I always choose local currency to get the better exchange rate.
I have received mine 💳 today 8)
Can usually avoided by paying in local currency (not sterling).
Very good deal. This card really works.
I have this credit card and it’s great! I travel abroad regularly and I prefer to use cash. It’s a phenomenal credit card for cash withdrawals and tends to beat Halifax Clarity (which I also own) rates for cash withdrawals as Halifax charges interest on cash withdrawals! Would recommend