Just applied for this .. Not actually the best deal but close to the top. Leaflet Sent with my closing statement , suppose they need to get that £250 bonus back somehow. 18.9% vs 30% plus 26 months interest free, win-win for me. If the card looks that stylish I will be flashing it everywhere
Virgin actually gives Lounge access. Not convenient for everyone, but still something to bear in mind
Same thing happened to me. Took 6 months and numerous calls before it was removed from my credit file.
In case anyone didn't know, Clydesdale Yorkshire Bank acquired Virgin Money last year, which means it is unlikely they'd allow Virgin Money customers doing a balance transfer to this Clydesdale MasterCard.
Oh right maybe it was 12 quid rather than 16 (confused) As for your credit file, I didn't notice any kind of red alert late payment blemishes as such, just my score went from 561 down to 419 in one month. I have climbed back up to 497 since then mind. Had another close look on there since replying and I can't see anything about me having received any sort of black mark but that huge drop in 1 month on my score looks bad.