All Insurance Discounts, Offers and Sale - December 2018
Hi there, I live in Stamford (it's a town in Lincolnshire near Peterborough) in a detached bungalow. For Buildings and Contents insurance it was just less than £25 per month
What price per year did you get OP. ie: house,flat ect and area? info will help Thanks
Renewal due soon, thank you
Could be a good deal,depends on initial price,suspect most people change insurers each year after laughing a renewal quote then go thru a cash back site to save even more,however if initial price is fine the 2 more years peace of mind and no searching around for a new insurer would be worth it. (y)
might return this and put a 30 alert on, thanks @phead
This was £29 till the 23th
【MINI DASH CAM】The mini size design make the dash cam compact and take very little space of your car. With unique hidden installation mount, tightly mounted to the windshield, minimized the affect on driving view.【FULL HD Car Camera】1920X1080P at 30fps video, 16M high quality pictures that make a good performance in every detail of every corner. 170 degree front camera + VGA 120 degree rear camera, supporting insurance claims to prove an incident, preventing disputes.【Powerful Functions】G-sensor, loop recording, motion detection, parking monitoring, WDR , WIFI these powerful functions bring your car in a safe environment. Tenswall driving video recorder protect your car every moment automatically.【Professional Car DVR】We are professional manufacturer of dash cam. We focus on 7 years to ensure that our DASH CAM are of good quality, stable performance.【Guaranteed DASH CAM】Dash Cam has been CE, FCC, RoHS certificated, 12 months guarantee, with a qualified after-sale service team, all questions will be solved in 24 hours. includes reverse wire to switch on reverse camera view (both cameras records all the time the record light is on) includes hardwire kit!
Or you can just get this for free
Just got mine :)
Just got this with my £1.01 one day travel insurance Thanks for the up
SEAT wanted to charge £399 for a back to Invoice GAP policy. I got it for £208 through ALA with the MSE25 code. Just a shame you can't also use Quidco Did a fair bit of research before hand and these are the top rated provider.
I don't lease either...
Are you serious? For £100-200 you can insure your self for a complete write off !! My mate had his car written off and he got £11k for his car. The company wanted 18k so he paid £7k out his own pocket to the lease company. If he had gap insurance he would not have paid a penny other than the premium !!
100% agree, as an example i was looking at leasing an 130n, predicted value after 3 years by an hyundai dealer was 11k...imagine that after paying 28k for it...in the real world you would really hope that 11k is way off!
I'm guessing that many people think we live in this perfect world where getting a car written off means you get a payout so you can go and get an identical one. The problems with this are: 1. Your insurance company and yourself will disagree on this value. You can argue with them sure, but all the time you don't have a vehicle. 2. You will never find a car "as good" as the one you lost. That one was owned by you and you'll have driven it carefully etc. If your car is say 3-4 years old, it'll be a minefield out there. 3. At some point on anything 1yr+ you are almost certainly going to end up out of pocket. As much as you want insurance to be fair, it isn't. This policy doesn't just fill the gap between your payout and you being able to buy a good example, similar car. This policy gives you the difference between the payout and what you paid for it in the first place. I've just paid £170 (£42.50/year) for a 4yr policy on a 1yr old car. So up until the car being 5yrs old, should the worst case situation happen and it gets written off, I'm back to where I was before I bought it. To me, that is good value. If you risk adverse, cannot see why you'd simply walk away or say it's useless.
There is must be reason give away free breakdown cover, try give them a call first and see how long you have to wait to get someone answer the phone.
It's only a fake price if they have never tried or actually sold it at £119. You should be careful with your use of the word "fake". Intelligent people think before making such sweeping comments ;)
Why repeat falsehoods? Intelligent people think first ;)
THEY used the words “worth”, but hey let’s not let that get in the way of a good rant....
Home, breakdown and recovery is NOT worth £119. This is a fake price. You should not use the word "worth". It is the full price without discounts or deals.
£53 sorry im out...
my renewal was £184 Aviva, TSB was £156 with both discounts it will be £46
Actually buying from Aviva.
Hopefully. Underwritten by Aviva and they payout within 4 months according to reviews. My Home/Contents policy is £113 after £60 discount and £63 if Quidco pays out. edit: mine tracked within 3 hours. Bought 2.38am, tracked 5.03am.
yes mine came today, but will it pay out?
This sounds promising but you didn't mention the key bits about the insurance as that will directly impact the price you pay such as amount insured, level or decreasing terms, term of cover etc. If you are using it just to get free stuff then a good deal but without the other info hard to ascertain if it's a good product for actual insurance purposes. Thanks for the link though
My watch arrived after 3weeks..so the estimated time for 3 to 4 weeks is correct. Loving it so far!! (y) (y)
The rides from my Garmin cycle computer earn me points, the cycle computer doesn't record heart rate so it must be linked to how many calories the computer calculates you have burned.
Not specifically cycling, but you get points via heart rate while doing any exercise, including cycling. You get 5 points for 30 mins exercise at 60% of your maximum HR (220 minus your age), or 8 points for 60 mins @ 60% or 30 mins @ 70% of your max. As long as the HR data is linked from your watch or app to the Vitality app.
Can you earn any points by cycling?
I remember one of the life insurance quote I looked at said it will reduce payout if there are multiple policies from other companies paying for the same claim/event. So I guess it is down to small print in T&C. Better will check in my current policy too.
