Bank Account Deals

Bank Account Deals & Offers

698 deals 19,569 comments
£10 back a purchase of £30 or more at Iceland @ HSBC Visa offer
325°
Found 23rd FebFound 23rd Feb
Nice little offer popping up on my HSBC Visa Reward thingie where I can get £10 back on a spend of £30 or more at iceland.co.uk. Shows valid till 09/03 on my account. For Ice… Read more
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matwalaboy1 m ago

This £10 off is from HSBC as long as you spend £30 or more - it would be f …This £10 off is from HSBC as long as you spend £30 or more - it would be fine, which means with the voucher you have if you bought a total of £36 items - i.e. actually then paying £30 on your HSBC card - it will pay out.


Thank you
Original Poster
Penny1.22 m ago

I have had a £6 off voucher sent via email from Iceland would this work …I have had a £6 off voucher sent via email from Iceland would this work with the £10 off would anyone know?


This £10 off is from HSBC as long as you spend £30 or more - it would be fine, which means with the voucher you have if you bought a total of £36 items - i.e. actually then paying £30 on your HSBC card - it will pay out.
I have had a £6 off voucher sent via email from Iceland would this work with the £10 off would anyone know?
I did this a few weeks back, you can still get 12.5% topcashback as you don't need to click through to activate this offer.
You do sometimes get offers repeating but best to check on your account to see which ones are available. I had this Iceland one appear last month and used it and it is not available to me anymore.
HSBC £200 for switching. Get £150 for switching and £50 after you've been with them for a year. Also 5% regular saver (£250) one of the highest on the market.
544°
Found 18th FebFound 18th Feb
Get £200 when you switch and stay with HSBC New customers who open an HSBC Advance Bank Account will get £150 when using the Current Account Switch Service Get an extra £50 aft… Read more
DudeDERAILED18th Feb

1750 deposit every month is killing the deal for people looking for free …1750 deposit every month is killing the deal for people looking for free money.


I am a professional switcher
And I agree.
I left this one for the days when nothing else in on the market.
I have set up 2 new Standing Orders in my old account, they are showing in my account as Active Standing Orders now, these are the only 2 Standing Orders in my old account, I don't have any direct debits set up, the first payments of both standing orders going out on March 1st, do I need to wait for the initial payments taken before I switch? or I can just switch now? Please can anyone advise me? Thanks
Missed the requirement for 2 Direct debits 😭
Anyone who switched got their £150 yet? My switch date was 4 weeks ago and nothing yet.
SandorClegane19th Feb

I applied for a HSBC account a few months ago and got rejected. Bit …I applied for a HSBC account a few months ago and got rejected. Bit baffled as I've been accepted by all the other major banks.



what did you state your income as? I think thats where i fell short
HSBC Visa offer- £10 back on your next purchase of £30 or more at Iceland
470°Expired
Found 1st FebFound 1st Feb
Terms and Conditions To redeem this offer, you will need to make a purchase at groceries.iceland.co.uk of at least £30. Offer valid for one purchase completed online. Reserving onl… Read more
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Yes the offers can vary for each customer.
Are these offers specific to certain customers? I can't see this when I log in to see my offers.
Original Poster
TiredParent4 m ago

When would it get paid in? Any ideas?


Last time it took for days. They are very quick
TiredParent19 h, 30 m ago

I never shopped at Iceland online before. Is there a code for first time …I never shopped at Iceland online before. Is there a code for first time shopping, does anyone know please?


When would it get paid in? Any ideas?
At the checkout page and not seeing the £10 discount...I went via Visa page ...now realise the £10 comes as cash back into yr account & is not taken off at checkout. Spend over £35 for free delivery too. Thank you for posting offer
Edited by: "81splaj" 3rd Feb
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Lloyds 0% interest for 29 months on Balance transfers and Purchases
450°
Found 10th JanFound 10th Jan
Lloyds Bank Platinum credit card is offering a long 0% deal on balance transfers and purchases for 29 months. Credit Card offer entails: - 0% on purchases for 29 months - 0% on b… Read more
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andysmoore19 h, 26 m ago

Who gave a higher one? Halifax only gave me £1000. Then went up to £1500 a …Who gave a higher one? Halifax only gave me £1000. Then went up to £1500 after a few months.


