Credit Card Deals & Offers

I do. Every little helps. Especially if you're looking for similar card with added bonus of 3 months 0% for purchases. Looks like the best offer on the market for this type of card.

Only allow one Barclaycard product per person.

Who is getting excited over £40 a year? XD

Lifted from the quidco site... What will stop me earning cashback?If you already have a credit card registered with Barclaycard

I thought BarclayCard do not allow people to have 2 cards with them. Surely I asked for a second card and was told I could have only one credit account with them

that is good to hear. the deal was taken off their site last night well before midnight as i looked for it at about 10pm and it was gone. i didn't take a screenshot of the deal so i don't have any evidence of the promise. it will therefore be difficult to refer to it if they don't cough up. often the credit card literature will have the promotion mentioned when the card comes but this is not always the case as we have had several introductory bonus cards. the t&c of this promotion is very easy. make a purchase for any amount on your credit card within the first month and the bonus will be paid before the third month if i remember correctly.

TrustPilot is full of negative reviews as people just like to vent in the hopes of getting some sort of kick out of it, or indeed compo. I’ve been with them for many years and have had no reason to complain at all, or actually contact them about anything in fact. What are the terms of the bonus? Is it payable after XX months of having the card? Etc.

just found this on barclaycard, so guess just as well i am only going to use it to get the £25 bonus as they sound like a terrible credit card provider. just hope they cough up on the bonus as they had promised. sounds like it will be a struggle to get the bonus sorted if they don't cough up from the reviews as customer service is really bad. https://uk.trustpilot.com/review/www.barclaycard.co.uk

They don’t look at your “score” at all - trust me. Even the “quick checks” look at the data on your files - in particular it looks for bad markers and defaults as well as confirming identity and addresses - it can do a lot in “just 10 seconds”. Ignore any gumpf on unsolicited websites such as the one posted - they only get you to apply via them so they earn a commission.

irrespective of what you keep saying, there are lots of articles that state that a good credit rating will allow you to have a credit card and poor credit rating will stop you qualifying for one. here is another example below. https://www.moneyexpert.com/credit-cards/how-many-credit-cards-can-i-have/ from my personal experience i find that the cashback credit cards have given me low credit limit and the standard credit cards give me a higher credit limit. when you apply for a credit card, the automated process determine if you qualify for the credit card or not, and it does this by looking at your credit score as the process takes no more than 10 seconds before it accepts or rejects you (or to say that it needs to review your application) and so this is too short a span of time to look at the applicant's credit history. for 10 seconds, the system would only ever be able to look at a score before returning a decision. if your credit score is low or there are problems matching you with the electoral register then the review process would kick in later, and at that stage the credit history would be examined. however when i have applied for credit cards in the past, several times i get a decision instantly of qualifying or that i do not qualify and they need to review. so when i do qualify they are looking at the credit score and not the credit history as this would take longer than the 10 seconds process. https://www.moneyexpert.com/credit-cards/how-many-credit-cards-can-i-have/

great

I haven't had an email from Barclays to say order for the credit card has been placed. Is this normal. I've checked spam folder too but nothing

Well it is free money. With this card all you need to do is pay the minimum every month. A had a credit card in the past and all I had to pay was £25 monthly. You can continue to do this for 27 months without getting charged interest. But before this offer ends make sure u pay all the balance off; before interest starts getting charged

Why are people saying ‘its free money for over two years as long as you pay it off before 28th month’? Does that mean you will be charged 28 x monthly interest if in that month if you dont pay it all off before then? I thought you just start incurring a monthly interest so therefore it would be ‘free’

I just applied for this credit card without going through cashback site thinking I was going to get rejected anyways. But guess what I've been accepted (embarrassed)

I can't see anything that suggests that wouldn't work?

What if I apply for a current account today, then apply for the CC tomorrow?

The only issue is that only for their customers. Thanks though

good deal

Thanks, was looking for a 0% card to replace my Sainsbury's one that's coming to an end, all done and approved within a few minutes.

thanks gazza

You’ll have a statement date when your statement is produced followed by a payment due date. If the balance is there before the statement date then the balance will get statemented for that month and be payable by the due date, usually around 20-25 days after the statement date.

what do you mean statemented? basically if I pay it back within the first month it's ok??

Yeah and still nothing from them 4 working days later. Or even a card.

No. This is a Balance Transfer card for transferring a balance from another credit card.

I use money now all of it and pay it back gradually? What I don’t understand Is that all the money used has to be paid within 60 days to remain 0 percent. So this is like 60 day loan and pay it back before it reaches 60. Get £20 reward.

What do you mean?

Yes

I do agree that AMEX travel are not always competitive and that you do need to shop around. However what is quite socking really is that you haven’t done a like for like comparison. Do a search for the exact same dates, routes, flights, etc on both websites then you can call it a comparison.

Anyone with AMEX British Airways that can say if valid for that card as well, please?

Deal goes hot so quickly because of the poster, not because of the deal.

Thank you for this. Heat added. Just booked a weeks car hire in Charlotte, North Carolina and with the cashback will save £30 over the cheapest quote I could find anywhere else. (y)

I don't think so. I was hoping someone else would try it and post..

So it didn't track for me via Topcashback, however have lodged a missing cashback claim which I expect should pay out in a few months as my agreement confirmed it was opened via Topcashback. £20 from Barclaycard didn't arrive either so I've been messaging back and forth the last few days. They initially said as I had opened via Topcashback I wasn't eligible for the offer, so I challenged them on it and asked them to point me to the term in the offer conditions which prevents me from being eligible. The next message was a goodwill gesture of £20. So they didn't actually admit it, but it's pretty clear they messed up their terms by not explicitly stating you had to open the account via the Barclaycard website only!

