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Bank Account Deals

68
491

NationWide FlexDirect Current Account 5.00%

41
This is a long standing offer for SAVERS from Nationwide. So it's more of a fyi deal for those who are not aware. Nothing Black or Friday about this offer. Starved of any decent interest rates on
playdumb Avatar1m, 4w agoFound 1 month, 4 weeks ago41 Comments
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If anyone else needs one, please pm me I would be happy to split anything I get as a result
Gannet
Anyone want to refer me?

Sure I will
Anyone want to refer me?
I tried a couple month ago but failed the credit check :(
I got get me1 a these
39

Lisa Angel B-Friday offers up to 70% off jewellery

2
Perfect for Christmas, Lisa Angel has a number of significant reductions on costume jewellery, homewares and other bits and bobs. Multi-strand bracelet, was £12 now £4.80 Sass and Belle stoneware
Tylluan Avatar1m, 4w agoFound 1 month, 4 weeks ago2 Comments
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Thank you! Love this site!
Nice, added to to the list of sites to check on Friday. Gonna be a busy day at... 'work'... totally not sorting the Christmas shopping :D
63Expired

£100 Switch incentive for new TSB current account customers

13
I found this deal earlier while browsing for a new bank account for my partner and since I often check this megathread: http://www.hotukdeals.com/deals/maximise-bank-switch-incentives-earn-up-800-one…
SeraphXii Avatar2m, 1w agoFound 2 months, 1 week ago13 Comments
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I helped a family member switch an account under this offer and can confirm it paid the £100 into the account a month after the switch without any chasing.
Has anyone received this incentive yet?
mjb1975
Standard tesco savings accounts allow you to set up direct debits from your own other accounts meaning you can easily set up four different savings accounts and meet the criteria.
That's some good advice.
Standard tesco savings accounts allow you to set up direct debits from your own other accounts meaning you can easily set up four different savings accounts and meet the criteria.
4 direct debits in my eyes is equivalent to 2 new standard accounts as most only require 2 D.D set up. This therefore means for me even the £150 wasn't enough for me to try switching to co op
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91

Get £200 when you switch and stay with HSBC Advance

17
Open a new HSBC Advance or HSBC Premier Account and get £150 when you switch with a minimum of 2 Direct Debits or Standing Orders using the Current Account Switch Service within 30 days of opening you…
Satsbefast Avatar3m, 3w agoFound 3 months, 3 weeks ago17 Comments
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http://www.moneywise.co.uk/news/2016-09-07/looking-to-switch-current-account-get-200-hsbc (seemingly the £1750 doesn't need to be from one payment i.e. wages)
or over the phone. thanks for the help.
or over the phone
Yes but the switching process with HSBC has to be completed in branch for some reason. don't know why? I'm convinced (not 100% sure for definite) they will ask about earnings then.
Don't think it'll matter much, I've done plently switches and never been asked for anything when opening accounts.
-113

Santander 1|2|3 Lite Current Account - £1 per month ** Cashback on household bills**

19
Santander launched a new 123 current account yesterday ( 21/07/2016 ) which is the lite version which pays cashback on you household bills. The current account that pays you cashback on your househ…
cliosport65 Avatar6m, 1d agoFound 6 months, 1 day ago19 Comments
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I receive approx £11 cashback a month & was receiving good interest too, but moved recently so no real savings left. The Lite account suits me better now as I keep the cashback and only pay £1 instead of £5. Good timing too with the interest rate dropping! Don`t know why this went cold....
Shakeyyy
2_random_words
karen46
I have just switched to ordinary 123 account after having an offset account elsewhere, so far so good, the £5. charge is easily covered by cashback and the 3% interest.


​As of November though will be 1.5%


​How comes they're halving their interest rate?!


​Because they are greedy ;)
2_random_words
karen46
I have just switched to ordinary 123 account after having an offset account elsewhere, so far so good, the £5. charge is easily covered by cashback and the 3% interest.


​As of November though will be 1.5%


​How comes they're halving their interest rate?!
karen46
I have just switched to ordinary 123 account after having an offset account elsewhere, so far so good, the £5. charge is easily covered by cashback and the 3% interest.


​As of November though will be 1.5%
New Trust them...I had bad experience with them . Stay away
390

M&S Current Account - £100 gift card for switch and up to £120 GC [£10 a month with £1000 paying in]

50
Was looking to switch my current account and this looked like a decent deal.. £100 gift card to switch an existing current account. Switching needs to be done from a current account that has 2 act…
danby22 Avatar6m, 2d agoFound 6 months, 2 days ago50 Comments
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tomdavidrichards
rdbradshaw
tomdavidrichards
rdbradshaw
karlie88
woldranger
What do people regard as the best switching account at the mo, either purely for the incentive or including other bonuses?
I'm going to switch my Nationwide as soon as I get the £100 credit for a referral and recently switched another account to Halifax for their rewards account.
All of them are worthwhile - free money after all.
Also, be careful with Nationwide, there's a clause that says you need to remain with them for 3 months after having received the £100 via their recommend a friend incentive.
With the m&s switch by paying in £1000 a month can I simply take it back out strait away or do you need to have £12,000 in the account after a year in order to get the extra £120 gift vouchers ?
You can withdraw straight away
Just a thought , you know the £1000 pay in , I'm fairly sure it can't be internal and I would class my 1st direct account as internal as its same company as M&s . If I can't do it that way I would have to physically take out £1000 and put into M&s via post office I hop I don't have to do that it's a bit of a faff
Its not internal,HSBC,first direct and m&s are classed as separate. Just means from a m&s savings account etc to current account and back.
Ok great thanks for that :D
rdbradshaw
tomdavidrichards
rdbradshaw
karlie88
woldranger
What do people regard as the best switching account at the mo, either purely for the incentive or including other bonuses?
I'm going to switch my Nationwide as soon as I get the £100 credit for a referral and recently switched another account to Halifax for their rewards account.
All of them are worthwhile - free money after all.
Also, be careful with Nationwide, there's a clause that says you need to remain with them for 3 months after having received the £100 via their recommend a friend incentive.
With the m&s switch by paying in £1000 a month can I simply take it back out strait away or do you need to have £12,000 in the account after a year in order to get the extra £120 gift vouchers ?
You can withdraw straight away
Just a thought , you know the £1000 pay in , I'm fairly sure it can't be internal and I would class my 1st direct account as internal as its same company as M&s . If I can't do it that way I would have to physically take out £1000 and put into M&s via post office I hop I don't have to do that it's a bit of a faff


Its not internal,HSBC,first direct and m&s are classed as separate. Just means from a m&s savings account etc to current account and back.
tomdavidrichards
rdbradshaw
karlie88
woldranger
What do people regard as the best switching account at the mo, either purely for the incentive or including other bonuses?
I'm going to switch my Nationwide as soon as I get the £100 credit for a referral and recently switched another account to Halifax for their rewards account.
All of them are worthwhile - free money after all.
Also, be careful with Nationwide, there's a clause that says you need to remain with them for 3 months after having received the £100 via their recommend a friend incentive.
With the m&s switch by paying in £1000 a month can I simply take it back out strait away or do you need to have £12,000 in the account after a year in order to get the extra £120 gift vouchers ?
You can withdraw straight away
Just a thought , you know the £1000 pay in , I'm fairly sure it can't be internal and I would class my 1st direct account as internal as its same company as M&s . If I can't do it that way I would have to physically take out £1000 and put into M&s via post office I hop I don't have to do that it's a bit of a faff
cliosport65
can you switch from HSBC ?

