Credit Card Deals

Credit Card Deals & Offers

1,370 deals29,421 comments
Credit cards offer a flexible way to borrow money – using the right card in the right way, can mean they are cheap too. If customers need a new credit card, have existing debts they want to reduce the interest rate on, or are keen to earn cashback or rewards, HotUKDeals collects all the best credit card deals. Read more
Best credit card deals for October 2018 (see post for details)
1076°pinned
Refreshed 13th OctRefreshed 13th Oct
*Credit card deals: Updated October 2018* This thread aims to give you the latest credit cards deals for new customers across both borrowing and spending. Whether you need to tra… Read more
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eacesar

You'll need to see what it says on the credit card agreement to be sure what the introductory offer actually is. I recently applied for a MBNA card which offered 0% for purchases but this offer was only valid for purchases made up to a certain date. After that date, normal interest applied.

delpy8

Hi all a wee question about the MBNA 28 month 0 percent on purchases and balance transfers? Am I right in saying I will get 0 percent on any purchases I make on the credit card for the next 28 months or does it have a time limit for Eg I need to make a purchase by a certain date?

unhappybunny

Goooooooooodddddd

Adam_R-c7eb8.09265

This is such a pointless, holier-than-thou statement...

Oneday77

While you might not like the commonly used phrase of cash back as a cover all. That doesn’t make it wrong, except in true definition of the words. Yes, cash back should be actual cash back to you. I assume you always refer to pounds and pence as such. Never using slang or other colloquialisms.

AMEX - 10% off Emirates
85°
Found 21 h, 14 m agoFound 21 h, 14 m ago
Got an email with a code for 10% off emirates with AMEX. Book between 1st Nov to 14th Dec and 1st Jan to 30th Nov 2019!
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ukdarbo

Doesn’t seem to work on mobile. I’ll have a look when I get to work. Thanks

Kiran834

http://www.emirates.uk/amexukvideo2018 Try clicking that link and watching the video maybe?

ukdarbo

Not working for me either. Desperate to book flights. Waiting to see if anything moves during Black Friday

Kiran834

Strange.. It didnt state anything specific like that in the email? Just says put the code in. Maybe caps sensitive?

danby22

I think they let you cancel upto 24 hrs, without charges, after the booking. Should you get the dates mixed up, names spelt incorrectly or the likes, this comes in handy. Worth a try if the tickets are still available for a fresh booking, no other inconveniences etc.

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No Balance Transfer fee and 0% Interest Fee Credit Card (26 months) @ Sainsburys Bank
319°
Found 12th NovFound 12th Nov
Benefits 0% interest on balance transfers up to your first 26 months . We may offer you a 0% interest period of 23 or 20 months depending on your individual circumstances No… Read more
FCrux

Great thanks for help (y) 🏼

Brutes

Yes you can as much as you need, just need to stay with in you credit limit. :)

FCrux

Can u transfer money from two different credit card into this? Or can u use BAlance Transfer service only once?

DeeKay86

Thank you all for making this clear. Love this place!

Brutes

Check this out as well, which ever you prefer https://www.hotukdeals.com/deals/0-for-27-months-on-balance-transfers-with-no-balance-transfer-fee-santander-3094285

AMEX - £100 off £500 at United Airlines
283°
Refreshed 13th NovRefreshed 13th Nov09/12/2018Expires on 09/12/2018
Just thought Id post for those that are interested to see it :) Any discount on flight tickets is always a plus from me!
boonkoh

Can you get £100 back if you book on United.com, but the flight is one of their partners (eg Singapore Airlines?)

morgie

Thanks, on my Everyday cashback card.

prazak

wow..

RizB

Well that’s okay then...celebrate equality whatever way we get it (party)

SomebodE

I’d say it’s a fair chance either way

Barclaycard Platinum cashback with 0.25% - No fees worldwide and can withdraw cash abroad and get till the statement day to pay it off
236°
Found 9th NovFound 9th Nov
Barclaycard Platinum cashback plus gives you cashback on all your everyday spendin g This has got to be better then Clarity Card as the cashback will make up for the visa rate. Al… Read more
crumpetman

I looked at the wrong tandem card, they do a credit builder one with only low limit. I think the max limit on their other cards is £12k.

chamelion

Tandem gave me 6k credit limit off the bat.

Thar

I don't know but will try and find out. I know someone on here applied for version 1 of the travel card (this is at least the 3rd version) and when version 2 came out with a longer offer period, they extended the date for them.

