Posted 3 hours ago

Problem with lodger and rent, are they mugging me off?

I had a lodger move in on Feb 8. She works in retail and says she is payed every 4 weeks. the rent is 600 pm and has given me two lots of 300 which means she has paid her rent up until last Fri as it's been a month since moving in. But she doesn't get payed untill 22 march where she says she'll give me another 600. But i said you need to pay rent between last Fri 8-22 march. Because when she pays me the 600 that won't include those earlier dates before 22 march will it.
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  1. Mark_Hickman's avatar
    To be honest you caused this, you should have figured it out beforehand and charged 600 the day she moved in and 600 the same date each month, obviously she couldn't afford to move in and you let her.
    Also retail doesn't mean your pay dates differ, it will just be either every 2 weeks or monthly (edited)
    sleepingwonder's avatar
    Author
    But I was doing her a favour.i had no way on contacting her before she moved in.
  2. The2Time's avatar
    Maths is hard.
  3. mrrsoles's avatar
    Should always be at least month in advance.
    8th Feb - £600
    8th March - £600
    Etc...
    Sounds like she's trying to get away with a month
    sleepingwonder's avatar
    Author
    How a month though.woulny it be half a month
  4. harrythefish's avatar
    Tell her with a straight face that £300 every 2 weeks, to sync with her paydays will be fine. That's £649.5 per month to you and me.
  5. sleepingwonder's avatar
    Author
    How so ?

    I just want her to pay 600 in full on the same day every month. Ideally 8th but as she's in retail she gets payed different dates

    She says it's not possible though (edited)
    Mark_Hickman's avatar
    It is possible she obviously doesn't know how to budget money or do simple maths, she actually gets one extra pay per year ( 13 instead of 12 ) so its actually easier for her, she just saves the money when she gets paid until the 8th and one pay day per year she wont have to pay.
    You either have a stupid tenant or an awkward one!
    The other way is you divide it over 13 payments 553.85 and she pays every pay day.
    Give her the options and change the contract to suit. (edited)
  6. Deedie's avatar
    Do you not have a tenancy agreement?
    sleepingwonder's avatar
    Author
    I gave her one to sign and it states I want rent on 8th of each month

    She even snuck a cat in my house without telling me. I just want to evict her now (edited)
  7. bozo007's avatar
    If she is paid every 4 weeks, that's 13 times a year. Yes, the dates will vary but not too difficult to track. You charge her £600 per month, so £7200 annually, or £553.85 every 4 weeks if you want to match it to her pay schedule.

    Now that the numbers have been established, let's look at the payment schedule. Her next pay is due March 22, so the previous two would have been Feb 23 and Jan 26. Assuming you want to make it convenient for her to pay, then she owed you £300 on Feb 8 when she moved in and that would cover the rent until Feb 23 on a prorated basis (15 days). On Feb 23, she should have paid you £553.85 to cover the rent until March 22. So that's £853.85 to cover the rent until March 22.

    So far, she has paid £600 which means she is £253.85 behind from the "rent to be paid in advance" perspective. So on March 22, she needs to pay you £553.85 (for the period till April 19) + £253.85 arrears, so a total of £807.7. This will make the rent current.

    Obviously, the other option is to stick to the "once a calendar month" option but that will always create a cash flow mismatch for someone who is probably not making much. (edited)
    sleepingwonder's avatar
    Author
    Why Jan 26 she didn't move in till Feb 8
  8. jco83's avatar
    £600pm is pretty much £138 per week. So £552 every 4 weeks. If that helps
  9. Misslovely's avatar
    It looks like you have no experience or clue how to rent but you have done. You need to get at least £500 deposit and upfront rent so say she moves in 8th she pays full rent on 8th then same again. Write it on all a diary and get her to sign it as she has paid in full instalment

    Also wait when they leave the house, most don’t pay bills, cause damage or leave mess behind although I don’t want to put you off it’s expected, that’s when you return the deposit or use it
    sleepingwonder's avatar
    Author
    I wanted a deposit but as she was my dad's neighbours tenant and came with good reference I was doing her a favour as she needed to find somewhere quickly. I wasn't able to contact her before she moved in
  10. sleepingwonder's avatar
    Author
    How much notice do I need to give her to move out. She's only been here a month.
  11. Friday-Ubaydah's avatar
    Having read some of the comments and your responses, you are a landlord that every tenant would love to have – one that can be taken for a ride.

    It's been just over a month since your tenant's agreement kicks in. You need to lay down the T&Cs of her residence NOW before she walks all over you and takes full advantage of you not putting your foot down on the various issues that blight this tenancy.

    The tenant is always one calendar month in arrears, but it is you who is in arrears of receiving payment. Sort it out now for your own sanity.

    That cat has got to go, if you do not want any pets. Be strong, remove her if she doesn't agree. I hope a "no pets" clause in buried in the tenancy agreement ? If there isn't, that's problematic If it was verbal, well she's already wrapped you around her little finger.

    Upon her signing the tenancy agreement, why did you not collect two calendar months rent ? If she couldn't afford it, she can't move in. Don't allow her to walk all over you. Demand that the 1 month rent that gets her in arrears must be paid NOW. She has to beg and borrow from family and friends, get a bank to give her an interest-free overdraft, invest in Bitcoin, $NVDA, etc., or get a temporary second job to pay for her rent not paid.

    But I was doing her a favour

    Are you a charity? No landlord does any favours for tenants. You got to keep the relationship strictly professionally business, if that is, you want to maintain your mortgage repayments for this property, else your female tenant will continue to give grief throughout her stay, giving excuse after excuse for her inability to pay the rent.

    How long is the tenancy for ? Six months ?

    This must be your first tenant. You're definitely learning the hard way by learning from your own mistakes. Ou h. (edited)
  12. JimboParrot's avatar
    Is she living in the house with you - obviously her own bedroom?
  13. sleepingwonder's avatar
    Author
    Yes her own room. How much eviction notice can I give her. In the agreement it states no pets
    Friday-Ubaydah's avatar
    Good glad to hear it regarding pets. Give her an ultimatum – either the pet leaves, or the tenant is out. Don't take excuses or sob stories. NO PET, ELSE TENANT IS KICKED OUT.
  14. JimboParrot's avatar
    I think I would just say to her that it isn't working out and you would like her to leave unless of course she pays the outstanding rent money. As for the cat I like cats so wouldn't object, but of course it is your house - presumably you own it and aren't sub-letting?
  15. sleepingwonder's avatar
    Author
    Yes I own it. But how many weeks notice till I can kick her out
    JimboParrot's avatar
    Well you could say your mortgage company aren't happy with you having a tenant. If you are on your own you will now have lost the 25% council tax reduction.

    I've no idea how much notice you need to give possibly two months.
  16. The2Time's avatar
    This escalated fast.
  17. mutley1's avatar
    £600 a month, payable on 8th of each month. So on the 8th of each month, she needs to pay £600 and if she pays this at odd dates, then just tally up what she has paid you, but the rent date does not change. Rent should be paid monthly in advance, so if she doesn't pay on the 8th, then it means she is in arrears.
    Friday-Ubaydah's avatar
    The tenant was in arrears from day 1 as the landlord didn't demand 2 months rent upfront. Major error.
  18. Friday-Ubaydah's avatar
    Did you do a credit check on this tenant to see if she may be at risk of failing to pay rent on time?
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