Yes
can you switch from HSBC ?
330Expired

£150.00 Cash to switch your Current Account to Co-Op Bank until 1st August

37
£150 Cashback when you switch your Current Account to the Co-operative Bank- T&Cs apply. You will be considered a new customer if you do not already have a Co‑operative Bank or smile current accou…
caroline57 Avatar6m, 3d agoFound 6 months, 3 days ago37 Comments
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Not really a great deal, unless you have a completely useless current account specifically opened for switching.

I have a fairly under used (zero balance for almost 6 months) current account with Nationwide. But they offer a very good credit card deal, 0.5% cash back on all spendings. The cashback alone would give me £80-£120 every year. Not worth the hassle to switch to CO-OP, considering they do not have similar credit card deal.

I will have to open a new current account to take advantage of this deal, :,(
I spoke to them on the phone today about this offer and got some good responses. They also clarified that there currently is no set closing date for this offer, which is good news for those wanting to set up direct debits to get ready for this offer. I'd also say the title should probably be modified since there doesn't seem to be a hard deadline on this deal yet.

Also, is anyone able to confirm if there is a minimum pay in attached to this deal? As the person I spoke to on the phone made no mention of one and this thread doesn't but a related thread I saw on HUKD ( http://www.hotukdeals.com/deals/maximise-bank-switch-incentives-earn-up-700-one-guide-2079867 ) states a £800 minimum pay in, in addition to the 4 DDs, I sincerely hope it's wrong(?), otherwise I'm out as I just don't have enough spare cash sitting around for that unfortunately....
ST3123
Yes, i'd be interested to know that too, also how long after ordering them until the DD is classed as "active"?
I could use my main account, which already has enough active DDs running but am wary in case of any issues upsetting vital DD payments like monthly bills. Whilst I have been with the bank (RBS) for over 16 years and haven't had any major issues, I have no particular loyalty to them either, and as they are changing into a completely different bank in the next year or so I may be wise to move.
Also what happens to your credit card when you switch accounts (mine is with my bank)?

About 4 times this year I have had my online purchases blocked with Halifax as they think its a fraudulent transaction. I then have to phone them up and go through about 30 questions just for them to activate it again. Now I woke up to a voicemail again this morning regarding my card. I wouldn't mind if it was being used by a fraudster (well I would) but it's not, it's just me buying stuff online. Highly annoying, although I did get £100 for switching to them and get cashback via retail stores/companys on their online banking cashback section. £10 is due at end of month but this deal expires then, so need to switch over on 31st and make some DD mag subscriptions. That's why I want to know when they become active :D

Edited By: Shayno on Jul 21, 2016 13:48
Shayno
Do these magazine subscriptions create a direct debit
lucas
mikem1989
what's the easiest/cheapest way of adding 4 direct debits to my 2nd bank account which I am willing to use as a donor.
£1 magazine subscriptions that last 3 months. Viz for example
Do these magazine subscriptions create a direct debit on the trail or just charge a £1, then create a direct debit if you carry on after the trial period? Also when is a direct debit created, when I make the order or when the first issue is dispatched/received?

Yes, i'd be interested to know that too, also how long after ordering them until the DD is classed as "active"?

I could use my main account, which already has enough active DDs running but am wary in case of any issues upsetting vital DD payments like monthly bills. Whilst I have been with the bank (RBS) for over 16 years and haven't had any major issues, I have no particular loyalty to them either, and as they are changing into a completely different bank in the next year or so I may be wise to move.

Also what happens to your credit card when you switch accounts (mine is with my bank)?
Do these magazine subscriptions create a direct debit
lucas
mikem1989
what's the easiest/cheapest way of adding 4 direct debits to my 2nd bank account which I am willing to use as a donor.
£1 magazine subscriptions that last 3 months. Viz for example

Do these magazine subscriptions create a direct debit on the trail or just charge a £1, then create a direct debit if you carry on after the trial period? Also when is a direct debit created, when I make the order or when the first issue is dispatched/received?
-95

Free £200 bank switch (£150 upfront; £50 if you stay) @ HSBC *NEW CUSTOMERS*

25
Free £200 bank switch (£150 upfront; £50 if you stay). New switchers to HSBC's Advance* get £150 within 70 days. Plus, register for online / mobile banking once it's open and if you're still with it a…
raza786 Avatar7m, 2w agoFound 7 months, 2 weeks ago25 Comments
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why's this so cold? oO because of bad customer service?
Edit: deal ends sunday, i might switch

Edited By: loadsavmoney on Jul 09, 2016 05:59
collinc1980
gwapenut
Has this offer been withdrawn? I can't find it any more
​Not withdrawn, it's just came out.. Should have gone to spec savers lol

No really, it doesn't show up on some browsers. Load the same url using incognito and normal chrome, and only the incognito chrome shows the offer. Haven't worked out why / what cookies or script blockers are stopping it so far.

Edited By: gwapenut on Jun 09, 2016 11:44
Advanced account and 6% regular saver can't fault my experience with them. Always quick to get through to them and greeted with them anyway having my details to hand when I verify after reading them. responsive Uk customer services robust app and quick dealing even when I was in another country. advance also benefits from a higher withdrawal limit, no transaction fee and preferential rates. if you can it's worth it.
Also requires £1750 a month going into your account.
If you are eligible for a premier account, 6% regular saver and call centres in UK
580Expired

Halifax Current Account, £125 switching incentive is back

71
Halifax has restarted their switching offer, usual conditions apply and from experience the cash is paid really quickly Terms and conditions. To qualify for the £125 switching offer (“the offer”…
eslick Avatar7m, 2w agoFound 7 months, 2 weeks ago71 Comments
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Try Tesco and paypal
TirolForce165
I have multiple Halifax current accounts with zero money in them you don't need cash to credit these accounts with the monthly £750 if you have a overdraft as you can use the overdraft instead with no charges or costs.
The monthly £750 from my overdraft goes in one account for seconds then I transfer It through the other accounts online and then put it back to clear the overdraft in the original account it came from .
This takes seconds/minutes which I do in daytime banking hours before 3pm .
Direct debits can be gotten at no cost as well.


​Which free dd's have you set up?
I have multiple Halifax current accounts with zero money in them you don't need cash to credit these accounts with the monthly £750 if you have a overdraft as you can use the overdraft instead with no charges or costs.
The monthly £750 from my overdraft goes in one account for seconds then I transfer It through the other accounts online and then put it back to clear the overdraft in the original account it came from .
This takes seconds/minutes which I do in daytime banking hours before 3pm .
Direct debits can be gotten at no cost as well.
Justsuperman
kar999
People voting cold on a much better HSBC £200 switch deal.... this site is so random!http://www.hotukdeals.com/deals/free-200-bank-switch-150-upfront-50-stay-hsbc-new-customers-2460582
Yeah but you have to pay in 1,750 pound a month some people don't have that pay in every month also need 2 DD's

I have a rolling standing order between all my accounts so you don't have to have salary paid in. So long as you have £1750 sitting somewhere like your main current account just transfer it in and out back to where it started.
kar999
People voting cold on a much better HSBC £200 switch deal.... this site is so random!

http://www.hotukdeals.com/deals/free-200-bank-switch-150-upfront-50-stay-hsbc-new-customers-2460582


Yeah but you have to pay in 1,750 pound a month some people don't have that pay in every month also need 2 DD's
330Expired

£150.00 Current Account Switch Incentive @ Smile by Co-Op + TCB/Quidco ~£48

44
A no monthly fee current account that offers what you might need to manage your day-to-day transactions. Switch to a Smile current account and you could be eligible for £150. New customers must co…
dynbrn Avatar8m, 4d agoFound 8 months, 4 days ago44 Comments
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mistermoneysaver
kingchris
hellop4nda
Four direct debits? How on earth would typical people have enough of those...
Mobile.
Credit Card
Gym
Car Payment
Broadband
Water
Power
Gas
Council Tax
TV Licence
Four is very easy.
Or
Tesco internet saver
Tesco internet saver
Tesco internet saver
Tesco internet saver
Just use different amounts.


