Bank Account Deals

Bank Account Deals & Offers

738 deals22,111 comments
SumUp Air Card Payment Reader for £14 Free C&C @ Ryman
Found 16th NovFound 16th Nov
The SumUp Air card payment reader is sure to be the best business partner you could wish for. Take card payments, anytime, anywhere with this pocket-sized device - it is lightning … Read more

It's amongst the lowest per transaction cost around for such things, and if it encourages people to part with their money at craft fairs (which is what I'm using it for) it's worth the cost.


Cash, but that financial institution with branches will probably charge you to deposit it lol should be cheaper though!


Actually don't mind delayed payment, more asking in general, is there alternative services to pay away less to card companies.


1.69% for getting paid immediately on a job is not an issue. Build in the cost to the price of the job or item.


Yeah, that's the down side.

HSBC - £200 to join and stay if you switch to the advance account. UPDATE: Ends on the 25th Nov. Can’t refresh the original deal.
25/11/2018Expires on 25/11/2018LocalLocalFound 13th NovFound 13th Nov
£200 when you switch and stay with HSBC Advance . You must switch by 25th Nov 2018.If you’re new to HSBC, get £150 by opening an Advance Bank Account through the Current Account S… Read more

Anyone who's already switched recently who can say what the process is for opening and switching? When I opened it a year or two ago I had to go into branch for part of getting it opened. Can't remember exactly what for but getting a little keypad for generating online banking login codes was part of it. Thinking of getting it for the wife but she won't be keen if she has to go in for anything more than showing id.


Can we get this if we are currently a basic account holder in HSBC


According to MSE as long as you apply by 25th you should be ok


Has any been able to find out if you need to start, or complete, the switch by 25th to qualify?


I cannot remember the last time I went into the branch of any bank. As for the app - it seems perfectly fine to me - not as good as say Monzo but not significantly worse than any other.

HSBC - £200 to join and stay if you switch to the advance account. UPDATE: Ends on the 25th Nov
LocalLocalFound 13th OctFound 13th Oct
£200 when you switch and stay with HSBC Advance . You must switch by 25th Nov 2018.If you’re new to HSBC, get £150 by opening an Advance Bank Account through the Current Account S… Read more

Does anyone know if you can pay the £1750 in parts? As I get paid fortnightly and for the month it's slightly above the 1750.


Opened the account and started the switch from lloyds. Didn't mention about having to go into branch.. so fingers crossed


So I win the bet :)


No . Haven't got a car


More fool you for staying with them. Loyalty has gone unrewarded for at least 15 years. I bet you have been with the same car insurer and you just accept their renewal quote every year.

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New Nationwide Future Saver acc. 3.5% on up to 5K pa (about £185), if you have  kids under 15
Found 3rd OctFound 3rd Oct
My monthly saver is coming to an end, so I was looking for a better option. Found this while in Nationwide, and compared to my monthly server which gives me roughly £75 (5% on £250… Read more
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To open this account, you must be: an adult aged 18 or over with parental responsibility for a child who lives with you for at least some of the time – at the time of opening the account, the child must be aged between 0 and 15 years, however the account can be held until such time as the child is 18 years and six months olda UK residentI presume this to mean 0-15 inclusive. For further information, you can call them on 0800 302011


Is this up to 15 years old i.e including


I did. They paid me £175 in the end admitting everything. But their phone desk were incredibly rude and refused to fix their issue instead blaming it on me. The person who investigated my complaint even remarked on their unfriendliness and unwillingness to assist me after they'd made their own mistake


They are completely different accounts. The FlexOne Regular Saver allowed a maximum of £100 per month to be deposited, and belonged to the applicant aged between 11 and 23. In the first year you got the interest on a maximum of £600. It was an account belonging to the child. This new Future Saver account was bought in to replace the childrens ISA, as feedback from customers was that they did not agree that ALL children would use the ISA lump sum of money they suddenly came into possession of, sensibly on reaching 18. It does not belong to the child, it is owned and operated by the adult opening it. All funds can be withdrawn at any time, and the child need not even be aware of it. You can deposit up to 5k per year. You can decide when they reach 18 and a half, if you want to convert it to an account in their name, or withdraw yourself, and use it as you see best.


