Yorkshire Building Society discount codes

Yorkshire Building Society Discount Codes & Deals

All Yorkshire Building Society offers for June 2021
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Best Yorkshire Building Society deals from our community

2 year Mortgage at 1.79% with 10% deposit Yorkshire Building Society
225° Expired
Posted 15th May 2019Posted 15th May 2019
2 year Mortgage at 1.79% with 10% deposit Yorkshire Building Society
Saw this in today’s metro front page and quick search shows this is the joint lowest 10% mortgage available. Fees £1495 which is hefty if your mortgage left is little. Plus £390 va… Read more
Headingley_Lad

In today's Metro

wpj

Yes, we were "helped" by nice financial "advisers" with a few "low cost" endowments in the early years. A small one fell about 30% short, but we sold off 2 Standard Life ones for more than their face value with 6/7 years to go; someone probably took a bath on those! With the final one I did it myself and looked into all the fine print which was astounding; the different companies calculated that you would pay back the mortgage with anywhere between 12% (cheapest) and 4% (most expensive) return. I went for the most expensive one (4% return) and eventually managed to get an extra £15K at the end. Fortunately, my days of mortgages are over.

ashmac

Took this offer and rate up last year, but it was with free legal/solicitor

jamgin

Lol. Bring back the endowment mortgages... Financial advisors used to love them with all that juicy commission, home owners less so. Especially when the endowment matured and wasn't enough to pay off the balance. 80's madness.

sammypants

Hahaha, great advice cheers for this, I was just curious if anything has changed i've been riding that base rate for a number of years which has provided great with this type of mortgage, but coming to the end so wondered if anything has changed.

2 year (26m 1 week) fix to 31/12/2020 @ 1.71% ~  remortgage fee free @ yorkshire building society (max 60% LTV)
228° Expired
Posted 24th Oct 2018Posted 24th Oct 2018
2 year (26m 1 week) fix to 31/12/2020 @ 1.71% ~ remortgage fee free @ yorkshire building society (max 60% LTV)
looks a decent price if you have equity and don't want to pay any upfront fees / costs If you can find better please post a few points better than HSBC although I wouldn't trust … Read more
ashmac

Thanks op Was paying over 4% with Halifax so tried and got a fixed deal with these for 1.64% Well happy

dodgymix

£2090 a year on a £100k mortgage is a massive saving I always start looking 3 months before my old deal runs off so it goes over on the day.. sod SVRs I’m in the fortunate / unfortunate position that my mortgage is now down to the minimum levels of most providers so Ill struggle to get mortgages now and hence the reason I’d never pay a fee upfront Big mortgage and the fees offset the cost for better rates

ashmac

If anyone knows about mortgages I applied and they want to speak to my employer to check my wage and there send someone to value house it ect as I want to remortage I have 65% ltv ..does this mean I have a good chance of being accepted for it ? They said they will be in contact with a couple of days if so I can save £130 a month

ashmac

Still gone through with it .there coming to value the house ect .I'm with Halifax on 4% at moment variable rate 😣

dodgymix

JUmps to 1.91% for 65% Seems ridiculous as a bank / BS would treat both as fully secured.. banks general write down property to 70% on balance sheet

Yorkshire BS: Two-year fixed mortgage 1.39%, £495 fee, £250 cashback, up to 60% LTV
500° Expired
Posted 29th May 2018Posted 29th May 2018
Yorkshire BS: Two-year fixed mortgage 1.39%, £495 fee, £250 cashback, up to 60% LTV
I’m not usually a massive fan of cashback mortgages – they often hide an uncompetitive rate – but this deal from Yorkshire building society is actually pretty hot. It offers: … Read more
paypeanuts

Did you find out any more about hidden costs with this deal? I've been looking at the same deal (the initial interest rate is now 1.49%), and it looks competitive, but I obviously don't want to get walloped by additional costs that weren't made clear at the outset.

Samuel1979

It’s the hidden costs that disappoint with this offer. On face-value this is a competitive mortgage, but after completing an ‘application in principal’ my wife and I soon found that there are a lot of additional costs involved, that are not clearly stated. I’ll update this if I am wrong, but if the additional fees are what they appeared to be last night, our application will be shelved.