This doesn't work as they use the same d/d mandate regardless of different amounts on different days ;)

2 Tesco Savers will work though , 1 dd for each account ;)

Edited By: rooney10 on Sep 16, 2016 15:42: typo
desired.value
what do they mean by active direct debits? Its not clear what they mean by that. Should payments have been made using those direct debit on the account from which you are switching over


​Yep thats what it means I think. Like on an old account I'm sure my old mobile phone provider direct debit is still there, but inactive bc i changed providers and old one isn't taking payments anymore
what do they mean by active direct debits? Its not clear what they mean by that. Should payments have been made using those direct debit on the account from which you are switching over
ta kiish! or rspca or nspcc
thebestrc
hellop4nda
kingchris
hellop4nda
Four direct debits? How on earth would typical people have enough of those...
Mobile.
Credit Card
Gym
Car Payment
Broadband
Water
Power
Gas
Council Tax
TV Licence
Four is very easy.
​Student. Have none of those, only have 2 to transfer money between and that's the most I can do. :(
Setup a DD to a charity. £1 And you're doing some good too. Not hard.
mistermoneysaver
kingchris
hellop4nda
Four direct debits? How on earth would typical people have enough of those...
Mobile.
Credit Card
Gym
Car Payment
Broadband
Water
Power
Gas
Council Tax
TV Licence
Four is very easy.
Or
Tesco internet saver
Tesco internet saver
Tesco internet saver
Tesco internet saver
Just use different amounts.
National Lottery.
556

Post Office home phone £16.00 Plus with free Unlimited internet for 12 months also FREE New line install - Pay Bill by Cash no Fee - No bank account required! @ Baker Street London Post Office

54
Post Office Home Phone and Unlimited Internet with Free New Line/reconnection Install. Line Rental £16 per month with free weekend calls, caller ID and voicemail) Internet Free for 12 months then
loveto123shop Avatar9m, 1d agoFound 9 months, 1 day ago54 Comments
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Does anybody know what happens to the 12 months free broadband offer if you move home? I've been trying to get a sensible email response from support regarding this for over a week, without any luck. I think the T&C on the website say you have to start a new 18 month term, which it to be expected these days, but there's nothing about the 12 month free offer.

Has anyone that has signed up to this seen anything in their T&C about home moving?
What a load of rubbish . Talk talk dont own the line either. If you have a problem with your internet or phone , then , Talk Talk, Post Office, BT will all use the same people, which is " Open Reach" whom have the monopoly on the lines and the work and exchanges.
Which ever service provider you have will make an appointment with an Open Reach engineer to call. You can ask the engineer questions when he calls. Usually the fault is the software in the exchange , designed to slow you down , and the profile needs resetting.
It is only if you dont use a phone line for your internet , like have a cable service , then there would be a difference. So using the Post Office will be just as bad as using BT ( who keep putting their prices up).

Learn to read for heaven's sake.

I never said Talk Talk owned the line or the network for that matter. What I actually said was the the Post Office's phone and Broadband are run by TalkTalk which it is that is why I said 'They have completely went downhill since using Talktalk' Then I said 'The problem is it is not their network so when things go wrong they will do nothing. Also, if things go wrong that are specifically their fault (like admin errors) they will also do nothing. ' I even made a distinction between network/openreach problems and admin/customer service problems (Post Office/talktalk issues).
Mikuru
Be wary, if you have/want to have any work done through Open Reach then you have to pay an extortionate fee on top! I need a new master socket as the current one was here pre 1980 & is an old LJU2 (Non NTE5) Open reach would deem this a "Conversion of hard-wired/master socket to Linebox and regularisation of illicit master socket" and charge £25+ Vat. - https://www.openreach.co.uk/orpg/home/products/pricing/loadProductPriceDetails.do?data=W8VLtJzwxQ9ziP11V1KX7Q%2FMS3uzzEPwWhCBQ6nnzJNUNeIS4WkJBRh6z%2FRUAIt8maxtgrEro1A7w5V8nzAZpQ%3D%3D

Seeing as Open Reach refuse to take work on directly and has to be done by your Service provider that means a call to Post office is at hand, however the Post office want £160 for the same job, they say it's their admin costs that inflate it which is a poor excuse.

I would do it myself but the wire from the telephone mast to the house is easily 35+ years old & hasn't faired the elements well over the years so any attempt to move it would probably break it.


​This is a stupid comment, open reach act as the wholesaler here in effect, it's like saying I want an apple computer but John Lewis are charging £1049, rip off as it only costs Apple £650 to make it
"Read the reviews on Post Office Broadband. They have completely went downhill since using Talktalk. Post office customer service is non existent. The problem is it is not their network so when things go wrong they will do nothing. Also, if things go wrong that are specifically their fault (like admin errors) they will also do nothing.

Don't be seduced by any inducements they might offer. Save yourself some hassle and go through someone else. "

What a load of rubbish . Talk talk dont own the line either. If you have a problem with your internet or phone , then , Talk Talk, Post Office, BT will all use the same people, which is " Open Reach" whom have the monopoly on the lines and the work and exchanges.

Which ever service provider you have will make an appointment with an Open Reach engineer to call. You can ask the engineer questions when he calls. Usually the fault is the software in the exchange , designed to slow you down , and the profile needs resetting.

It is only if you dont use a phone line for your internet , like have a cable service , then there would be a difference. So using the Post Office will be just as bad as using BT ( who keep putting their prices up).
Read the reviews on Post Office Broadband. They have completely went downhill since using Talktalk. Post office customer service is non existent. The problem is it is not their network so when things go wrong they will do nothing. Also, if things go wrong that are specifically their fault (like admin errors) they will also do nothing.

Don't be seduced by any inducements they might offer. Save yourself some hassle and go through someone else.
477

Shepherds Friendly Stocks and Shares ISA Cashback £100 - £250 available for very little outlay & effort

316
This post is a bit of a spin off from karlie88's excellent bank switching thread - http://www.hotukdeals.com/deals/maximise-bank-switch-incentives-earn-up-1100-one-guide-2079867 Open a Shepherds Fr…
norbie Avatar10m, 1d agoFound 10 months, 1 day ago316 Comments
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Start of September
mosgas
Got my M&S voucher yesterday, anyone know if you can use it to buy gift cards?
When did you take out your cover?
Got my M&S voucher yesterday, anyone know if you can use it to buy gift cards?
norbie
Crapweasel
norbie
borat1234
Hi, i took out the legal and general cover after seeing this post....have you received your gift voucher yet? Thanks in advance Dan
Hi Dan, yes I've had a few as did the same thing again with other insurance firms :)
If you've made 3 payments and not received anything (it comes in the post), give them a call.
What other companies, if you don't mind us asking? Did you find them through HUKD, or just random searching? Thanks in advance!
Just google for life insurance cashback / voucher. Think I've done L&G direct, Direct Line & Nationwide. They're all provided by L&G but have paid out on all..!