Thank you for taking the time to reply, will definitely look at this now (y)

£125 to new and existing customers who switch their bank account @ NatWest
Found 3rd OctFound 3rd Oct
NatWest has just launched a switching offer which gives £125 to new and existing customers who switch their main account to the bank. The switching offer applies to all of NatWes… Read more

I spoke with Natwest this evening. They have said you just need to credit £1500 into the account by the 9 January to qualify for the 125 incentive - not monthly. You also need to sign into internet banking either via the app or desktop.


Helped my mum switch, hadn’t heard anything by the date it was due but now she’s had a letter through post saying more details required. Apparently the letter took 12 days to arrive but had all the information for new account and it is open. Who knows what they want until we call but she’s retired, no passport and doesn’t drive so hopefully they’ll be something else!


Thanks op. Did this today on laptop and verified account as I set up the switch. Where does it say the £1500 needs to be paid per month? I can only see £1500 by 7th Jan 2019.


Tried the switch and not had any email or text from Natwest. Don't think I'll bother pursuing.


Sorted mine now, bit of a pain having to upload photos of drivers license (front and back) and three months worth of bank statements - lets just hope quidco tracks!

Barclays earn up to £132 in 12 months with doubled Blue Rewards by switching bank accounts
Found 1st OctFound 1st Oct
While it doesn't give an upfront bonus, switch to Barclays and sign up to its Blue Rewards scheme by Wed 14 November and you'll get double rewards for a year if you meet direct deb… Read more

No unfortunately not lucky (or wealthy enough) to have saved £100k or be earning £75k. Maybe their Premer account is more suited to a Premiership player. Out of my reach definitely. Oh well, back to money saving just to live happily, despite working full-time!


Does anyone have a Barclays Premier account?


Would they not? Well, that is what she believes she did, via taxi (and this is the relevance of her age) but I suspect it was (can't be sure) only the £200. Bottom line is CS has been abysmal from day 1. I'm sure about the other issues, but I'm working on the weight associated with 1000 £2 coins. I want to get roughly 26.5 lb in weight together, and see how she handles it, I don't think she can.


With Starling it’s free to have a replacement for a lost or stolen card in the uk. £60 if you’re abroad.


Great Starling support joint accounts but isn't clear if you can be logged into two accounts at same time for easy switching. I find the £60 lost card fee a bit harsh given with Monzo it's free to get a new card.

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HSBC Free £75 offer for switching. Alternative to Advance Account Offer.
Found 10th SepFound 10th Sep
An alternative to the HSBC Advance account offer if you cant match the £1750/mth pay in. Open and switch to HSBC's Bank Account and you'll get £75. You'll need to pay in £500/mth … Read more

It's a current account so they can't force you to keep you money in there! Yes that would work and the transfers could go in and out on the same day if you like. The hurdle is getting HSBC to accept you for the account if you don't have the required income.


There a very few good financial reasons to go with these banks. Not going to deny they are far better with their customers, but people are here to make their money go further


Could you transfer in £500 in at beginning of month and then transfer out that amount the next day and repeat this process for 4 weeks? would that count as you transferring in the allocated amount or are you not allowed to withdraw the £1750 till the end of the year?


Need to be careful about ending up with a fraud marker on your record. No switching bonus is worth that. Banks can and do share and verify information on applications. I think HSBC are being quite short sighted and behind the times in their policies, particularly with the older generation. No longer do people have gold plated final salary pensions. They can draw whatever income they want from their pension pots, so effectively their income is whatever they want it to be. If someone is prudent and draws only a small income, leaving the rest to grow for the future they are effectively excluded from offers like this (annoyed)


Stretch the truth? (cheeky) Once you've got the £150 bonus you can always switch somewhere else again....

HSBC Free £200 offer, £150 to switch HSBC's Advance Account and then £50 after a year.
Found 10th SepFound 10th Sep
If you want to be paid to switch, this account is the strongest on the market. Open and switch to HSBC's Advance Account* and you'll get £150 plus a further £50 after a year. You'l… Read more
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That was the "dogs..." back in the day. For me anyway...


It may reduce your credit score, if yours is good then you should be fine.


Does anyone know if switching accounts like this has an affect if you apply to remortgage? We're looking at going through the process in the next 6-9 months.