You will only receive the cashback once and the credit will be applied to your account within 2 working days from the point your balance transfer is processed. It will show on your account shortly after it is applied, and will be visible on the next statement you receive after that.

Anybody have any luck getting the TCB and Barclaycard cashback? My TCB tracked but no sign of Barclaycard £20

I have done many times. If you call they will give u answer no. But when you come to transfer debt , all you have to provide is credit card no. And it had always accepted regardless of name.

You have 18 months interest free to pay off the balance from account opening.

Why is this expired? Looks available to me.

BTW - I have an 'excellent' credit score and got refused for this card lol. Makes me wonder what kind of customers they actually want. Looks to me they want customers who can't pay so they can make money out of them. The way these banks choose customers is pure BS.

keep your money on socks then...

All these banks are legalised criminals. Check this out: https://www.bbc.co.uk/news/world-europe-51141519

do you have to send in proof of income?

Ironically I have had the cashback declined for this. No idea why (confused)

Now showing as £20 cashback

Yeah, i tried santander, m&s and virgin and all accepted on the "soft search".

They’ll never be 100% , the problem comes when you get pre approved on the soft search but declined on the hard. Personally I wouldn’t bother if soft search said no. Virgin had a decent offer, no TCB But 27 months 0% with a 1.45% fee, depends on how much / why you’re shifting.

How reliable is the eligibility checker? I have a good credit score, no outstanding debts, good salary, On the electoral roll but, it refuses me. Done the wife, who's had a Barclays credit card 4 years ago, again no debt..etc..etc.. refused.

Haha, I am tracking mine on TNT now, still not attempted delivery yet! Merry Christmas all!

So close :-) my transaction is complete 22nd December, but TNT tried to deliver at 9:00am instead of Hermes. They knocked, but didn’t ring the doorbell. They left a calling card, but now delivery will be sometime after Christmas. At least everything has tracked properly.

Yeh, got the spend on my account dated 22nd and called Amex who confirmed that I’m all set! Just need to wait for it to arrive which should be today! 🤞🏼 hope you all enjoy the holidays!!

@AhmedMatar @nickdeals My transaction has been fully charged and the Amex credit is already showing. Amex always honours if the terms and conditions are met in my experience. Amex has the best offers, better than any other bank that I know of. Time to try some freshly roasted coffee beans and maybe even take out a coffee subscription to HasBean or one of the other suppliers.

Merry Christmas to you too Nick, my name is not actually Dominic,I took it from a christmas song Chris Moyles plays on his radio show as his newsreader and co-host is called Dominic!

I bought £500 worth of Morrisons Gift Cards and already have the £50 back on my Amex card.

No max spend on my card

Any max spend ?

I bought loads of morrisons gift vouchers last time and then use them to buy fuel .

I got two Amex cards. I've been getting loads of 10%s on my platinum card recently. Nothing showing on there this time but my rewards card has 7% available. Cheers op

Did this one trigger the notification email for anyone when spending? The general supermarket one on my Platinum cashback card did, but no email through after spending on the BA card with this deal. Likely be fine, but wondered if it's consistent with what others have experienced with this offer.

Can avios points be changed for cash, or traded anywhere?

yay

Selected cards only (annoyed)

Not showing on either of my BA Amex cards.

Nope, single use.

I spent £50 in Tesco last week and got £10.00 credit back on the statement. Can i use it again in a differeng supermarket?

Does anyone know whether this stacks with the morrisons 10% back? I got both offers on my card and need to do some Christmas dinner shopping!

I did get the email for this version of the offer, but not for my BA card spend for the Avios points version (see post above). The first has paid the statement credit already, likely the Avios points one will be fine, just have to keep an eye on it. Does seem pretty hit and miss.

Valid once per card - so yes, only one spend.

Already here https://www.hotukdeals.com/deals/annual-official-london-theatre-sale-3335076

Discount code not valid today 10 December ;(

On red website says Available seven days a week for lunch or dinner, excluding bank holiday weekends, Valentine's Day and Mother's Day weekend. Available during the festive period, excluding bank holidays. Reservations must be made in advance. Opening hours vary depending on location. very confusing

This experience is not available during bank holiday weekends, Valentine's day, Mother's day, Father's Day and other special occasions and between the dates of 16th December-31st December

Can't confirm, however can confirm I purchased 2 experiences from RLD the other night and they showed up on my statement as "BUYAGIFT.CO.UK, ENFIELD ENFIELD" I got the email from Amex almost instantly confirming the purchase and the credit has already been applied to my account as "REDLETTERDAYS.CO.UK"

Went the other day, both had pizza, and gotta be honest, was like it came from a supermarket. For the price I paid the meal was OK but I wouldn't be rushing back.

Agreed

It is if anyone gets it.

Surely the free 15 pounds is a better sign up offer than this

Hey, That's what the terms and conditions say: The £10 voucher placed in your PayPal account (the “Voucher” or “Offer”) is available to customers who have successfully signed up for a new UK PayPal account between 12.01am GMT, 22 November 2019 and 11.59 GMT, 10 December 2019. I certainly don't qualify as a new customer :)

Strange cause I can see this deal when logged to my pp account. Someone please clarify :)