Virgin Money served me with £4000 with over 2 years of 0% interest on purchases.
Tesco was quite generous £6000 with over 2 years of 0% interest on purchases, just after I had that card from Virgin.
But I am responsible lender. Will earn it and give it back before they charge me.
Dekard973 h, 49 m ago

I was pretty lucky with my experience, as it was only £800. There are many …I was pretty lucky with my experience, as it was only £800. There are many people who lost far more than that by dishonest bankers. What about PPI? That's an example of dishonest banking right there. They took thousands off people without telling them! If you think banks are just a bunch of nice old guys who lend people money, you're wrong.


I’m not saying banks are a bunch of nice guys at all. I don’t recall saying anything that would imply that, but in the most part they don’t just ‘steal’ your money or randomly send debt collectors after people that don’t owe them money, that is certainly the ‘exception’. PPI was indeed a scandal, but I’m not sure ‘took thousands off people without telling them’ is entirely accurate. What they did was opt you in without consent, if you’d check your relevant statements and agreements, it would have been mentioned.
Edited by: "jazlabs" 11th Jan
jazlabs5 h, 32 m ago

There are two sides to every story. I believe that you didn't owe them any …There are two sides to every story. I believe that you didn't owe them any money, but I'd guess there is some missing truth here as to how you approached the situation. I would hazard a guess that if there was a genuine error on their part, and you had visited a branch or phoned them, you would not have been contacted by debt collectors. Instead, I suppose you possibly ignored it or didn't properly follow procedure and only started worrying about sorting it out when you realised you could get in some serious bother. I could be wrong, but I've heard this sort of story many times. This post isn't to start debate with you, merely a contribution for other members of the community that may think this would actually happen to them under normal banking circumstances.


I was pretty lucky with my experience, as it was only £800. There are many people who lost far more than that by dishonest bankers. What about PPI? That's an example of dishonest banking right there. They took thousands off people without telling them! If you think banks are just a bunch of nice old guys who lend people money, you're wrong.
Original Poster
I can’t comment as to why they are offering less than other companies, it may be a better offer for people who currently bank with Lloyds and don’t already have a credit card.

I’ve been with Lloyds about 16 months and was given a higher credit limit amount then I applied for, swings and roundabouts and obviously each persons circumstances/credit rating is different.
steven.bradley-lucas9 h, 49 m ago

Still get 3 months 0% purchase with them credit cards as well so good deal …Still get 3 months 0% purchase with them credit cards as well so good deal too



Be VERY careful about doing that, check EXACTLY what the repayments you make will go towards, you can get right royally scr3wed with that type of card...
TSB Classic Plus current account: £10/month cashback for day-to-day banking
40°
Found 9th JanFound 9th Jan
Strictly speaking, this isn’t a new deal but TSB has announced the extension of its monthly cashback offer for Classic Plus account customers. New customers opening a TSB Classi… Read more
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marineville26 m ago

you'll have to check the details but, from various deals, i recall some …you'll have to check the details but, from various deals, i recall some won't entertain you again if you were with them sometime in the last x years or if you've already claimed in the last x years.obviously, everyone needs a bank account so, i found nationwide a good one... (flexdirect, i think). £10.00 a month but regular savings acc 5% available, plus masses of cover, something like road recorder, phone replaceement, euro travel and possibly a something else too. you also geta split 200.00 with whoever 'invites' you to join... just sayin'.good luck... and if anyone wants any further details... erm... y'know...


and, just for the record, i am not touting to make referrals by anyone contacting me with their email address... so, that's got that straight!
ziggycj9th Jan

This. I feel like I might as well just leave, wait a year or whatever it …This. I feel like I might as well just leave, wait a year or whatever it is and rejoin. This is not how to treat loyal customers. I'd be surprised if I'm still with them at the end of this year.

you'll have to check the details but, from various deals, i recall some won't entertain you again if you were with them sometime in the last x years or if you've already claimed in the last x years.

obviously, everyone needs a bank account so, i found nationwide a good one... (flexdirect, i think). £10.00 a month but regular savings acc 5% available, plus masses of cover, something like road recorder, phone replaceement, euro travel and possibly a something else too. you also geta split 200.00 with whoever 'invites' you to join... just sayin'.

good luck... and if anyone wants any further details... erm... y'know...
dinglebert16 h, 24 m ago

And in the second year nothing. As a current customer of 30 plus years …And in the second year nothing. As a current customer of 30 plus years getting a bit fed up of them preferring new customers to old


This. I feel like I might as well just leave, wait a year or whatever it is and rejoin. This is not how to treat loyal customers. I'd be surprised if I'm still with them at the end of this year.
Already with FD long-term, mortgage etc, cannot move.