Karlie88, can you explain in detail how this is done please?


As far as I understand HSBC could not possibly know my income, it's not on my credit file, they could not ask my current bank and I can't think of any other way they could know. So as I don't always earn 1750 per month I'm thinking I just lie, after all I work on commission and I make over most of the time. Any one any thoughts? Thanking you in advance.

Santander Everyday Credit Card  27 months 0% apr and NO balance transfer fee! This is still over two years. Get the headline rate only.
Found 5th SepFound 5th Sep
Pay less interest 0% On balance transfers for 27 months from account opening with no balance transfer fee 0% On purchases for 3 months from account opening No monthly fee Up to… Read more

Yeh, once the account is opened can do the balance transfers online (or over the phone-probably).


I don't have my current balance transfer card with me today, does anyone know if i can apply then add the card details in if i am accepted? Thanks


Been accepted. Thanks for posting this op!


I just got refused with a experian score of 999 and I have no balance on Any other credit card I have.


Is it bad for my credit rating if i tranfer a balance from another interest free credit card which has 10 months to run?

Barclays platinum travel credit card. Near perfect exchange and Can withdraw cash abroad upto £500 a day (subject to your cash limit) and get till the statement date to pay it off. Also 12 months 0% apr interest free on purchases.
Found 31st AugFound 31st Aug
Barclaycard Platinum travel credit card 0% interest on purchases for 12 months from the date you open your account No non-sterling transaction fees on your foreign spend and … Read more

Bit confused with this deal, specifically the time you have to pay off the balance OP states that "No non-sterling transaction fees on your foreign spend and ATM withdrawals until 31 August 2022 (4 years to go)" Then states "But if you can pay your balance off in full then this card wins every time! As it would be up to 56 days interest free! However that's only foreign currency withdrawals." Can someone please clarify? For example, if I was to withdraw $200 from at ATM in USA with this card, do I have 56 days to pay this off, or until 31/08/2022? Not sure where the 56 days came from, as can't see that in the t's and c's on their website


Good to know that. I assumed Visa and Mastercard were pretty much equally accepted everywhere


Worth having both this a Mastercard (I have what was originally an Abbey National, now Banco Santander Zero card) as not all cash machines the world over take both. Asia especially tends to favour Visa.


i have the Barclays card and love it, a normal simple card where i can take money out the ATM and not worry about it till after the holidays, like just using it at home, get good rates And never spend more than lot's, so that little difference i don't mind. when the year ends in four year's time i probably switch to clarity, but there's both good cards ,


No they are not. Check this out. Sure these peopke love revolut

FairFX pre paid card. Free £35 with no purchase necessary. Voucher is discounted of price straight away. If you have money then an extra tenner over the groupon deal! Must top up £500 then withdraw back out via cash machine! Fee 50p
Found 31st AugFound 31st Aug
The Fair FX sterling* prepaid card, as its name suggests, allows you to load it in pounds. It converts it to other currencies when you spend overseas, and charges a relatively lo… Read more

Tried to use my card in Nerja Spain this week and failed in 4 atms (telebanco, euro net, cajamar, cajares). Finally worked in unimar. Stated consult card issuer which is the last thing you need on holiday! Halifax clarity worked in all of them. I wont be using them again as far too unreliable.


"Fee-free spending in the UK: We've removed the 1.4% transaction when using an Everywhere Card to pay in shops, restaurants and online in the UK"


Yes, had £500.50 on the card, took £500 out and card is empty :)


Was the fee 50p?


Received my card yesterday, went to the bank today and Barclays machine would not recognise it (not sure if this is my local bank or just a general problem with Barclays), went across the road to HSBC and withdrew the £500 without any issue :) Thank you OP. Just thought i'd post incase others tried to withdraw at Barclays and had the same issue :)

Free four year 16-25 railcard by opening student bank account even if it’s not the bank of choice - @ Santander
Found 29th AugFound 29th Aug
I haven’t actually done it but according to if you open a Santander student account you get a free 4 year railcard. You can of course stay with the bank but if i… Read more
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I am with HSBC at the moment, going into my second year, the terms are you have to change current accounts? I just want the railcard and don’t want to change current account to Santander tbh


You don’t get free travel only 1/3 off as discount


As an international student who has just landed in the Uk and would be doing a 1 year course, what’s the best bank account right now in terms of no fees, and benefits etc


I already posted this (y) (y)



Coventry Building Society - Junior Cash ISA 3.60% tax-free p.a./AER
Found 29th AugFound 29th Aug
Coventry Building Society are offering Junior Cash ISA for 3.60% as of September 1st 2018. Its worth switching, every little counts. This may come across as cold deal but I think i… Read more

Yes, they will provide you with a form to fill in and they will do the rest


I have a JISA open with another provider. Is it easy to switch?