Still nothing off legal and general, so i emailed them and they replied saying that they issue the voucher after 4 months so probably wont get it till February by the time they allow for dispatch and delivery time!? I might as well stick it out now, but potentially a bigger outlay.
norbie
Crapweasel
norbie
borat1234
Hi, i took out the legal and general cover after seeing this post....have you received your gift voucher yet? Thanks in advance Dan
Hi Dan, yes I've had a few as did the same thing again with other insurance firms :)
If you've made 3 payments and not received anything (it comes in the post), give them a call.
What other companies, if you don't mind us asking? Did you find them through HUKD, or just random searching? Thanks in advance!
Just google for life insurance cashback / voucher. Think I've done L&G direct, Direct Line & Nationwide. They're all provided by L&G but have paid out on all..!
Great, will do. Thanks for the additional info, it sounds like a winner if they all pay out! :)
35

Recommend your friends or family to switch to a Nationwide current account and get £100 each *(see details) *Do not offer or post referrals*

15
How does it work? If you're a Nationwide current account holder*, you can recommend your friends and family. You give us a few details about you and about your friend. We'll email you with more inf…
Carley Avatar10m, 6d agoFound 10 months, 6 days ago15 Comments
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phil001
HI,

anyone know if its still safe to go via TCB / Quidco for this?
Wouldn't want to forfeit the 2 x £100's for the sake of £25 cashback

No mention of the £100 referral on TCB / Quidco as far as i can see

cheers


Hi yes you can still use quidco. The person who recommends you will recieve an email from nationwide that they forward onto you. You apply for an account via quidco and when the switch goes through they will see you have been recommended and both parties get the £100
HI,

anyone know if its still safe to go via TCB / Quidco for this?
Wouldn't want to forfeit the 2 x £100's for the sake of £25 cashback

No mention of the £100 referral on TCB / Quidco as far as i can see

cheers
rp83
Do they send the link one has to use or use TCB and then provide friend's details in the application somewhere?
Neither. I guess NW go on the record they make of your friends name and email address when you submit the referral, so best that said friend uses the same details!

NB. TCB / Quidco is reliant on account opening being achieved wholly online per t&c. However, NW required my daughter, who already had a NW account, to attend a branch with ID. Unclear if that was an attempt to avoid cashback or incompetence, but they reconsideted after complaint via secure message.....

Edited By: RogerN on Apr 25, 2016 15:10
just read the FAQs - works for existing customers too! Just need to keep the account active for 3 months post switch date.
if you previously had a nationwide which has been recently closed.. can you reapply using the friend link as a 'new customer?' - how long do you have to be 'away' from the bank? Comments much appreciated :)
320

Santander Regular eSaver 5% Interest

99
You can have this account with any Santander current account only excluding 123 mini The instant access savings account funded from your Santander current account A Regular eSaver lets you save up…
shishiragarwal Avatar10m, 1w agoFound 10 months, 1 week ago99 Comments
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Having been encouraged to bank on line I find this a stupid requirement. I have been with Santander and its previous incarnations in the UK since 1969 and still have to go through this rigamaroll.No offence to the front line staff but they really need to get some authority to filter down to the staff facing the customers. I also wish they would get rid of the notice thank you for waiting. If I want to get to the counter what is my other ortion apart from waiting,pleae inform me.T
Every little helps, thanks for this. But as mentioned, switching out £200 pm from 123 to saver only makes £24 or so extra, not worth phone or in-branch hassle. Complained to 123 by secure message(_;)

In meantime, looking at Quidco etc for another bank account preferably with highish interest rates
Thanks op
Askrulous
snack_attack
Askrulous
A reply takes seconds.
Several replies takes minutes.
Askrulous
Setting up an account takes time
Takes 5 minutes to open the account, as much time as you reading and replying 8 times within this thread.
Askrulous
then theres the extra paperwork which I have to keep for myself
There is no extra paperwork for you. All kept online. Your accountant's job is to manage your paperwork.
Askrulous
then theres all the passwords for different accounts
You've already explained that you have a First Direct ISA, thus you will not need new login details - just use the same one and both accounts will appear within online banking.
Askrulous
I have trouble remembering passwords just for accounts set up with different establishments to keep under the fscs, so really don't need to extra headache for what is a very little amount
Either get a secure password manager program or do some memory training exercises.
I appreciate that it works for you and others, I'm glad its worth it for you, just not for me. As for my memory, there's no hope for that!

Fair enough.
snack_attack
Askrulous
A reply takes seconds.
Several replies takes minutes.
Askrulous
Setting up an account takes time
Takes 5 minutes to open the account, as much time as you reading and replying 8 times within this thread.
Askrulous
then theres the extra paperwork which I have to keep for myself
There is no extra paperwork for you. All kept online. Your accountant's job is to manage your paperwork.
Askrulous
then theres all the passwords for different accounts
You've already explained that you have a First Direct ISA, thus you will not need new login details - just use the same one and both accounts will appear within online banking.
Askrulous
I have trouble remembering passwords just for accounts set up with different establishments to keep under the fscs, so really don't need to extra headache for what is a very little amount
Either get a secure password manager program or do some memory training exercises.

I appreciate that it works for you and others, I'm glad its worth it for you, just not for me. As for my memory, there's no hope for that!
500Expired

Santander Help to Buy: ISA now paying 4%

111
Help to Buy: ISA is an account aimed to help you save for your first home. The Help to Buy: ISA is a tax-free savings account in which you can make regular deposits of up to £200 a month. You will rec…
ses6jwg Avatar10m, 1w agoFound 10 months, 1 week ago111 Comments
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Now 2/ 2/.5% for new customers hope you got in while you could.
Halifax cutting rates for new customers making this even more attractive
whoMODStheMODS
I doubt you get anything for opening an account.
welshblob
whoMODStheMODS
What's the extra 500 quid that Halifax give you? Is it like a joining bonus?
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.
I can't find the extra £500 stated on their website

I think the poster must be confusing the £500 cash back when you take a mortgage out with them as a first time buyer. Although I think most of the banks do.
I doubt you get anything for opening an account.

welshblob
whoMODStheMODS
What's the extra 500 quid that Halifax give you? Is it like a joining bonus?
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.
I can't find the extra £500 stated on their website
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.

Have you got a link. I can't find the Halifax £500 deal. I have other accounts with them so for logistics they are easier for me but haven't read the find print in either yet. But £500 would seal the deal for me.
833Expired

First Direct offers £150.00 for switching your current account

136
First Direct offers £150 for switching your current account
fatalist Avatar11m, 2d agoFound 11 months, 2 days ago136 Comments
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Slashed to 100 from £150 :/
Got mine within about 2 weeks
I got mine in less than 10 days
how long did people wait for their bonus? mine switched on 5/2 and transferred 1k in on 11/2 and still nothing :|
£100 now. Expire
-96

Help To Buy ISA - Up to £3000 free to buy a house

30
Get 25% bonus on a deposit for a house saved in a Help To Buy ISA.
fo_sho_yo Avatar11m, 6d agoFound 11 months, 6 days ago30 Comments
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dangermoose5
someguy003
dangermoose5
someguy003
BritishDragon
Just another govt scheme to keep the housing bubble ponzi scheme running.
Keep it going is what I say- my property is sky rocketing. Stay in Europe and let hard-working eastern europeans in to take all the council/ low cost housing from the lazy indigenous chav$, who will be forced to leave my area. All I can see is that 1-bed properties in my area are going for up to £410000. That's nice!!
Out of interest whicharea's your area? Sam
South London...Who is Sam??
Me you goon!
I'm in Orpington, bit cheaper here!
Well, Sam, you lovely Kent people can have our chavs. Not that you have a choice in the matter- They will be heading your way for cheaper housing whether you like it or not!
someguy003
dangermoose5
someguy003
BritishDragon
Just another govt scheme to keep the housing bubble ponzi scheme running.
Keep it going is what I say- my property is sky rocketing. Stay in Europe and let hard-working eastern europeans in to take all the council/ low cost housing from the lazy indigenous chav$, who will be forced to leave my area. All I can see is that 1-bed properties in my area are going for up to £410000. That's nice!!
Out of interest whicharea's your area? Sam
South London...Who is Sam??
Me you goon!