Will take a look at HSBC, one shouldn't preclude the other, (even though same group)
thelatics3 h, 8 m ago

As soon as Clydesdale/Yorkshire pay my £250 incentive I may switch to …As soon as Clydesdale/Yorkshire pay my £250 incentive I may switch to this, and up the amount transferred in (I normally do £1,000 in and then 3 days later £820 out, with 2x DD's of about £150, leaving a small increasing balance) so I can offset it with 20 debit card payments, unless there's some other incentive that's better?


HSBC and Firstdirect if you haven't already (the bonuses on these alone beat the £10*12 at TSB).

Halifax payout £75 before your switch even completes (could have the bonus in your account within a week if you choose the soonest switch date offered)
Free £125 M&S gift card + £5/mth for a year + linked 5% savings. M&S Bank gives new switchers a £125 M&S gift card, and for the first year it'll add another £5/mth. It also offers a 5% fixed regular savings account and to some, a £100 0% overdraft
350°
Found 4th JanFound 4th Jan
M&S CURRENT ACCOUNT £185 M&S gift card when you switch and stay Footnote 1* , plus… Access to a 5% AER/gross fixed rate for 12 months with the M&S Monthly Saver … Read more
Obviously, giving you a M&S card...isn't real cash, as it forces you to buy from their store...thus it's probably only worth £25 in real cost to them.
Bestbitter18 m ago

Thanks. I did this a few months ago. Gift card sent within a month, and £5 …Thanks. I did this a few months ago. Gift card sent within a month, and £5 credited to gift card every month. Savings also set up, and earning 5% (£75 pa).Yes, it takes a bit of effort, and they do a follow up call with questions, but you do get a free £125 M&S card for it. Internet Banking is a hassle with the small disk they give you to enter a code each time, and as I have other banks, that encourages me to not use their bank for daily banking.Will switch out again when year is up, but that's what has to be done to get any 'interest' from banks at the moment.The OP took time to post this, and the description is almost the same as the M&S website, where she may have got it from. It is also advertised elsewhere, so the flack about not mentioning MSE are a bit unfair....they are not exclusive for switching deals.


Your missing the point too its not about it been been an exclusive switching deal BUT where the source of the information came from that's all
Thanks. I did this a few months ago. Gift card sent within a month, and £5 credited to gift card every month. Savings also set up, and earning 5% (£75 pa).
Yes, it takes a bit of effort, and they do a follow up call with questions, but you do get a free £125 M&S card for it.
Internet Banking is a hassle with the small disk they give you to enter a code each time, and as I have other banks, that encourages me to not use their bank for daily banking.
Will switch out again when year is up, but that's what has to be done to get any 'interest' from banks at the moment.

The OP took time to post this, and the description is almost the same as the M&S website, where she may have got it from. It is also advertised elsewhere, so the flack about not mentioning MSE are a bit unfair....they are not exclusive for switching deals.
I switched a few months back. Gift card paid for Xmas good, will do same this year.
I looked into this a few months whilst lookingfor a new bank. Short of asking for your inside leg measurement they ask for an awful lot of information which to be honest put me off.
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No transfer fees to European bank accounts with Western Union
-127°
Found 1st JanFound 1st Jan
Ok, so I'm a little behind the times on this deal, as it happened in April, but it doesn't seem to have been posted and it will make a lot of medium sized transactions cheaper than… Read more
Original Poster
murtgurge6 m ago

cashback typically isn't considered a deal and people really hate WU and …cashback typically isn't considered a deal and people really hate WU and Moneygram, the name of them screams scam to most peopleI checked the exchange rates though and they are offering 1.00 GBP = 1.1189 Euro (EUR) which isn't as bad as I thought they'd be - but interbank rates are about a penny better so 500£ would make you back your £5 fee for the revolut card


