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379

M&S Current Account - £100 gift card for switch and up to £120 GC [£10 a month with £1000 paying in]

47
Was looking to switch my current account and this looked like a decent deal.. £100 gift card to switch an existing current account. Switching needs to be done from a current account that has 2 act…
danby22 Avatar1m, 4d agoFound 1 month, 4 days ago47 Comments
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cliosport65
can you switch from HSBC ?

Yes
can you switch from HSBC ?
Gift card received
tomdavidrichards
rdbradshaw
karlie88
woldranger
What do people regard as the best switching account at the mo, either purely for the incentive or including other bonuses?
I'm going to switch my Nationwide as soon as I get the £100 credit for a referral and recently switched another account to Halifax for their rewards account.
All of them are worthwhile - free money after all.
Also, be careful with Nationwide, there's a clause that says you need to remain with them for 3 months after having received the £100 via their recommend a friend incentive.
With the m&s switch by paying in £1000 a month can I simply take it back out strait away or do you need to have £12,000 in the account after a year in order to get the extra £120 gift vouchers ?
You can withdraw straight away
Cheers :D
rdbradshaw
karlie88
woldranger
What do people regard as the best switching account at the mo, either purely for the incentive or including other bonuses?
I'm going to switch my Nationwide as soon as I get the £100 credit for a referral and recently switched another account to Halifax for their rewards account.
All of them are worthwhile - free money after all.
Also, be careful with Nationwide, there's a clause that says you need to remain with them for 3 months after having received the £100 via their recommend a friend incentive.
With the m&s switch by paying in £1000 a month can I simply take it back out strait away or do you need to have £12,000 in the account after a year in order to get the extra £120 gift vouchers ?

You can withdraw straight away
330Expired

£150.00 Cash to switch your Current Account to Co-Op Bank until 1st August

37
£150 Cashback when you switch your Current Account to the Co-operative Bank- T&Cs apply. You will be considered a new customer if you do not already have a Co‑operative Bank or smile current accou…
caroline57 Avatar1m, 5d agoFound 1 month, 5 days ago37 Comments
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Not really a great deal, unless you have a completely useless current account specifically opened for switching.

I have a fairly under used (zero balance for almost 6 months) current account with Nationwide. But they offer a very good credit card deal, 0.5% cash back on all spendings. The cashback alone would give me £80-£120 every year. Not worth the hassle to switch to CO-OP, considering they do not have similar credit card deal.

I will have to open a new current account to take advantage of this deal, :,(
I spoke to them on the phone today about this offer and got some good responses. They also clarified that there currently is no set closing date for this offer, which is good news for those wanting to set up direct debits to get ready for this offer. I'd also say the title should probably be modified since there doesn't seem to be a hard deadline on this deal yet.

Also, is anyone able to confirm if there is a minimum pay in attached to this deal? As the person I spoke to on the phone made no mention of one and this thread doesn't but a related thread I saw on HUKD ( http://www.hotukdeals.com/deals/maximise-bank-switch-incentives-earn-up-700-one-guide-2079867 ) states a £800 minimum pay in, in addition to the 4 DDs, I sincerely hope it's wrong(?), otherwise I'm out as I just don't have enough spare cash sitting around for that unfortunately....
ST3123
Yes, i'd be interested to know that too, also how long after ordering them until the DD is classed as "active"?
I could use my main account, which already has enough active DDs running but am wary in case of any issues upsetting vital DD payments like monthly bills. Whilst I have been with the bank (RBS) for over 16 years and haven't had any major issues, I have no particular loyalty to them either, and as they are changing into a completely different bank in the next year or so I may be wise to move.
Also what happens to your credit card when you switch accounts (mine is with my bank)?

About 4 times this year I have had my online purchases blocked with Halifax as they think its a fraudulent transaction. I then have to phone them up and go through about 30 questions just for them to activate it again. Now I woke up to a voicemail again this morning regarding my card. I wouldn't mind if it was being used by a fraudster (well I would) but it's not, it's just me buying stuff online. Highly annoying, although I did get £100 for switching to them and get cashback via retail stores/companys on their online banking cashback section. £10 is due at end of month but this deal expires then, so need to switch over on 31st and make some DD mag subscriptions. That's why I want to know when they become active :D

Edited By: Shayno on Jul 21, 2016 13:48
Shayno
Do these magazine subscriptions create a direct debit
lucas
mikem1989
what's the easiest/cheapest way of adding 4 direct debits to my 2nd bank account which I am willing to use as a donor.
£1 magazine subscriptions that last 3 months. Viz for example
Do these magazine subscriptions create a direct debit on the trail or just charge a £1, then create a direct debit if you carry on after the trial period? Also when is a direct debit created, when I make the order or when the first issue is dispatched/received?

Yes, i'd be interested to know that too, also how long after ordering them until the DD is classed as "active"?

I could use my main account, which already has enough active DDs running but am wary in case of any issues upsetting vital DD payments like monthly bills. Whilst I have been with the bank (RBS) for over 16 years and haven't had any major issues, I have no particular loyalty to them either, and as they are changing into a completely different bank in the next year or so I may be wise to move.

Also what happens to your credit card when you switch accounts (mine is with my bank)?
Do these magazine subscriptions create a direct debit
lucas
mikem1989
what's the easiest/cheapest way of adding 4 direct debits to my 2nd bank account which I am willing to use as a donor.
£1 magazine subscriptions that last 3 months. Viz for example

Do these magazine subscriptions create a direct debit on the trail or just charge a £1, then create a direct debit if you carry on after the trial period? Also when is a direct debit created, when I make the order or when the first issue is dispatched/received?
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-91

Free £200 bank switch (£150 upfront; £50 if you stay) @ HSBC *NEW CUSTOMERS*

25
Free £200 bank switch (£150 upfront; £50 if you stay). New switchers to HSBC's Advance* get £150 within 70 days. Plus, register for online / mobile banking once it's open and if you're still with it a…
raza786 Avatar2m, 2w agoFound 2 months, 2 weeks ago25 Comments
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why's this so cold? oO because of bad customer service?
Edit: deal ends sunday, i might switch

Edited By: loadsavmoney on Jul 09, 2016 05:59
collinc1980
gwapenut
Has this offer been withdrawn? I can't find it any more
​Not withdrawn, it's just came out.. Should have gone to spec savers lol

No really, it doesn't show up on some browsers. Load the same url using incognito and normal chrome, and only the incognito chrome shows the offer. Haven't worked out why / what cookies or script blockers are stopping it so far.

Edited By: gwapenut on Jun 09, 2016 11:44
Advanced account and 6% regular saver can't fault my experience with them. Always quick to get through to them and greeted with them anyway having my details to hand when I verify after reading them. responsive Uk customer services robust app and quick dealing even when I was in another country. advance also benefits from a higher withdrawal limit, no transaction fee and preferential rates. if you can it's worth it.
Also requires £1750 a month going into your account.
If you are eligible for a premier account, 6% regular saver and call centres in UK
580Expired

Halifax Current Account, £125 switching incentive is back

71
Halifax has restarted their switching offer, usual conditions apply and from experience the cash is paid really quickly Terms and conditions. To qualify for the £125 switching offer (“the offer”…
eslick Avatar2m, 2w agoFound 2 months, 2 weeks ago71 Comments
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Try Tesco and paypal
TirolForce165
I have multiple Halifax current accounts with zero money in them you don't need cash to credit these accounts with the monthly £750 if you have a overdraft as you can use the overdraft instead with no charges or costs.
The monthly £750 from my overdraft goes in one account for seconds then I transfer It through the other accounts online and then put it back to clear the overdraft in the original account it came from .
This takes seconds/minutes which I do in daytime banking hours before 3pm .
Direct debits can be gotten at no cost as well.