I'm in Orpington, bit cheaper here!
dangermoose5
someguy003
BritishDragon
Just another govt scheme to keep the housing bubble ponzi scheme running.
Keep it going is what I say- my property is sky rocketing. Stay in Europe and let hard-working eastern europeans in to take all the council/ low cost housing from the lazy indigenous chav$, who will be forced to leave my area. All I can see is that 1-bed properties in my area are going for up to £410000. That's nice!!
Out of interest whicharea's your area? Sam
South London...Who is Sam??
Shaydog
Net migration to the UK, (the difference between immigration and emigration) was 318,000 in 2014. (www.migrationobservatory.ox.ac.uk)
The average household size in the UK is 2.3 people per household.(www.ons.gov.uk). 318,000 / 2.3 = 138,260 homes needed for the immigrants/returners alone per year.
I wouldnt hold my breath while waiting for that crash.

Did net migration drop significantly when prices crashed in 2008 then?
Bloody stupid scheme if you actually stop to think about it.

Every first time buyer can get it.

Ergo all it means is that the house you end up buying will just be at least 3K more expensive.

Helps no one but the big house builders.

And I guess folk like me who already own a house (because it'll help keep prices inflated... and consequently out of reach of... first time buyers).
848Expired

Heads up - Halifax to Increase Current Account Switching Bonus to £125 from Tuesday + Possible £60 cashback over 12 months

177
Just a heads up that Halifax are increasing their current account signup bonus to £125 from Tuesday. The bonus is paid within three workings days of a successful transfer using the bank switching serv…
Chanchi32 Avatar11m, 2w agoFound 11 months, 2 weeks ago177 Comments
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Can anyone confirm if after having paid in £750 and two direct debit payments coming out, if you then withdraw any remaining cash to take your account to a £0 balance, will you get the £5 'bonus' for the month? I'm wondering about their definition of a positive balance, if it's more about not having gone into an overdraft.

Edited By: morgie on Apr 05, 2016 00:24
It could only happen to me...smh..Started the application almost got to Confirm when they offered me overdraft, somehow didn't take a decision and I was timed out telling me I should restart. When I restart the application I get an error telling me I already applied. What to do now?
Quicklite
Coffee100
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
I don't think they'll try to get it back? Does it say anywhere how long you've got to keep the account?
e.g. do you have to transfer in 750 quid just to be safe?
No doesn't say anywhere how long uouve got to keep account.
Coffee100
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
I don't think they'll try to get it back? Does it say anywhere how long you've got to keep the account?

e.g. do you have to transfer in 750 quid just to be safe?
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
-27

Co-Operative Bank Current Account..earn up to £5.50pm

6
Enjoy everyday rewards for everyday banking things on this current account. pay in a minimum £800.00 pm stay in credit or in nominated overdraft limit log into mobile or online banking once a mo…
W22ULF Avatar1y, 3d agoFound 1 year, 3 days ago6 Comments
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moneysupermarket is offering £100 switching deal - 4 direct debits from another account is all that's required.
Yep, I thought this one was poor... I just wonder if more banks will introduce more requirements to try and squeeze each others customer base.
Doesn't seem very competitive. For example the Halifax Reward current account pays £5 per month for paying in £750, holding two direct debits and staying in credit without the other conditions. They also offer a £100 switching bonus.

Edited By: Somnus on Jan 19, 2016 12:22
If I need 4 direct debits, that's all of them I'll ever have isn't it?
1 council tax
2 gas & electric
3 water and
4 PayPal.
677

Nationwide 5% Gross, 4% Net Interest £500.00 pm Max, Flex regular Saver account for main current account holder

90
Flexclusive Regular Saver If you are a Nationwide main current account customer*, our Flexclusive Regular Saver offers our highest instant access savings rate. Could this be just the encouragement
upsy Avatar1y, 6d agoFound 1 year, 6 days ago90 Comments
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chocci
Big A
Coulomb_Barrier
Someone correct me if I am imagining things, but I read somewhere that there is a £5/10 monthly charge from Nationwide each month you have this account? Wouldn't that wipe out all the interest earned unless you put in the maximum (or near to it) £500 each month?
I agree, its costing me £120 just to have the account, that eats into the interest that i'll see at the end of the 12 months considerably?!?
I'm intending to invest £300 per month, thats £180 interest after 12 months, or £60 net
or am i missing something (likely ahaha)
There is no monthly fee on these savings accounts!

You're right, i missed the fact you can also access their Regular Savers Account by using their FlexDirect account which has no monthly fee.
tzac4
Newbold
tzac4
Bumping my question :)
Anyone know if for this (and the first direct regular saver) if you need to set up a standing order to fund it or if it draws from the linked current account?
Thanks in advance
Instead of bumping a question that nobody's answered, have you thought of taking a look at the Nationwide website, perhaps, or maybe even asking Nationwide? :|
Absolutely I have. FD possibly suggests that it's automatic. Nationwide didn't state anything. Haven't asked the banks directly given I'm working night shifts and it's the weekend. Also I thought that experience from members who might have done or be doing this deal would be absolute and the answer would be helpful for others choosing to open an account.
If I don't get an answer I will of course check it with the bank in due course.
Thank you for the suggestionsupervision however.
Obviously you have to set up a standing order from the linked account oO
Newbold
tzac4
Bumping my question :)
Anyone know if for this (and the first direct regular saver) if you need to set up a standing order to fund it or if it draws from the linked current account?
Thanks in advance
Instead of bumping a question that nobody's answered, have you thought of taking a look at the Nationwide website, perhaps, or maybe even asking Nationwide? :|

Absolutely I have. FD possibly suggests that it's automatic. Nationwide didn't state anything. Haven't asked the banks directly given I'm working night shifts and it's the weekend. Also I thought that experience from members who might have done or be doing this deal would be absolute and the answer would be helpful for others choosing to open an account.
If I don't get an answer I will of course check it with the bank in due course.
Thank you for the suggestionsupervision however.
Thanks OP. Now to find some money to save (_;)
tzac4
Bumping my question :)
Anyone know if for this (and the first direct regular saver) if you need to set up a standing order to fund it or if it draws from the linked current account?
Thanks in advance
Instead of bumping a question that nobody's answered, have you thought of taking a look at the Nationwide website, perhaps, or maybe even asking Nationwide? :|
294Expired

Clydesdale/Yorkshire Current Account switch to them and £150 cash back - links to other banks offers in first post

56
Thought this would be posted already today, switch to them and they will give you £150 cash back, they did this early last year and got loads of new business. Usual rules apply have to switch 2 direc…
eslick Avatar1y, 1w agoFound 1 year, 1 week ago56 Comments
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ive put the first 1000 pound in last month but is the next 1000 pound to be put in within 31 days or after 31 days, so could I put the next £1000 say in 20 days after the original to qualify?