Thought that might be the case. I noticed people have a thing against topcashback on here, I guess because now and again it doesn't come through. Appreciate you taking the time to respond
cameleer16 m ago

Any idea why this went so cold? Still can't see anything that's better for …Any idea why this went so cold? Still can't see anything that's better for a first transaction?


cashback typically isn't considered a deal and people really hate WU and Moneygram, the name of them screams scam to most people

I checked the exchange rates though and they are offering 1.00 GBP = 1.1189 Euro (EUR) which isn't as bad as I thought they'd be - but interbank rates are about a penny better so 500£ would make you back your £5 fee for the revolut card
Original Poster
murtgurge12 m ago

dont worry I won't tell anyone


Any idea why this went so cold? Still can't see anything that's better for a first transaction?
But I notice those nasty Western Union people are still charging over £88.50 to send a "initial verification payment" to His Excellency Winston Nubogo in Lagos, Nigeria.

More profiteering on the backs of poor African nations or what?

Original Poster
Back up to £125 to join First Direct as so many don't seem to like HSBC. Also £300 for regular saver @ 5% and fee free overdraft upto £250
487°Expired
Found 31st Dec 2017Found 31st Dec 2017
1st AccountJoin Britain's most recommended major bank* Britain's most recommended major bank? You're all too kind. We're blushing... But we do try hard to make banking something w… Read more
I've tried the form twice and it comes up error. Has anyone else had these problems?
jackchappell31st Dec 2017

I'm the same, the Natwest app is perfect. I've applied for the account - …I'm the same, the Natwest app is perfect. I've applied for the account - do I have to start the switch straight away to get the £125 or can it be in a week/month?


The NatWest app was my first and ever since, all the other banking apps seemed utter clunky rubbish that make you jump through 10 hoops to even get to see your balance.
Make sure to disable adblock/uBlock to track the extra £25!

I just switched but haven't received any confirmation emails so hope it has gone through... Barclays have been ****** me off, plus I wanted Android Pay.
Edited by moderator: "removed swear word" 4th Jan
How hard is it nowadays to switch banks? I have been with Clydesdale for decades. Never done me any favours so this looks like a good deal to jump ship.
I just applied for account and for switch, but my switch date is 30/01/2018... I thought switching process takes 7 days, not 4 weeks
Very unhappy with this
HSBC £200 for switching. It's back! Get £150 for switching and £50 after you've been with them for a year. Also 5% regular saver one of the highest on the market
1085°
Found 30th Dec 2017Found 30th Dec 2017
If you want to be paid to switch, this account is the strongest on the market. Open and switch to HSBC's Advance Account* and you'll get £150 plus a further £50 after a year. But t… Read more
If I set up two direct debits now, do I need to wait for the first payment to be collected before I can switch?
Having switched to Advance account this month, using CASS. I saw that you can refer a friend for an extra £50.
However after trying on several occasions, with different browsers, clearing cookies/ search history it fails every time.
Does anyone know the reason for this? Could it be because I have only recently switched to HSBC. Many thanks.
manbearpig19th Jan

I earn c.£130,00 and wouldn't class myself as well off in the slightest.I …I earn c.£130,00 and wouldn't class myself as well off in the slightest.I live in a 2 bed flat in zone 3 in a deprived part of London, with a 35 year mortgage, run a £2k VW golf, and buy cheap food and save money everywhere I can.The guy on £95k is NOT well off in this part of the country.Those that have a combined earning of £200k are comfortable.


I was employed for 25 years in same job, I realised I might as well be a robot. Earning a reasonable wage but working every Saturday, and most bank Holidays.

I quit recently, to help an ill family member and I've taken a huge paycut.

I'm now self employed, trying my own thing. Earning a little here and there and living off savings.

It's a far better life than the rat race.

But then I'm not the sort who ever posts on Facebook my shiny cars on the drive of my house ect ect
Edited by: "snappyfish" 21st Jan
manbearpig19th Jan

I earn c.£130,00 and wouldn't class myself as well off in the slightest.I …I earn c.£130,00 and wouldn't class myself as well off in the slightest.I live in a 2 bed flat in zone 3 in a deprived part of London, with a 35 year mortgage, run a £2k VW golf, and buy cheap food and save money everywhere I can.The guy on £95k is NOT well off in this part of the country.Those that have a combined earning of £200k are comfortable.