​Which free dd's have you set up?
I have multiple Halifax current accounts with zero money in them you don't need cash to credit these accounts with the monthly £750 if you have a overdraft as you can use the overdraft instead with no charges or costs.
The monthly £750 from my overdraft goes in one account for seconds then I transfer It through the other accounts online and then put it back to clear the overdraft in the original account it came from .
This takes seconds/minutes which I do in daytime banking hours before 3pm .
Direct debits can be gotten at no cost as well.
Justsuperman
kar999
People voting cold on a much better HSBC £200 switch deal.... this site is so random!http://www.hotukdeals.com/deals/free-200-bank-switch-150-upfront-50-stay-hsbc-new-customers-2460582
Yeah but you have to pay in 1,750 pound a month some people don't have that pay in every month also need 2 DD's

I have a rolling standing order between all my accounts so you don't have to have salary paid in. So long as you have £1750 sitting somewhere like your main current account just transfer it in and out back to where it started.
kar999
People voting cold on a much better HSBC £200 switch deal.... this site is so random!

http://www.hotukdeals.com/deals/free-200-bank-switch-150-upfront-50-stay-hsbc-new-customers-2460582


Yeah but you have to pay in 1,750 pound a month some people don't have that pay in every month also need 2 DD's
325

£150.00 Current Account Switch Incentive @ Smile by Co-Op + TCB/Quidco ~£48

43
A no monthly fee current account that offers what you might need to manage your day-to-day transactions. Switch to a Smile current account and you could be eligible for £150. New customers must co…
dynbrn Avatar3m, 6d agoFound 3 months, 6 days ago43 Comments
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desired.value
what do they mean by active direct debits? Its not clear what they mean by that. Should payments have been made using those direct debit on the account from which you are switching over


​Yep thats what it means I think. Like on an old account I'm sure my old mobile phone provider direct debit is still there, but inactive bc i changed providers and old one isn't taking payments anymore
what do they mean by active direct debits? Its not clear what they mean by that. Should payments have been made using those direct debit on the account from which you are switching over
ta kiish! or rspca or nspcc
thebestrc
hellop4nda
kingchris
hellop4nda
Four direct debits? How on earth would typical people have enough of those...
Mobile.
Credit Card
Gym
Car Payment
Broadband
Water
Power
Gas
Council Tax
TV Licence
Four is very easy.
​Student. Have none of those, only have 2 to transfer money between and that's the most I can do. :(
Setup a DD to a charity. £1 And you're doing some good too. Not hard.
mistermoneysaver
kingchris
hellop4nda
Four direct debits? How on earth would typical people have enough of those...
Mobile.
Credit Card
Gym
Car Payment
Broadband
Water
Power
Gas
Council Tax
TV Licence
Four is very easy.
Or
Tesco internet saver
Tesco internet saver
Tesco internet saver
Tesco internet saver
Just use different amounts.
National Lottery.
rdbradshaw
Worth pointing that if you have previously had an incentive from co op you can't have another incentive from smile.
​Terms say you aren't eligible if you've had a switching incentive since January 2014. So you CAN have had a switching incentive as long as it was before then.
Yes I was aware of that for me no good as I started the switch go round Jan last year
555

Post Office home phone £16.00 Plus with free Unlimited internet for 12 months also FREE New line install - Pay Bill by Cash no Fee - No bank account required! @ Baker Street London Post Office

54
Post Office Home Phone and Unlimited Internet with Free New Line/reconnection Install. Line Rental £16 per month with free weekend calls, caller ID and voicemail) Internet Free for 12 months then
loveto123shop Avatar4m, 2d agoFound 4 months, 2 days ago54 Comments
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Does anybody know what happens to the 12 months free broadband offer if you move home? I've been trying to get a sensible email response from support regarding this for over a week, without any luck. I think the T&C on the website say you have to start a new 18 month term, which it to be expected these days, but there's nothing about the 12 month free offer.

Has anyone that has signed up to this seen anything in their T&C about home moving?
What a load of rubbish . Talk talk dont own the line either. If you have a problem with your internet or phone , then , Talk Talk, Post Office, BT will all use the same people, which is " Open Reach" whom have the monopoly on the lines and the work and exchanges.
Which ever service provider you have will make an appointment with an Open Reach engineer to call. You can ask the engineer questions when he calls. Usually the fault is the software in the exchange , designed to slow you down , and the profile needs resetting.
It is only if you dont use a phone line for your internet , like have a cable service , then there would be a difference. So using the Post Office will be just as bad as using BT ( who keep putting their prices up).

Learn to read for heaven's sake.

I never said Talk Talk owned the line or the network for that matter. What I actually said was the the Post Office's phone and Broadband are run by TalkTalk which it is that is why I said 'They have completely went downhill since using Talktalk' Then I said 'The problem is it is not their network so when things go wrong they will do nothing. Also, if things go wrong that are specifically their fault (like admin errors) they will also do nothing. ' I even made a distinction between network/openreach problems and admin/customer service problems (Post Office/talktalk issues).
Mikuru
Be wary, if you have/want to have any work done through Open Reach then you have to pay an extortionate fee on top! I need a new master socket as the current one was here pre 1980 & is an old LJU2 (Non NTE5) Open reach would deem this a "Conversion of hard-wired/master socket to Linebox and regularisation of illicit master socket" and charge £25+ Vat. - https://www.openreach.co.uk/orpg/home/products/pricing/loadProductPriceDetails.do?data=W8VLtJzwxQ9ziP11V1KX7Q%2FMS3uzzEPwWhCBQ6nnzJNUNeIS4WkJBRh6z%2FRUAIt8maxtgrEro1A7w5V8nzAZpQ%3D%3D

Seeing as Open Reach refuse to take work on directly and has to be done by your Service provider that means a call to Post office is at hand, however the Post office want £160 for the same job, they say it's their admin costs that inflate it which is a poor excuse.

I would do it myself but the wire from the telephone mast to the house is easily 35+ years old & hasn't faired the elements well over the years so any attempt to move it would probably break it.


​This is a stupid comment, open reach act as the wholesaler here in effect, it's like saying I want an apple computer but John Lewis are charging £1049, rip off as it only costs Apple £650 to make it
"Read the reviews on Post Office Broadband. They have completely went downhill since using Talktalk. Post office customer service is non existent. The problem is it is not their network so when things go wrong they will do nothing. Also, if things go wrong that are specifically their fault (like admin errors) they will also do nothing.

Don't be seduced by any inducements they might offer. Save yourself some hassle and go through someone else. "

What a load of rubbish . Talk talk dont own the line either. If you have a problem with your internet or phone , then , Talk Talk, Post Office, BT will all use the same people, which is " Open Reach" whom have the monopoly on the lines and the work and exchanges.

Which ever service provider you have will make an appointment with an Open Reach engineer to call. You can ask the engineer questions when he calls. Usually the fault is the software in the exchange , designed to slow you down , and the profile needs resetting.

It is only if you dont use a phone line for your internet , like have a cable service , then there would be a difference. So using the Post Office will be just as bad as using BT ( who keep putting their prices up).
Read the reviews on Post Office Broadband. They have completely went downhill since using Talktalk. Post office customer service is non existent. The problem is it is not their network so when things go wrong they will do nothing. Also, if things go wrong that are specifically their fault (like admin errors) they will also do nothing.

Don't be seduced by any inducements they might offer. Save yourself some hassle and go through someone else.
469

Shepherds Friendly Stocks and Shares ISA Cashback £100 - £250 available for very little outlay & effort

247
This post is a bit of a spin off from karlie88's excellent bank switching thread - http://www.hotukdeals.com/deals/maximise-bank-switch-incentives-earn-up-1100-one-guide-2079867 Open a Shepherds Fr…
norbie Avatar5m, 3d agoFound 5 months, 3 days ago247 Comments
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" Payment Stats

Average Payment Time: 21 wks 3 days

We last received a payment from this merchant during July 2016, for transactions in February 2016."