Just received mine.
I put it in when account first opened and about 35 days for the 2nd installment (to be safe).
Was about 60-70 days payout time.
ive put the first 1000 pound in last month but is the next 1000 pound to be put in within 31 days or after 31 days, so could I put the next £1000 say in 20 days after the original to qualify?
Quicklite
one2one24
I've met the rules but still haven't received the £150
account was setup 9 FEB
I saw somewhere paid in 63 to 70 days
Wondering about it too.
Did you put 1k in each month (or multiple transfers accumulating to 1k?)

Still not received the cash back to date.
Yes I put in £1K the first month then transferred it back after 24hrs and same again the second month.

Will make contact with them and see what they say
one2one24
I've met the rules but still haven't received the £150
account was setup 9 FEB
I saw somewhere paid in 63 to 70 days
Wondering about it too.
Did you put 1k in each month (or multiple transfers accumulating to 1k?)
I've met the rules but still haven't received the £150
account was setup 9 FEB
I saw somewhere paid in 63 to 70 days
94Expired

First Direct current account switch £150 + £25 for applying for and using their credit card £175.00

35
First Direct usually only offer £100 for switching. The £150 incentive probably will not last long, but I cannot find a deadline, perhaps someone else might be able to assist with this? You have to…
dealsschmeal Avatar1y, 1w agoFound 1 year, 1 week ago35 Comments
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not sure if already answered,

opened account with them last week and transfer of old one should be done today.

Can I leave as soon as I get incentive or there is minimum period to wait before moving on?


Thanks
great lets see

thanks
wakkaday
I've joined will cashback come automatically in 38 days
Hi,

The cashback is payable within 28 days of you 1. switching current account and 2. paying in £1,000.

So If you do both today the money will be paid on the 5 of March at the latest.
wakkaday
I've joined will cashback come automatically in 38 days
I've joined will cashback come automatically in 38 days
Or you could just switch to them, collect the £125, switch to someone else after 6 months and collect another £100 for leaving and possibly another £100 from the new bank = £325. Stuff the £10 a month charge.

Edited By: matty_private on Jan 18, 2016 22:54
1093Expired

TSB Classic Plus Current Account £100 for Switching +5% interest on balance (upto £2000) + 5% cashback on contactless purchases + 5% regular savings account

185
Slightly less incentive than last time at £100 to switch ( previously £125), but none the less you still get £5% interest on balances up to £2000, and still receive 5% cashback on your first £100 of
goldy12 Avatar1y, 1w agoFound 1 year, 1 week ago185 Comments
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JPS77
That was a waste of time,
No cashback for me.

I thought I would try my look again and phoned this number 0345 8357838. The lady took 2 mins to look at my details and confirmed that I would get the reward by close of tomorrow.

Recieved a phone call later that evening from a different lady to confirm my cashback would appear in my account by lunch time Tuesday.

Sure enough it is now showing in my account. For the people that lost out I would chance your arm again and phone up.
after something of a stand off with TSB ( ie cookies not added on my machine hence not paying ) , i email the CEO ( sent him a message via linkedin as well to demonstrate " i,am not just going away till this is resolved " ) resulted in a return call from his CS head of - and my 100-00 paid and a courtesy payment for all the time and trouble , and i did flag it that there a number of unhappy people ( ie this thread )
rdbradshaw
Just an update , after a few people saying they didn't get thier incentive i didn't have any hope of getting mine , well I switched at the end of last month and I got my £100 today so I'm very pleased .

Got mine also last week so Happy Days
Just an update , after a few people saying they didn't get thier incentive i didn't have any hope of getting mine , well I switched at the end of last month and I got my £100 today so I'm very pleased .
mrT786
Received my £100 today. Exactly 28days from switch completion.

Hello

Could you kindly advised what links you used - what site you applied to ...... as it would appear that TSB have a different story ( some people reporting that you have to be logged in as moneysupermaket site ) thanks
-75

£40.40 cash back for opening co operative bank account at Topcashback

12
Open a co op bank current account through top cash back and receive £40.40 cash back. Does not mention need to complete account transfer!
seancharles Avatar1y, 1w agoFound 1 year, 1 week ago12 Comments
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weeclare
stevennnn2003
it is hot one i had £84 paid in my account just for opening an account you don't need to switch
​Hi Steven. how long did you wait for money to be paid? I am hoping to get £151.50 for opening account and funding £800 for 3 months. Used the account a few times to pay for stuff but that's all. Cheers

Same here Clare, mine says payable in around 20 weeks but I'm sure it was 12 weeks when I opened the account.
stevennnn2003
it is hot one i had £84 paid in my account just for opening an account you don't need to switch


​Hi Steven. how long did you wait for money to be paid? I am hoping to get £151.50 for opening account and funding £800 for 3 months. Used the account a few times to pay for stuff but that's all. Cheers
stevennnn2003
it is hot one i had £84 paid in my account just for opening an account you don't need to switch


may I ask ​how do u get £84?
it is hot one i had £84 paid in my account just for opening an account you don't need to switch
Yeah it says the same on Quidco who are offering £15. Must transfer to it and use it as main account, not sure how they would know that if not using the switching service though?
286Expired

Co-op Current Account through TCB - £151.50 cashback

235
Simply apply for and open a co-op current account through TCB and earn £151.50 cashback. No monthly fee Online and mobile banking 24/7 support Contactless card (subject to status) Overdraf…
Stevew192 Avatar1y, 2w agoFound 1 year, 2 weeks ago235 Comments
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I got mine bout a month ago. Took from January when I opened account but paid in the end.
Is it just me or does someone else find their Online Banking prehistoric?
9 months later and this has paid out!
Closed the account a few months ago as I didn't think it would ever come.
http://i64.tinypic.com/255iars.png
rustyjames
Now that it has payout, is there any point in keeping that account?
Switched already. Didn't even wait. 8)
rustyjames
Now that it has payout, is there any point in keeping that account?

For us it'll come in useful as our next donor account , just waiting for a good offer now so I can jump on it. ;)

£303 paid out , happy now ;)

Edited By: rooney10 on Sep 20, 2016 13:49
66

£15 off £60 shop at Adidas (adidas.co.uk) with Nationwide "my offers" (credit card / Debit card from Building society / Bank account)

6
£15 cashback on £60 or over spend Couple this offer with Adidas Backstage (sales area) and / or 15% off codes + 9% quidco and you're quids in ends 17th Dec
dodgymix Avatar1y, 1m agoFound 1 year, 1 month ago6 Comments
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I had the £10 oiff £75 in Nov and didnt use it
Probably why i'm now getting the £15 off £60
Nobody else offered £15 off £60 spend ? .. . Just the OP ?
10/75 too
Showing £10 back on your next purchase of £75
For me.
£10 off £75 on mine
:(
49

1st time buyers/house ISA Free £3000 from the government £200.00

22
Help to Buy ISAs are a no-brainer if you’re a first time buyer saving for a mortgage deposit.  You can earn up to 4% interest tax free and then state will add 25% free cash, it could be £1,000s, on to…
Phudan007 Avatar1y, 1m agoFound 1 year, 1 month ago22 Comments
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What if I own the property, but my partner is a first time buyer and wants to join me when my current mortgage fixed interest deal comes to an end? Can my partner still get the bonus?
toonsquirel
Whittick88
250k limit on the property seems a bit ridiculous though. Looked what was available for that much and now wish I hadn't (spoiler: not a lot)
You obviously don't live in the sort of places 99% of us live at. 250k will get me a 5 bed detached house set in loads of land etc in my local (very nice) village.
£250k would maybe get me a 2 bedroom new build house, with thin walls and an open plan bathroom kitchen area. And maybe a parking space. However, 75% of £250k is £187.5, so assuming 4.5 times salary that's over £40k a year to get the mortgage approved. By the time they're earning that, half the first time buyers going for this won't live long enough to finish the 30 year term!

