Credit Card Deals & Offers

You'll need to see what it says on the credit card agreement to be sure what the introductory offer actually is. I recently applied for a MBNA card which offered 0% for purchases but this offer was only valid for purchases made up to a certain date. After that date, normal interest applied.

Hi all a wee question about the MBNA 28 month 0 percent on purchases and balance transfers? Am I right in saying I will get 0 percent on any purchases I make on the credit card for the next 28 months or does it have a time limit for Eg I need to make a purchase by a certain date?

Goooooooooodddddd

This is such a pointless, holier-than-thou statement...

While you might not like the commonly used phrase of cash back as a cover all. That doesn’t make it wrong, except in true definition of the words. Yes, cash back should be actual cash back to you. I assume you always refer to pounds and pence as such. Never using slang or other colloquialisms.

Icebergs ahead!

500MB of data? That's not much fun unless you never leave the house.

Great thanks for help (y) 🏼

Yes you can as much as you need, just need to stay with in you credit limit. :)

Can u transfer money from two different credit card into this? Or can u use BAlance Transfer service only once?

Thank you all for making this clear. Love this place!

Check this out as well, which ever you prefer https://www.hotukdeals.com/deals/0-for-27-months-on-balance-transfers-with-no-balance-transfer-fee-santander-3094285

Can you get £100 back if you book on United.com, but the flight is one of their partners (eg Singapore Airlines?)

Thanks, on my Everyday cashback card.

wow..

Well that’s okay then...celebrate equality whatever way we get it (party)

I’d say it’s a fair chance either way

I looked at the wrong tandem card, they do a credit builder one with only low limit. I think the max limit on their other cards is £12k.

Tandem gave me 6k credit limit off the bat.

I don't know but will try and find out. I know someone on here applied for version 1 of the travel card (this is at least the 3rd version) and when version 2 came out with a longer offer period, they extended the date for them.

This is for best cashback Credit cards

I guess main USP is the spend abroad. Seems interesting. Does anyone know if you can upgrade from an existing Barclaycard, without running a credit check. My wife has the basic Barclaycard.

You legend! I didnt know you could do this and after realizing all I had to do was change browsers to access the live chat they manually enrolled me on the high street offers! So thank you for that one.. made my day (party) :{

Not on my platinum cashback card.

Where do you find the option for online chat? I could never find the option to actually open one! I got the email too yesterday and got happy for a second thinking there was a chance i could use the offers lol (ninja)

Bit s*** to be honest. Not the OP but rather Amex

Same email here. Rang up to complain and they "are looking into it" for me.

Haven't seen any broken down, not like the Disco 3 that kept the electronic handbrake on. 3 year waranty should cover any problems

it's not me being bitter, it's the absolute truth. from where i worked there has been 7 well trained , long term technicians leave. the main part of leaving is frustration with the brand and the support network around it. you know it's bad when you spend time at the training academy and even the people training you laugh at how abysmal things are.

nope, luckily i restore historic racing cars now.

Wow that's sour, do you work at asda now?

Everyone has them now, the employees get 35% and the car park is like a production line, XE and f paces as well. True alot of people have had to leave due to volume dropping but no need to be bitter

Are there no cards like this one where I can pay in full at the end of the year I’ve never done this before but need the money ...

Just done mine, takes about 30 seconds online but I already had online banking set up wit them as I'm already a regular customer with 123 account and mortgage.

I have my credit score maxed out with Experian (which they refer to "we gather information from a Credit Reference Agency called Experian") but still rejected. rubbish! Waste of time and credit score.

Hot for me. Got accepted straight away

Anyone knows how long it takes to do balance transfer?

The deal has changed and HUKD have inserted their own referral code. It was previously the JL & Partners Credit Card.

People expire their deals if it starts going cold so it doesn't "tarnish their deal history" that way people can't vote it's frustrating really not like your average heat actually matters

Unsure why this has been expired. Deal still live.

Anyone need a reference just PM me ;)

Yes you can do it by DD.

Is there an option to automatically pay the balance each month from a current account at a different bank?

