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£15,000 free life insurance for 1 year - for each parent with a child under 4 @ Aviva
Refreshed 20th AprRefreshed 20th Apr
Good idea to get comprehensive life insurance if you've got young ones, but I've just noticed that Aviva offer free 12 months life insurance per parent of under 4's that pays out £… Read more
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Thankyou :)


Sit down with somebody. Don't apply online. Try your bank? We got our life insurance through Scottish widows via our bank. Good luck.


Can anyone advise on life insurance for those who have had epilepsy / brain tumor? I keep getting declined online


Of course they are, they're an expensive smelly inconvenicnce regardless of upbringing.


Oh obviously kids are born "horrible"...!? Investment topic so let's invest in Children with "our" time to encourage and support them to achieve fulfilment! :o

Get a Free European Health Insurance Card (EHIC)
Found 30th JanFound 30th Jan
I know this has been around for a very long time, but I think it's worth mentioning again, as some people don't seem to know about it, or what it entitles the holder to, when trave… Read more

Ordered it on the 13th, came in the post this morning.


Just applied. Thanks for the heads up OP. Heat added! (highfive)


Something went wrong, these come in a few days usually.


Keep meaning to renew mine. Thanx for the reminder Op


Thanks :D Mine had expired and I hadn't noticed .

Free Aviva Parent Insurance cover of £15000 for every parent of child under 4
Found 15th OctFound 15th Oct
A year of free protection for parents Your child’s first years are among the most important – so being prepared for anything life throws your way is vital. That’s why we offer a ye… Read more
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Both the payment and the payout amount are fixed for the duration of the policy. You can get decreasing cover (for example if you want it to cover the mortgage and the payout reduce as the mortgage balance reduces), which is cheaper. Mine is from Legal & General, because it was the cheapest for the cover I wanted at the time. As with any insurance though, different firms will be cheaper for different people under different circumstances. The younger you are when you get the cover, the cheaper it is- friends of mine of a similar age have looked recently and not been able to get near the price I am paying. You can run the comparison sites for this sort of cover Oh yeah- one more point; put the policy into trust. This is free, and it means that your payout is not considered part of your estate. This means (a) that there is no delay- the money goes straight to whoever is nominated without having to wind up your estate first, and (b) that it is outside inheritance tax rules. Takes an hour or so of getting your head round the sort of trust you need but it's well worth the investment of time. This is the sort of thing you set up properly once and forget for the next 20 years.


Thanks jules for your info, it' made me consider this life insurance thing more seriously! kudos


Worth checking with your employer if employed by a large company.. I got 10x death in service as part of my pension scheme. I added 125k life and cic for my wife and I and we pay £12 a month salary sacrifice. Covers ends if I leave though.


Yes true, most pay more than this for a mobile phone contract. Where did you get this cover? And is your monthly premium fixed or is it due to increasing after every year?


I'll say the same this time as I did last time this came up; by all means take this cover for free. But also do think seriously about getting a proper policy for an amount of money that will actually make a difference. In my mid-late 30s I got £300K of level term life cover (that runs to 65) for £12 a month. That is enough to pay off the mortgage and leave a fat wedge of cash. My wife would probably still need to work, but it would give her a fighting chance of getting our daughter through to adulthood without any real lifestyle changes being forced due to financial considerations. By the time the policy expires the mortgage will be paid off and our daughter an adult. Think about the cost - £12 a month. You can't get pet (or car) insurance for that. It's the cost of a Netflix sub, or a decent bottle of wine (or two cheaper ones). Think about the benefit - you die and your family will be set. £15K won't last 5 minutes if there is still rent or mortgage to pay. I know the odds of you needing the cover are low, but that's why it's so cheap (which is why it really is a no brainer for me), but it hadn't really occurred to me until someone made me thing about it.

Nationwide FlexPlus account - Mobile Phone insurance, Breakdown cover with home start, Travel insurance £13p/m
Found 15th OctFound 15th Oct
I need mobile phone insurance this seem the best deal. Remember if you leave £2500 in the account, the monthly cost is effectively about £7 because of the interest. 3% AER in… Read more

Someone's run out of children to moleste...


