Bank Deals

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The best credit card deals for September 2017
LocalLocalFound 25th Sep 2017Found 25th Sep 2017
Top credit card deals September 2017 Free £25 for getting HSBC Credit card, use it once in 60 days. HERE . £25.25 cashback just for having a Barclaycard No Fee Platinum 25 M… Read more
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What I’m looking for is a credit card that has a decent 20 month plus on 0% spending but with also cashback like £25 , because it’s rare to get both , you usually only get 1 or the other .


Providing you know how to use them credit cards are fine. Personally I’ve used them to improve credit rating, credit card protection etc never had an issue and always pay it off in full. It’s the people who spend spend spend without any thinking that need to stop using credit cards.


Seriously? Did you actually read our posts? Using something wisely requires wisdom. Using something intelligently requires intelligence. Those who understand interest earn it, those that don't pay it. The way I've suggested to use this does not involve getting into actual debt - simply holding more funds in savings account(s) that you could use to pay off the credit card in an instant. Literally will have no negative impact should you become redundant or can no longer work - in fact it would put you in a better position as it would give you access to more funds should you need it, plus the extra interest you'd earn. Sure, if you just want to get this because you decided you need to have the latest iPhone that you can't afford, then this is a bad idea, as I stated (no self control or lack any understanding of money - totally fair and just, I'm not saying it in a nasty way, just saying it how it is). There may be a case that you find yourself in a difficult situation and need credit to feed your family - it happens. This is a reasonable way to do it, so long as - like I said - you understand money and pay it back. But of course - all credit cards are evil, should never be used by anyone and should be banned forever.


Re: The deal itself, it's worth noting that Barclaycard and Sainsburys have 2% or 2.5% minimum repayments, which actually becomes quite singificant over the lifetime of these deals versus the 1% you get with some other lenders. If it's fee free then it's not such a worry, but if you're paying 1-3% handling fee you want to have more than half of the balance still remaining at the end of the term if you're looking at this as a stooze. Of course, if it's just to manage short-term cashflow problems, then a higher minimum repayment may suit you.


I also think phrases like "Save up for the things you want. Cold" are quite condescending too, which is what lea to my reply. Maybe consider others' circumstances before posting.. Not everyone's circumstances allow for that either,, life can throw horrible unforeseeable curveballs to us or to our nearest and dearest. Or some people may have saved up and wish to offset their savings. Your post itself is implying that HUKD members are not able to use it other than as a ticket to debt. I get tired of the CC haters tarring every deal with the same brush - often it's a blanket response from people who don't understand how they can be judiciously used to their advantage, which is what prompted my own response.

Aukey PB-N15 Portable Power Bank 20000mAh, 3.1A Dual USB Output £24.99 @ My Memory
Found 16 h, 58 m agoFound 16 h, 58 m ago
Dual USB ports with a combined 3.1A output allow you to simultaneously charge your smartphone and tablet at max speed. AiPower - Tuned to adaptively provide the safest maximum rech… Read more

Past experience with Mymemory was horrible, personally I would say stay away, customer service is horrible and also is postage times, been waiting 2 months on Anker Power Bank now, they refunded my money due to 3 weeks and no sign, and told me to keep the item as compensation when it arrives, it has yet to show up.

Original Xiaomi 5000mAh Li-Polymer Battery Power Bank for Mobile Charger - £7.55 @ Gearbest
Found 16th JunFound 16th Jun
Main Features: 5000mAh portable external power bank LED power indicator that provides real-time reminder Be suitable for smartphones, tablets and other digital products Perf… Read more

Pop up comes up and then follows to block finishing off to being sent to UK address. Comes up with default address then doesn't allow a UK one.


Nor I.


Works for me.


Won't allow me to buy as I am in the UK! Won't sent batteries to the UK.


Me included, but I'm not gonna stop posting lol ;)

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Aukey Power Bank 20000 mAH with Lightning charging port £15.99 Prime / £20.48 Non Prime Sold by FD europe and Fulfilled by Amazon
Found 15th JunFound 15th Jun
Very good twin USB charger which can be charged with lightning charger, best price for a while.
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There was only 10 minutes left on the lightning deal when I ordered.


Appreciate the gesture anyway, thanks! :)


il buy it for u and u pay postage to send it to you but will end up costing more no point


£21.49 now or am I missing something?


