Car Insurance Deals

Car Insurance Deals & Offers

978 deals 14,989 comments
£50 COOP food voucher for taking up COOP car insurance. Members only.
221°
31/05/2018Expires on 31/05/2018Found 5th FebFound 5th Feb
Apparently they also offer a member exclusive price. Don't know what their charges are like but worth getting a quote.
Worth a try after getting competitive quotes. AXA is often
The £50 vouchers aren't just for members and also apply to combined buildings and contents policies, could someone edit the deal title?
Edited by: "chris_beatty" 5th Feb
Went co-op last year saved £50 over cheapest on comparison sites for our car. Also saved a packet on home insurence but that went up 16% on renewal cheeky monkeys.
devilish9 h, 8 m ago

nice deal if the insurance quote you get is competitive. However for me …nice deal if the insurance quote you get is competitive. However for me double the price compared to DirectLine! Never undestand why they differ so much!


Read this
mirror.co.uk/mon…199

And don't modify your car, even furry dice or a bumper sticker can cause you problems if you have to claim.
nice deal if the insurance quote you get is competitive. However for me double the price compared to DirectLine! Never undestand why they differ so much!
Aviva Car Insurance - £95 cashback for new customers through TCB
149°Expired
Found 5th Dec 2017Found 5th Dec 2017
I have seen other day where Quidco was doing cashback for Aviva car insurance. Just spotted TCB doing the same. Just in case if anyone due to renew their car insurance and missed … Read more
Aviva send renewal price every year, its always more than a new customer quote on their site. For last 3 years i have let my insurance run out for a day, then get the new customer quote AND Topcashback! Never had an issue.
Yes they were very good a couple of years back, the premium wasn't too bad, but the excess way too high - just ran a quote and they want compulsory excess of £500 + £350...
I got a quote two weeks ago from Aviva, then found a £65 cash back offer so resubmitted details - only to find the quote had gone up by more than £65.

It seems that the price is always inflated by more than the cash back so you'd be better off getting a direct quote and forgetting TCB/Quidco.
rogparki11 h, 16 m ago

Always remember :-Every year compare your House/ Car etc insurance on …Always remember :-Every year compare your House/ Car etc insurance on compare sites (but don't actually switch on there). Then check for decent cashbacks on TCB and Quidco and get more quotes . Only then do your sums ( some providers will add £xx to the quote to pay the £xx cashback ) . Same with gift card and gift voucher giveaways they are often just added to the price .


Plus do it weeks before yours expires, if you need the insurance fairly soon the gits will charge you more.
crazy_b1 h, 37 m ago

Last 3 car quotes I tried through tcb the insurance company adds on the …Last 3 car quotes I tried through tcb the insurance company adds on the cash back or adds more than the cash back on. Try going direct as well see what the quote is.



Not for me on home insurance. Tried this at weekend - went direct first, cleared all cookies and then through TCB and quotes were exactly the same.
Aviva quote was OK, but I think they wouldn't allow me to have different excessess for buildings and contents
Cheap Motor Legal Protection from £15
81°Expired
Found 30th Nov 2017Found 30th Nov 2017
I would hazard a guess that most of us, who drive and insure a car take out Motor Legal Protection. Were you even aware you could get it elsewhere and it didn't have to be with you… Read more
The free legal advice is worth a bomb!! Whether you use it or not.
Original Poster
dave8045 m ago

Can somebody explain to me any kind of scenario where this motor legal …Can somebody explain to me any kind of scenario where this motor legal protection would be useful to have? As we all have to have third party cover by law, when would it actually be used?


third party cover is to payout for any damage or injury’s you may cause to a third party. However it does not cover you for claiming costs for loss, time off etc from a third party. Insurers deliberately make it awkward to claim against them and try to limit what they think you can get.
Like all legal matters. A solicitor would help you get the best result for you.
Can somebody explain to me any kind of scenario where this motor legal protection would be useful to have? As we all have to have third party cover by law, when would it actually be used?
TN56730th Nov