No one cares
benhan8930th Dec 2017

You earn £95k per annum? Compared with the rest of the UK you are …You earn £95k per annum? Compared with the rest of the UK you are comparatively rich



I earn c.£130,00 and wouldn't class myself as well off in the slightest.

I live in a 2 bed flat in zone 3 in a deprived part of London, with a 35 year mortgage, run a £2k VW golf, and buy cheap food and save money everywhere I can.

The guy on £95k is NOT well off in this part of the country.

Those that have a combined earning of £200k are comfortable.
Free Coffee (£3.00 gift card) for HSBC Advance Members
419°Expired
Found 18th Dec 2017Found 18th Dec 2017
From HSBC.... "A FREE coffee on us - it’s our way of saying thank you.We have teamed up with Costa Coffee - one of the nation’s favourite coffee shops, and with over 3,000 stores … Read more
We’re sorry we don’t have any codes at the moment, but make sure you come back on 29th December , when we launch our next freebie.
TheEnglish9096 m ago

Great isn’t it to make sure the well off and rich get a free costa coffee, …Great isn’t it to make sure the well off and rich get a free costa coffee, screw the poor and homeless who are freezing this winter and a hot drink would come in handy.


Why not use your free voucher and give the drink to a needy person?
Great isn’t it to make sure the well off and rich get a free costa coffee, screw the poor and homeless who are freezing this winter and a hot drink would come in handy.
Thanks op - got one. And I had never heard of this Advance offers thing before!
No more codes
0% for 20 Months Money Transfer credit card (transfers cash from credit card to bank account)  -  1.9% fee - lowest fee in the market @ Virgin Money
351°Expired
Found 1st Dec 2017Found 1st Dec 2017
Decent deal, this is the lowest fee you will pay for a money transfer giving 20 months 0% interest. Useful if you want to consolidate non credit card debt e.g. a loan, or need ext… Read more
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Seems like they’ve upped it to 2.7%? Or have I missed something.
Just a heads up if you miss a payment with these guys they will grab you by the neck, I was stupid enough to miss one.
32625814-38EXH.jpg


every one that needsto do it should be on it chichi, great rate
THE Great Chanchi
Original Poster
johnszi2310 m ago

I think he was talking about the one above not the one chosen on the pic. …I think he was talking about the one above not the one chosen on the pic. That gives you 24 month for 0%.




not sure but the one you highlighted is 24 months 0% but 4% money transfer fee

it has 24 months 0% balance transfer no fee - but that's not a money transfer e.g. is shifting credit card debt to another credit card
Edited by: "Chanchi32" 1st Dec 2017
£50 gift card when you invest £10 in a Scottish Friendly investment ISA
61°Expired
Found 16th Nov 2017Found 16th Nov 2017
Got a stocks and shares ISA? If not, maybe it’s time you got one. You don’t need to have tons of cash to get involved in the stock market – with Scottish Friendly you can start in… Read more
Editor Get dealGet deal
Amazon gift code emailed today and added to Amazon account. Great result
Just received gift card; requested amazon voucher, which will be posted within two days. One month between applying and getting the reward!
One ISA per person - EACH FINANCIAL YEAR!
RogerN35 m ago

Nothing to stop ou cancelling DD after first payment; T&C says you are …Nothing to stop ou cancelling DD after first payment; T&C says you are entitled to £50 after just one, and also say you can stop and start payments as you wish. And ISA's run April to April, if you wanted to, you can open another with this firm at beginning of next financial year. Five years just refers to how long to wait until you get your stake out again



thought the isa rules were only one of each type per person?
maddogb15 h, 35 m ago

bit close on timing for the second payment and of course you will lose …bit close on timing for the second payment and of course you will lose the eligibility for an S&Ss ISA for that 5 year period...