M_z

Yes, getting the best deal every two years could end up costing more than getting an OK deal and just sticking with it for ten years...

whisky_lover

Two-year fixed rate would also imply you would be potentially be paying product fee in another two years for yet another deal

meskispeskis

Anyone can advise on how much you have paid in legal fees when remortgaging? As far as I know there are three main costs to take into account when changing provider: product fee, valuation fee and legal. Some providers will cover some or even all of them, some will give you cashback, so comparing takes some time...

Yorkshire building society: FTB 2-year fixed mortgage at 2.29%, 90% LTV, fee-free, £1000 cashback
293° Expired
Posted 16th May 2018Posted 16th May 2018
Yorkshire building society: FTB 2-year fixed mortgage at 2.29%, 90% LTV, fee-free, £1000 cashback
Yorkshire Building Society has launched some new mortgage products aimed at first-time buyers borrowing at a high loan-to-value (LTV), i.e. with a small deposit. The best deal… Read more
SirSpanky

My first/current mortgage is with YBS and they were genuinely a pleasure to deal with. After Nationwide messed me around for months and kept sending me to generic call centre staff, YBS approved within a week with a dedicated rep. Excellent service.

ViolaGuines

They have a nice 5 years fixed term mortgage as well. 1.99% with 995 fee wth LTV less than 65%. I am at Halifax at the moment and looking for a new 5 years fixed term mortgage. The best Halifax can offer me is 3.04% with no fees but it is still more expensive for me than switching to YBS.

Drekly

Everytime !. I read this as Yorkshire pudding society, get excited and then a quick let down. (annoyed) .

drnkbeer

Thanks OP, Just doing some searching for mortgage deals as we're saving for our first home so this may be of use. That's a pretty good introductory rate, the SVR of 4.99% is a little bit of a pain but alas. But we'll see how it compares against the others.

Yorkshire building society 2-year fixed rate mortgage 1.32%, 65% LTV, £495 fee
311° Expired
Posted 11th Apr 2018Posted 11th Apr 2018
Yorkshire building society 2-year fixed rate mortgage 1.32%, 65% LTV, £495 fee
Hey, if you’re looking for a new mortgage, this fix from Yorkshire building society isn’t bad. It offers: Two-year fix at 1.32% £495 fee Free valuation Available up to 65… Read more
teerex

The rate why up the day after I applied. We had been warned by the broker though so we got our application in quickly.

furrygg

Fd 1.94 (60% ltv) fixed for 5 years with no fee works out cheaper for me. Plus I can only see 1.89 on Sainsbury’s now

trannyboy

The only way is up........fix while you can but watch out for those fees if you have a low amount left to pay.

Oneday77

No nerves here. Though going by your delightful response. Your nerves are frayed and dinner is noodles again.

abz123_2013

Looks like a hit a nerve must be ur dads company

Yorkshire building society mortgage - 2 year fixed
393° Expired
Posted 15th Mar 2018Posted 15th Mar 2018
Yorkshire building society mortgage - 2 year fixed£1
We’re coming close to the end of our mortgage deal and are semi-fortunate enough to overpay our mortgage by about £1000 a month. We’re looking for a new deal. Whilst scouting aro… Read more
MOJOoo7

I feel for u. I'm moving to Birmingham in a year's or so time, 2 beds apartment for £100k, 400k+ where I am in london!

ran123ran

The base rate is expected to go up, so i would be tempted to fix for 5 years atleast.

ran123ran

Is that a fixed rate? for how many years?

jameswalker457

Wouldn't it make sense to keep some of your cash in bank accounts at a greater return that your mortgage APR? Quite abit of faffing about but you see returns!

GAVINLEWISHUKD

It also a list at the bottom about flipping the money between the accounts.

