Just keep an eye on atom they do seem to throw out a really good offer like this every so often. I managed to get this offer and just completed. Currently rates for 5 years are around this level but with a £1k fee. In terms of L&C they were great and had no problems processing to get to completion but the process can take 8 weeks so if you are in the last few months of your current mortgage deal period you may have to bite with a.n.other
Is there any likelyhood a deal like this will surface in the near future?
This is why I hate "middle men" - I've almost always found deals myself and had no issues but the one time I've had to use a broker it was a nightmare. Unfortunately Atom only deal through brokers so there's no option to go it alone. I found a rate with Lloyd's which is 1.25% 2yr fixed, there's a £1500 product fee but you get £200 cashback if you're a Club Lloyd's customer. I've just switched one of my current accounts to them to qualify which also gets me another £100 incentive for switching.
I'm livid. Was in the process of moving to Halifax 1.59% 5 year no fee, direct with Halifax. Signed up with Trussle to get this Atom deal as soon as it became available, uploaded all the docs etc and the advisor has finally come to submit it and the rate has been pulled. Complete and utter waste of my time.
Unfortunately I didn't grab this when I got chance. Deal has gone now if mods could please expire