Something else to note which I currently do to bring the monthly cost to practically £0 is to open an internal saver account linked to the nationwide flexi plus account... The internal saver allows u to save £250 per month for 1 year bringing in around £81 interest a year. Having £2500 in the account and having the internal saver over a year would offset the fee completely. Another point to actually earn money on this... If you have this as a joint account you are then able to have 2 internal savers.. The secound internal saver would then make you £81 a year.


Up to 40% Discount on cinema tickets and free tastecard though in addition to mobile and European travel and 2% Cash back for bills


Reward included in the £10


Very helpful. Thank

Buy car insurance through and receive £20 worth of Texaco fuel for FREE
14/11/2018Expires on 14/11/2018Found 4th OctFound 4th Oct
Buy car insurance through and receive £20 worth of Texaco vouchers Just had to renew car insurance and they beat my quote by over £120 which was great and on top just… Read more
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Well, normally you use Confused or similar (personally I never use Confused on principle because of the annoying adverts) to get the list with prices. Then check the best ones on Quidco/TCB. I shop around every year and it's always better to buy insurance via a cashback site. House insurance (small house) always costs me close to zero after the cashback.


upto £105 on morethan, confused gave me £120 cheaper than my morethan renewal, not much in it, plus dont have to wait for cash to come back. But thanks for the link.

grumbler >> sort by Highest £


You could always share with everyone and provide a link.


Who on earth damages their car by buying fuel from Texaco?!

10% off Travel insurance with Code @ Top Dog Insurance
31/10/2018Expires on 31/10/2018Found 28th SepFound 28th Sep
Enter the code at the checkout to get 10% off
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10 % off 1 year premium car insurance
Shipping from HKShipping from Hong KongFound 25th SepFound 25th Sep
10 % off for Santander 1.2.3 account owners when you take car insurance from them.

Just renewed mine elsewhere I know it’s postcode lottery but 3ltr v6 Mercedes £300 fc blah blah so guess you should of shopped around


Link didn’t work for me, found it here Protected NCD, legal expenses cover etc all extras. Came out expensive for me


For me it comes slightly cheaper with their discount that my current provider... £650/year before discount for a 3.2 cdi mercedes... I think that's not a bad price at all tbh...


More expensive than anybody else-so very cold deal

Home Insurance with a Hot Offer. FREE Dolce Gusto coffee machine worth £89.99 from VERY
Found 13th SepFound 13th Sep
Home Insurance with a Hot Offer! Choose a Buildings, Contents or Combined Buildings & Contents policy before 31st October 2018 and get a free Dolce Gusto Coffee Machine worth … Read more
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I got a quote , contents only, £56 a year. Then put my wife on it, and was quoted £100+. Rationalised that contents were joint, so by putting her on I was insuring things twice, so took her off and requoted. It came out at £43 this time. Nearly 25% cheaper than the first quote , for the same cover. Strange. A for those saying they would never deal with Very... I've been shopping with them for a couple of years and never had any problems other than a slight language problem - but that's not surprising as I suffer with severe tinnitus. Also they are only introducing you to the insurance company, not actually providing the insurance.


If ive just smashed the screen on my tv could i not just go out now and purchase contents insurance for £60yr and straight away make a claim to get my tv screen fixed? Or will that not work


I took that offer out last year and got the free Dot no problems. Guess i may have been lucky then...


They'll not bother honouring the deal - or didn't the last time they did something similar (for a free Echo if I remember correctly) - and their customer service unhelpful. They'll argue that the hotukdeals link was an affiliate link and that's what their computer says and not honour it (even with screenshots proving the deal was registered properly) and they'll then fob you off saying you need to contact the other departments that deal with it and get nowhere.


this machine was £35 at Amazon a few days ago

Beagle Street Life Insurance £50+ TopCashback with 6 month payments
Found 11th SepFound 11th Sep
Potential profit as well as 6 months life insurance when using TopCashback and BeagleStreet. If you tailor the numbers by fiddling with cover amount, duration etc. you can make … Read more
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Do you know how the decreasing aspect plays out @TheChinski? I had a look the other day but I'm still none the wiser. Based on your 40k over 5yrs, is it as straightforward as losing 20% of the sum insured with the passing of every year? :/


Mine was a single policy for 5 years of decreasing term and £40,000, which seemed to push the price right down. In terms of personal info, I’m a normal height/weight 20 y.o non smoker so that probably helped. It’s worth fiddling round with those first numbers tho cuz I could get >£20 if I changed them all the way


Please can give us a rough idea how you got such a low monthly payment ie what info, questions and answers did you give? Thanks


Yeah I did this over 6 months ago, quidco still saying tracked, hoping it changes to confirmed soon!