As far as im aware you dont lose any no claims, hence the protection. It …As far as im aware you dont lose any no claims, hence the protection. It costs £50 extra per year for me and I think its worth it, as my brother will let you knowHe had 9yrs no claims without protection, he hit someone, lost 5 yrs so he asked to protect, they dont protect for at least 1 yr after an incident, and he slid into someone on ice 3 months later9yrs no claims down the swanny, getting quoted 17yr old new driver quotes



5 years is the most you'll get a discount for anyway. He's saved 500 quid by not protecting and if he's over 30 he should be able to find a reasonable quote. 2 accidents in a year is unlucky but he won't be much worse off.
We use Driver Guardian. It uses DAS which is the same policy that my car insurers wanted £30+ quid for. I now pay £20 (for 2 people) and it covers 3 cars and a motorbike.

Have also used Driver Guardian for their breakdown cover (which covers EU) for when we took one of our cars to France.

For the person saying they couldn't find the policy details its here driverguardian.co.uk/doc…pdf

Not that diffcult to find (clicking on the "Policy Wording" button did the trick for me)
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FREE Motor Legal Protection  for Cars + Motorcycles
225°
02/11/2018Expires on 02/11/2018Found 2nd Nov 2017Found 2nd Nov 2017
OK, so maybe this is not a deal but i thought we should all be aware of this offer! I'm one of the many thousands of us having to pay ever increasing Motor Insurance premiums every… Read more
Get dealGet deal
Motor legal expenses is a pointless add on for most.
Some seem to think it covers them for fault accidents and associated legal costs - this is what your car insurance is for. Car insurance covers others' claims against you first and foremost, this is what the bare legal minimum third party cover is.
In cases where you're not at fault the other side's insurer will pay for your repairs, hire and injury. If you appoint no win no fee solicitors this should speed the process along as insurers don't want to incur the extra costs of going to court if their customer is clearly at fault.
If it's a split liability or 50/50 many motor legal expenses policies have a stipulation they won't cover these costs if chances of success are not more than 50%.
So all in all it's £30 for nothing you can't get from speaking to a few daytime TV advertising solicitors, who will act for you for free.
Edited by: "liuruiorp" 3rd Nov 2017
Lol
I posted this as a deal about a week a go and the mods took it down, Double standards.
When you take out legal with your policy it costs them pennies, not saying this is any good but you can find much cheaper.
Dealmessiah16 m ago

If true, then I can smell another PPI reclaim story coming...



I could see that weird sense of smell..
£10 off short term car insurance - Cuvva
204°Expired
Found 20th Sep 2017Found 20th Sep 2017
This one’s bit niche but a great deal. Cuvva offers short term car insurance for people borrowing other people’s cars. For example, if you borrow a friend’s car for a couple of … Read more
Editor Get dealGet deal
Why Is this hot?
ScroopEgerton21st Sep

Why would you be allowed a cooling off period then, if by cancelling it …Why would you be allowed a cooling off period then, if by cancelling it you'd have been retrospectively breaking the law by using the car in those first 2 weeks?Are we not to drive in that 14 day period?Nah, not illegal, just a bit of a faff to get a few days 'free' cover.




Thinking about it again now, what I am referring to may only be relevant for the 14day cooling off period following an automatic renewal direct debit payment on an annual policy that you have already had for 12 months, in that situation you are entitled to cancel your policy retrospectively during the 14day cooling off period.
Original Poster Editor
snagzie11 h, 23 m ago

Or just abuse a 14 day cooling off period on a normal policy and pay the …Or just abuse a 14 day cooling off period on a normal policy and pay the admin fee


Ethical/legal or not, I'm not sure you could buy insurance for someone else's car and then cancel the policy? Cuvva is aimed at people needing to be temporarily insured on someone else's car which is already insured by the owner/driver.
Lexeus31 m ago

Correct me if i'm wrong, but isn't that technically illegal? I thought …Correct me if i'm wrong, but isn't that technically illegal? I thought that even if you cancel the policy after 7 days, safe in the knowledge that you haven done your driving and didn't have an accident, you need to replace it with an alternative provider as by cancelling the policy it invalidates the whole period of cover? Technically the police could arrest you at a later date for driving without cover, perhaps because you were caught speeding and it took a while for the ticket to get processed?



