Thanks OP, just picked up one today and couldn't be more happier. Heat added
Update after having this phone for about a week. Lightning fast, camera is great quality for what I need. My main concern was the battery but the battery seems to last a long time I get 5/6 hours with heavy usage Netflix, YouTube and gaming, then it takes 1 hour to charge with the fast charger supplied. Overall for £200 it's a bargain. I can't think of any issues with the phone for me
Does barclays works?
The HSBC app is working fine and so is Google Pay. The Google Play app is showing the device as certified, which is a good sign. Only thing is no Netflix streaming in HD, but I believe that's a hardware issue with this phone rather than the ROM used.
Oh man... I remember paranoid Android from the old nexus 4 days. BUT can you use banking apps with it?