So thats bull from TCB then......
laurawill89
Me and 2 others have been confirmed today on TCB
2 - withdrawal funds paid last Thursday
1 - still has the money in the ISA
My SO however did his about 2 months before us and isn't payable - oh dear! :|

What was your intital transaction date please?
leobella
[quote=laurawill89]Me and 2 others have been confirmed today on TCB
2 - withdrawal funds paid last Thursday
1 - still has the money in the ISA
My SO however did his about 2 months before us and isn't payable - oh dear! :|[/quote
Good news ,hopefully the £100 a month ones I set up for me and girlfriend will be payable soon as I have £168 X2 and a £20 bonus(refer a friend bonus)riding on this as its £356 this will pay for some spending money for are holiday to tenerife in 2 weeks.
Happy days.

But still no one's (aside from one person) has been made payable yet :(
[quote=laurawill89]Me and 2 others have been confirmed today on TCB

2 - withdrawal funds paid last Thursday
1 - still has the money in the ISA

My SO however did his about 2 months before us and isn't payable - oh dear! :|[/quote
Good news ,hopefully the £100 a month ones I set up for me and girlfriend will be payable soon as I have £168 X2 and a £20 bonus(refer a friend bonus)riding on this as its £356 this will pay for some spending money for are holiday to tenerife in 2 weeks.
Happy days.
Me and 2 others have been confirmed today on TCB

2 - withdrawal funds paid last Thursday
1 - still has the money in the ISA

My SO however did his about 2 months before us and isn't payable - oh dear! :|
31

Recommend your friends or family to switch to a Nationwide current account and get £100 each *(see details) *Do not offer or post referrals*

14
How does it work? If you're a Nationwide current account holder*, you can recommend your friends and family. You give us a few details about you and about your friend. We'll email you with more inf…
Carley Avatar5m, 1w agoFound 5 months, 1 week ago14 Comments
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HI,

anyone know if its still safe to go via TCB / Quidco for this?
Wouldn't want to forfeit the 2 x £100's for the sake of £25 cashback

No mention of the £100 referral on TCB / Quidco as far as i can see

cheers
rp83
Do they send the link one has to use or use TCB and then provide friend's details in the application somewhere?
Neither. I guess NW go on the record they make of your friends name and email address when you submit the referral, so best that said friend uses the same details!

NB. TCB / Quidco is reliant on account opening being achieved wholly online per t&c. However, NW required my daughter, who already had a NW account, to attend a branch with ID. Unclear if that was an attempt to avoid cashback or incompetence, but they reconsideted after complaint via secure message.....

Edited By: RogerN on Apr 25, 2016 15:10
just read the FAQs - works for existing customers too! Just need to keep the account active for 3 months post switch date.
if you previously had a nationwide which has been recently closed.. can you reapply using the friend link as a 'new customer?' - how long do you have to be 'away' from the bank? Comments much appreciated :)
Oh and, if there is a way not to close the other account down completely? I currently bank with Santander and they pay 3% on balances on the account!!
320

Santander Regular eSaver 5% Interest

99
You can have this account with any Santander current account only excluding 123 mini The instant access savings account funded from your Santander current account A Regular eSaver lets you save up…
shishiragarwal Avatar5m, 1w agoFound 5 months, 1 week ago99 Comments
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Having been encouraged to bank on line I find this a stupid requirement. I have been with Santander and its previous incarnations in the UK since 1969 and still have to go through this rigamaroll.No offence to the front line staff but they really need to get some authority to filter down to the staff facing the customers. I also wish they would get rid of the notice thank you for waiting. If I want to get to the counter what is my other ortion apart from waiting,pleae inform me.T
Every little helps, thanks for this. But as mentioned, switching out £200 pm from 123 to saver only makes £24 or so extra, not worth phone or in-branch hassle. Complained to 123 by secure message(_;)

In meantime, looking at Quidco etc for another bank account preferably with highish interest rates
Thanks op
banned
Askrulous
snack_attack
Askrulous
A reply takes seconds.
Several replies takes minutes.
Askrulous
Setting up an account takes time
Takes 5 minutes to open the account, as much time as you reading and replying 8 times within this thread.
Askrulous
then theres the extra paperwork which I have to keep for myself
There is no extra paperwork for you. All kept online. Your accountant's job is to manage your paperwork.
Askrulous
then theres all the passwords for different accounts
You've already explained that you have a First Direct ISA, thus you will not need new login details - just use the same one and both accounts will appear within online banking.
Askrulous
I have trouble remembering passwords just for accounts set up with different establishments to keep under the fscs, so really don't need to extra headache for what is a very little amount
Either get a secure password manager program or do some memory training exercises.
I appreciate that it works for you and others, I'm glad its worth it for you, just not for me. As for my memory, there's no hope for that!

Fair enough.
snack_attack
Askrulous
A reply takes seconds.
Several replies takes minutes.
Askrulous
Setting up an account takes time
Takes 5 minutes to open the account, as much time as you reading and replying 8 times within this thread.
Askrulous
then theres the extra paperwork which I have to keep for myself
There is no extra paperwork for you. All kept online. Your accountant's job is to manage your paperwork.
Askrulous
then theres all the passwords for different accounts
You've already explained that you have a First Direct ISA, thus you will not need new login details - just use the same one and both accounts will appear within online banking.
Askrulous
I have trouble remembering passwords just for accounts set up with different establishments to keep under the fscs, so really don't need to extra headache for what is a very little amount
Either get a secure password manager program or do some memory training exercises.

I appreciate that it works for you and others, I'm glad its worth it for you, just not for me. As for my memory, there's no hope for that!
500Expired

Santander Help to Buy: ISA now paying 4%

111
Help to Buy: ISA is an account aimed to help you save for your first home. The Help to Buy: ISA is a tax-free savings account in which you can make regular deposits of up to £200 a month. You will rec…
ses6jwg Avatar5m, 1w agoFound 5 months, 1 week ago111 Comments
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Now 2/ 2/.5% for new customers hope you got in while you could.
Halifax cutting rates for new customers making this even more attractive
whoMODStheMODS
I doubt you get anything for opening an account.
welshblob
whoMODStheMODS
What's the extra 500 quid that Halifax give you? Is it like a joining bonus?
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.
I can't find the extra £500 stated on their website

I think the poster must be confusing the £500 cash back when you take a mortgage out with them as a first time buyer. Although I think most of the banks do.
I doubt you get anything for opening an account.

welshblob
whoMODStheMODS
What's the extra 500 quid that Halifax give you? Is it like a joining bonus?
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.
I can't find the extra £500 stated on their website
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.

Have you got a link. I can't find the Halifax £500 deal. I have other accounts with them so for logistics they are easier for me but haven't read the find print in either yet. But £500 would seal the deal for me.
833Expired

First Direct offers £150.00 for switching your current account

136
First Direct offers £150 for switching your current account
fatalist Avatar6m, 3d agoFound 6 months, 3 days ago136 Comments
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Slashed to 100 from £150 :/
Got mine within about 2 weeks
I got mine in less than 10 days
how long did people wait for their bonus? mine switched on 5/2 and transferred 1k in on 11/2 and still nothing :|
£100 now. Expire
848Expired

Heads up - Halifax to Increase Current Account Switching Bonus to £125 from Tuesday + Possible £60 cashback over 12 months

177
Just a heads up that Halifax are increasing their current account signup bonus to £125 from Tuesday. The bonus is paid within three workings days of a successful transfer using the bank switching serv…
Chanchi32 Avatar6m, 2w agoFound 6 months, 2 weeks ago177 Comments
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Can anyone confirm if after having paid in £750 and two direct debit payments coming out, if you then withdraw any remaining cash to take your account to a £0 balance, will you get the £5 'bonus' for the month? I'm wondering about their definition of a positive balance, if it's more about not having gone into an overdraft.