Why would you be allowed a cooling off period then, if by cancelling it you'd have been retrospectively breaking the law by using the car in those first 2 weeks?
Are we not to drive in that 14 day period?
Nah, not illegal, just a bit of a faff to get a few days 'free' cover.
Never heard of them before. I always use Dayinsure.com
AVIVA car insurance £50 cashback with Quidco
276°
Found 24th Aug 2017Found 24th Aug 2017
I am due to renew my car insurance end of August and looked for cheaper quotes online, tried a few comparisons website and direct quotes with insurance companies and got a good quo… Read more
Re Quidco should I do it on the laptop or will it work/track just as well on iPads?
Ozzie16 h, 50 m ago

have Aviva home insurance so no cashback for me but the quote is much …have Aviva home insurance so no cashback for me but the quote is much cheaper than my LV renewal , thanks op !


You can still get cashback as a new car insurance customer.
I have had both car and house insurance cashback from Quidco/TCB.
Cashback with Aviva much better than direct line. Really easy and paid within a month. Were the cheapest for my car by a significant distance!
Don't they do a credit check every time you take a quote?
How it works: Commission is paid for getting customers directed to websites and/or make purchases.
if quidco offer 5% then they will earn say 8% and pocket the difference, you really think cashback sites are doing it for customers?

google make pennies every time you use their search to go to a webpage,

just remember with these cashback deals it may be cheaper to go direct to the site rather than via a cashback site
Last week we just took out pet insurance £5.60 a month, for the same policy via quidco it was £6.70 a month with £35 cashback
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Check Car insurance for Free
-47°Expired
Found 7th Jun 2017Found 7th Jun 2017
I was looking for buying a used car and wasn't sure if the car is currently insured or not, if reliable or not. I could check MOT or other details on GOV.UK site but couldn't find… Read more
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DVLA use old tape backup technology to update their databases. This is a very time consuming process. Bit of a waste of time really offering this as a 'service' as any information it gives you is probably outdated.
Jumpingphil

Yes you can. I have done it a few times for dodgy cars in my everyday … Yes you can. I have done it a few times for dodgy cars in my everyday travels.

Whilst you are physically able to enter any registration you like the site clearly tells you that it is for checking your own car and if you want details on someone else's car to use a different service, in addition the tick box is to confirm as much and to use it for other reasons is breaking the DPA.
This service is for checking your own details only, you cannot use it to check other cars.
MrBeansDrivingInstructor

...If you have comprehensive insurance then you can very often (not … ...If you have comprehensive insurance then you can very often (not always) drive another (insured) car under third party cover so being able to check does have its uses?


Again, the mention of "drive another (insured) car under third party cover" relies on the seller having legitimate insurance, which the database and potential buyer has no way of checking. The buyer simply needs to sort their own (temporary) insurance.
liamf12

old site with old data. still shows me as having no insurance. bought it … old site with old data. still shows me as having no insurance. bought it 6 months ago and checked it's valid.



​i have to disagree pal,old site but the data is up to date,my insurance had a day where I wasn't covered before my new policy kicked in and it showed up immediately.
Exclusive £30 eGift of Your Choice When You Buy a Churchill Car Insurance Policy via myvouchercodes.co.uk link (ONLINE purchase ONLY)
30°Expired
Found 18th Feb 2017Found 18th Feb 2017
INSTRUCTIONS: This voucher might be useful to someone whose car insurance is due and finds an appropriate quote ONLINE with Churchill that they would like to go ahead with ONLIN… Read more
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Watch out for their rip off admin fees when you want to leave
Axa Car Insurance 10% off for dash cam and another 10% for multicar
206°Expired
Found 8th Dec 2016Found 8th Dec 2016
20% off for these 2 things.
WBRacing

Glad to hear your claim went smoothly, I'll wager you didn't suffer a … Glad to hear your claim went smoothly, I'll wager you didn't suffer a total loss and be stranded with your family somewhere remote with the guy on the phone saying "that's your problem" otherwise you'd likely be saying something very different, based on my experience. They are the only insurer I know of who load up the premium after a SAC which is against the guidelines that say it should have no impact and shouldn't need to tell the insurers. It gives a little insight into Admiral and their underhanded practices.