It is usually on a lightning deal at this price at least 3-4 times per week. Have bought 2 of them recently, Quality power banks

Free business account with starling bank
Found 10th JunFound 10th Jun
In addition to the fee free personal account starling account also offer a business account. Good for any online business that accepts payments online. Does not accept cash or cheq… Read more
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Gonna use the tsb fiasco to get out of my mortgage early! Can't access the accounts online for weeks just acknowledged my complaint but nothing else. Joke of a bank. Just a few months ago offered to go on a ten year fix. Thought it would have been free money for them but still wanted to charge me exit fees for existing. I know thats the deal but normally if you renew thought they would have done something. Ever since sabtel took over its been a disaster. Why doesn't this country ever learn that mergers only destroy value ultimely. Can't wait to get out


The same could have been said for TSB, with issues accessing current accounts. I'm still waiting for compensation - 6 weeks and counting...


Couldnt the same be said about any business bank account though?


I would NOT run a business account with these guys or Revolt from my experience (accounts frozen/suspended/restricted). You could easily have your account frozen and be without your funds which could really hurt a small business.


Main account got payments in and also Int payments.

Atom bank 1 year fixed rate savings increased to 2.05%
Found 9th JunFound 9th Jun
Ok, so not a massive jump from the previous rate of 1.95% but enough to get to the top of the 1 year fixed rate savings table. No doubt there will be plenty of comments about the … Read more

I’m just waiting for a decent deal (lol)


You need a humour transplant ;)


How many UK banks have collapsed in the current decade? (The clue is less than 1)




I mean’t that the bank is not as safe as the mattress ;)

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Tesco Bank credit card 36 months 0% balance transfers and money transfers
Found 7th JunFound 7th Jun
Hi all, if you’re looking for a balance transfer credit card, Tesco Bank is offering the longest 0% period in the market (as far as I can see). Tesco’s balance transfer card offe… Read more
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It did take the best part of a month to come through, right enough...


Ah cool - heard some bad things about the Sainsbury's one in terms of time it takes to process, odd credit limits etc. so ending up applying for a Tesco 0% purchase card which got promptly approved (helped that I have another card with them too) and decent credit limit too, with the option to swap the limit of my previous card to this one - now just waiting and hoping that it comes quickly so I can use it to buy the stuff needed, the builders are after my life as they wait on the appliances ;)


My understanding is that this is 0% on transfers. You would want to get 0% on purchases (I did exactly this with a Sainsbury's credit card for my new kitchen a few months ago). :) Edit:


I was going to ask about this, actually. Stupid question, but... When the credit card companies say "Up to 36 months on balance transfers." Is that 36 months interest free, 36 months that you can transfer balances for, or... Something completely different? I'd like to think the former, but I just don't know! TIA!


I am looking for a 0% APR card to spread out the cost of a kitchen refurbishment - can someone please suggest if this is the best card to purchase on and then pay over a few months with no interests to boot or are there better options? Please spare me the don't fall into the credit debt trap comments as I know what I am doing - have plenty of cash parked in other investments which I don't want to break if I can rather have a 0% option, but still appreciate your concerns. Thanks for any help.

GOJI  G6PB6SV16  6700 mAh Silver Portable Power Bank £4.97 Currys - c&c
Refreshed 15th JunRefreshed 15th Jun
GOJI G6PB6SV16 Portable Power Bank - Silver 6700 mAh - Can provide up to around 2 charges Only available for click and collect instore at Currys

Thanks OP. Reserved over a week ago. Went to collect & allegedly they couldn't find it so manager had substituted it for another silver battery of 2500mAh. Unsurprisingly, I turned that down (wonder how many non-techie ppl would have accepted?!). Thankfully the assistant was more sensible when I pointed this out. Got this model in black for same price. Share veedubjai's scepticism I'm afraid!


click & collect at PCW is a nightmare, staff take 10 minutes to find anything and sometimes simply give you the wrong product


Staff keeping it for themselves? Not very nice but it does happens. Past experience tells me so. First rule, if you find a hot deal you want & reserved it, don't hang about, go straight there to pick up or get someone you can trust to pick up. Never take their only word for it & get them to check the warehouse where most things gets hidden from view from other staff members. Hell, I'll get another 2nd opinion from another staff member. Too many dodgy staff around these days. Can never trust anyone works for them.


Terrible company went to the store to collect in the time frame stated only to be told they dont have the product.


Tried to buy but showing cannot be picked up anywhere in London.

PNY Curve 5200 Portable Power Bank - Black for £4.97 @ Currys
Found 6th JunFound 6th Jun
Spotted this power bank at Currys earlier. Was £14.97 and available instore Keep your smartphone charged wherever you are. The Curve 5200 has enough power to fully charge yo… Read more
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glad its a portable power bank, i hate my stationary one, does not really seem worth having it as i may as well use the plug socket in the house.


