Posted 3 days ago

Warranty when buying a used car, worth the paper they are written on or no brainer and should always be purchased

just put a deposit on a used vauxhall corsa for my daughter, there are a few advisories on the mot history but i've been told that they will be sorted this week. my question ive always said no to any type of warranty before when buying a used car however after talking to the sales rep made me think about my other daughter had her car for a week and curb damaged two wheels so it would have paid for itself just on that one instance..

I only checked on the warranty to make sure it wasnt 3rd party and the lady said its marshall vauxhall warranty. They offered 3 different types,

ALLOY WHEEL COVER: £231.00 – 3 years’ worth of cover and 18 claims

COSMETIC COVER : £399.00 – 3 years worth of cover and 18 claims

WARRANTY COVER : £499.00 – 2 years cover (+1 year free from us so 3 years altogether) and no limit to number of claims

the allow wheel doesnt seem to bad for 3 yrs, just have heard stories over the years of getting bad press.

Car is 4yrs old and has 40000miles on it.

car is from here
marshall.co.uk/vau…ll/



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thanks
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  1. Willy_Wonka's avatar
    Probably best if you look at the excesses & what isn't included.

    For example, will the cosmetic cover really cover stone chips & supermarket trolleys?

    Is the excess for an alloy £200?

    Is the clutch fully covered whatever happens, wear & tear & misuse?

    Silly little things to think about that make a good policy & a fair policy & a worthless one. (edited)
    robbp's avatar
    Author
    yeah i've havent got the warranty sheet but i've been sent the other two for the alloys and cosmetic policies, its probably why i've said no because so many times people have told me horror stories where the insurance have managed to wriggle out paying for it.
    cant seem to upload the pdf probably would have to screenshot them (edited)
  2. aLV426's avatar
    Just traded in our Ford Grand C-Max for a VW Sharan, picking it up tomorrow. The garage have promised to cover the first service - which will be next year. Never thought to ask about the details. Though I personally wouldn't bother with "additional warranty" as there are just too many "get out clauses" in any I have seen (rendering them useless).
  3. madoka_ayukawa's avatar
    I remember when I bought a Clio back in the late 90s, after a few months when full lock on the steering wheel, I heard some sound that concerned me, so I took it to the dealership and have it checked. Nothing's wrong was the reply. Just slightly after the warranty expired, I had the dealership to look at it again, I'm sure you know where this is going. They magically found the fault and rectified (after charging me) the issue. I don't really understand, it wasn't out of their pocket anyway, why didn't they "find" the issue whilst the car was in warranty. (In case some of you thinking the warranty doesn't cover the said issue, they' could've told me after the first inspection, but they found no issues but just after the warranty expired, they managed to find the fault and fixed it after charging me for it.
    ifitsfreeitsmine's avatar
    What was the issue,
    how much was the cost,
    How long was first inspection til the fault was repaired,
    Was a a new car?
  4. Nikita_Percival's avatar
    Depends on the age of the car and your daughter wants to keep the car in pristine condition. I’ve never bothered with alloy and cosmetic cover but do have one for scratch repair.
    Warranty is a complex one, you would need to read the fine print. Lots of loop holes and things that won’t be covered and you maybe tied to a certain garage for mot and services to void warranty.
    ifitsfreeitsmine's avatar
    Agreed, unless it's a show car it's pointless to worry too much about kerb damage on alloy wheels. It's a never ending story if you want perfect alloy wheels.
    Cars should be used and alloys will get scuffed up, I've seen potholes crack and dent alloy wheels. A friend recently had an alloy repaired after hitting a pothole, the wheel was dented so bad that it was no longer round, the car shook when you drove on it. He had it repaired, only took about an hour and cost around £80. Sporty BMW, I was so surprised that the wheel was repairable and I thought it was a very fair price.
  5. RoosterNo1's avatar
    Waste of money imho... You are covered by consumer rights anyway, and they are renowned for messing you about should a claim arise
    Legally you are covered, so put up a fight if the need arises, and save the cash.
    aLV426's avatar
    I guess it'll be a battle either way to convince them to resolve any issues.
    I have been lucky enough that I haven't needed to chase up on warranties, but I really should as it's costing me a small fortune! (Oh and our Ford Grand C-Max suffers fom a known manufacturing defect that is covered in the US, however in the UK the only way to have it repaired under waranty is if you have a full service history with Ford) It's little details like that that render those warranties useless - oh look you fitted a 3rd party tyre...
  6. Ilostmyselfin1984's avatar
    Don't buy from the dealer. You'll find cheaper deals independently, and better cover. Check the details on things like tyre/alloy wheel insurance. It usually only includes brand new tyres/alloys. Additional warranty from a dealer will be limited to age of vehicle and have milage restrictions, 3 years old up to 80,000 OR MUST have full dealer service history. (edited)
  7. Tom.Wilson's avatar
    Most of these things aren't worth the paper they're written on, and would just be third party whitelabelled products anyway.
    Tom.Wilson's avatar
    It's all provided by a third party called Car Care Plan. Their Google reviews are abysmal:

    google.com/sea…EAg
  8. bigwheels's avatar
    I have extended my Peugeot warranty with them for the last 5 years.
    Price was ok, but jumped 50% last year.
    I was on the fence at the time as had made 1 claim around £350, it was hard work even with a main dealer warranty.
    They said my jets were blocked, so no claim, I proved it was the washer pipe, had split.
    So eventually they did it.
    Last year I got an emissions warning. Adblue system fault.
    Claimed, was best part of 2k, so as of this year I’m still £750 in front.
    Paid £1600 for 5 years of warranty.
    They make it so hard to claim.
    Aftermarket are worse.
    Put £500 away each year and hope it covers the bills, that would be my choice.
  9. smith2001uk's avatar
    we purchased a 3 year Marshall warranty with our Kia. it was £999 as it included the MOT assist and breakdown cover. Marshall then sold off the kia franchise and i had major trouble getting any Marshall garage to take ownership (the T&C's clearly state ANY Marshall garage). In the end i complained on twitter and someone high up called the Marshall Honda garage and suddenly it was getting fixed. Sized caliper and got new discs and pads as well + hire car. Plus other work that the tech found after looking at the MOT advisories. After seeing the invoice we are now in credit.

    I wasn't given any issues with them trying to get out of it. In all we are very happy we got it. the branches just thought that because it was a kia and they were a honda/bmw place they couldn't help until head office intervened.

    In all i would purchase again for the peace of mind. (edited)
  10. kos1c's avatar
    I bought my 2017 astra 29k miles for £9.1k from a vauxhall dealer. Before the car was given to me it had all checks done and a recent MOT.

    I had a few minor issues and kept taking it back for checks.

    I then drove it to Spain shortly after and had engine trouble, it turned out there was a crack on the engine and it leaked oil.

    They offered me a full dismantle of the engine at £500 and if this shows any faults I'll get my £500 back and they would cover repairs with the warranty.

    I argued my case. They decided to cover the cost of dismantling and it turned out the crack was larger and they issued a brand new £5000 engine.

    So I have a car with a brand new engine in it for £9.1k.

    The going rate for used was around £8k as we were about to hit COVID and the prices of used sky rocketed.

    Depending on the dealership the warranty can be great.
  11. TheUrbis's avatar
    I'm going back a few years now, but I paid for an extended warranty on a car I bought via The Car People.

    Had a claim about 6 months in, EGR cooler - sorted no issues, then had an issue with a noise on the engine, Turbo replaced again without issue.

    Each time they directed me to the main dealer and the dealer claimed directly from them. I believe it was via The Warranty Group.
  12. robbp's avatar
    Author
    thanks all, mixed bag but most leaning that T&Cs and small print is designed to be read and understood in detail. Im going to say no to the lot of it the the car was already top of my budget, wheels i can get fixed as when. As i say ive never bought one before on any cars so it would be a first.
    Willy_Wonka's avatar
    Are you buying a Ford with an Ecoboost engine?
  13. Ringfinger's avatar
    Never believe what a salesman says about warranties. They just want the commission. They don't deal with you when you want to claim.
  14. Willy_Wonka's avatar
    I take it by "enterprise" it means it was a hire car.