Both the payment and the payout amount are fixed for the duration of the policy. You can get decreasing cover (for example if you want it to cover the mortgage and the payout reduce as the mortgage balance reduces), which is cheaper. Mine is from Legal & General, because it was the cheapest for the cover I wanted at the time. As with any insurance though, different firms will be cheaper for different people under different circumstances. The younger you are when you get the cover, the cheaper it is- friends of mine of a similar age have looked recently and not been able to get near the price I am paying. You can run the comparison sites for this sort of cover https://www.moneysupermarket.com/life-insurance/level-term/ https://www.uswitch.com/life-insurance/level-term-life-insurance/ Oh yeah- one more point; put the policy into trust. This is free, and it means that your payout is not considered part of your estate. This means (a) that there is no delay- the money goes straight to whoever is nominated without having to wind up your estate first, and (b) that it is outside inheritance tax rules. Takes an hour or so of getting your head round the sort of trust you need but it's well worth the investment of time. This is the sort of thing you set up properly once and forget for the next 20 years.
Thanks jules for your info, it' made me consider this life insurance thing more seriously! kudos
Worth checking with your employer if employed by a large company.. I got 10x death in service as part of my pension scheme. I added 125k life and cic for my wife and I and we pay £12 a month salary sacrifice. Covers ends if I leave though.
Yes true, most pay more than this for a mobile phone contract. Where did you get this cover? And is your monthly premium fixed or is it due to increasing after every year?
25 for Android and 50 for Apple.
No way you would get the inter bank rate
Covered for any car the account holder is in or registered as owning exc business use
You're talking about 2 different accounts
If you know someone who has an account with Nationwide they can recommend you and both get £100
Well, normally you use Confused or similar (personally I never use Confused on principle because of the annoying adverts) to get the list with prices. Then check the best ones on Quidco/TCB. I shop around every year and it's always better to buy insurance via a cashback site. House insurance (small house) always costs me close to zero after the cashback.
upto £105 on morethan, confused gave me £120 cheaper than my morethan renewal, not much in it, plus dont have to wait for cash to come back. But thanks for the link.
https://www.topcashback.co.uk/category/car-insurance/ >> sort by Highest £
You could always share with everyone and provide a link.
Who on earth damages their car by buying fuel from Texaco?!
Just renewed mine elsewhere I know it’s postcode lottery but 3ltr v6 Mercedes £300 fc blah blah so guess you should of shopped around
Link didn’t work for me, found it here https://www.santander.co.uk/uk/insurance/car-insurance Protected NCD, legal expenses cover etc all extras. Came out expensive for me
For me it comes slightly cheaper with their discount that my current provider... £650/year before discount for a 3.2 cdi mercedes... I think that's not a bad price at all tbh...
More expensive than anybody else-so very cold deal
I got a quote , contents only, £56 a year. Then put my wife on it, and was quoted £100+. Rationalised that contents were joint, so by putting her on I was insuring things twice, so took her off and requoted. It came out at £43 this time. Nearly 25% cheaper than the first quote , for the same cover. Strange. A for those saying they would never deal with Very... I've been shopping with them for a couple of years and never had any problems other than a slight language problem - but that's not surprising as I suffer with severe tinnitus. Also they are only introducing you to the insurance company, not actually providing the insurance.
If ive just smashed the screen on my tv could i not just go out now and purchase contents insurance for £60yr and straight away make a claim to get my tv screen fixed? Or will that not work
I took that offer out last year and got the free Dot no problems. Guess i may have been lucky then...
They'll not bother honouring the deal - or didn't the last time they did something similar (for a free Echo if I remember correctly) - and their customer service unhelpful. They'll argue that the hotukdeals link was an affiliate link and that's what their computer says and not honour it (even with screenshots proving the deal was registered properly) and they'll then fob you off saying you need to contact the other departments that deal with it and get nowhere.
this machine was £35 at Amazon a few days ago https://www.hotukdeals.com/deals/nescafe-dolce-gusto-oblo-35-at-amazon-3031283
Do you know how the decreasing aspect plays out @TheChinski? I had a look the other day but I'm still none the wiser. Based on your 40k over 5yrs, is it as straightforward as losing 20% of the sum insured with the passing of every year? :/
Mine was a single policy for 5 years of decreasing term and £40,000, which seemed to push the price right down. In terms of personal info, I’m a normal height/weight 20 y.o non smoker so that probably helped. It’s worth fiddling round with those first numbers tho cuz I could get >£20 if I changed them all the way
Please can give us a rough idea how you got such a low monthly payment ie what info, questions and answers did you give? Thanks
Yeah I did this over 6 months ago, quidco still saying tracked, hoping it changes to confirmed soon!
I used tcb and Beagle street for my life insurance last year and did the hubbies with quidco and Beagle street at the same time... both tracked fine.. ..quidco paid out on time...was 6 months later.... tcb did it as 6 months payments then 30 days to approve so took another month.... but both paid out with no issues.
I just got a quote with this disount for a 4 day EU trip for £16 for the premium package. Then went to Quidco and the top 57 quotes beat it for the same specs. The cheapest with same excess and cover was £6.23
Don't forget a TDE (lol) (lol) (lol)
Thanks for the share
I never said it wasn't but for a free check that may save you traveling to see a car that's a write off is worth using
They don't always record them properly. I had a vehicle written off as Cat D and it shows as clear. The autotrader thing is great as an initial check, I've found a number of write-offs using it that I would have otherwise wasted time going and viewing (as above it only works on the dekstop site). Obviously when you go to view the vehicle do a proper check, you should really be doing one that includes a finance check anyway.
This isnt 100% accurate. I tried two cars I am sure of, and only 1 came back correctly
Well your post did not come up as 2 months old so...I found it useful.