"Not available to collect in or nearSL11XU"


unavailable in most stores, but stock is available in croydon


The annoying thing is I actually need one of these but stock is too far away.


whack a usb atomiser on it and you're good to go 8) (y)

From London: August School Holidays Bank Holiday 7 Night Package Holiday to Italy (nr Amalfi Coast) £317.25pp @ Tui
Refreshed 6th JunRefreshed 6th Jun30/06/2018Expires on 30/06/2018
This looks lovely, and I can't get it cheaper pricing everything up individually. It's a week in these lovely apartments:… Read more
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It's costing us£700+ for 3 Ryan air flights (mad) in August alone!!! Heat .fabulous deal op


Tui or hukd?


This is exactly what it is, clean basic hotel, friendly staff and whack in the middle of the town. Stayed there last year, we had an awesome holiday. Such a beautiful area.


Whatever you do don't hire a car on the Amalfi Coast there is nowhere to park unless you want to spend a lot on parking! (and the roads are generally scary :) ) Buses / Trains / Boats are all good ways to get about though. Rent a scooter if you have a death wish :)


Wow !!! Why is it so cheap x

PNY Outdoor Charger Portable Power Bank 7800 mAh with built-in Flashlight - Black & Blue only £4.97 @ Currys instore
Found 5th JunFound 5th Jun
Was £24.99. Lovely offer on this compact and versatile power bank :) Available instore Made for life outdoors, the PNY Outdoor Charger Portable Power Bank has a rugged design.… Read more
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I am pretty sure you can kick off about that. It looks like they are all gone now.


I had my lesson ages ago. Welcome to the club :)


Amazingly they didn't have it!


Just managed to reserve one in my local store. Let's see if it 'disappears'


I got the same story - when i pointed out that i had been told there was 4 in stock the manager first off said 'they must have been stolen then' then 10 minutes later - 'they must have been recalled, thats why they will be off the shop floor' (skeptical)

Sainsbury’s Bank credit card: 0% on purchases for 28 months + Nectar points
Refreshed 11th JunRefreshed 11th Jun
If you’ve got a big purchase coming up, this credit card from Sainsbury’s is worth a look. It offers: 0% interest on purchases for 28 months 0% interest on balance … Read more
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I took one out for 20 months last year in October. Had a limit of £3000 as requested which they increased to £3500.


HATE Sainsburys Bank. Applied for a 0% card, got approved, then was asked for documents. I sent them in and they kept refusing them and asking for different ones. In the end I told them to forget it and close the account. Waste of a credit search.


I went for one about 2 years back with a similar deal. I can’t say I’ve had any transactions declined though (although I’ve made rather few on it - just a couple of extravagant purchases) and the highest credit limit of the three credit cards I have. No banking app though and the website is a little naff. Nectar points on the majority of purchases though I believe. Only things excluded are things such as insurance premiums and such like if I remember correctly.


I found this too. I got declined twice in one day - each time I have to call and sit on hold while I tried to get put through to the right department


does it only give points for shopping at sainsburys or can you get points spending elsewhere too?

USB C Portable Battery 22000mAh 5V/3A Type-C Port Power Bank with Two Cables (2.4A Input, Total 6A Output) £24.99 w/promo @ Amazon / Sunvalleytek-UK
Found 1st JunFound 1st Jun
Decent power, good reviews and can be had for £24.99 by grabbing promo on page or use code VCFKNDNF at checkout (stated on amazon page) What's In The Box: 1 x RAVPower 22000mAh … Read more

Anyone else got this one used it 3 times an now will no longer charge at allanyone got any ideas? Before i go through hassle of sending it back


Yeah, i’m really impressed with the build quality and capacity for the price.


Does anyone have this powerbank


Have you used it yet


Thanks OP, been on the look out for a power bank for some time and this looks good.

BELKIN MIXIT 6600 Portable Power Bank - Gold £10.97 @ Currys
LocalLocalFound 1st JunFound 1st Jun
Technical specifications for BELKIN MIXIT 6600 Portable Power Bank - GoldOVERVIEWCompatible productsUSB devicesBattery typeLithium-ionRechargeableYesInterfaceUSB 2.0 x 2LED indicat… Read more

Nice for those that can get one near them, none near me unfortunately. ;(


"Sorry but no nearby stores offer collection on one or more items you've chosen to collect. We've checked our 36 stores closest to xxx(London)." "Sorry but no nearby stores offer collection on one or more items you've chosen to collect. We've checked our 27 stores closest to Croydon." Finally, one at Sevenoaks, no thanks.

RAVPower 27000mAh Laptop / Phone / Tab - Outlet Universal Power Bank Travel Charger Type-C Port, Dual USB iSmart Ports, 19V/1.6A DC Input - £79.99 w/promo Sold by Sunvalleytek-UK / Fulfilled by Amazon
Found 31st MayFound 31st May
Pretty sure this is the cheapest price it's been by around £5! You need to redeem the on site promo or use code YW9LHSO2 at check out to bring the on site price down to £74.99 :) … Read more
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A lithium jump starter is a similar size to a regular power bank (but a bit bigger). Not the older lead-acid jump starters. Have a look on Amazon, they’ll give the dimensions.