Nothing to stop ou cancelling DD after first payment; T&C says you are entitled to £50 after just one, and also say you can stop and start payments as you wish. And ISA's run April to April, if you wanted to, you can open another with this firm at beginning of next financial year. Five years just refers to how long to wait until you get your stake out again
Loophole to get an extra £1000 in your Lifetime ISA
291°Expired
Found 14th Nov 2017Found 14th Nov 2017
This is quite specific but if you’re transferring from a Help to Buy ISA to a Lifetime ISA you could pocket an extra £1,000 from the government if you make the switch before April … Read more
Editor Get dealGet deal
I am due to complete in the next 2 weeks.

Both my partner and I are first time buyers. We have both saved approximately £5000 in each of our Help to Buy ISA.

Am I right in saying we can both open an LISA - top up our remaining balance for this tax year. Then say close and receive the additional bonus by the end of the month?
writergirl7415th Nov 2017

Yep, you need to have deposited the money in the Help To Buy ISA BEFORE …Yep, you need to have deposited the money in the Help To Buy ISA BEFORE April 2017 to benefit from the loophole. Funds deposited after April 2017 can be transferred but will count towards this year's contribution limit.Hope that makes sense.



Calling this deal a 'loophole' is not particularly helpful (or true). It is a deliberate and publically specified mechanism.

It is only of use to those with Help to Buy ISA pre April 2017 so would be more accurately titled "Combine your Help to Buy ISA into the new Lifetime ISA (if you are opening one) [time-limited: 31 March]"
Mikey161016th Nov 2017

There are providers offering stocks and shares lifetime ISAs but these …There are providers offering stocks and shares lifetime ISAs but these aren't suitable for short term savers

I disagree. It depends entirely on the individual.
And with the poor interest rates on the cash Lifetime ISA right now, even the risk-averse individual would be advised to consider S&S (and then maybe choose a low risk investment if they prefer (eg. bond or tracker fund)). The primary focus here (LT ISA) is the bonus, less on the rate of interest on monies added.

Adam0H19th Nov 2017

Next tax year, do you have to wait a whole year to get the bonus, or is it …Next tax year, do you have to wait a whole year to get the bonus, or is it paid on a monthly basis?

In the first year (this financial year , 17/18) it will be paid annually, but from the 2018/19 tax year onwards the bonus is paid every month.
But bear in mind the above - it may be worth keeping your 18/19 £4k (if you have it available) out of the ISA (in someplace with better interest rates) 'til the end of 18/19 (when you put it in the LT ISA at the end of the financial year).
Edited by: "Chrrye" 13th Jan
Next tax year, do you have to wait a whole year to get the bonus, or is it paid on a monthly basis?
Chiptivo1 m ago

Hmmm, bit of a risk hanging on until March in case they withdraw due to …Hmmm, bit of a risk hanging on until March in case they withdraw due to demand..



Yep, I'm transferring next month
Paragon Bank Limited Edition Easy Access savings account 1.31% AER
-42°Expired
Found 10th Nov 2017Found 10th Nov 2017
Got some spare cash? Paragon Bank has launched a new easy access savings account paying 1.31%. While this is still a historically low rate, it’s the best of a bad bunch at the mome… Read more
Editor Get dealGet deal
New account is there now. I've just applied as my Paragon Easy Access 1 is only paying 1.15% ;-)
Just checked their website and it shows this account paying 0.50%
£250 incentive for Current account switch to a B account or Clydesdale or Yorkshire Bank
648°Expired
Found 24th Oct 2017Found 24th Oct 2017
I believe this was mentioned on HUKD at the start of the month but back then it was only for customers in Birmingham, and now it's rolled out nationwide. Lifting from MSE "The Cur… Read more
Get dealGet deal
Preying_Eyes6th Jan

Mine was 17 Nov, not sure if I qualified as yet ;:(


Got 250 £ in my account yesterday. Happy days and thanks OP
switch date 15/11, paid to account 18/01. no emails. happy with the bank
Switch date 11/11, no payment yet. Will ring them Friday if I haven’t received the payment by then.
Paid out. Thank you
5 Year Fixed Rate Cash ISA - Paying 2.4% - Virgin Money
258°Expired
Found 16th Oct 2017Found 16th Oct 2017
So this rate is a good step above the low 1.something% that have been on offer for quite some time. Indeed its a better rate than almost all non-ISA interest paying accounts. It's… Read more
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Original Poster
Thar26th Oct

Sorry if it's obvious, but do you lose interest if you transfer away …Sorry if it's obvious, but do you lose interest if you transfer away before the fixed period ends?