Funnily enough i left Admiral after years of being with them for the same reason...

They wanted to know the ins and outs of my speed awareness course which i had no info on...let alone remember the date i took it!

Also admiral want to know about every conceivable optional extra on the car even though they are all factory fitted.
Axa said aslong as factory fitted then its fine.

Its a minefield
Shino

Admiral tried to charge me a ridiculous renewal price. I told them about … Admiral tried to charge me a ridiculous renewal price. I told them about a speed awareness course and Admirals premium went up even more!


Glad to hear your claim went smoothly, I'll wager you didn't suffer a total loss and be stranded with your family somewhere remote with the guy on the phone saying "that's your problem" otherwise you'd likely be saying something very different, based on my experience.

They are the only insurer I know of who load up the premium after a SAC which is against the guidelines that say it should have no impact and shouldn't need to tell the insurers. It gives a little insight into Admiral and their underhanded practices.
I had been with Admiral for 4 years and had no problems with 1 non-fault claim. I went with Axa after Admiral tried to charge me a ridiculous renewal price. I told them about a speed awareness course and Admirals premium went up even more! Confirmed with Axa if the price increases if you've taken a course and they didn't care about it which was a bonus.


Also £40.25 topcashback with Axa
WBRacing

Dashcam discount isn't worth the risk IMHO, same as the minor discount on … Dashcam discount isn't worth the risk IMHO, same as the minor discount on home insurance companies give for your saying you have an alarm fitted. If it isn't on at the time of an incident then the insurers are well within their rights to refuse to pay out. Not worth the comparatively small savings they offer. Just gives insurers more wiggle room and as I learnt from a recent non-fault claim through admiral, they are already a bunch of useless, lazy, feckless shower of ****


Forgot to add to my description that Admiral also lied to me repeatedly, confirmed by the policeman handling the hit and run case.

Rant over...
sab

Having similar problems after my car being hit while parked at work. … Having similar problems after my car being hit while parked at work. Luckily the person came and found me..so should be 100% non fault...Im having to chase everything up and every phone call to them means 40mins plus on hold before you actually talk to someone..So far im not impressed...



​make sure you call them every few days. i called them once and they said "oh! good job you called as we have an email sent from the third parties insurance that was marked urgent" i asked when it was sent to them snd she replied "3 days ago" !!!
honestly if i hadn't have called them every few days i swear it still wouldn't be sorted now.
and another thing, they swore they sent ne 4 letters but i never received 1 ?
they checked my address every time but still no letters ? big liars in my opinion ?
and because i didn't receive any letters from them i almost lost my personalised registration plate my late farther brought for me due to them written my car off and giving me 10 days to confirm in writing i wanted to keep the plate.
as soon as my vehicle was written off and i was payed out, by law my playe belonged to my insurance company ? so i had to get a letter from them along with an engineers report that they had no interest in tge plate ?
needed to forward these to the DVLA.
as there was a deadline after the car was written off i almost lost it due to their incompetence !!
i had the brains luckily to tell them to email me the documents, but believe it or not, even then they messed up and missed my registration number from the form !
complete waste of time idiots honestly.
£28 cash back @ GoCompare with TCB on car insurance
-124°Expired
Found 16th Oct 2016Found 16th Oct 2016
i was buying an insurance for my car yesterday, i gone through topcash back they offer over £28 for new car insurance and mine has tracked good luck guys
I found going direct with tesco a fair chunk cheaper than on any comparison site when I renewed. Worth taking a look if you use any of their other services (cc etc).
snoopy18

That's not an insurance companyLike you`ve found out, cashback can be … That's not an insurance companyLike you`ve found out, cashback can be refused, the quotes are sometimes higher than if you went direct to the company.Hence all the cold votes


i hope its a insurance company because thats who i am insured with,but as with all insurance you only ever know how good or bad they are,is when you make a claim
I found direct line cheap, saved my dad over £100 on his insurance.
and going through quidco got £25 cash back so saved £125
Mmmm i would have thought this is a good way to find cheap insurance quotes!!
I would not use TCB or top cash REFUSED as I like to call them.
Amex - Admiral Insurance - Spend £550, get £100 back
82°Expired
Found 9th Sep 2016Found 9th Sep 2016
Showing on a couple of my cards this morning. Seems quite a specific amount, but if your car insurance (or perhaps if you have a young driver in the family) falls into this price … Read more
dave80

It's the same for every company. There are always people with good … It's the same for every company. There are always people with good experiences and some others with bad experiences. The people who have bad experiences are always the most vocal too.



