Posted 4 October 2009
Aargh!! Forgot to pay Very (Littlewoods) Bill
Has anyone else forgotten?? I've just noticed it shd have been paid yesterday, so have just paid it on line but i'm now wondering if they're gonna whack me with a late payment charge!
First time EVER i have missed payment - i normally pay 2 weeks in advance!
Damn!
First time EVER i have missed payment - i normally pay 2 weeks in advance!
Damn!
Community Updates
26 Comments
sorted byAnd yet we still don't know whether OP was whacked with a late payment fee.
Sorry, been a bit busy so forgot to say - no late payment fee!! lol!
A bit busy for 9 years
Do bears shit in the woods? Is The Pope Catholic?
uk.trustpilot.com/rev….uk
What do you think?
Oh.. I guess you must have won the lottery jackpot then? (edited)
Admin charge for late payment is usually £12
They will probably refund it as a goodwill gesture.
Ask to speak to the arrears team if you ring.
Missing payments could have severe consequences and make obtaining credit more difficult.
Administration Charges
If you fall behind with your payments, we reserve the right to impose a charge to cover the cost of any action we may take. We will be entitled to debit your account with any costs incurred by us in respect of any missed or insufficient payment, including but not limited to dishonoured cheques, failed direct debits and recharged card payments. Payments received will be applied first in payment of insurance, interest and other charges as shown on the last statement and thereafter in the reduction of the current balance. Administration Charges:
* Copy statement - £5
* Immediate credit file update - £5
* Letter confirming clearance of your debt - £12
* Transfer of your balances - £12
Default Charges - Charges are payable by you in respect of the following matters:
* You fail to make at least the minimum payment by the payment due date - £12
* For any debt collection activity we undertake - £12
* Debtor Trace - £25
* Any cheque, direct debit or other item for payment into your account that is unpaid or dishonoured - £15
* Temporary payment arrangement letter fee - £12
* Transfer of your debt to a debt collection agency - £25
* Any court fees & costs incurred by us in pursuit of arrears
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Blimmin eck!
Hope so! I did call but she said to wait and see and then call
The correct phrase is "That'll teach ya" I know cos I've just said it over and over!!!:-D
Hope so
Just explain that you forgot and you definately won't forget again.
They are usually sympathetic if it's your 1st charge.
Yeah but that's not nececelery correct as i say
Took quite a few phone calls to sort out. Good luck, you'll definitely need it! x
if iu aint got the cash i won't buy it
good luck with trying to convince them
change to direct debit but again make sure youve got money in the bank to pay that too otherwise the banks will b charging you instead
no you wont get charged ,only charged if its later than the date given
If you are 7 years late you get up with a ban
AAAAAANNND it still applies through very/lws current t&cs, right?
Better late than neverlol
Hope you can help.. Maybe nothing really. Been so focused on other things. My dad hasn’t been well so I was like crap I missed payment said by 20th November. Normally do via account online Slipped my mind. I paid it 0:11 this morning and cleared it. Worried I will get a late payment charge and bad credit score. Guy at very said probably not after working 3 years. My account balance is low now as paid two remaining BNPL anyway. Some say they have grace period and you can get away with 1/2 days?
Thanks (edited)