No need to apologise for it being obvious.
Sorry if it's obvious, but do you lose interest if you transfer away before the fixed period ends?
whickerg16th Oct

The political pressure to keep rates low through brexit will mean this …The political pressure to keep rates low through brexit will mean this could be a better bet for safe money then a stocks and shares based 5year deal, as the markets will be fragile if not unstable due to investments in the pound factoring For a decent return at todays rates, this is hot as its a deal that is safe, sure if you have the time and knowledge to play markets so be it. My stocks and shares isa funds have given me 1.8, 3.7 and 6.7% returns over the last 3 years, and they are "stable funds.


You must be invested in a poor fund to get returns like this might want to change it. However you have gained an average of over 4% p.a from your Stocks and shares ISA far higher than 2.5%
I used to work for these clowns, they've been absolutely convinced of a 'guaranteed' rate rise for years. Never happened, and was never even close to happening. The work that me and others had to do at the drop of a hat to plan for this dead cert rise was all wasted. Every time.
Original Poster
Thar2 h, 33 m ago

I currently have a non fix cash ISA with Virgin. I got an email from them …I currently have a non fix cash ISA with Virgin. I got an email from them today to say the rate was being halved, but they are offering existing customers an exclusive 5 year fixed cash ISA at 2.5%.


Ah yes. I actually got the 2.5% fix myself but didn't post it here as couldn't get it to come up on their site when I wasn't logged in.
Its back First Direct and HSBC £10 cash back off £40 spend at Lidl with Visa
396°Expired
Found 6th Oct 2017Found 6th Oct 2017
as title could also be on HSBC cards as well, make sure you register your card.
well i activated the lidl offer and spent £40.54 instore and i still havent received the £10 cashback, the website has no contact details, so i submitted a contact form, we'll see what happens
y-oh-y13 h, 8 m ago

Would this work if you only spend say £11 and asked for £30 c …Would this work if you only spend say £11 and asked for £30 cashback?Surely it would then show as a £41 spend?I'll try it later.



Didn't know they did cashback in Lidl - let us know if it works, should show up on the visa offers page before the cashback hits your bank account.
Tim20118 m ago

I like the way you think I'd be surprised if it works but you never …I like the way you think I'd be surprised if it works but you never know. Let us know how you get on.



Tried it anyway, nothing to lose.
£17+ spend, £25 cash back.

***** not many like the way I think. ;-)
Thanks
y-oh-y4 h, 6 m ago

Would this work if you only spend say £11 and asked for £30 c …Would this work if you only spend say £11 and asked for £30 cashback?Surely it would then show as a £41 spend?I'll try it later.


I like the way you think I'd be surprised if it works but you never know. Let us know how you get on.
Would this work if you only spend say £11 and asked for £30 cashback?
Surely it would then show as a £41 spend?
I'll try it later.
FIRST DIRECT & HSBC VISA OFFERS: £5 Off £40 Fuel Spend @ ESSO
308°Expired
Found 6th Oct 2017Found 6th Oct 2017
First Direct & HSBC customers can get £5 off a minimum spend of £40 on fuel at Esso. You need to be registered with Visa Rewards first - see below: First Direct Rewards: fi… Read more
Get dealGet deal
Realscottylad22 h, 17 m ago

I clicked on the link to esso in the online visa offers website & used …I clicked on the link to esso in the online visa offers website & used their garage finder to see which local esso supplier was closest & open. Spent £45 on fuel & waited... & waited. It was only after a week & a half I looked back & saw its limited to 'participating garages', and there's a 'finder' on the visa offers esso webpage, doh ! I'm also wondering who & how posters above me emailed complaints about failed offer purchases as I can find no contact details on the visa offers website.