That is only partly true I would say, Admirals whole setup is shambolic due to each department being run by a different company (subcontracted out).

When my other half was involved in a non-fault accident Direct Line payed out in under 14days and for more money than was our "hoped for" amount. We were ready for a fight there but thankfully didn't have to have one. They certainly weren't perfect in their handling, but they were still in a different league to Admiral. That is what I meant by doing research on it, Direct Line have a reputation for paying out a fair amount.

I haven't even mentioned the fact that Admiral "accidentally" cancelled the policy covering the replacement car that I had bought, so for 2 weeks I was uninsured until I got the letter telling me that they had cancelled the policy. That was one of the 43 phone calls I had to make to them.

In my experience Admiral were dishonest (as stated by the police!) and utterly, utterly incompetent.
Interesting
.................
morgie

Sorry to hear about your experience! They do seem a bit 'Marmite' - … Sorry to hear about your experience! They do seem a bit 'Marmite' - https://uk.trustpilot.com/review/www.admiral.com



It's the same for every company. There are always people with good experiences and some others with bad experiences. The people who have bad experiences are always the most vocal too.

I left Admiral when they put up my premiums by about 50% for no reason at all. Switched to Aviva instead, who I'm sure have some terrible reviews too.
Original Poster
WBRacing

If you ever have the misfortune to make a claim through this truly … If you ever have the misfortune to make a claim through this truly abysmal excuse of an insurance company you will lose a lot more than you save with this deal. My car was hit and eventually written off by a drunk driver whilst parked up. I could detail you a dozen plus failings but the big ones where:1) They lied to me about being able to persue the claim (it took the police to tell me that they were lying).2) They "forgot" about the claim twice, wasting two of the nine months it took to pay out. 3) I had to phone them 43 times over 9 months to push the claim through to conclusion. 4) Even after fighting and formal complaints and appeals, they paid out 18% less than the very cheapest equivalent car on autotrader which was older, higher mileage and lesser spec. The stress, upset and anger still burns me up now, Trust me, this saving is not worth the pain should you ever need to claim. They subcontract every department out unlike other companies and are honestly farcical in their handling. Don't just take my word for it, google them. They have form for making lousy payouts whereas other "direct" companies have equal form for paying out sensibly so not all insurers are the same. Please, do your research.



Sorry to hear about your experience! They do seem a bit 'Marmite' - uk.trustpilot.com/rev…com
If you ever have the misfortune to make a claim through this truly abysmal excuse of an insurance company you will lose a lot more than you save with this deal.

My car was hit and eventually written off by a drunk driver whilst parked up. I could detail you a dozen plus failings but the big ones where:
1) They lied to me about being able to persue the claim (it took the police to tell me that they were lying).
2) They "forgot" about the claim twice, wasting two of the nine months it took to resolve the claim. They took 3months to decide to write it off and thus start paying out. Imagine if it was your only car involved. They wouldn't get me a hire car and said that as the other insurer might not pay out that if I hire one it would be at my own financial risk. It took 7 months for them to get round to contacting the other parties insurer to resolve what was a relatively simple claim.
3) I had to phone them 43 times over 9 months to push the claim through to conclusion.
4) Even after fighting and formal complaints and appeals, they paid out 18% less than the very cheapest equivalent car on autotrader which was older, higher mileage and lesser spec.

The stress, upset and anger still burns me up now, Trust me, this saving is not worth the pain should you ever need to claim. They subcontract every department out unlike other companies and are honestly farcical in their handling. Don't just take my word for it, google them. They have form for making lousy payouts whereas other "direct" companies have equal form for paying out sensibly so not all insurers are the same. Please, do your research.


