Credit Card Deals

Credit Card Deals & Offers

2,849 deals80,362 comments
Credit cards offer a flexible way to borrow money – using the right card in the right way, can mean they are cheap too. If customers need a new credit card, have existing debts they want to reduce the interest rate on, or are keen to earn cashback or rewards, HotUKDeals collects all the best credit card deals. Read more
0% purchase credit card up to 21 months - Nectar members @ Sainsbury's Bank
789°
Posted 10th MayPosted 10th May
This deal is specifically for people looking for a long 0% purchase credit card and are an existing Nectar member of 6 months+ e.g. you maybe looking to make a large purchase such … Read more
deano2008

12k for 21 months. Will help with the wedding costs (y)

whizzerandchips000

I've been with them for a number of years great if shop at Sainsbury's as you get the bonus nectar points. App is the sufficient for my needs. No Applepay is a real pain but maybe one day.

bhoy70

Wouldn't worry to be honest. That experian figure is nothing other than a marketing gimmick. I soft checked at 95% for both Santander and Barclaycard cards recently and got knocked back for both. Salary, existing debt and also how much cash they can potentially make of you are far more important factors. Ended up with Virgin Money again who for some unkown reason seem to like me. ps- for sh**** and giggles i checked my experian figure just now and it's 999.

superbob2000

21 months and 12K for me

TypicalAsianFindingDeals

That's not bad, my Lloyds 21 month limit was £3000 which is pretty pathetic

0% interest on balance transfers for 29 months with HSBC balance transfer card 2.75% BT fee (min £5) 21.9% APR @ HSBC
586°
Posted 21st AprPosted 21st Apr
Balance Transfer Credit Card benefits 0% interest for 29 months* on balance transfers made within the first 60 days of account opening A 2.75% fee applies (minimum £5). 0% … Read more
PHL

Never owned a credit card and have no idea which one to take out, is it better to take out a credit card with whom you bank with? :/

SR1234_2013

Do you want a shorter 0% period with a lower fee? Then this one may be better for you https://www.hotukdeals.com/deals/no-fee-0-interest-on-balance-transfers-for-18-months-credit-card-209-apr-at-santander-3704321?utm_source=mappshare&utm_medium=referral&utm_content=3704321&utm_campaign=2021-04-27

Publication1

Any cards you found better than this one ?

_pwD

Can you use all of it for the balance transfers?

reuyj

Likewise, I left them for one of the worst ranking banks (cash reward incentives ha) and I never looked back. My new bank despite being poorly reviewed is a million times better than HSBC

Barclaycard Platinum 0% interest on balance transfers for up to 24 months 0.9% BT fee 21.9% APR @ Barclaycard
93°
Posted 21st AprPosted 21st Apr
Your Barclaycard at a glance 0% interest on balance transfers for up to 24 months from the date you open your account. Transfers must be made within 60 days to benefit from the 0… Read more
SR1234_2013

I have never had a credit card so I can't be sure but I think they would charge a higher rate of interest on the remaining balance after the 0% period ends

creative_ltu

I mean I would need to set monthly payments so it fully pays out £3000. 24x £125. Or can I pay less , let's say £70 a month , but what would happen after I didn't managed to pay out £3000 by end of 24th month. Sorry for long question

creative_ltu

Dummy here. So if I transfer let's say £3000 and don't use card for any purchases but don't pay out fully myb£3000 by end of 24 months they will start to charge me 21.9% on remaining outstanding balance? Or do I need to set monthly payments so it would pay out my balance by end of 24 months?

Currey20

I had previously only been able to get very high APR credit cards, and eligibility checkers refuse me for most cards like this, but Barclaycard accepted my application but only gave me 18 months at 0% for balance transfers, but for me that’s amazing. They initially said it was a £200 credit limit until I proved my earnings, and then they increased it to £9,300. If you get refused for a lot of the high street cards, I’d say give this a go as I was really surprised. Regarding them reducing credit limits, all of the articles I’ve seen have been from people who don’t use their credit limits, but like to have it there for a rainy day. Barclaycard are now asking people to prove their income to show the credit limit they have is affordable, but I agree there’s a lot of negative press right now. Thanks op

gloxton

They reduced my limit by £10000 and refuse to give me a reason. I work in the NHS and have been working 12 hour shifts constantly since the pandemic started. Currently shopping around for a different provider and wouldn't recommend Barclaycard.

Free Classic Curve card + £12 bonus on first card transaction no min spend @ Curve
1764° Expired
Posted 16th AprPosted 16th Apr
We have worked with Curve to bring you a free classic curve card plus a £12 bonus on first card transaction no min spend (can be with virtual card or physical card). Offer is appli… Read more
noh

From the original post. "The offer period is 16th April to 16th May 23:59."

byzar

the deal expired?

noh

The £12 is paid after your first use of the card. Before that there is no mention of it.

pauljacksonphotography

No £12 for me, signed up and nothing mentioned about the £12

A57ton

OK Bye 👋

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April Refer a Friend bonus - Variable Amounts - £37 to £90 - Account Specific (No Referral Links in Thread) on Revolut
653° Expired
Posted 15th AprPosted 15th Apr
The referral bonus amount is upgraded for April and you can get £60 bonus, not bad as this is an easy way to bank £55 when you take off the £5 delivery fee for a standard card. Jus… Read more
juneflower68

No terms and conditions, no actual details whatsoever, it doesn't even mention Revolut. No court in the world do any more than laugh at you :)

cap

Wow that's actually an awesome opportunity. Wish I was offered this.

Mhad_Rana

If anyone wants to claim. Crop out my battery and time and good luck (y) Or let's do an American style class action (lol) (lol) (lol) (lol) 🤪

Mhad_Rana

Mhad_Rana

I was, I took a screenshot as proof and sent it in my claim.

Barclaycard Platinum 0% interest on purchases for up to 20 months & 0% interest on balance transfers for up to 18 months @ Barclaycard
1396°
Posted 14th AprPosted 14th Apr
After not being eligible for the Lloyd's card posted here I went on a little search and found this card, the website offers the same soft check on eligibility so it won't effect … Read more
gary333

Yes. Barclaycard don’t do current accounts.

misa58

Can you get this card without having a current account??

gary333

That’s only a problem if you need £300. In terms of credit score (not that there is actually any such thing from a lending point of view as each company will have their own selection criteria) won’t help you. In fact it could be seen by some companies algorithms that such a low amount means other companies are not prepared to lend, although less likely now as when applying for credit each company can see lots more about you - including your previous credit limits, balance and how much you paid off.

Enterpart

I thought it was opposite but you'll still be down £300 on your overall credit available to you

gary333

That is incorrect. Lenders can see the last 6 years worth of your credit accounts regardless of whether they are open or not, just like you can when you review your own report.