Edited By: morgie on Apr 05, 2016 00:24
It could only happen to me...smh..Started the application almost got to Confirm when they offered me overdraft, somehow didn't take a decision and I was timed out telling me I should restart. When I restart the application I get an error telling me I already applied. What to do now?
Quicklite
Coffee100
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
I don't think they'll try to get it back? Does it say anywhere how long you've got to keep the account?
e.g. do you have to transfer in 750 quid just to be safe?
No doesn't say anywhere how long uouve got to keep account.
Coffee100
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
I don't think they'll try to get it back? Does it say anywhere how long you've got to keep the account?

e.g. do you have to transfer in 750 quid just to be safe?
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
-27

Co-Operative Bank Current Account..earn up to £5.50pm

6
Enjoy everyday rewards for everyday banking things on this current account. pay in a minimum £800.00 pm stay in credit or in nominated overdraft limit log into mobile or online banking once a mo…
W22ULF Avatar7m, 5d agoFound 7 months, 5 days ago6 Comments
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moneysupermarket is offering £100 switching deal - 4 direct debits from another account is all that's required.
Yep, I thought this one was poor... I just wonder if more banks will introduce more requirements to try and squeeze each others customer base.
Doesn't seem very competitive. For example the Halifax Reward current account pays £5 per month for paying in £750, holding two direct debits and staying in credit without the other conditions. They also offer a £100 switching bonus.

Edited By: Somnus on Jan 19, 2016 12:22
If I need 4 direct debits, that's all of them I'll ever have isn't it?
1 council tax
2 gas & electric
3 water and
4 PayPal.
673

Nationwide 5% Gross, 4% Net Interest £500.00 pm Max, Flex regular Saver account for main current account holder

90
Flexclusive Regular Saver If you are a Nationwide main current account customer*, our Flexclusive Regular Saver offers our highest instant access savings rate. Could this be just the encouragement
upsy Avatar7m, 1w agoFound 7 months, 1 week ago90 Comments
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chocci
Big A
Coulomb_Barrier
Someone correct me if I am imagining things, but I read somewhere that there is a £5/10 monthly charge from Nationwide each month you have this account? Wouldn't that wipe out all the interest earned unless you put in the maximum (or near to it) £500 each month?
I agree, its costing me £120 just to have the account, that eats into the interest that i'll see at the end of the 12 months considerably?!?
I'm intending to invest £300 per month, thats £180 interest after 12 months, or £60 net
or am i missing something (likely ahaha)
There is no monthly fee on these savings accounts!

You're right, i missed the fact you can also access their Regular Savers Account by using their FlexDirect account which has no monthly fee.
tzac4
Newbold
tzac4
Bumping my question :)
Anyone know if for this (and the first direct regular saver) if you need to set up a standing order to fund it or if it draws from the linked current account?
Thanks in advance
Instead of bumping a question that nobody's answered, have you thought of taking a look at the Nationwide website, perhaps, or maybe even asking Nationwide? :|
Absolutely I have. FD possibly suggests that it's automatic. Nationwide didn't state anything. Haven't asked the banks directly given I'm working night shifts and it's the weekend. Also I thought that experience from members who might have done or be doing this deal would be absolute and the answer would be helpful for others choosing to open an account.
If I don't get an answer I will of course check it with the bank in due course.
Thank you for the suggestionsupervision however.
Obviously you have to set up a standing order from the linked account oO
Newbold
tzac4
Bumping my question :)
Anyone know if for this (and the first direct regular saver) if you need to set up a standing order to fund it or if it draws from the linked current account?
Thanks in advance
Instead of bumping a question that nobody's answered, have you thought of taking a look at the Nationwide website, perhaps, or maybe even asking Nationwide? :|

Absolutely I have. FD possibly suggests that it's automatic. Nationwide didn't state anything. Haven't asked the banks directly given I'm working night shifts and it's the weekend. Also I thought that experience from members who might have done or be doing this deal would be absolute and the answer would be helpful for others choosing to open an account.
If I don't get an answer I will of course check it with the bank in due course.
Thank you for the suggestionsupervision however.
Thanks OP. Now to find some money to save (_;)
tzac4
Bumping my question :)
Anyone know if for this (and the first direct regular saver) if you need to set up a standing order to fund it or if it draws from the linked current account?
Thanks in advance
Instead of bumping a question that nobody's answered, have you thought of taking a look at the Nationwide website, perhaps, or maybe even asking Nationwide? :|
294Expired

Clydesdale/Yorkshire Current Account switch to them and £150 cash back - links to other banks offers in first post

56
Thought this would be posted already today, switch to them and they will give you £150 cash back, they did this early last year and got loads of new business. Usual rules apply have to switch 2 direc…
eslick Avatar7m, 1w agoFound 7 months, 1 week ago56 Comments
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ive put the first 1000 pound in last month but is the next 1000 pound to be put in within 31 days or after 31 days, so could I put the next £1000 say in 20 days after the original to qualify?

Just received mine.
I put it in when account first opened and about 35 days for the 2nd installment (to be safe).
Was about 60-70 days payout time.
ive put the first 1000 pound in last month but is the next 1000 pound to be put in within 31 days or after 31 days, so could I put the next £1000 say in 20 days after the original to qualify?
Quicklite
one2one24
I've met the rules but still haven't received the £150
account was setup 9 FEB
I saw somewhere paid in 63 to 70 days
Wondering about it too.
Did you put 1k in each month (or multiple transfers accumulating to 1k?)

Still not received the cash back to date.
Yes I put in £1K the first month then transferred it back after 24hrs and same again the second month.

Will make contact with them and see what they say
one2one24
I've met the rules but still haven't received the £150
account was setup 9 FEB
I saw somewhere paid in 63 to 70 days
Wondering about it too.
Did you put 1k in each month (or multiple transfers accumulating to 1k?)
I've met the rules but still haven't received the £150
account was setup 9 FEB
I saw somewhere paid in 63 to 70 days
94Expired

First Direct current account switch £150 + £25 for applying for and using their credit card £175.00

35
First Direct usually only offer £100 for switching. The £150 incentive probably will not last long, but I cannot find a deadline, perhaps someone else might be able to assist with this? You have to…
dealsschmeal Avatar7m, 1w agoFound 7 months, 1 week ago35 Comments
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not sure if already answered,

opened account with them last week and transfer of old one should be done today.

Can I leave as soon as I get incentive or there is minimum period to wait before moving on?


Thanks
great lets see

thanks
wakkaday
I've joined will cashback come automatically in 38 days
Hi,

The cashback is payable within 28 days of you 1. switching current account and 2. paying in £1,000.

So If you do both today the money will be paid on the 5 of March at the latest.
wakkaday
I've joined will cashback come automatically in 38 days
I've joined will cashback come automatically in 38 days
Or you could just switch to them, collect the £125, switch to someone else after 6 months and collect another £100 for leaving and possibly another £100 from the new bank = £325. Stuff the £10 a month charge.

Edited By: matty_private on Jan 18, 2016 22:54
1093Expired

TSB Classic Plus Current Account £100 for Switching +5% interest on balance (upto £2000) + 5% cashback on contactless purchases + 5% regular savings account

185
Slightly less incentive than last time at £100 to switch ( previously £125), but none the less you still get £5% interest on balances up to £2000, and still receive 5% cashback on your first £100 of
goldy12 Avatar7m, 1w agoFound 7 months, 1 week ago185 Comments
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JPS77
That was a waste of time,
No cashback for me.

