

Posted 8th Nov 2022
Hi Guys
Been a busy week sorting stuff with car but finally decided to buy a car from Cazoo.
They are offering 3 years extended warranty on the car in the event of anything going wrong… it’s £27 a month.
Just wondered if anyone has ever taken this out and feels if it’s been money well spent?
I imagine obvious scenario - if something goes wrong your covered for expensive repairs and have the peace of mind?.
(The dilemma is if you want it - you have to add it to the point of check out to be able to pay monthly for it - otherwise if you decide afterward buying the car, you have to pay the larger payment as a one off cost)
Been a busy week sorting stuff with car but finally decided to buy a car from Cazoo.
They are offering 3 years extended warranty on the car in the event of anything going wrong… it’s £27 a month.
Just wondered if anyone has ever taken this out and feels if it’s been money well spent?
I imagine obvious scenario - if something goes wrong your covered for expensive repairs and have the peace of mind?.
(The dilemma is if you want it - you have to add it to the point of check out to be able to pay monthly for it - otherwise if you decide afterward buying the car, you have to pay the larger payment as a one off cost)
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sorted byYour legal rights if something goes wrong with your car | What Car?
After this period you don't have much recourse just a battle with the warranty provider.
It's worth checking if the car is still in manufacturer warranty too, a lot of cars have long warranties now, check if that might be transferrable to a new owner or not.
£19 a month is £912 over 4 years which is quite a lot but not completely ridiculous in my opinion - it does depend on what the excess is though and what's covered. A lot of warranties will only cover major mechanical components e.g. engine and gearbox and on some modern cars you could have a complete failure of the electronic systems that isn't covered and cost £££ to repair. You dont have to buy their own warranty you can look at third party providers like warrantywise and warranty direct.
Personally speaking though I just put money to one side to pay for repairs. Put your £19 a month in the bank and you'd probably be in profit. (edited)
I’m working on as the car is slightly older there’s a chance it might become beneficial.
Although it’s only done 30k miles so hasn’t done loads of mileage.
Curious to know if in the event you do have a problem - do they attempt to say it’s not covered etc
Its a open scam (not only Cazoo, but any policy for an used car). A friend of mine got a claim rejected because it cannot be proved that the failure didn't exist before the guaranty policy...
Save your money, and use it if needed for the garage in case of a problem.
I'm NOT convinced they will be around to support the warranty! (edited)
I have a service plan from them for 3 years at £14/p.m. .. which I am now thinking to cancel. Earlier I had in mind to buy extended warranty from Cazoo as my 90 day warranty ends, but I am unlikely to do so.
It might be better experience to buy an extended warranty directly from brand if they sell one. In my case SEAT does offer one.
seat.co.uk/own…lan
One thing that stood out in Cazoo's t&c for extended warranty was they cover the mechanical failure of gearbox/clutches which is an exclusion in SEAT's own warranty. But hearing experience of others with clutch's end of life thing, makes it look like a false policy.
It is very hard to decide whether to buy any cover at all or not. (edited)
I decided to set up a new small bank account (car fund), where I send £35 into it every month, each year when the mot and service comes around it will have £420 sat in if for repairs /wear and tear costs.
I personally feel this is better money well spent and I have access to this money at any point and am in control of my own money. Hope this idea helps. (edited)