How did you get your first mortgage, go through the same process as you have to remortgage or you end up paying twice as much interest.
Hello all, quick question, my first 5 years mortgage is finishing June 2021, 200,000 house, 40,000 deposit, so borrowed 160,000. 760 per month repayments, unsure of % off top of my head. With Halifax. What happens now, what are my options? Can i change bank, with a lower interest rate and make the payments lower than 760? Massive thanks to any responses!
I’ve got a 40% deposit thanks so it does happen.
It is doable for some people i could have done it but i decided the rent and save juzt to get out of my parents house Theres plenty of others like me