 20y+ full terms, breakeven where the fee is better is around (depends on actual payment/term) £0 V £999 <£61k-68k £0 V £1249 <£64k-£72k £999 V £1249 <£86k-£97k There is a small window where the £999 fee is better below that no fee above that the £1249 fee needs comparing against the best no fee rates.


That still doesn’t necessitate the fee. Just alter the rate based on the borrowing size. Simple!


A single rate does not cover the economy of scale. A bigger mortgage could have a lower rate to account for the increased profits on the margin. Pretty simple calculation to work out what's best for a given mortgage size and payment given 2 rates a fee and fixed term.


Yes I was only able to see the available deals as I'd just come into the last 4 months. Guessing the deal is only available for existing customers. Can't see interest rates going up any time soon but I could be wrong!


2 year mortgage term ends in November so too early to see rates for existing customers on app, best I can see is 1.54% on Santanders website? I'm also at under 60% LTV, hope these rates are still available when I renew! (unicorn)