I thought I would try my look again and phoned this number 0345 8357838. The lady took 2 mins to look at my details and confirmed that I would get the reward by close of tomorrow.

Recieved a phone call later that evening from a different lady to confirm my cashback would appear in my account by lunch time Tuesday.

Sure enough it is now showing in my account. For the people that lost out I would chance your arm again and phone up.
after something of a stand off with TSB ( ie cookies not added on my machine hence not paying ) , i email the CEO ( sent him a message via linkedin as well to demonstrate " i,am not just going away till this is resolved " ) resulted in a return call from his CS head of - and my 100-00 paid and a courtesy payment for all the time and trouble , and i did flag it that there a number of unhappy people ( ie this thread )
rdbradshaw
Just an update , after a few people saying they didn't get thier incentive i didn't have any hope of getting mine , well I switched at the end of last month and I got my £100 today so I'm very pleased .

Got mine also last week so Happy Days
Just an update , after a few people saying they didn't get thier incentive i didn't have any hope of getting mine , well I switched at the end of last month and I got my £100 today so I'm very pleased .
mrT786
Received my £100 today. Exactly 28days from switch completion.

Hello

Could you kindly advised what links you used - what site you applied to ...... as it would appear that TSB have a different story ( some people reporting that you have to be logged in as moneysupermaket site ) thanks
286Expired

Co-op Current Account through TCB - £151.50 cashback

203
Simply apply for and open a co-op current account through TCB and earn £151.50 cashback. No monthly fee Online and mobile banking 24/7 support Contactless card (subject to status) Overdraf…
Stevew192 Avatar7m, 2w agoFound 7 months, 2 weeks ago203 Comments
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rooney10
I am at the 33 week point , will be contacted TCB at the end of next week and will post back on any update ;)
Same, I emailed a bout 2 weeks ago and was just told to keep on waiting...
rooney10
I am at the 33 week point , will be contacted TCB at the end of next week and will post back on any update ;)


Please do - am coming up to that point myself!
I am at the 33 week point , will be contacted TCB at the end of next week and will post back on any update ;)
pete_101
Hmm wonder if we still need to keep the account open....
I have been asked to shut up and sit tight until end of August, but I am confident they will ask me to do the same for another month..and then another...and....
Hmm wonder if we still need to keep the account open....
66

£15 off £60 shop at Adidas (adidas.co.uk) with Nationwide "my offers" (credit card / Debit card from Building society / Bank account)

6
£15 cashback on £60 or over spend Couple this offer with Adidas Backstage (sales area) and / or 15% off codes + 9% quidco and you're quids in ends 17th Dec
dodgymix Avatar8m, 2w agoFound 8 months, 2 weeks ago6 Comments
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I had the £10 oiff £75 in Nov and didnt use it
Probably why i'm now getting the £15 off £60
Nobody else offered £15 off £60 spend ? .. . Just the OP ?
10/75 too
Showing £10 back on your next purchase of £75
For me.
£10 off £75 on mine
:(
49

1st time buyers/house ISA Free £3000 from the government £200.00

22
Help to Buy ISAs are a no-brainer if you’re a first time buyer saving for a mortgage deposit.  You can earn up to 4% interest tax free and then state will add 25% free cash, it could be £1,000s, on to…
Phudan007 Avatar8m, 3w agoFound 8 months, 3 weeks ago22 Comments
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What if I own the property, but my partner is a first time buyer and wants to join me when my current mortgage fixed interest deal comes to an end? Can my partner still get the bonus?
toonsquirel
Whittick88
250k limit on the property seems a bit ridiculous though. Looked what was available for that much and now wish I hadn't (spoiler: not a lot)
You obviously don't live in the sort of places 99% of us live at. 250k will get me a 5 bed detached house set in loads of land etc in my local (very nice) village.
£250k would maybe get me a 2 bedroom new build house, with thin walls and an open plan bathroom kitchen area. And maybe a parking space. However, 75% of £250k is £187.5, so assuming 4.5 times salary that's over £40k a year to get the mortgage approved. By the time they're earning that, half the first time buyers going for this won't live long enough to finish the 30 year term!

But it's the best option we've got it seems.

Edited By: Magoo_222 on Dec 02, 2015 19:28
toonsquirel
Whittick88
250k limit on the property seems a bit ridiculous though. Looked what was available for that much and now wish I hadn't (spoiler: not a lot)
You obviously don't live in the sort of places 99% of us live at. 250k will get me a 5 bed detached house set in loads of land etc in my local (very nice) village.
Yeah but who wants to live in Hull?!
Whittick88
250k limit on the property seems a bit ridiculous though. Looked what was available for that much and now wish I hadn't (spoiler: not a lot)


You obviously don't live in the sort of places 99% of us live at. 250k will get me a 5 bed detached house set in loads of land etc in my local (very nice) village.
mel1408
. . . stop spending on new iPhones/Hand bags/Nights out/Holidays etc.etc.

On HUKD ? You must be joking.
913

Help to Buy ISA 4% AER + upto £3000 bonus for first time buyers ( Available from 01/12/15 ) @ Halifax

273
**************Available from 1 December 2015***************** Halifax will be offering the market-leader on rate for the Help to Buy ISA.Halifax will offer its Help to Buy ISA at 4% AER from Tuesda…
cliosport65 Avatar8m, 3w agoFound 8 months, 3 weeks ago273 Comments
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tomatta
Has anyone opened one of these? I did and deposited the initial £1000, but it then kicked me out of my account until I entered an activation code sent in the post.
I have now signed back on but I can't find any option for setting up the monthly payment for the £200?
Set up a standing order from the sending account
Has anyone opened one of these? I did and deposited the initial £1000, but it then kicked me out of my account until I entered an activation code sent in the post.

I have now signed back on but I can't find any option for setting up the monthly payment for the £200?
My son and his girlfriend are going to do this as not thinking of buying a house for a couple of years and they both have some savings.
Seems to me the ones it will help most those who can afford to save or who have parents who will pay it for them.
I imagine there will be a lot of people who can't afford to save and will never get on the housing ladder.
Would have thought Government would have been better to invest in affordable housing schemes with low deposits that could possibly benefit those caught paying high rent now and not afford to save.

Edited By: annedawso on Dec 06, 2015 10:54
bankerscum
help to buy = tories funding tories.
Agree......."help to buy" is nothing but "help builders to sell at super inflated prices"
dodoegg1
1) If I decide to take the money out (i.e not use it to buy a house), will it have accrued any interest or do I just get my money back?
2) I will have approx £9,000 to put in an ISA this year. According to MSE the nationwide help to buy ISA will allow me to open a separate ISA too and use up my full 15,000 allowance; whereas the Halifax Help to Buy does not allow for a 2nd ISA to be opened in the same financial year.
My question is would it be better to open the Halifax help to buy at 4% or the lower interest Nationwide and put the remainder of my money in another nationwide ISA? Which will earn me the most interest?

I'd imagine so. Remember interest is paid yearly too. I also don't know if you'd be able to eventually use it towards a deposit too as you'd have the closing statement as well.

You gotta do your own workings out mate, everyone wins differently. If you have 9k day one, you'd earn 92 quid off the 4% I year 1 (ending with 3491 on the anniversary). The remainder of this (5600) in a 3% 123 account (calculated with no tax as should be able to get interest tax free from april) would earn you around 215. And remember this will be under what you actually earn because it's not taking into account the extra 2.4k earning 3% on day one whilst it drip feeds out over the year.

The ISA with 2% would net you 46 quid over the year (half funnily enough). If you had the other cash in another of nationwides offerings (at around 1.6%), you'd earn 86 quid.