Better with a stocks and share ISA this rate is just above inflation so in 5 years in real terms you have made next to nothing


Good point and very true. Also worth remembering that with a cash isa you are currently guaranteed to get less at the end of the current year when you account for inflation. (Not disagreeing with you though) I think it’s interesting when even with a guaranteed investment period of 18 years, some of my friends with newborns haven’t considered stocks and shares. There are definite risks, but to not consider them when the investment period is so long is not a good idea. Another point to consider is that you can’t access a junior isa unless your child dies or has a terminal illness. The child can access the funds when they turn 18 (legally they can, you can’t). Therefore, if you aren’t currently filling your own isa allowance, plus spouses isa allowance if applicable.... you may be better off using these allowances first. You can still save for your child’s future. But if you need the money you can access it.


Please remember the value of investments can go down as well as up, so you might get back less than you invest with stocks and shares.

Free Revolut card for existing users
Found 13th AugFound 13th Aug
I’ve been using the virtual card only and got a notification today that I can order a free physical card. I went through the order process and lo and behold, it worked and I wasn’t… Read more

Cheers OP, signed up as a new user and got the free card just in time for holiday next week. Was contemplating paying for their premium delivery, but went for free standard in the end and got the card within a couple of days. Card looks well cheap though, didn;t realise mastercard had changed its logo.


Its excellent till you have a problems then its garbage. Been told three times that they unlocked my card after they locked it. I am now in week 3 of card lock hell. Told 96 hours to fix it 5 days ago.


I was unable to validate my account as I have no government issued photo ID. I'd gone with premium to get a contactless card free, when I contacted CS to explain and cancel premium and get my money back they said they would have to keep £10 for delivery of the card. After about an hour on chat I said keep the £6.99, cancel the account but I want the rest of the money back. They agreed.


Awwww, I'm sorry mate, that did make me giggle though (:I Yeah, I did it and it worked. I had a notification in the app though, saying I could get a free card with free delivery. When I first tried, it said there was a £5 fee for "additional" cards, so I deleted the virtual card and tried again and I got one totally free. Maybe try logging in and out of the app? I'm sure they'll send you the offer soon enough if there's no cards on your account. Coz that's their whole business. They want you to have a card


I'm sorry but i couldn't help laughing. So there is no way to get the physical card for free? How are people getting it? I suppose revelout has to make money so doing no fx fees and doing interbank rates is not exactly a long term business plan. So excessive postage, a premium account and charging for cash withdrawals abroad is a help. I can see a .5% to 1% forex fee coming soon. So long as its cheaper than te banks. Can you get two or three cards on one account for your family?

Starling Bank - Absolutely no foreign transaction fees from Starling and can withdraw upto £300 a day worldwide!
Refreshed 27th SepRefreshed 27th Sep
This has to be one of the best bank accounts for spending abroad and withdrawing cash. Upto £300 a day or equivalent in foreign currency. Monzo, revolut, trasnferwize will only giv… Read more

Sorry late but yes of course. Any currency same scenario.


Is it easy to apply if you don't have a photo license or passport. EDIT: I went ahead and used my paper driving license and everything seems to have gone through just fine and ready to use on Google pay. EDIT no 2: had an email saying they need a passport or photo license, I await their reply as I don't have either. Now waiting for the card it says by the 5th of November (y)


Can I use my Starling card to purchase on a foreign website in USD and pay no exchange fees?


You can now have a joint account on Starling


Yeah you can call them I guess but I'm pretty sure they only wanna use the phone in a real emergency so the line isn't constantly full if that makes sense? But they can't stop you from using the phone part! Edit found this so you can call them if you want too!