I used the find a garage on the link from the esso deal, so even tho it was a tesco garage, it was listed so knew it was valid. My earlier post about email was a mistake, I used the online webform on the visaoffers help page. Sign in > click Help > Scroll down to the bottom and select Other > Scroll down to the bottom again and there's the Issues webform. good luck.
..and this...
Please provide the following information found on your receipt when you contact us:

  • Date of transaction
  • Retailer name
  • Amount paid
  • Last 4 digits of the HSBC Visa card used
Edited by: "Franken" 8th Oct 2017
I clicked on the link to esso in the online visa offers website & used their garage finder to see which local esso supplier was closest & open. Spent £45 on fuel & waited... & waited. It was only after a week & a half I looked back & saw its limited to 'participating garages', and there's a 'finder' on the visa offers esso webpage, doh !
I'm also wondering who & how posters above me emailed complaints about failed offer purchases as I can find no contact details on the visa offers website.
Edited by: "Realscottylad" 7th Oct 2017
This says it expires tomorrow on mine.

But I used the Costa deal last month in a costa franchise and it still gave me the cashback no problem
Be wary, I've had a 75% failure rate with these offers, some track, other don't.
Oh and don't expect any help from HSBC on this, their customer services don't even have a clue about this promotion.

I'm still waiting for the Boots £5 cashback via HSBC from 2 weeks ago. After several emails from utterly useless hsbc online customer services, I've escalated, but alas still no reply.
Still chasing them for a Lidl £10 - unreliable tracking system and hopeless to deal with.
£250 incentive for Current account switch to Clydesdale Bank or Yorkshire Bank
587°Expired
Found 4th Oct 2017Found 4th Oct 2017
Currently this is specific to Birmingham, but this will be nationwide in the next couple of weeks. A great incentive and biggest ever for Clydesdale and Yorkshire Bank this is now… Read more
Get dealGet deal
hmm....think I need to call them - have yet to receive mine....although I fear I credited the day before the switch officially completed and 30 days later
Edited by: "nt1311" 30th Jan
brianp91 h, 29 m ago

it's not paid a week after your switch date - it's within 7 days of the …it's not paid a week after your switch date - it's within 7 days of the email saying you have qualified for the reward


Sorry I totally worded it wrong. Ment approx week after the 62days have passed from switch date.

But thanks will watch out for the email towards end of the month.
Revolex7722 h, 45 m ago

Yes you can! Natwest or HSBC?


Natwest is good - no direct debits needed and for existing customers but only £125
mrT78658 m ago

Do they pay reward approx week after your switch date?


it's not paid a week after your switch date - it's within 7 days of the email saying you have qualified for the reward
Edited by: "brianp9" 12th Jan
Do they pay reward approx week after your switch date?
Azimo code stack  (see OP for £45 of codes)  - send money abroad or transfer money into your/partners bank account from a debit card e.g. pay £40 to transfer £50
554°Expired
Found 1st Oct 2017Found 1st Oct 2017
Azimo code stack, can either use to send money abroad to 190 countries or transfer money into your/partners bank account from a debit card e.g. pay £40 to transfer £50 . F… Read more
Get dealGet deal
My cashback has been declined from topcadhback as Azimo are saying the value of my transaction is below £50. Clearly they are wrong - the ‘value’ of the £50 transaction i made is £50. The fact I got £10 off does not alter the total value of the transaction - the recipient was given £50. I’ve never had to disputed a cashback claim before so not sure what happens from here.
Mine too, new customer, never used a code and transfered money to someone else, wasted my time.
and so my Quidco claim gets rejected
on completely unfounded grounds that they have already paid cashback to another referee - a lot of sh!te, I have to say.
I have not used any code so no gain from me at all: neither discount at the time of transfer, nor cashback.
It was genuine transfer (not between my own accounts) - needless to say am not going to use Azimo again. Never. Plenty other options for me without being accused of doing something wrong.
Small minded company.
sparkymcg6th Oct

Was having difficulties and always got my transactions rejected. I signed …Was having difficulties and always got my transactions rejected. I signed up initially through topcashback but didn't use any codes and then eventually did my first transaction without a code via there app. Do you still think I will get the cashback?


Well in theory it should still qualify as they state "first successful online money transfer", but knowing how they've been cancelling transactions I don't think they're the sort of company to honour cashback. TCB will probably just come back with the merchant has denied the cashback with no valid reason.
Anyone tried Transfer Go?
£25 or more from cashback sites.
Not sure of any code stacking. ;-)
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