So I guess don't chose the lower rate based on the ability to put more cash in to an even lower rate. ISA rates suck and you can get better from current accounts at the minute.
80

Nationwide Flexplus Current Account, includes Travel Insurance, Breakdown Cover and much more, plus £75 Quidco for £10.00 a month

26
Its been a long time since this was posted but worth a post again, especially with increased cash back from quidco. Includes Worldwide Family Travel Insurance, Car Breakdown cover at a person level a…
eslick Avatar9m, 1w agoFound 9 months, 1 week ago26 Comments
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suspended
Update:
Breakdown vehicle coverage extended to now include motorcycles, motorhomes, vans and pick ups.
I have this account and I'm very happy with it. I signed up about 13 months ago (via Quidco/TCB) and that cashback covered the £10/month fee for my first year. I'm now continuing with it despite the £10 fee because I think the worldwide travel insurance and mobile phone insurance makes it worthwhile. Also being a FlexPlus customer gives you access to the new 5% Regular Saver and the 1.6% Flexclusive ISA. <3
Is it possible to get the £100 referral as well as this ?
lawsmill
I already have a standard nationwide account. Me and the wife use it as the house account. Can the standard account be upgraded to the flexplus and be eligible for cash back?
I upgraded my standard flex account to this flexplus, no problem.
Narcotix
Coffee100
eslick
Coffee100
Is the breakdown cover reliable? It's not a company I've heard of before eg AA OR RAC.
it regularly gets better reviews than the traditional names http://www.autoexpress.co.uk/car-news/driver-power/88194/driver-power-2014-best-breakdown-cover
Thanks. This package seems like a good deal compared to others eg Barclays or natwest.
Edit - I read on another hotukdeals thread that if u put £2500 in the account, you get £4 interest, so it actually costs £6 per month.
Do you have to keep adding £10 per month, or does it deduct £10 from the balance?
Edited By: Coffee100 on Nov 16, 2015 21:14: New info
Yes that is correct.. the £10 gets deducted from your balance but you can setup a standing order to pay in the £10 a few days before the deduction takes place..
I've had the account for about a year now and the breakdown cover has already come in useful when the clutch on my father's car gave up.. I think they use local recovery companies as they were there within 45 mins and were able to recover the car back to my home address..
Thanks. :)
124

Nationwide customers only :-Share £200.00 when you recommend one of our current accounts to a friend -- * Please do not offer or request referrals --

19
Recommend a Nationwide current account to a friend or family member and, if they switch their banking to us, we’ll give you both £100*. It's never been easier to switch. And with the Current Account
bobtheking Avatar9m, 1w agoFound 9 months, 1 week ago19 Comments
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I refered my brother and his switch completed in dec but neither of us have recieved any money and its gone past the 20th ,will have to go into bank to try sort it
ihaveaquestion
I'd appreciate someone answering this :)... My brother has set up two magazine direct debits and they appear in his online banking area. However payments have not been taken out yet (one comes out Jan 1st etc). For the purposes of taking advantage of this Nationwide deal, would these two direct debits already count as those required to be in place at the time of the switch? Meaning, can he go ahead and switch now?


Anyone know about how this works as I'm waiting for the direct debits to go through first too before applying for the account.
I'd appreciate someone answering this :)... My brother has set up two magazine direct debits and they appear in his online banking area. However payments have not been taken out yet (one comes out Jan 1st etc). For the purposes of taking advantage of this Nationwide deal, would these two direct debits already count as those required to be in place at the time of the switch? Meaning, can he go ahead and switch now?
Nope, no need to use the link in the email from your friend, the recommend a friend bonus is done only on the details (name, dob, email) that your friend gives to Nationwide leaving you free to use the tcb/quidco link to get the cashback as well :)
m1chaels
Don't forget that you can also get quidco/topcashback with this offer, sometimes as much as £75.
I have been referred and then referred others and the money and cashback has always come through.
Note with new T&C each referrer can only refer 10 people per year (I have only referred 2 people this year) and each person can only be referred once in any 12 month period. Also the new account has to stay open for 3 months after the switch or the bonus is taken back.

how does this work?

you find nationwide on topcashback's website, then click on it and it transfers you to nationwides's website. do you then replace the link in your browser with your friend's referral link?
-57

£100 Recommend A Friend for a Current Account @ Nationwide -- * Please do not offer or request referrals --

5
Share £200 when you recommend someone to a Nationwide FlexAccount, FlexDirect or a FlexPlus account AND complete a full account transfer using the Current Account Switch Service. You need to be an
sleepycoyote Avatar10m, 1w agoFound 10 months, 1 week ago5 Comments
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I've always got paid by NW for referring. Great Bank!
The email you get is nothing specific. As long as when your friend signs up they give the same details (name, age, email address) as you use to sign them up then the ball is rolling it seems.
Tried on several occasions to recommend but never get email told by social media team now have to wait 10 working days due to demand!
ikskwizituk
This has been ongoing for a few months now
You forgot to mention if either party leaves within 3 months after the switch Nationwide reserve the right to deduct the money from the account

This is the first time I saw this offer.

I've also added that part of the t&cs to the description as well.
This has been ongoing for a few months now

You forgot to mention if either party leaves within 3 months after the switch Nationwide reserve the right to deduct the money from the account

Edited By: ikskwizituk on Oct 14, 2015 13:03
-109

New Natwest Reward Accounts

16
Natwest launched new Reward current accounts yesterday, with the basic one costing just £3 a month and giving you: - 3% cashback on household bills paid by direct debit. - 1% on contactless payment…
Hammeh Avatar10m, 1w agoFound 10 months, 1 week ago16 Comments
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I don't really understand why people have to post they are staying with Santander as they have £20K in their current accounts, good for them but bank customers with £20K in a current account must be in the minority.

If you are already a NatWest customer it's a good deal as you are now getting money for doing nothing, if you aren't you need to just weigh up which current account is giving the best perks.
binda
pantaiema
binda
SCAM
Its all a scam, don't trust the money, its not real.
Money not real ?? Give me your money then ,..
Ok I will leave it in a black bag behind the tree at the top of the street in the town of the county which is part of the country of the world where i left it. OK.

Not ok:, because I do not know how much effort do I need to put to hunt the treasure. How much money inside ....

I wonder if anyone here in this HUKD does not have any concern about money. Is it not true, we are all here mainly for that reason and you have been in HUKD for sometimes now ....

I have a proposal donate it to HUKD so they could serve us better to facilitate finding a bargain...... Email the Mod about your intention. How does it sound .......


Edited By: pantaiema on Oct 14, 2015 17:05: typo
Not sure why this is cold. For people relying on cashback from 1|2|3 Current Accounts these are a no brainer.
pantaiema
binda
SCAM
Its all a scam, don't trust the money, its not real.
Money not real ?? Give me your money then ,..