Free 4 Year 18-25 Railcard with a Santander 123 Student Current Bank Account
Found 21st JulFound 21st Jul
Get a 4 year 18-25 railcard free with Santander Student Bank Account. This is a decent bank account anyway (3%interest on balances up to £2000 and free overdrafts up to £1500) real… Read more

Hi - anyone know what the application process is for a mature student, can it be completed entirely online?


Thanks - but the santander student account also requires the course to be 2 years minimum - the course is a year :( and its at CAS - London.


I’d go for the Santander Student account. No fees, good interest on any credit balances and free overdraft. Best of all you get the railcard to save third off rail fares. Which uni are you at? Good luck anyway (y)I’d go for the Santander Student account. No fees, good interest on any credit balances and free overdraft. Best of all you get the railcard to save third off rail fares. Which uni are you at? Good luck anyway (y)


As an international student who has just landed in the Uk and would be doing a 1 year course, what’s the best bank account right now in terms of no fees, and benefits etc


I don’t know you would have to look at the small print. Worth keeping anyway if you have a credit balance to earn interest on. Also good free overdraft facility.

Apply for (or switch) student bank account to HSBC for £80 Amazon gift card and 12 months prime.
31/12/2018Expires on 31/12/2018Found 26th JunFound 26th Jun
By switching current account to HSBC, or applying for a new one, you can get 12 months amazon prime and an £80 Amazon gift card. Other benefits include interest free overdraft up t… Read more
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The form says you need to have been in the UK for three years, is that really the case


If I said as a patient, would you section me now? SJT question (lol)


As a patient, as an FY1 or as a nurse or senior? :p


Dreading black Wednesday too (lol)


1st August ;) Technically already graduated - not on the GMC Register though until 23rd July (induction week) but apparently I can use the title already :o Still a month to go and already getting butterflies about not making any mistakes. Eeeek.

Free business account with starling bank
Found 10th JunFound 10th Jun
In addition to the fee free personal account starling account also offer a business account. Good for any online business that accepts payments online. Does not accept cash or cheq… Read more
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For multiple share holders, seems to be if the director has more than 75% share holder, then eligible. There is no FEE. it is free (NO 1 year restriction).


Gonna use the tsb fiasco to get out of my mortgage early! Can't access the accounts online for weeks just acknowledged my complaint but nothing else. Joke of a bank. Just a few months ago offered to go on a ten year fix. Thought it would have been free money for them but still wanted to charge me exit fees for existing. I know thats the deal but normally if you renew thought they would have done something. Ever since sabtel took over its been a disaster. Why doesn't this country ever learn that mergers only destroy value ultimely. Can't wait to get out


The same could have been said for TSB, with issues accessing current accounts. I'm still waiting for compensation - 6 weeks and counting...


Couldnt the same be said about any business bank account though?


I would NOT run a business account with these guys or Revolt from my experience (accounts frozen/suspended/restricted). You could easily have your account frozen and be without your funds which could really hurt a small business.

Starling Bank Account. No fees worldwide and can withdraw £300 a DAY in foreign currency!
Refreshed 12th JunRefreshed 12th Jun
This has to be one of the best bank accounts for spending abroad and withdrawing cash. Upto £300 a day or equivalent in foreign currency. Monzo, revolut, trasnferwize will only giv… Read more

Yes... recently they’ve introduced Joint Account which is effortless.. can apply through the app in seconds


Do you each get a separate daily allowance on that account i.e. each holder will get £300/day on their personal account + you both get £300/day on the joint?


You can make up to six withdrawals per day, with a maximum total withdrawal per day of £300.


Starling launched the joint current account today; got an email. Joint holders must have their own single account as well.


That is the only negative ;)

It's back - HSBC £200 offer £150 to switch and then £50 after a year. Plus 5% regular saver for £250
Found 22nd MayFound 22nd May
If you want to be paid to switch, this account is the strongest on the market. Open and switch to HSBC's Advance Account and you'll get £150 plus a further £50 after a year. But … Read more

Hehe . Happens to me also at times




They don't want you on there team pal


I meet all the requirements but when I apply it's declined for the advanced account, any ideas??


Thanks for the info. This is a terrible deal then, seems most people have been declined whilst taking a small hit on their credit score from the failed application.

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