Phoned the supermarket n they confirmed it's covered by CCTV n will release (they prefer to insurance co.)
We offered to guy to settle out of insurance (a garage quoted about £100 to straighten), now he's texted to say \"You drove into back of me but it's OK\". Basically being a ⚓, he didn't realise about CCTV etc.
Sooo, do you just go on AskMID, get his insurance co, then ring his insurance up (have checked reg # n it is insured) to claim n advise them about CCTV etc.? And it won't affect her insurance as a no-fault claim?
Wasn't too bothered but now I want to fight it so his insurance goes up. He could have just paid the £100 the garage quoted to fix.
Cheers! ","comment":[{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50979000","author":{"@type":"Person","name":"AndyRoyd"},"datePublished":"2023-09-13T17:54:33.000Z","text":"Contact the stated data controller of the CCTV and formally notify retention requirement of footage pre-acquisition, regardless of who will subsequently request/acquire that footage.
If no contact details for the responsible party and/or if insurance options are not ideal:
possible use-case for Form V888 DVLA, but check applicability
gov.uk/req…vla"},{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50980327","author":{"@type":"Person","name":"samosa"},"datePublished":"2023-09-13T21:00:07.000Z","text":"You’re over complicating this, get your partner to call her insurance give them the details and they’ll find the other parties insurer!"},{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50978934","author":{"@type":"Person","name":"Mark_Hickman"},"datePublished":"2023-09-13T17:44:28.000Z","text":"Yes you can approach the third party insurer directly however you still have to tell your partners insurance company that you've been involved in an accident.
I don't think askmid tells you the insurance company, just if its insured or not, also just so you're aware, according to askmid it is also an offence to search another persons reg on their site so i wouldn't mention that to them"},{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50979537","author":{"@type":"Person","name":"Roger_Irrelevant"},"datePublished":"2023-09-13T19:16:56.000Z","text":"But this here
askmid.com/askmidenquiry.aspx
Says after an accident, the injured party can request details and AskMID can supply (quote)
\"insurance details: policy number, name of insurer and the claims contact details to help you progress a claim.\"
Doesn't specify what injured party means, or \"accident\".
Edit: according to legislation.gov.uk
' \"injured party” means a person resident in an EEA State claiming to be entitled to compensation in respect of any loss or injury resulting from an accident ... '
So yes, she is the injured party in respect of financial loss."},{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50979869","author":{"@type":"Person","name":"BluebirdRobin"},"datePublished":"2023-09-13T19:57:46.000Z","text":"I had a very similar situation, it took about 9 months as the 2 insurers were involved in a dispute, but luckily the driver at fault admitted it (had no cctv). I wouldn't assume it will be a done case especially as it was his rear. Account for the number of hours you will have to dedicate to this and you will have to declare it, plus your insurance won't fix it for £100, more likely it will be milked by their contractor garage for £600, on top of this my insurance renewal came up in between and it went up, luckily I was able to claim back the increment. But I could see how I would have lost out on 00's of he hadn't admitted fault. Sorry it's not want you want to hear, but there it is."},{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50981099","author":{"@type":"Person","name":"BattleBeast1"},"datePublished":"2023-09-14T00:40:15.000Z","text":"I know it sounds stupid but legally you are only supposed to check your own cars insurance on Askmid and it only tells you if a car is insured, not the company. If he doesn't settle without going through the insurance for the sake of £100 he's a mug, he probably has more excess than that. Unfortunately insurance companies are very fond of going 50/50 at fault now even if that's not the case. It's stupid cases like this that turn a simple £100 fix into £1000s wasted faffing about."},{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50981820","author":{"@type":"Person","name":"Gollywood"},"datePublished":"2023-09-14T07:45:42.000Z","text":"Identical thing happened to my wife (always the wives isn't it)
Drivers fault 100%, very apologetic and offered to pay for damage.
But I took it through insurance and now his insurer's are disputing liability.
My vehicle has been repaired but I'm trying claw back the excess I paid but because we didn't claim any additional costs Admiral say they can't reclaim the excess etc etc. Only if other costs were over £400! (Excess was £225)
Very frustrating that by being honest you lose out!"},{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50984270","author":{"@type":"Person","name":"dcx_badass"},"datePublished":"2023-09-14T13:38:24.000Z","text":"Sometimes they don't/won't give out cctv. However as she was in the car it makes it much easier as you can just do a SAR for any footage of her and they legally have to provide it."},{"@type":"Comment","@id":"https://www.hotukdeals.com/comments/permalink/50985468","author":{"@type":"Person","name":"mrcaptain"},"datePublished":"2023-09-14T16:30:17.000Z","text":"Even though it was a non-fault accident, claiming will also increase your insurance next renewal. Old guy went into me, admitted liability all the way. Next renewal, my insurance went up, even with another years no claims. Was told that it was because of that claim."}],"commentCount":20,"interactionStatistic":3,"articleSection":"Ask"}