Posted 27 April 2019

Can you cut the chip out of the card for contactless?

Stupid question just curious, there is product like BPAY where you can put little chip in watches ect, is it possible to just cut out the chip out of a card and it will work still or no?

Tried google-fu but no results
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  1. wayners's avatar
    I drilled a hole in corner of card to deactivate contact.. The whole card is the antenna so a hole in any corner with stop it working. Think its more than a chip. Its a antenna as well
  2. richp's avatar
    OP you tried Google but found no info

    If you can carefully cut out the wiggly wires & chip without damaging them, then yeah why not! Just get a surgeon to do it though.
    Feel free to use my card details 😏
    37542022-Dhxdh.jpg (edited)
  3. MIDURIX's avatar
    What happens when you have to make a larger payment or on one of those random occasions when you need to do chip and pin?
  4. deleted2130460's avatar
    Author
    MIDURIX5 m ago

    What happens when you have to make a larger payment or on one of those …What happens when you have to make a larger payment or on one of those random occasions when you need to do chip and pin?


    Don't use main bank for the purpose, but honesltly anything over 30£ nowasays i'm most likely buying online.

    Never carry my card with me as it is (google pay)
  5. u664541's avatar
    I think, could be wrong, that for every 30 contactless you need 1 chip and PIN.

    Might be a myth though
  6. STRICKIBHOY's avatar
    u6645411 m ago

    I think, could be wrong, that for every 30 contactless you need 1 chip and …I think, could be wrong, that for every 30 contactless you need 1 chip and PIN. Might be a myth though


    That's true, you will eventually need to enter it manually
  7. djnaff's avatar
    u66454127/04/2019 10:00

    I think, could be wrong, that for every 30 contactless you need 1 chip and …I think, could be wrong, that for every 30 contactless you need 1 chip and PIN. Might be a myth though



    That's true with my lloyds card at least
  8. hearts22's avatar
    deleted213046027/04/2019 10:04

    I've never entered a pin and used for years


    We've got cards with at least 6 different banks and after a number of transactions it wants a pin.
    I'm not even considering the credit cards, which are the same.

    Also, you have to use the pin at least one first time before you can use contactless.
  9. deleted86015's avatar
    if the purpose is to take the ability to do contactless and use it elsewhere - no
    if the purpose is to take away the ability to do contactless then yes - as wayners says there is a coil of wire you interrupt by cutting and so it cant work after
    if you do it right you can still use normally chip/pin atms etc
  10. wayners's avatar
    Sc4mp03 m ago

    Does that hole top right not mess the strip up if it's ever needed?


    Nope.. Just don't drill one there.. One hole will do the job in any corner (edited)
  11. deleted2130460's avatar
    Author
    u66454127/04/2019 10:00

    I think, could be wrong, that for every 30 contactless you need 1 chip and …I think, could be wrong, that for every 30 contactless you need 1 chip and PIN. Might be a myth though


    I've never entered a pin and used for years
  12. deleted2130460's avatar
    Author
    wayners27/04/2019 10:05

    I drilled a hole in corner of card to deactivate contact.. The whole card …I drilled a hole in corner of card to deactivate contact.. The whole card is the antenna so a hole in any corner with stop it working. Think its more than a chip. Its a antenna as well


    Thanks :))

    Did it work normally as a card I presume?
  13. wayners's avatar
    deleted213046027/04/2019 10:07

    Thanks :))Did it work normally as a card I presume?


    Yes.. Works fine with pin number. The problem I had was I have 2 cards that look the same... Private and business and I kept tapping Nfc with the wrong one, as its to easy so by disabling Nfc by drilling a hole in one corner I stopped my problem. I later did all 4 corners so I can identify the card.. Some nip a small bit off the corner to break the antenna. I'm not worried about the Nfc scares though as all my other cards work fine (different colours and banks) (edited)
  14. wayners's avatar
    37541244.jpgHere is the hole 3mm I guess.. Like I said. One in each corner now
    2927414111556357400.jpg (edited)
  15. Sc4mp0's avatar
    wayners27/04/2019 10:27

    [Image] Here is the hole 3mm I guess.. Like I said. One in each corner …[Image] Here is the hole 3mm I guess.. Like I said. One in each corner now[Image]


    Does that hole top right not mess the strip up if it's ever needed?
  16. wayners's avatar
    If you use card 5+ times for contactless in a day it will ask for a pin I read.. Never happened to me yet though. (edited)
  17. melted's avatar
    My last debit card got cracked and the chip then fell out when I got struck on the leg on the pocket that my phone and wallet were in. My phone survived undamaged, probably because it's case has a very thin sheet of steel in the flap covering the screen.

    I sellotaped the chip back in place and it worked in chip and pin card readers till I got a replacement, although I did have to be very careful not to lose the chip.

    I never use contactless, but I'm pretty sure it would not have worked as I would expect there to be an antenna in the card as mentioned above, which would have been severed when the chip fell out. (edited)
  18. deleted2130460's avatar
    Author
    wayners1 h, 20 m ago

    [Image] Here is the hole 3mm I guess.. Like I said. One in each corner …[Image] Here is the hole 3mm I guess.. Like I said. One in each corner now[Image]


    Fair enough, not that scared either, they refund them most of the time, until it happens and i lose out i will take the convenience factor
  19. deleted2130460's avatar
    Author
    wayners52 m ago

    If you use card 5+ times for contactless in a day it will ask for a pin I …If you use card 5+ times for contactless in a day it will ask for a pin I read.. Never happened to me yet though.


    Never take my card with me, always pay contactless, doubtful i;ve used it 5 times in a day so would not know,

    in all years using never entered a pin, usually have monzo on google pay, so it's probs diffrent to a bank and card
  20. deleted1293960's avatar
    u6645412 h, 23 m ago

    I think, could be wrong, that for every 30 contactless you need 1 chip and …I think, could be wrong, that for every 30 contactless you need 1 chip and PIN. Might be a myth though



    All the banks have a different set up, some have a maximum number of contactless uses per day, some a number of days and some a total number of contactless payments without C&P.
    Worst bit is, even their staff dont know exactly what their bank limit is.

    I went over a year without using C&P before my card was declined, thought my account had been hacked, even the bank security staff couldnt tell me what was wrong; it was a friend who suggested trying the C&P.

    Bank systems are stupid; if I tell my bank I am going to a certain country between certain dates, they inevitably block my cards; if I DONT tell them, my cards arent blocked.

    I wandered around SE Asia for 6 months once, withdrawing around £7,000 in total, in £500 lumps; not a peep from them.
  21. deleted1863989's avatar
    richp4 h, 14 m ago

    OP you tried Google but found no info (confused)If you can carefully cut …OP you tried Google but found no info (confused)If you can carefully cut out the wiggly wires & chip without damaging them, then yeah why not! Just get a surgeon to do it though.Feel free to use my card details 😏[Image]


    Oh my God, you're the famous John Smith
  22. Pandamansays's avatar
    Even if it does work, you might encounter retailer problems, rather than technical ones.
  23. deleted1922722's avatar
    If you want contactless without card just use apple or google pay. You can use with phone or watch....
  24. deleted2130460's avatar
    Author
    deleted192272228/04/2019 10:35

    If you want contactless without card just use apple or google pay. You can …If you want contactless without card just use apple or google pay. You can use with phone or watch....


    Was just curious if anything
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