Ok I will leave it in a black bag behind the tree at the top of the street in the town of the county which is part of the country of the world where i left it. OK.
mutley1
i got this free from August until end of this year and so far i have had £28 of cashback paid
money for nothing as i have a current account with them anyway :)
i will probably pay the £3pm as i get more than this from the cashback
I'm getting about the same as you too, if you've already got a NatWest account its a no brainer :)
1453Expired

TSB Classic Plus Current Account £125 for Switching +5% interest on balance (upto £2000) + 5% cashback on contactless purchases + 5% regular savings account

301
If you considering changing your current account TSB are now offering a £125 incentive to switch to them, This is on top of 5% interest on balances up to £2000, 5% Cashback on up to £100 of Contactle…
goldy12 Avatar10m, 1w agoFound 10 months, 1 week ago301 Comments
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Switch reward has landed :-D
Just had my first contactless payment bonus. Grand total of £4.87 went in today.
had to go to the ombudsman for mine, will see how it goes
I got mine, but my Mrs hasn't as of yet???
Odd!
Exactly 28 days from switch date to £125 payout. Wonder when I can expect my first contactless cashback to pay??
31Expired

Scottish Friendly - £94.50 cashback if you open an investment ISA - Must pay in £90.00 of premiums @ Topcashback

18
Scottish Friendly via Topcashback .I know people will start comparing ISA performance but if you don't have an investment ISA you could set one of these up with a £10 a month direct debit. Once you've…
theoljoolzpop Avatar10m, 4w agoFound 10 months, 4 weeks ago18 Comments
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theoljoolzpop
pasheast
theoljoolzpop
pasheast
hash7777
Used Shepperds friendly for isa, put 100£ in for 5 months, then wait for cashback and withdraw, you get all money back...think its 136 on topcashback
I used Shepherd for insurance with the cashback promise that £100 would be paid once 6 months' premiums were paid. It wasn't -- I finally got it after a year and several emails to TCB (not much help there) and directly to Shepherd.
Scottish Friendly are very reliable payers
But not in my case.
Thought you were talking about Shepherd?
Correct -- my bad.
pasheast
theoljoolzpop
pasheast
hash7777
Used Shepperds friendly for isa, put 100£ in for 5 months, then wait for cashback and withdraw, you get all money back...think its 136 on topcashback
I used Shepherd for insurance with the cashback promise that £100 would be paid once 6 months' premiums were paid. It wasn't -- I finally got it after a year and several emails to TCB (not much help there) and directly to Shepherd.
Scottish Friendly are very reliable payers

But not in my case.


Thought you were talking about Shepherd?
pasheast
splender
money does not grow on trees, your cashback comes from yourself, you will see the year end accounts that cashback appears as appearing as expenses in the management costs of the scheme.
It is not the case that 'your cashback comes from yourself'. That would only be true if everybodyin the scheme claimed a cashback.
Yes, that's the same everywhere, even social benefits, not everyone claims, but the "tax payer"s pay. So in this case the analogy is that you pay for your own benefits but as you rightly put, not every one claims.
theoljoolzpop
pasheast
hash7777
Used Shepperds friendly for isa, put 100£ in for 5 months, then wait for cashback and withdraw, you get all money back...think its 136 on topcashback
I used Shepherd for insurance with the cashback promise that £100 would be paid once 6 months' premiums were paid. It wasn't -- I finally got it after a year and several emails to TCB (not much help there) and directly to Shepherd.
Scottish Friendly are very reliable payers

But not in my case.
jono8
Presumably if you want the cashback quickly you can just stick a £90 lump sum in and be done with it right?

Otherwise you would be waiting at least 9 months if you did a £10 monthly direct debit.


You can only do £50 a month so it would take at least 2 months
577Expired

HALIFAX Reward Current Account £125 switching bonus + possible £60 year £185.00

68
Hey guys, some sources have told me the £100 bonus will be rising to £125 in the next week or so. Additional £5 per month when you pay in £750 per month and have 2 outgoing direct debits.
ciaranf Avatar11m, 2w agoFound 11 months, 2 weeks ago68 Comments
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It was my first time switching but i took the jump, credit where credit's due i received my £125 a few days ago.....but has anyone got any idea if we're required to stay with Halifax for a set period of time to secure it? Or as the cash has now come in, is it a done deal and i could happily switch away??

Can't find their T&C's regarding this anywhere!
Do I need to let my work know that my bank account has changed or hmrc who pay tax credits, will I have to do that or can halifax do that as part of the switching....
Ive just bought a house, my first mortgage payment won't be taken until 1st Novemember, will Halifax still be able to transfer this over so my mortgage is paired to my new halifax...want to get it done before 18th october so i get better switching rate.
So our transfer completed a couple days ago. Any idea how long till meant to get the £125?
Gozer
I was allowed a overdraft facility of £2,900 but can someone confirm that if I don't use it I won't be charged a penny?
I don't know of any high street bank account that charges you for an overdraft facility that you aren't using!
1399

NEW! TSB Classic Plus '555' Current Account - Now 5% cashback on contactless purchases (in addition to 5% interest on balance and 5% regular savings account)

243
The TSB Classic Plus current account is already a fantastic bank account, offering 5% interest on balances up to £2000 (as long as £500 enters the account each month). It also offers an almost-mark…
BustaLinx Avatar11m, 3w agoFound 11 months, 3 weeks ago243 Comments
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Wanted to move my Current, Savings and Business bank accounts to them.
Applied online and got paperwork in the post.

Went to my local branch and sat around for 2 hrs and eventually walked out. There was no one at the first desk near the entrance and 10 mins. later a guy comes and says his colleague is on lunch and will be back in 30 mins. 30 mins. later , they see someone else ( who may have made an appointment ) and I just kept sitting there.

I got home and called them numerous times to arrange an appointment and no one frikking picks up the phone.

Do I want such a useless bank to handle my finances, hell not!
One other way is to use it in PayPoint to pay your bills.
hotdealseeker
One other way to max the montly allowance is to topup Tesco Christmas Saver, £30 at a time.http://www.tesco.com/clubcard/christmas-savers/
upto £200 and get £12 bonus in Nov.
effectively 1.06/0.95 = 11.6% gain in 2mths.

Only if your Tesco accepts contactless.
It seems Tesco have.are only rolling this out in London stores at present
There might be the odd Tesco store out of London that also accepts contactless, but that would be the exception rather than the norm.
One other way to max the montly allowance is to topup Tesco Christmas Saver, £30 at a time.
http://www.tesco.com/clubcard/christmas-savers/
upto £200 and get £12 bonus in Nov.
effectively 1.06/0.95 = 11.6% gain in 2mths.
user777
EveshamLad
According to TSB, all their debit cards are contactless.
that's not true - mine is not and I have plus account (the one which pays 5% interest on first £2k if £500 is deposited)
had to go to the branch and ask for contacless one - will get it next week

... In January 2014, TSB announced its commitment to issue contactless debit cards to all eligible TSB customers and in just six months, ...
http://www.tsb.co.uk/news-releases/tsb-customers-go-contactless/

To get the deal, you just need to:

Have a Classic Plus account.
Have a TSB contactless debit card and make contactless payments using it. TSB says it issues contactless debit cards as standard.
Be registered for internet banking.
http://www.moneysavingexpert.com/news/cards/2015/09/tsb-current-account-customer-you-can-now-earn-even-more-cashback




Edited By: EveshamLad on Sep 16, 2015 10:41: Additional source added.
713Expired

M&S Dine In For Two (26th Aug - 1st Sept) - Main + Side + Dessert + Wine for £10 - Also get 11 meals for free by opening their current account

54
Open a M&S current account and use their switch service to get a £100 M&S Gift Card and a dine in voucher - can be used against future meal deals which happen every 2-3 weeks. So that's 18.7kg of c…
karlie88 Avatar11m, 4w agoFound 11 months, 4 weeks ago54 Comments
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JustinScot


You say it best when you say nothing at all.
never manage to get the cheese, always the first to run out (_;)
pedant99
herrbz
Wow, they almost never have this deal on! What a bargain!!

​Almost never? More like once a month I think. Had it on about 3-4 weeks ago with only choice of 2 mains in my local so I didn't bother.

Oh I know, was just being sarcastic. Seems to have turned into hotcdkeysandm&Smealdeals.com lately
soldierboy001
Dazzer68
been disappointed with the last few meal deals.all bit ordinary now.
Surely you can't complain about the choice available or are you a Big Mac and Fries sort of person?