Wouldn’t it weigh loads though? Then you’d have to sacrifice a suitcase or a loved one or something?


Like I mentioned, a good lithium car jump start will probably be able to charge your laptop for a lot less as well as offering USB outputs and the benefit of jump starting a car too - I had one as I rarely used the other car and would always find it flat on the weekends.


The restriction appears to be 100Wh (or 160Wh depending on item/usage) (so guess that's where 99.9Wh comes from above!) PS. looks like a nice bit of kit but £75 is about £65 more than I'm willing to spend on something that I may find a use for. Having a battery backup for laptop would be nice but probably cheaper just to buy a spare... laptop battery.


It should be fine for most. The annoying thing I find is that it doesn't have a native UK socket on it - I understand why (because of the size) but it's a bit frustrating to spend £74.99 on one of these to have to use an adapter to make it work. Anyway, I believe portable car jump starters might be a better all-round option as they usually have laptop outputs built into them (16-19V range) so you can charge your laptop directly without step-up to 240V and back down again. I believe this one here will be 99.9Whr as it's 27000mAh at 3.7V.

TP-Link PB15600 Power bank 15600mAh reduced from £35 to £12 Sainsbury's in-store
LocalLocalFound 28th MayFound 28th May
Saw this powerbank in my local Sainsbury's Chester. Reduced to £12 but looking at older threads seems to be £35 full price. Nearer to £30 on Amazon. I bought one and there's one le… Read more
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Pot luck but heat added.


Good stuff, glad you managed to get one!


Awesome deal, brought one today from calcot store in reading, priced at £35 on shelf, scanned at £12! So yeah it’s national!

Men’s Nike Jordan’s £20 Kids £15 @ Nike outlet Castleford plus more offers in post
LocalLocalFound 28th MayFound 28th May
Nike outlet Store Castleford Mens Jordan’s from £20 Mostly size 7 up to 9 Markedas £40 with 50% off now £20 Mens large size trainer from size 12 upward £35 Kids Jordan… Read more
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That's the Reebok store


I was surprised how busy it was so early on this morning. It tends to be quieter the later you go.


It's crazy tho inside near all the shoes. Always pumping into someone


I like to provide evidence.


Different outlet do different deals. Leeds Outlet has different offers and stock to Castleford. Ashford might have some good deals on as it’s bank holiday I think they are doing good promotions.

Starling Bank Account. No fees worldwide and can withdraw £300 a DAY in foreign currency!
Refreshed 12th JunRefreshed 12th Jun
This has to be one of the best bank accounts for spending abroad and withdrawing cash. Upto £300 a day or equivalent in foreign currency. Monzo, revolut, trasnferwize will only giv… Read more

That is the only negative ;)


Works great linked with Google Pay. Btw if you never used Google pay before, use it 5 times and they give you £10 store credit.


I'd rather have some money in the Starling account ready for cash withdrawals. Plus it's good to have more than one card available in case of issues.


No interest on cash withdrawals, as long as you clear the balance same day.


Just the interest to pay when you withdraw cash. I'll use Halifax clarity for purchases and starling for cash withdrawals. Starling is MasterCard too.

Original Xiaomi Ultra-thin 10000mAh Mobile Power Bank 2 £11.39 @ gearbest
Found 26th MayFound 26th May
Showing as £13.04 but you can save an extra 60p by using the app. (includes shipping) Original Xiaomi Ultra-thin 10000mAh Mobile Power Bank 2 In black and silver, ships from eit… Read more

Is it fast charge


Xiomi as it can charge your phone as its being charged. Daisy chain


Works for my note 8.


I bought this one to use on my note 8 which has very short battery life. It does fast charging not sure which version.


(lol) (lol) (lol) (lol) (lol) (lol)

Monzo Card - A new kind of Bank lives on your Smartphone - 'FREE' to Join
Found 26th MayFound 26th May
I have been using this Bank since Feb this year and Love it. I have not come across this mentioned on HUKD so I thought i'd post it and let you guys know. It is a simple process … Read more

No, they don't charge in the UK. I use both and prefer Monzo. Unless you're a high roller withdrawing hundreds in cash aboard every month then I would say Monzo is the better product, much better customer service and developing fast.


Starling here think more people prefer it! Have a look and £300 day cash withdrawal


Even in the UK? Not everyone wants to use plastic


I have been using Monzo for a couple of years and find it brilliant to use abroad


Monzo charges for cash withdrawals over £200 in a month. Starling does not

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