I used tcb and Beagle street for my life insurance last year and did the hubbies with quidco and Beagle street at the same time... both tracked fine.. ..quidco paid out on time...was 6 months later.... tcb did it as 6 months payments then 30 days to approve so took another month.... but both paid out with no issues.

15% off Travel Insurance with code @ Topdog Travel Insurance
Found 11th SepFound 11th Sep
Enter the code at the checkout valid for us until 30/09/2018
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I just got a quote with this disount for a 4 day EU trip for £16 for the premium package. Then went to Quidco and the top 57 quotes beat it for the same specs. The cheapest with same excess and cover was £6.23

FREE insurance write off check and valuation @ Auto trader
Found 29th AugFound 29th Aug
Found an old post on here when searching for a check that shows if a car is an insurance write off? original post by J4GG4 so take time to thank him INSTRUCTIONS: 1. autotrade… Read more

Thanks for the share


I never said it wasn't but for a free check that may save you traveling to see a car that's a write off is worth using


They don't always record them properly. I had a vehicle written off as Cat D and it shows as clear. The autotrader thing is great as an initial check, I've found a number of write-offs using it that I would have otherwise wasted time going and viewing (as above it only works on the dekstop site). Obviously when you go to view the vehicle do a proper check, you should really be doing one that includes a finance check anyway.


This isnt 100% accurate. I tried two cars I am sure of, and only 1 came back correctly


Well your post did not come up as 2 months old so...I found it useful.

10% OFF Co-op Travel Insurance PLUS Kids Are Covered For FREE
Found 16th AugFound 16th Aug
*Excludes cover for any pre-existing medical conditions. **Excludes Optional Extras ***Covers up to 3 children under the age of 18 per paying adult. Or Call: 0330 400 1677
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Thanks op I think I'm going to use them for my upcoming holiday even though slightly more expensive than others. They offer cashless medical expenses which I haven't seen elsewhere. Gives peace of mind that I don't need to pay hundreds of £s upfront if something goes wrong while we are away


Be careful with the comparison websites, very often they sell policies which have certain exclusions and/or lower coverage amounts for anything that happens in order to get a cheaper quote. That being said, this co-op one is a joke compared to some other insurers, especially with it not covering existing medical conditions


Thankyou (y)


Over double the price of comparison websites for me. That's taking off the 10% as well.


I didn’t use co op travel insurance, but did claim on co op car insurance a few years ago, and can honestly say, they were amazing. Simple claim, quick genuine repair, no hassle courtesy car. The whole claim was just dealt with, and car repaired perfectly. Can’t fault them at all, so worth every penny.

Use Go Compare to buy car, home, bike, van or pet insurance and get the Dine App free
Found 16th AugFound 16th Aug
Not sure if this is a deal or not, but I bought pet insurance from Go Compare costing me £3.11 per month. It sent me a link to download the Dineclub App, which is free for a year.… Read more

Thank you very much! That is surprising because they are smaller businesses, might need to try and get hold of this myself!


There are offers at: Sack Store Emporium, Bombay Brasserie, Rose of Bengal, Bricklayers Arms, Malcolm Arms, Admiral Nelson (Bennington?)


Don't suppose you could post a photo of what comes up for Boston, Lincolnshire please? The options are very limited through Compare the Market! (annoyed)


I was surprised too, as someone mentioned it was mainly for those who live or work in London, but was surprised that there are about 40 restaurants and pubs within a ten mile radius which are signed up to the app. It has saved me loads, and friends love it too!


I have the Dine app and had discounted meals with it locally. Quite a lot of restaurants participate which i was surprised about, a lot of them offer 50% off food but usually during the week. Weekends aren't as generous.

