The Hire Purchase Act 1964 says that if a private buyer buys a car in good faith not knowing that there is HP outstanding on it, then they become the legal owner. I am not suggesting that you should rely on this instead of doing proper checks but is a safeguard worth remembering. i once spent an anxious weekend after I received a letter from an HP company saying that there was outstanding finance on the car I had bought several months before. I thought they were going to seize the car. Obviously they don’t publicise this clause in the HP Act. I wrote to them explaining that I was a private individual who had bought the car for my own private use not knowing that there was outstanding HP - would they confirm in terms of the HP Act 1964 that I was now the legal owner. They replied that they had no further interest in the car. The full explanation is here https://www.carfinance247.co.uk/blogpost/346/more-used-cars-are-being-sold-with-outstanding-finance--warn-experts-
Probably not , but then that could be the case with any car you look at , even approved used . Dealerships will have companies like chips away in to carry out minor repairs . And will have body shops for more extensive "wear and tear" The point is though if the car is recorded as any category of write off it will lose a fraction of its value . So better to know before buying it instead of when you come to sell it.
This was literally my first car assuming it’s a Fiat Cinquecento. Purchased a few days before S3 of the inbetweeners aired (great timing). The handbrake came off when parking outside a mates. The wiper broke off on the way to the cinema on a dark stormy night. It went up in black smoke twice, forcing me to pull over. Within a month it was scrapped and is now in car heaven.
Doesn't mean the car has never been damaged,I don't think repaired cars show up as they haven't been written off...or its been repaired without going through the insurance.
It works on the app as well.