Yorkshire Building Society 10-year fixed mortgage 2.54%, £995 fee, up to 75% LTV.
230° Expired
Posted 8th Mar 2018Posted 8th Mar 2018
Yorkshire Building Society 10-year fixed mortgage 2.54%, £995 fee, up to 75% LTV.
Fancy fixing your mortgage for the next decade? If you do, Yorkshire building society has the following deal: 10-year fix at 2.54% £995 fee Available up to 75% Overpayment… Read more
ethooo

thx (pirate)

ST30

just got 10 year fix with firstdirect 2.49% with no fee

Zlorf

If/when the debt crisis appears, and rates go to the moon, your mortgage issuer will write to you giving six months' notice of their revised rate. Read your contract line by line.

neversay

It doesn't come up for me and we have a very low LTV.

nailsy

I can't see this on their website. Has anyone else found it?

Yorkshire building society: Five-year fix 1.84%, £1,495 fee, £250 cashback, 75% LTV
81° Expired
Posted 21st Feb 2018Posted 21st Feb 2018
Yorkshire building society: Five-year fix 1.84%, £1,495 fee, £250 cashback, 75% LTV
Yorkshire building society has re-vamped its mortgage range. One of the standout products is this: Five-year fix at 1.84% Fee £1,495 Cashback £250 (in effect this reduces the f… Read more
shabibijunior

I'm in the market for a mortgage and YBS are offering the best deal for me. What's the name of the fee you're referring to? If you're referring to what I think you're referring to then I thought paying solicitors fees is pretty standard. Unless I'm mistaken and there are some providers who cover it as well?

jonnybfern

Be aware that they are one of the lenders who do get you to pay solictors fees. They aren't obvious anywhere in comparison engines, but they do come up in the application. Basically another £500 of fees right there. Their 1.74% on 65% LTV is still just about worth it for us though.

morrig

Got a 1.99% on a five year fix on 9 years with a low LTV with no fees at all with First direct , been 12 days since moved in and cried every day especially today had a look for the first time of our sold house on Whitgates.

J4Y_B

probably worth including the below additional costs: 1) £90 Payable on mortgage redemption 2) standard valuation fee of £390

Yorkshire building society two-year fixed rate mortgage 3.29%, 95% LTV, £995 fee, £500 cashback
32° Expired
Posted 11th Jan 2018Posted 11th Jan 2018
Yorkshire building society two-year fixed rate mortgage 3.29%, 95% LTV, £995 fee, £500 cashback
This is a great rate for someone with just 5% deposit/equity, i.e. needing a 95% LTV mortgage: Two-year fix at 3.29% £995 fee £500 cashback However, buyers who can scrap… Read more
HavocLP

Lots of people think brexit will be a trigger, but there will be no brexit, sadly. So, yes, if only you can buy it now, don't hesitate. Although I hope you are right, that would help me to get one as well.

RichardDouglas

Supply and demand sunshine you really think supply will overtake demand in the next year or two your dreaming

haa0518

Not that long... 1-2 years max

RichardDouglas

Be waiting a while then

haa0518

Thank you. Really helpful. Need to get on the property ladder waiting for market to crash.

Yorkshire building society two-year fixed rate mortgage 1.82%, 90% LTV, £995 fee, £250 cashback
258° Expired
Posted 11th Jan 2018Posted 11th Jan 2018
Yorkshire building society two-year fixed rate mortgage 1.82%, 90% LTV, £995 fee, £250 cashback
This is the best rate I can currently find for someone with 10% deposit/equity, i.e. needing a 90% LTV mortgage: Two-year fix at 1.82% £995 fee £250 cashback The next be… Read more
morrig

Went for a 5year fix at 1.99% for a 10 year with an LTV of 26% no fees with First Direct what a slog , been many months only handed the signed mortgage and deeds to solicitor on Wednesday. Can't imagine what it would be like with going for a 100%!

Shard

Stricter lending criteria today I believe

lastjunkie

less than 10 years to forget our lessons. looking forward to the impending pop & crash.....

Shard

You can get 100% mortgages now again

ms84

You can't change it unless you want to pay some fees (1-2% of the mortgage in the last year). If you remortgage then the new mortgage provider will pay off your current mortgage when the fixed therm will finish. You can sort it out normally within 3 months before the end of your fixed period as most banks gives 3 moths validity for thier remortgages offers but you can find some places where that offer is valid for 6 months so you could start dealing with it 6 months before your fixed runs out.

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