Ive been using a 0.5% cash back card for years. On average I spend about £12000 per year using it (i use it for everything I can) and pay off full amount each month, so each year I net about £60 cash back - over the 5 years ive had it ... £300 total free money.

Sure, ping me a PM if you want!

Halifax Clarity has worked brilliantly for me for several years, highly recommended.

Same for halifax clarity, tandem, creation, barclaycard and othets. The other thing is on those cards there are no cash machine fees either. On natwest they charge you 3% so withdraw £200 and you oay £6 for the privilege. Also cash interest is 15.7% which is less than Clarity so thats good.

Yeah it looks like tandem pips clarity as long as you can get 18.9% APR. Cant find any info of withdrawal limit abroad

Would this card be any good for buying goods from the European union and delivered to the U.K. been using PayPal but their exchange rate isn't the best.

You are confusing the Post Office MasterCard credit card, and post office counters (cash) currency exchange service

My card company didn’t make a mistake. PayPal made the mistake by charging that card instead of the one I chose as my preferred payment method.

So is the advantage this has over starling and revolut etc that you get cc protection with this? I'd like to see a side by side comparison of all these cards lol

When a bank pays back money it incorrectly took it must pay the interest that money would have generated so that's probably what the extra was.

Looks like they changed it back again I spent ages on the phone arguing this and at first they pretended thats the way it always was and that you could never pay in original currency from a UK account

I recommend this together with Starling bank. Keep them as a combo. Halifax for purchases and Starling for cash withdrawal.

You changed your status to normal from the busness and personal thefore introducing the 1.4% charge. The charge for your £19.99 spend at amazon was 28p as it clearly says. So what on earth are you banging on about? Basicslly you have no idea what you’re doing and its not a reason not to get this card. Absolute nonsense!

Hi I got a Account and used in amazon for £19.99 to purchased. I received £ 3.27 charge. What is the point ? they will charge and get money. This is look like cheat. Don't get this card.

By cutting and pasting the URL I got TCB cashback as well as the £35 - but only £9.97 not the advertised £21 for a £500 top-up.

Was the best way to withdraw without any charges through PayPal?

What countries?? You should be aware that in China, although you will see the Mastercard and Visa symbols everywhere, the vast majority only accept cards issued by a mainland Chinese bank; this also goes for the majority of the ATMs. The place I stay has a population of ~11 million, yet there are less than a dozen ATMs in the whole city (that I know of), that will take non Chinese bank cards.

Of course it does! 48 is based on an official 125ml glass which is the one OP was referring to. :{

Big bottle but works out at £10/750m most proseco is around £6-7 so not a great deal

Depends on the size of the glass I suppose :{

Isn't that the equivalent of £10 for a 0.75l bottle? Must be good prosecco.

Me to SO : I promise I will only have one bottle this Christmas :) Guess this promise can be kept after all... Thanks for posting haha

Tried it with Virgin Atlantic Credit card, still treating it as a Purchase.

Reason being?

Use mine all the time, very useful.

I cannot live without this!

The longer i have to wait for this double charge to be resolved, the closer i'll get to closing this account. It's just lucky i've got some spare cash at the moment but it's not always the case.

The Amex Nectar card works out at around 5% on a 2k spend, factoring in £30 TCB cashback (tracked and confirmed within 7-10 days) and the 20k Bonus Nectar points. However, converting the bonus nectar points in the Sainsburys double up event can net well over 10%, depending on what you buy. I usually buy Ps4/Xbox games and then immediately sell them to CEX for cash as this is really easy to do. Works out around 11-12% (£220-£240 back) on a £2k spend within the 1st 3 months, which isn't too shabby for just a little bit of effort ;) You can ditch the card once the points are transferred to your Nectar card and then re-apply 6 months later as a new customer , same bonuses again, thank you very much.

What happened to their old 5% back on the first 3 months, capped at £3k spend? That made me open my account with them.

Hi. You’ve opted out of PMs. Drop me a PM and I’ll see what I can do. :)

Can you refer anyone? Could you refer me for example?

Saw that but thought 2k in 3 months may have been difficult on my normal shopping