But it's the best option we've got it seems.

Edited By: Magoo_222 on Dec 02, 2015 19:28
toonsquirel
Whittick88
250k limit on the property seems a bit ridiculous though. Looked what was available for that much and now wish I hadn't (spoiler: not a lot)
You obviously don't live in the sort of places 99% of us live at. 250k will get me a 5 bed detached house set in loads of land etc in my local (very nice) village.
Yeah but who wants to live in Hull?!
Whittick88
250k limit on the property seems a bit ridiculous though. Looked what was available for that much and now wish I hadn't (spoiler: not a lot)


You obviously don't live in the sort of places 99% of us live at. 250k will get me a 5 bed detached house set in loads of land etc in my local (very nice) village.
mel1408
. . . stop spending on new iPhones/Hand bags/Nights out/Holidays etc.etc.

On HUKD ? You must be joking.
913Expired

Help to Buy ISA 4% AER + upto £3000 bonus for first time buyers ( Available from 01/12/15 ) @ Halifax

275
**************Available from 1 December 2015***************** Halifax will be offering the market-leader on rate for the Help to Buy ISA.Halifax will offer its Help to Buy ISA at 4% AER from Tuesda…
cliosport65 Avatar1y, 1m agoFound 1 year, 1 month ago275 Comments
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sparkeeh
In case anyone hasn't heard, the Halifax HTB ISA is cutting its interest rate to 3.5% from 8th December. Still trumps the best available on the market at the moment though which are around 2.27%

The drop from 4pc to 3.5pc only applies to those who opened when it was launched with a 4pc interest.
If you're to open one Help to Buy today with Halifax, the interest is just 2%
In case anyone hasn't heard, the Halifax HTB ISA is cutting its interest rate to 3.5% from 8th December. Still trumps the best available on the market at the moment though which are around 2.27%
tomatta
Has anyone opened one of these? I did and deposited the initial £1000, but it then kicked me out of my account until I entered an activation code sent in the post.
I have now signed back on but I can't find any option for setting up the monthly payment for the £200?
Set up a standing order from the sending account
Has anyone opened one of these? I did and deposited the initial £1000, but it then kicked me out of my account until I entered an activation code sent in the post.

I have now signed back on but I can't find any option for setting up the monthly payment for the £200?
My son and his girlfriend are going to do this as not thinking of buying a house for a couple of years and they both have some savings.
Seems to me the ones it will help most those who can afford to save or who have parents who will pay it for them.
I imagine there will be a lot of people who can't afford to save and will never get on the housing ladder.
Would have thought Government would have been better to invest in affordable housing schemes with low deposits that could possibly benefit those caught paying high rent now and not afford to save.

Edited By: annedawso on Dec 06, 2015 10:54
80

Nationwide Flexplus Current Account, includes Travel Insurance, Breakdown Cover and much more, plus £75 Quidco for £10.00 a month

26
Its been a long time since this was posted but worth a post again, especially with increased cash back from quidco. Includes Worldwide Family Travel Insurance, Car Breakdown cover at a person level a…
eslick Avatar1y, 2m agoFound 1 year, 2 months ago26 Comments
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Update:
Breakdown vehicle coverage extended to now include motorcycles, motorhomes, vans and pick ups.
I have this account and I'm very happy with it. I signed up about 13 months ago (via Quidco/TCB) and that cashback covered the £10/month fee for my first year. I'm now continuing with it despite the £10 fee because I think the worldwide travel insurance and mobile phone insurance makes it worthwhile. Also being a FlexPlus customer gives you access to the new 5% Regular Saver and the 1.6% Flexclusive ISA. <3
Is it possible to get the £100 referral as well as this ?
lawsmill
I already have a standard nationwide account. Me and the wife use it as the house account. Can the standard account be upgraded to the flexplus and be eligible for cash back?
I upgraded my standard flex account to this flexplus, no problem.
Narcotix
Coffee100
eslick
Coffee100
Is the breakdown cover reliable? It's not a company I've heard of before eg AA OR RAC.
it regularly gets better reviews than the traditional names http://www.autoexpress.co.uk/car-news/driver-power/88194/driver-power-2014-best-breakdown-cover
Thanks. This package seems like a good deal compared to others eg Barclays or natwest.
Edit - I read on another hotukdeals thread that if u put £2500 in the account, you get £4 interest, so it actually costs £6 per month.
Do you have to keep adding £10 per month, or does it deduct £10 from the balance?
Edited By: Coffee100 on Nov 16, 2015 21:14: New info
Yes that is correct.. the £10 gets deducted from your balance but you can setup a standing order to pay in the £10 a few days before the deduction takes place..
I've had the account for about a year now and the breakdown cover has already come in useful when the clutch on my father's car gave up.. I think they use local recovery companies as they were there within 45 mins and were able to recover the car back to my home address..
Thanks. :)
124

Nationwide customers only :-Share £200.00 when you recommend one of our current accounts to a friend -- * Please do not offer or request referrals --

19
Recommend a Nationwide current account to a friend or family member and, if they switch their banking to us, we’ll give you both £100*. It's never been easier to switch. And with the Current Account
bobtheking Avatar1y, 2m agoFound 1 year, 2 months ago19 Comments
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I refered my brother and his switch completed in dec but neither of us have recieved any money and its gone past the 20th ,will have to go into bank to try sort it
ihaveaquestion
I'd appreciate someone answering this :)... My brother has set up two magazine direct debits and they appear in his online banking area. However payments have not been taken out yet (one comes out Jan 1st etc). For the purposes of taking advantage of this Nationwide deal, would these two direct debits already count as those required to be in place at the time of the switch? Meaning, can he go ahead and switch now?


Anyone know about how this works as I'm waiting for the direct debits to go through first too before applying for the account.
I'd appreciate someone answering this :)... My brother has set up two magazine direct debits and they appear in his online banking area. However payments have not been taken out yet (one comes out Jan 1st etc). For the purposes of taking advantage of this Nationwide deal, would these two direct debits already count as those required to be in place at the time of the switch? Meaning, can he go ahead and switch now?
Nope, no need to use the link in the email from your friend, the recommend a friend bonus is done only on the details (name, dob, email) that your friend gives to Nationwide leaving you free to use the tcb/quidco link to get the cashback as well :)
m1chaels
Don't forget that you can also get quidco/topcashback with this offer, sometimes as much as £75.
I have been referred and then referred others and the money and cashback has always come through.
Note with new T&C each referrer can only refer 10 people per year (I have only referred 2 people this year) and each person can only be referred once in any 12 month period. Also the new account has to stay open for 3 months after the switch or the bonus is taken back.

how does this work?

you find nationwide on topcashback's website, then click on it and it transfers you to nationwides's website. do you then replace the link in your browser with your friend's referral link?
-53

£100 Recommend A Friend for a Current Account @ Nationwide -- * Please do not offer or request referrals --

5
Share £200 when you recommend someone to a Nationwide FlexAccount, FlexDirect or a FlexPlus account AND complete a full account transfer using the Current Account Switch Service. You need to be an
sleepycoyote Avatar1y, 3m agoFound 1 year, 3 months ago5 Comments
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I've always got paid by NW for referring. Great Bank!
The email you get is nothing specific. As long as when your friend signs up they give the same details (name, age, email address) as you use to sign them up then the ball is rolling it seems.
Tried on several occasions to recommend but never get email told by social media team now have to wait 10 working days due to demand!
ikskwizituk
This has been ongoing for a few months now
You forgot to mention if either party leaves within 3 months after the switch Nationwide reserve the right to deduct the money from the account

This is the first time I saw this offer.

