Very good deal thank you
Plus add any exit fees plus compare capital paid off over minimum term.
We're pretty much stuck with Nationwide for our mortgage as HSBC said they were unable to arrange a suitable valuation for our property and the LTV they were willing to offer us was WAY under what we've already got with Nationwide. (HSBC said house is worth 180, Nationwide say 210)... Anyways, after a bit of digging, Nationwide are the exact same price so will be arranging a new mortgage deal with them - I've been hunting for 5 year fixes for the past few days and the only other option that is close in terms of the whole package is First Direct, who work out £200 or so cheaper over the 5 years with their £490 fee, 1.59% mortgage, but the faff of switching to save £200 isn't worth it currently.
House price crash? % of 3million cash rich HK citizens incoming? Demand thru the roof? All I know is whatever we predict will definitively be wrong and the predictions thats are definitely going to be right will be even more wrong.
How soon before your 5 years is up can you remortgage with no penalty? Am with Halifax and will hit 5 years in March. Even the SVR is less than what we're on at moment!