Banks & Credit Cards Deals

Banks & Credit Cards Deals & Offers

7,349 deals195,126 comments
Get £125 by switching your current account @ First Direct
662°
12/07/2021Expires on 12/07/2021Posted 9 h, 15 m agoPosted 9 h, 15 m ago
First Direct have improved their bank account switch incentive to £125. To get the £125 cash offer you need to open a 1st Account, switch your everyday banking to First Direct usi… Read more
wavesandcaves

For those that used the HSBC switch offer recently, this will not work. Heat though :) >This offer is limited to one payment per customer or joint account, and you'll get the money within 28 days of all the criteria being met. Sorry, we can only offer this to people who haven’t previously held an account with us, and/or has not opened a HSBC current account on or after 1 January 2018. You may hold a HSBC current account and still qualify for the offer, as long as the current account was opened before 1 January 2018. We reserve the right to refuse your application and withdraw this offer at anytime. Credit is subject to status and an assessment of your financial circumstances. £125 cash offer ends midnight 12 July 2021. To qualify for the £125 cash offer your application must be received before midnight 12 July 2021 and your account must be opened on or after 14 June 2021.

jaypr

Good for you.

C4thyh

I applied a week ago and the offer was £100 I got a message from them today saying sorry for the wait its taking longer than expected and they are going to give me £125 now

jaypr

It would be correct to assume that that if you applied when the offer was £100 then you’ll get £100.

SR1234_2013

I've expired that one since it's £125 not £100 now and I think the "£100 to leave" offer isn't available either (presumably not available for new customers).

£80 cashback on £800+ spends at Dell using Lloyds Bank Everyday Offers @ Lloyds
94°
29/06/2021Expires on 29/06/2021Posted 12th JunPosted 12th Jun
Just seen this in my Lloyds Bank app. Earn £80 cashback on your Dell purchase when you spend £800 or more. Offer expires 29/06/21, valid one time only.
themen

150 on Amex

Begize

Same deal on Santander

john184

A lot of work schemes entitle you to 20% off.

TristanDeCoonha

Make sure you shop around properly. The few items I just checked were over 10% cheaper on Amazon and Currys anyway, with no minimum spend. You could further reduce Currys by another 10% if you used discounted gift cards and cashback

Receive £125 upon Switching your Current Account to a HSBC Advance Account (New Customers) - pay in £1,750/month or £10,500 over 6m @ HSBC
455°
Posted 10th JunPosted 10th Jun
New switching offer at HSBC. To qualify for Advance, pay in £1,750 a month or £10,500 over 6 months and be approved for an arranged overdraft of £1,000+. Switching offer for new c… Read more
P18950

Anyone who has received a HSBC switch bonus before - can you advise on how quickly the £125 gets paid? Been a few weeks after the switch now and haven't received anything yet

highdon

Thanks for sharing. Actual story behind why people think it's rubbish is always appreciated. Most people tend to just say it's a terrible bank, stay away etc without giving any context.

TiredParent

I will give this a go. Thanks

Savedotmoney

Can I pay in £1750 from my other bank account and then transfer it back out? Does that count as paying money in?

hotdealseeker

Still awaiting my bonus.

£0 Monthly Fee + 0% interest on balance transfers for 18m & 3m PURCHASES credit card @ Santander (Representative 20.9% APR, variable)
73°
Posted 10th JunPosted 10th Jun
£0 BALANCE TRANSFER FEE £0 MONTHLY FEE POSSIBLE £27.50 QUIDCO CASHBACK What you can get 0% interest on balance transfers for 18 months from account opening with n… Read more
sj_mith

Thanks both :)

lucas4

Good deal as a fee-free BT card if you've already used up the All-in-one deal. However, Santander's tech is dreadful - you still can't BT with an Amex online and have to spend 20 mins on the phone to them. Plus the card is basically useless at the end of its 0% period as Santander make it impossible to switch to a new deal, instead forcing users to close the matured account and reapply for a new card.

Chrismia

Interesting

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0% balance transfer 26 months & 0% on purchases for 20 months Credit Card - £3 monthly fee - Representative 23.7% APR (variable) @ Santander
378°
Posted 9th JunPosted 9th Jun
POSSIBLE £30 QUIDCO CASHBACK £0 BALANCE TRANSFER FEE. What you can get (for a £3 monthly fee) 0% interest on balance transfers for 26 months from account opening with no b… Read more
AvinHamisha

Lloyds, Virgin Money and Post Office immediately informs after a soft check if you are going to be accepted. This is my experience with them. You don't get the misleading eligibility email after a soft check as Santander. Santander after a soft check emailed me that I can get the card with a good credit limit. When I applied, my application was rejected. I wrote to them, and they replied that their eligibility email is a marketing tool. I have complained to ombudsman. Hopefully, I'll soon hear from ombudsman if this misleading practice is allowed.

steeeeeeve

Same as all the providers when they do a soft check?

lucas4

Indeed. That's normal for all credit card groups. The big problem in my opinion is that Santander doesn't even have the process to do a credit card swap. E.g. When jumping between the normal 18 months 0% card and the 26 months 0% All-in-one card. That's pretty awkward if you're already happy with Santander. They should make it easy to stay as a customer like Lloyd's and MBNA do.

maria_h

At the end of the 0% balance transfer period you would not be able to transfer the outstanding balance to another Santander credit card with a 0% promo, you’d have to transfer externally.

andywedge

Thanks for posting. Just to let you know that your thread was selected for our Highlights pages (highfive)

0% Lloyds purchase credit card up to 21 months @ Lloyds Bank
1860°
06/07/2021Expires on 06/07/2021Posted 8th JunPosted 8th Jun
Lloyds 0% on purchases for up to 21 months is still a market leading purchase credit card offer. This deal is specifically for people looking for a long 0% purchase credit card e.g… Read more
Gary_Dexter

No they shouldn’t be available for all to see. That falls under the commercially sensitive information I mentioned. It would allow competitors to see what each other offer in terms of rates and makes the market less competitive as everyone would just go with the one offering the lowest higher rate.

fredflintstone11

I make no mention of lenders criteria. I’m saying there range of APR’s that they offer should be communicated clearly. I’ll give you an example, lender A 3-18% or lender B 5-14%. I can then go and make a decision of where to apply. Now picture you and me both have identical situations and both apply with lender A, I get 3% yet you get 18%. This has nothing to do with commercially sensitive information. They have to offer 51% of successful applications the advertised rate, the rest they can charge whatever. So I’m arguing for more transparency which I do not see you convincing me as a bad thing

Gary_Dexter

Actually they don’t. Lenders criteria is commercially sensitive information. You’re offered what they feel is appropriate for you based on their assessment of your application.

Gary_Dexter

Noooo lol Basic credit cards these days can be called Platinum cards and they’re entry level for any user.

fredflintstone11

My point is that it being a lawful requirement is not necessarily a positive. Yes it’s a way to compare the costs but they need to be far more clear of the ranges of APR’s.