I've also added that part of the t&cs to the description as well.
This has been ongoing for a few months now

You forgot to mention if either party leaves within 3 months after the switch Nationwide reserve the right to deduct the money from the account

Edited By: ikskwizituk on Oct 14, 2015 13:03
-107

New Natwest Reward Accounts

16
Natwest launched new Reward current accounts yesterday, with the basic one costing just £3 a month and giving you: - 3% cashback on household bills paid by direct debit. - 1% on contactless payment…
Hammeh Avatar1y, 3m agoFound 1 year, 3 months ago16 Comments
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I don't really understand why people have to post they are staying with Santander as they have £20K in their current accounts, good for them but bank customers with £20K in a current account must be in the minority.

If you are already a NatWest customer it's a good deal as you are now getting money for doing nothing, if you aren't you need to just weigh up which current account is giving the best perks.
binda
pantaiema
binda
SCAM
Its all a scam, don't trust the money, its not real.
Money not real ?? Give me your money then ,..
Ok I will leave it in a black bag behind the tree at the top of the street in the town of the county which is part of the country of the world where i left it. OK.

Not ok:, because I do not know how much effort do I need to put to hunt the treasure. How much money inside ....

I wonder if anyone here in this HUKD does not have any concern about money. Is it not true, we are all here mainly for that reason and you have been in HUKD for sometimes now ....

I have a proposal donate it to HUKD so they could serve us better to facilitate finding a bargain...... Email the Mod about your intention. How does it sound .......


Edited By: pantaiema on Oct 14, 2015 17:05: typo
Not sure why this is cold. For people relying on cashback from 1|2|3 Current Accounts these are a no brainer.
pantaiema
binda
SCAM
Its all a scam, don't trust the money, its not real.
Money not real ?? Give me your money then ,..

Ok I will leave it in a black bag behind the tree at the top of the street in the town of the county which is part of the country of the world where i left it. OK.
mutley1
i got this free from August until end of this year and so far i have had £28 of cashback paid
money for nothing as i have a current account with them anyway :)
i will probably pay the £3pm as i get more than this from the cashback
I'm getting about the same as you too, if you've already got a NatWest account its a no brainer :)
1453Expired

TSB Classic Plus Current Account £125 for Switching +5% interest on balance (upto £2000) + 5% cashback on contactless purchases + 5% regular savings account

301
If you considering changing your current account TSB are now offering a £125 incentive to switch to them, This is on top of 5% interest on balances up to £2000, 5% Cashback on up to £100 of Contactle…
goldy12 Avatar1y, 3m agoFound 1 year, 3 months ago301 Comments
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Switch reward has landed :-D
Just had my first contactless payment bonus. Grand total of £4.87 went in today.
had to go to the ombudsman for mine, will see how it goes
I got mine, but my Mrs hasn't as of yet???
Odd!
Exactly 28 days from switch date to £125 payout. Wonder when I can expect my first contactless cashback to pay??
31Expired

Scottish Friendly - £94.50 cashback if you open an investment ISA - Must pay in £90.00 of premiums @ Topcashback

18
Scottish Friendly via Topcashback .I know people will start comparing ISA performance but if you don't have an investment ISA you could set one of these up with a £10 a month direct debit. Once you've…
theoljoolzpop Avatar1y, 3m agoFound 1 year, 3 months ago18 Comments
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theoljoolzpop
pasheast
theoljoolzpop
pasheast
hash7777
Used Shepperds friendly for isa, put 100£ in for 5 months, then wait for cashback and withdraw, you get all money back...think its 136 on topcashback
I used Shepherd for insurance with the cashback promise that £100 would be paid once 6 months' premiums were paid. It wasn't -- I finally got it after a year and several emails to TCB (not much help there) and directly to Shepherd.
Scottish Friendly are very reliable payers
But not in my case.
Thought you were talking about Shepherd?
Correct -- my bad.
pasheast
theoljoolzpop
pasheast
hash7777
Used Shepperds friendly for isa, put 100£ in for 5 months, then wait for cashback and withdraw, you get all money back...think its 136 on topcashback
I used Shepherd for insurance with the cashback promise that £100 would be paid once 6 months' premiums were paid. It wasn't -- I finally got it after a year and several emails to TCB (not much help there) and directly to Shepherd.
Scottish Friendly are very reliable payers

But not in my case.


Thought you were talking about Shepherd?
pasheast
splender
money does not grow on trees, your cashback comes from yourself, you will see the year end accounts that cashback appears as appearing as expenses in the management costs of the scheme.
It is not the case that 'your cashback comes from yourself'. That would only be true if everybodyin the scheme claimed a cashback.
Yes, that's the same everywhere, even social benefits, not everyone claims, but the "tax payer"s pay. So in this case the analogy is that you pay for your own benefits but as you rightly put, not every one claims.
theoljoolzpop
pasheast
hash7777
Used Shepperds friendly for isa, put 100£ in for 5 months, then wait for cashback and withdraw, you get all money back...think its 136 on topcashback
I used Shepherd for insurance with the cashback promise that £100 would be paid once 6 months' premiums were paid. It wasn't -- I finally got it after a year and several emails to TCB (not much help there) and directly to Shepherd.
Scottish Friendly are very reliable payers

But not in my case.
jono8
Presumably if you want the cashback quickly you can just stick a £90 lump sum in and be done with it right?

Otherwise you would be waiting at least 9 months if you did a £10 monthly direct debit.


You can only do £50 a month so it would take at least 2 months
-298Expired

Free £5 for opening bank account takes 3 minutes.

30
http://www.thisismoney.co.uk/money/saving/article-3240047/Germany-s-Fidor-offers-fixed-rate-savings-current-account-good.html They only ask you to fill in one page, this is guaranteed by the EU, yo…
allowed Avatar1y, 4m agoFound 1 year, 4 months ago30 Comments
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generationz
gorgo2015
WIZARDZSYS
Dave
[quote=cwj3820] they charge you £2.50 a month to run this account you really need to read the small print
Just so you can see http://i1184.photobucket.com/albums/z340/physc1/FIDOR.png
I can't see the £2.50 charge in that picture.
I agree but you can have an interesting few minutes browsing the other pictures in his photobucket account. Full name, email address steam keys etc. all there to see.
I never intended to say it's charged stupid webpage played up and put that comment against the wrong sentance i was trying to say the offer has exceed 1000 customers now and is therefore no longer valid to obtain the £5 in free money that the ad dictates.
gorgo2015
WIZARDZSYS
Dave
[quote=cwj3820] they charge you £2.50 a month to run this account you really need to read the small print
Just so you can see http://i1184.photobucket.com/albums/z340/physc1/FIDOR.png
I can't see the £2.50 charge in that picture.

I agree but you can have an interesting few minutes browsing the other pictures in his photobucket account. Full name, email address steam keys etc. all there to see.
WIZARDZSYS
Dave
[quote=cwj3820] they charge you £2.50 a month to run this account you really need to read the small print
Just so you can see http://i1184.photobucket.com/albums/z340/physc1/FIDOR.png
I can't see the £2.50 charge in that picture.
cwj3820
they charge you £2.50 a month to run this account you really need to read the small print

Could you point us in the direction of that information please?
No longer provides you a £5 bonus well it didn't with me any way,guessing it's ended?