Edited by: "WBRacing" 9th Sep 2016
1st Central:  £35 off on new policy
-121°Expired
Found 5th Sep 2016Found 5th Sep 2016
1st Central: £35 off on new policy
Get dealGet deal
quote "Sorry I can't afford to engage in a conversation with an inbred that cannot speak proper English."

dont be sorry fella,really.you baited me and i fell for it.you really are a Master at it.

guess that makes you one hell of a MasterBaiter
Original Poster
petermiddleditch

quote "Seems like you've got problems with your grammar aswell"does it … quote "Seems like you've got problems with your grammar aswell"does it really matter,or is it you just do'nt have a life


Sorry I can't afford to engage in a conversation with an inbred that cannot speak proper English.
quote "Seems like you've got problems with your grammar aswell"

does it really matter,or is it you just do'nt have a life

Original Poster
petermiddleditch

just quoted me online at £1236 for 7 year old micra im 58 yeARS OLD AND … just quoted me online at £1236 for 7 year old micra im 58 yeARS OLD AND 13 YEARS ncd which is £1000 more than 90% of all other online quotes


Seems like you've got problems with your grammar aswell
just quoted me online at £1236 for 7 year old micra im 58 yeARS OLD AND 13 YEARS ncd which is £1000 more than 90% of all other online quotes
Swinton car insurance £45 cashback
-6°Expired
Found 26th May 2016Found 26th May 2016
I was searching through the internet for a good deal for my car insurance, renwal quote a joke. Top Cash Back are offering £45 for taking out a policy with Swinton. They have a 5… Read more
Original Poster
sofiasar

so the cashback is from top cashback ? totally wrong title. plus this … so the cashback is from top cashback ? totally wrong title. plus this deal won't get much heat.



​true but I am unable to edit on my phone, it does say so in post. and sorry if its misleading I did mt best
Esure group ( includes Sheila's Wheels & others) gave me good quotes of £180ish for comprehensive, compared with over £300 from others. I got £57.75 cashback from Esure instead of Top Cashback (its now £55.55 last I looked). That's because their website recognized the SP30 code, as a box came up repeating it but would not let me go to next page because it then said it did not recognize it!! Phoned Esure and they agreed to take the cashback off the premium! Much quicker than Top Cashback or Quidco. In fact I have to wait 5 months for the cashback on my home insurance from TC! Ridiculous!
Banned
so the cashback is from top cashback ? totally wrong title.

plus this deal won't get much heat.
bobfoel

They will not give you proof of No Claims bonus if you move to another … They will not give you proof of No Claims bonus if you move to another insurance company.



They have to by law, and I had no problem getting mine earlier this year when we changed to the RAC.
They will not give you proof of No Claims bonus if you move to another insurance company.
£2.41 FREE cashback for new genuine Confused.com car insurance quote @ TCB
-101°Expired
Found 6th May 2016Found 6th May 2016
Free cashback for running a new quote on Confused.com.
Always works for me.

Do the comparison, find the winner and go direct to their website! A couple of quid isn't anything amazing, but better than nowt.... and you get cheaper insurance as well. I think I used TCB with the insurer too, so was ideal!

Hot!
didn't track: voted cold
Sorry, but we cannot lodge claims to this merchant. This is usually due to the small amounts involved or the fact that the merchant will not process missing cashback claims.
Mine paid out very quickly although it is annoying as you can only have it paid out by bacs
M0nk3h

Then submit a claim?


From memory, neither TCB nor Quidco will handle claims for confused .com, gocompare etc.
£2 cash back for simply doing a Gocompare car insurance quote through quidco
40°Expired
Found 5th Apr 2016Found 5th Apr 2016
£2 cash back for simply doing a insurance quote through quidco on the Gocompare website, easy money, you can also earn similar amounts for doing insurance quotes via different comp… Read more
hill2c

£2 cash back for simply doing a insurance quote through quidco on … £2 cash back for simply doing a insurance quote through quidco on the Gocompare website, easy money, you can also earn similar amounts for doing insurance quotes via different companies

be prepared to receive calls from car insurance companies. You would regret it..
Topcashback does this too with confused. Com
Original Poster
qbs

Don't hold your breath.



Don't hold your breath.
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