Can you cut the chip out of the card for contactless?

25
Posted 27th Apr 2019
Stupid question just curious, there is product like BPAY where you can put little chip in watches ect, is it possible to just cut out the chip out of a card and it will work still or no?

Tried google-fu but no results
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What happens when you have to make a larger payment or on one of those random occasions when you need to do chip and pin?
MIDURIX5 m ago

What happens when you have to make a larger payment or on one of those …What happens when you have to make a larger payment or on one of those random occasions when you need to do chip and pin?


Don't use main bank for the purpose, but honesltly anything over 30£ nowasays i'm most likely buying online.

Never carry my card with me as it is (google pay)
I think, could be wrong, that for every 30 contactless you need 1 chip and PIN.

Might be a myth though
u6645411 m ago

I think, could be wrong, that for every 30 contactless you need 1 chip and …I think, could be wrong, that for every 30 contactless you need 1 chip and PIN. Might be a myth though


That's true, you will eventually need to enter it manually
u66454127/04/2019 10:00

I think, could be wrong, that for every 30 contactless you need 1 chip and …I think, could be wrong, that for every 30 contactless you need 1 chip and PIN. Might be a myth though



That's true with my lloyds card at least
u66454127/04/2019 10:00

I think, could be wrong, that for every 30 contactless you need 1 chip and …I think, could be wrong, that for every 30 contactless you need 1 chip and PIN. Might be a myth though


I've never entered a pin and used for years
I drilled a hole in corner of card to deactivate contact.. The whole card is the antenna so a hole in any corner with stop it working. Think its more than a chip. Its a antenna as well
wayners27/04/2019 10:05

I drilled a hole in corner of card to deactivate contact.. The whole card …I drilled a hole in corner of card to deactivate contact.. The whole card is the antenna so a hole in any corner with stop it working. Think its more than a chip. Its a antenna as well


Thanks :))

Did it work normally as a card I presume?
Gumbon16 m ago

Thanks :))Did it work normally as a card I presume?


Yes.. Works fine with pin number. The problem I had was I have 2 cards that look the same... Private and business and I kept tapping Nfc with the wrong one, as its to easy so by disabling Nfc by drilling a hole in one corner I stopped my problem. I later did all 4 corners so I can identify the card.. Some nip a small bit off the corner to break the antenna. I'm not worried about the Nfc scares though as all my other cards work fine (different colours and banks)
Edited by: "wayners" 27th Apr 2019
37541244.jpgHere is the hole 3mm I guess.. Like I said. One in each corner now
2927414111556357400.jpg
Edited by: "wayners" 27th Apr 2019
Gumbon28 m ago

I've never entered a pin and used for years


We've got cards with at least 6 different banks and after a number of transactions it wants a pin.
I'm not even considering the credit cards, which are the same.

Also, you have to use the pin at least one first time before you can use contactless.
Gumbon29 m ago

I've never entered a pin and used for years


Do you use cash points? That counts.

djnaff31 m ago

That's true with my lloyds card at least


Might just be Lloyds...... that’s who I’m with.
if the purpose is to take the ability to do contactless and use it elsewhere - no
if the purpose is to take away the ability to do contactless then yes - as wayners says there is a coil of wire you interrupt by cutting and so it cant work after
if you do it right you can still use normally chip/pin atms etc
wayners27/04/2019 10:27

[Image] Here is the hole 3mm I guess.. Like I said. One in each corner …[Image] Here is the hole 3mm I guess.. Like I said. One in each corner now[Image]


Does that hole top right not mess the strip up if it's ever needed?
If you use card 5+ times for contactless in a day it will ask for a pin I read.. Never happened to me yet though.
Edited by: "wayners" 27th Apr 2019
Sc4mp03 m ago

Does that hole top right not mess the strip up if it's ever needed?


Nope.. Just don't drill one there.. One hole will do the job in any corner
Edited by: "wayners" 27th Apr 2019
My last debit card got cracked and the chip then fell out when I got struck on the leg on the pocket that my phone and wallet were in. My phone survived undamaged, probably because it's case has a very thin sheet of steel in the flap covering the screen.

I sellotaped the chip back in place and it worked in chip and pin card readers till I got a replacement, although I did have to be very careful not to lose the chip.

I never use contactless, but I'm pretty sure it would not have worked as I would expect there to be an antenna in the card as mentioned above, which would have been severed when the chip fell out.
Edited by: "melted" 27th Apr 2019
wayners1 h, 20 m ago

[Image] Here is the hole 3mm I guess.. Like I said. One in each corner …[Image] Here is the hole 3mm I guess.. Like I said. One in each corner now[Image]


Fair enough, not that scared either, they refund them most of the time, until it happens and i lose out i will take the convenience factor
wayners52 m ago

If you use card 5+ times for contactless in a day it will ask for a pin I …If you use card 5+ times for contactless in a day it will ask for a pin I read.. Never happened to me yet though.


Never take my card with me, always pay contactless, doubtful i;ve used it 5 times in a day so would not know,

in all years using never entered a pin, usually have monzo on google pay, so it's probs diffrent to a bank and card
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u6645412 h, 23 m ago

I think, could be wrong, that for every 30 contactless you need 1 chip and …I think, could be wrong, that for every 30 contactless you need 1 chip and PIN. Might be a myth though



All the banks have a different set up, some have a maximum number of contactless uses per day, some a number of days and some a total number of contactless payments without C&P.
Worst bit is, even their staff dont know exactly what their bank limit is.

I went over a year without using C&P before my card was declined, thought my account had been hacked, even the bank security staff couldnt tell me what was wrong; it was a friend who suggested trying the C&P.

Bank systems are stupid; if I tell my bank I am going to a certain country between certain dates, they inevitably block my cards; if I DONT tell them, my cards arent blocked.

I wandered around SE Asia for 6 months once, withdrawing around £7,000 in total, in £500 lumps; not a peep from them.
OP you tried Google but found no info

If you can carefully cut out the wiggly wires & chip without damaging them, then yeah why not! Just get a surgeon to do it though.
Feel free to use my card details 😏
37542022-Dhxdh.jpg
Edited by: "richp" 27th Apr 2019
richp4 h, 14 m ago

OP you tried Google but found no info (confused)If you can carefully cut …OP you tried Google but found no info (confused)If you can carefully cut out the wiggly wires & chip without damaging them, then yeah why not! Just get a surgeon to do it though.Feel free to use my card details 😏[Image]


Oh my God, you're the famous John Smith
Even if it does work, you might encounter retailer problems, rather than technical ones.
If you want contactless without card just use apple or google pay. You can use with phone or watch....
Bargainhead4 m ago

If you want contactless without card just use apple or google pay. You can …If you want contactless without card just use apple or google pay. You can use with phone or watch....


Was just curious if anything
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