25% off Post Office Travel Insurance.
Found 21st JulFound 21st Jul
I have never used PO travel insurance, but I got this promo code when I purchased travel money from them. 25% off is not bad and could come into use for someone. Code: SUMMER18
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Thanks Op - saved nearly £50 on a single trip policy for my In-laws (one has medical conditions).


Remember to check out the nationwide current account insurance with excellent worldwide cover including family cover and breakdown insurance as well as phone insurance and a few other things for £13 a momth.


Try Travel Insurance comparison website I got a cheap deal for my mother in law. Saved £££’s!


Good headline discount but I always feel deals like this are illusory because different insurers provide different quotes in the first place. e.g. No benefit in a 25% discount off £100 if another insurer provides the same insurance for £60 anyway. Still prefer the comparison sites.


Really good prices for single trip but poor on annual for me.

25% off Post Office travel insurance when buy travel money from them
Found 17th JulFound 17th Jul
You need to buy travel money from them first to get the voucher but then you can get 25% off your travel insurance - just in time for the holiday!

Tesco currency for me.


Where to buy travel money at a good rate?


got a quote from them for a family holiday, they want 4x the amount for the insurance (based on other quotes) and they give a crap rates, i'll pass


If its not to late get a Halifax Clarity card ,pull out cash from an ATM when you get abroad at the real interbank rate (better by at least 5% than what you will get at the Post Office ). Other cards /methods are available but I suspect that the method you suggest will not get you the best overall deal . :(


I would hazard a guess that their Travel insurance rates are not the best either . Check on a compare site - As you always should .

Half price British Cycling Membership for new members of affiliated clubs. Benefits include liability insurance and 10% off at Halfords
Found 6th JulFound 6th Jul
For Race membership with provisional licence the code is NEWCMRA Become a member of British Cycling today Liability insurance and legal support (Race Gold, Silver & Ride) for… Read more
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Cheers, yeah I knew you could do that but someone mentioned a code for online as well and just wanted just check I weren’t missing something as couldn’t see it in the membership section


You just show your membership card instore


Can see codes for other shops but not Halfords ?


Yes mate just log into the dashboard and it will be there


Do you get the discount code straight away ?

2500 clubcard points with tesco building & contents home insurance
Found 23rd JunFound 23rd Jun
Using code mar8p gives you 2500 clubcard points....which can convert to £75 in clubcard boost. Expires 30th june. Only works with combined building and contents insurance.....doe… Read more
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If you go through TCB or Quidco it won't pay alongside the points... so choose which is best for you! Heat for the deal as Tesco are quite competitive :D

European Health Insurance Card (EHIC)
Refreshed 12th JulRefreshed 12th Jul
It has been posted many times in the past but always a good thing to have if you travel to the EU. "A valid European Health Insurance Card gives you the right to access state-pro… Read more

No, it's Hot UK Moneymaking Scheme. For the owners that is. Bit like the MoneyEarningExpert site. As an aside, can you imagine how much money sites like this would probably make if healthcare was more like the US here? MoneyEarningExpert would rake in a small fortune with all those comparisons going on.


Thanks for the reminder, got mine a few days ago, took a week to be delivered. Anything that helps getting treatment quicker is a bonus, but it is in addition to insurance not a substitute.


You can only avail of emergency public hospital care with the card and need travel insurance for the rest or pay the bill. Of course you won't get it after march 2019. I'll still be European when you're gone :)


Spain received 75million visitors in 2016 and it’s tourism sector was worth 77 billion euros. This only accounts for 5% of it’s GDP. (data: World Economic Forum). So I guess the 135,000 English immigrants permanently living in Spain who are eating and drinking at ‘Bill’s English Bar’ must make up the remaining 95% of Spain’s GDP.


How will brexit effect these? I used to have one what do they entitle you to? Free medical cover abroad?

£25 off your car insurance with One Call Insurance (Brokers)
Found 8th JunFound 8th Jun
Via PAYPAL. Copy and paste this voucher code at checkout.. Expires on December 31, 2018.

I bought a policy from One Call. I cancelled within 10 mins as I found a cheaper quote by nearly £150. I called to canceled and am being charged £50 to cancel. The policy was due to start next week, but they still charge. TERRIBLE and totally unfair and unresonable .

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