    If it was then they don't often stamp books because a lot of the time the service book isn't in the vehicle & if it is done at the dealer or an authorised garage they just log it on the vauxhall app.

    If vauxhall did the services & you are buying from a vauxhall dealer then they can print off the history, which is what I am assuming is what they are inferring.

    Personally I think you can forge service stamps easily so service books are pretty redundant. (edited)
  15. slimy31's avatar
    Also consider that you're locking yourself into that one garage to get things sorted, and if they're anything like my local main dealer they have several weeks backlog even for 'urgent' recalls. At least with a third party warranty you may have the flexibility to take it elsewhere for the work. Also as Nikita says above, there might be conditions like servicing that also tie you to the dealer.

    At the moment there's far too many horror stories about people taking their car to main dealers for weeks and months where they can't get the parts, yet independents have access to known parts to OEM spec that are much more readily available.
  16. Matthew_mcm's avatar
    the key statement in the original post is

    however after talking to the sales rep made me think

    maybe think about what his incentive is i.e. Commission
    robbp's avatar
    Author
    yeah just im always more wary person when it comes to these kind of things, any appliance i buy i have never got extended cover, whereas there is a guy at work and he does, he has his oven replaced a couple of times and a few other things and swears buy them whenever he buys anything. i know they will get some money out of it but i still wanted feedback that even if they get 20% commission would the warranty still be worth it.
  17. Timbonagasaki's avatar
    At £231 to insure wheels!
    I'd swap them for normal wheels, buy some wheel trims and use the money to go to Corfu for a week. (edited)
    rs990's avatar
    If there were no excess that would be a bargain if you have a driver who parks by "feel". With a maximum of 18 claims though I would expect a fairly high excess, otherwise it would be an absolute money pit for the insurer.
  18. robbp's avatar
    Author
    me again. very quick question because i don't want to feel like being ott with the dealer. Going to pick the car up tomorrow the last email i had was the advisories would be rectified, i said to the saleswoman that like a receipt for the work carried out on the car so i can see they have all been fixed and that some wasn't done because they were advisories, plus i wanted the receipt for work carried out as there should be a warranty on the work. Saleslady said she will speak to garage but i can check the mot checker online to see there is a new mot. Not exactly what i asked so i tried again, reply was ''
    Apologies, I have been so busy today I forgot to let you know!

    ''
    I have the service book and we have stamped it for the service we done, however upon looking the other services issued by enterprise haven’t been stamped in the book. I have a paper document of the dates/mileage that the services were done to give you but they are not in the book.

    Our workshop manager as also ticked the boxes on the service book to show the advisories were done.

    I will get my business manager to cancel off the Cosmetic, Alloy and Warranty and re-send you a new order form.
    ''

    stamped book, i'm assuming as its on paperwork from vauxhall thats going to be ok, its just a stamp in the book, she really seems to be avoiding putting down that the work that has been done is all the advisories, if it is in the service book and a month later we have a problem with wearing discs is that enough to go back and complain to get them to fix it.


    I've actually put together a draft but not sent it

    ''As long as the servicing history matches up that will be fine.


    Just so we are 100% clear as i don't want to have any miscommunication, the advisories that were shown on the last mot have all been fixed by replacement parts? and there will be a receipt and warranty for the work carried out. I just don't want to drive down and you say o that was not done because it was advisories, its my daughters first car and i need it to be right for her.

    apologies for the back and forth but i need to be clear as its a long drive and car was purchased on the understanding that they would be done. (edited)
  19. robbp's avatar
    Author
    thanks yeah i think its a ex lease, my main concern is they are a vauxhall garage and the car has been put through and magically all the advisories would disappear, so i wanted some proof of the work carried out matches the advisories showing on the last mot. they originally told me all would be rectified, but im not sure what that means, replaced or deemed because it was an advisory they didnt have to replace it
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