If only that was true wewtwewt. I'm constantly losing young staff, due to the housing problem. I therefore work with them to try and find a way that they can one day afford a property.
Totally agree past 3-4 years I was hardcore saving buying only what I need, now that I bought my first house I can splash out on unnecessary crap I don’t need but I don’t even do that I’ve learnt to budget. Prime example last week I went into a costa to claim my free Wuntu coffee the guy in front opens his banking app and has minus £900 yet spent £7 on coffee and sandwich?
I’m ok with using my brothers Spotify account (lol)
I actually completely agree with this, and I'm a millennial that bought a house 11 months ago. I have an oldish phone with a cheap sim only contract, I drive an old car, I don't by designer clothes and I eat out very rarely. I also have friends on similar money to me who have the latest phone, drive a nearly new car and are always out drinking at weekends. They also complain that they don't have the money for a deposit! Cancelling Spotify by itself won't make any difference on it's own at £9.99 a month, but multiple cut backs on luxuries (which is what they are) can quite easily add up to make a huge difference.