To be fair, the vegetarian choice is extremely disappointing, from a supermarket like M&S.
345Expired

M&S Current Account - £100 gift card + Dine in for two £10 voucher

7
Found on MoneySavingExpert: Exclusive offer - apply for an M&S Current Account through MoneySupermarket or Money Saving Expert between 11 August and 30 September 2015 and receive a £100 M&S gift ca…
dybydx Avatar1y, 1w agoFound 1 year, 1 week ago7 Comments
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Great
howbord
The key point to remember here is that to qualify you must switch an existing account using the account switching service - you cant just open an account and get the gift cards.
Not saying its not a good offer, just that you have to read the t&c's carefully

It's very easy to do. Just open more credit card accounts and Bob's your uncle! However, £100 M&S voucher does not go very far! I'd rather have £100 cash!
heat! the limit on the saving is £250
Also there is a limit of like £300 quid/ month on the 6% saving account. Can't remember the exact figure but yeah, check it out.

This is a good deal, I'll be using it soon to switch.
The key point to remember here is that to qualify you must switch an existing account using the account switching service - you cant just open an account and get the gift cards.
Not saying its not a good offer, just that you have to read the t&c's carefully
-28

Freedom Savings Account 1.65% AER Inc Unlimited Withdrawals @ RCI Bank

6
With a great rate of 1.65% AER gross, unlimited payments / withdrawals and 7 day UK service, our Freedom Savings Account offers freedom over your savings. 1.65% AER variable gross No pe…
cliosport65 Avatar1y, 4w agoFound 1 year, 4 weeks ago6 Comments
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"Please note that this is a savings account NOT a current account, so please try not to leave comments about current accounts as it has no relation to this deal"

Of course it has a relation to this deal to mention
current accounts as current accounts can get you
a better rate of return. This account is guaranteed
by the French scheme so what a wonderful time
you would have if RCI hit the buffers. Sorry, but
for the extra scraps of interest I am not interested.


Edited By: gluke21 on Jul 26, 2015 22:39
happymanuk
As stated in the original post, savings in this account are not protected by the UK Financial Services Compensation Scheme.


​But is covered by the French Deposit Guarantee Scheme equivalent to £69500 :)
As stated in the original post, savings in this account are not protected by the UK Financial Services Compensation Scheme.
To say this is a "great rate" is one hell of a reach, but it's a good deal when compared with other awful rate accounts.
However that said, some current accounts are paying MORE than savings accounts...
You must do your homework to get the best deal for your money... ;)
417Expired

Santander 1-2-3 Current Account Cashback Offers - 8% at Argos, 10% at Waitrose, 10% at Nandos (takeaway), 10% at Hawes and Curtis, Also - Vodafone, Pets At Home, Body Shop, Hertz & More

64
Noticed the Argos offer on my 1-2-3 current account tonight. Login to your account online and look in the bar on the right for your 'Retailer Offers' to see which (if any) you have received. Argos…
morgie Avatar1y, 1m agoFound 1 year, 1 month ago64 Comments
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I only have 5% off at Waitrose :(
banned
Everyone varies a lot give you shops u don't use or use rarely
Hotcakes
morgie
Hotcakes
Can some one please tell me i have santander current account debit card and 123 credit card to get 8% which card i need to use ? called to santander credit card they said they don't know ?
quick reply will help me to decide
thanks
thanks MORGIE
As per OP it's the current account.

Its the 123 Credit Card that I use and get the cashback on. I don't even know the PIN for my current account.
Maybe its both of them that do cashback ?

Anyway my current offers are:

Pets At Home 10%
West Cornwall Pasty Company 15%
Browns Brassiere 10%
New Look 8%
Nandos 10% (indoor eating)
Air BnB 10%
Gourmet Burger Kitchen 15%
Tile Giant 10%
All Bar One 15%
Hawes and Curtis 10%
Vintage Inns 5%
Club Med 8%
Pizza Kitch and Bar 15%
Wimpy 5%
BP 1%

I doubt I will use any of them but in a few weeks there will be new offers. Santander did mention it was a trial service and may become a paid-for extra in future. I wouldn't pay more than £2 a month for it unless Waitrose and Argos cropped up a few more times.

And although it says Waitrose doesn't include gift card or lottery purchases generate cashback last Christmas I bought £100 of gift vouchers and about £100 of food and got 10% cashback on the lot. That was a nice bonus.

The nice thing about the Santander cashback is you can use it in conjunction with other in-store offers, Body Shop is usually overpriced but with their instore offers and the 5% last month made it better value for money.
Heat for a deal thats worth it for some.

Personally all I'm after is the 3%, particuarly as in order to view my 'offers' Santander want me to log out of my business log in and log into my personal log in, when both ways of logging in show all my accounts already! Talk about over complicating something very simple!
morgie
Hotcakes
Can some one please tell me i have santander current account debit card and 123 credit card to get 8% which card i need to use ? called to santander credit card they said they don't know ?
quick reply will help me to decide
thanks

thanks MORGIE
As per OP it's the current account.
1062Expired

FREE £120 for switching to HSBC + FREE £120 for using their ISA

315
"GET UP TO £240 when you switch to an HSBC Advance Bank Account and take up our Save Together offer. Get £120 for switching using the Current Account Switch Service (CASS) when you pay in £1750 per…
DragonQ Avatar1y, 1m agoFound 1 year, 1 month ago315 Comments
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cliosport65
Has anyone managed to get a letter to confirm the £10 a month for the save together offer for the ISA yet to confirm its activated?

I can't recall getting a letter, apart from the one confirming the ISA account opening, but the first £10 Reward was paid into my account exactly a month after I opened it.
Has anyone managed to get a letter to confirm the £10 a month for the save together offer for the ISA yet to confirm its activated?


Edited By: cliosport65 on Sep 09, 2015 00:47
I met the criteria and didn't have to visit my local branch to open my account, which took around 2 weeks to open. Which I sense might now be the average for most banks.
Normally, stevesmiff, it's as easy as you thought it would be. Absolutely straightforward. This one seems rather different, though, and they're placing hurdles in the way.
Thanks Newbold. Yes, reading a few comments above it seems that opening this account is not as straight forward as it should be.

I need to move to a new bank in the next week or two and was swayed in by the intro offer but to be honest if it is going to drag on (i.e. waiting ages for a letter and then having to book an appointment to visit the branch and prove my credentials) then I might have to take up one of the other bank offers. That is assuming they are any different? It's been several years since I opened a new account with anyone - just assumed it was apply online, get new bank account details a couple of days later - not like I'm asking for credit or an overdraft, just somewhere to send my wages every month. Is this maybe how all banks are now or is it HSBC (or this specific account) that is proving difficult for people?
84Expired

TSB Bank Classic Plus Current Account 5% + £100 For Switchers through MoneySavingExpert

22
TSB Classic Plus Current Account has 5% Interest on balances up to £2000 and now if you go through money saving expert you can get £100 cashback for switching. If you voting feel free to leave comm…
cliosport65 Avatar1y, 2m agoFound 1 year, 2 months ago22 Comments
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jam1233
Haven't got mine yet but who can you contact about it?
I contacted them through their website and never heard anything besides the automated 'thank you for contacting us'.

I then used Resolver to email a complaint and got a call the next day.
I filed a complaint and received a call telling me that I already had an account when I applied for my second one through moneysupermarket and that is why I didn't get the £100.

When I opened my first TSB account in 2014 you were allowed to have several but they changed the ts and cs so you can only have one sole and one joint.

So my rebuttal was why was I allowed to open a second sole account? Surely I should have been prompted to open a joint account instead? There was no mention of closing the 2nd sole account, only that it was the reason I didn't get the £100.
mistermoneysaver
still no £100- anyone got theirs?
Did you get yours in the end?
still no £100- anyone got theirs?
jam1233
Haven't got mine yet but who can you contact about it?


​TSB and state you went through MSE