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Posted 26 September 2022

Rainy Day Account Issue 2.5% upto £5k, 2% from £5k+ (including new customers) @ YorkShire Building Society

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Shared by TheBargainMan
Joined in 2017
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Allows withdrawals on two days per year based on the anniversary of account opening, plus closure at any time

The Online Rainy Day Account Issue 2 allows unlimited withdrawals from your account without loss of any interest on two days per account year, based on anniversary of account opening. You may also close your account at any time even if you have used all of your withdrawal days.

For security reasons, online withdrawals are not available for the first 14 days after your account has been opened. After 14 days withdrawals can be made from your account at any time on condition that there are sufficient cleared funds in your account and that you maintain the minimum balance of £1.
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  1. Avatar
    Author
    "So I gave them a ring. You can choose any 2 days you wish within the year after opening the account to withdraw and then you also have the account closure as another withdrawal basically. On account closure you will get the interest rate upto that point."

    hotukdeals.com/com…328

    Might also want to consider Atom unless you want to terminate the account):
    atombank.co.uk/fix…al/ (edited)
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    So I gave them a ring. You can choose any 2 days you wish within the year after opening the account to withdraw and then you also have the account closure as another withdrawal basically. On account closure you will get the interest rate upto that point.

    Hope this helps others wondering the same
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    I'd hang on a few days.
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    The rate is variable.
  3. Avatar
    Just signed up for this, apparently I need to post them 3 forms of ID. Cannot upload, cannot email. Could take them in branch, but they are only open 9am to 2:30pm on weekdays only.

    ybs.co.uk/doc…pdf

    I have lived in the same house for 6 years and am on the electoral roll, so not sure why I have to prove my ID. I think I'll not bother.
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    Mine went through fine, no ID required, strange one
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