Rkp

This is for best cashback Credit cards

wallstreetcrash

I guess main USP is the spend abroad. Seems interesting. Does anyone know if you can upgrade from an existing Barclaycard, without running a credit check. My wife has the basic Barclaycard.

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Get 10% Back at Odeon Offer on AMEX (max £30)
230°
20/12/2018Expires on 20/12/2018Found 8th NovFound 8th Nov
10% back max upto £30 Found on my gold card offers (ninja)
Kiran834

You legend! I didnt know you could do this and after realizing all I had to do was change browsers to access the live chat they manually enrolled me on the high street offers! So thank you for that one.. made my day (party) :{

markwigg

Not on my platinum cashback card.

Kiran834

Where do you find the option for online chat? I could never find the option to actually open one! I got the email too yesterday and got happy for a second thinking there was a chance i could use the offers lol (ninja)

slliw

Bit s*** to be honest. Not the OP but rather Amex

kar999

Same email here. Rang up to complain and they "are looking into it" for me.

Range Rover Velar 2.0 on £514.32 / 36 months lease with £1542.97 deposit Select Car Leasing
-548°
Found 8th NovFound 8th Nov
Range Rover Velar for £514 per months on 36 months lease with £1500 deposit That's around £20K for three years, quite good price for this type of car
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nougat

Haven't seen any broken down, not like the Disco 3 that kept the electronic handbrake on. 3 year waranty should cover any problems

gav123

it's not me being bitter, it's the absolute truth. from where i worked there has been 7 well trained , long term technicians leave. the main part of leaving is frustration with the brand and the support network around it. you know it's bad when you spend time at the training academy and even the people training you laugh at how abysmal things are.

gav123

nope, luckily i restore historic racing cars now.

0901salmoc

Wow that's sour, do you work at asda now?

tinkertaylor

Everyone has them now, the employees get 35% and the car park is like a production line, XE and f paces as well. True alot of people have had to leave due to volume dropping but no need to be bitter

0% for 27 months on balance transfers with no Balance transfer fee @ Santander
770°
Found 30th OctFound 30th Oct
Pay less interest 0% On balance transfers for 27 months from account opening with no balance transfer fee 0% On purchases for 3 months from account opening No monthly fee U… Read more
iknowwhere2look

Are there no cards like this one where I can pay in full at the end of the year I’ve never done this before but need the money ...

Budden

Just done mine, takes about 30 seconds online but I already had online banking set up wit them as I'm already a regular customer with 123 account and mortgage.

B4rT45

I have my credit score maxed out with Experian (which they refer to "we gather information from a Credit Reference Agency called Experian") but still rejected. rubbish! Waste of time and credit score.

thedon6915

Hot for me. Got accepted straight away

yusuf1st

Anyone knows how long it takes to do balance transfer?

Get a £35 spend and one Interbank rate swap with the WeSwap currency card
-37°
Found 28th OctFound 28th Oct
This card from WeSwap* allows you to spend worldwide and swap pounds into euros, dollars and 15 other currencies. Apply via our link and you'll get an extra £35 of currency when … Read more
LOL_is_stupid

The deal has changed and HUKD have inserted their own referral code. It was previously the JL & Partners Credit Card.

tobybignell

People expire their deals if it starts going cold so it doesn't "tarnish their deal history" that way people can't vote it's frustrating really not like your average heat actually matters

LOL_is_stupid

Unsure why this has been expired. Deal still live.

HSBC credit card - 26 months of zero % apr and if your purchase is £300 or more you get £25 cashback!
399°Expired
Found 20th OctFound 20th Oct
Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need. Plus, our Dual Credit Card offers cashback as well as… Read more
DealJourno

I don't buy stuff though unless I need it most of the time. Wanting it isn't enough, so normally save.

me106

No, this card isn't good for existing debt due to the fee. But for larger purchases it's a good interest free period. People often criticise credit cards citing the old line "don't buy what you can't afford", but interest free periods mean that you effectively get something cheaper, as prices will have gone up once the interest hits. They're a really powerful tool, if used responsibly

tom144000

If you have a TCB account, you could try this instead: https://www.topcashback.co.uk/tesco-bank-foundation-credit-card/

Anon32

Agreed. HSBC are so slow its unresl. I wasn’t automatically accepted had to send wages etc... But first world problems. For me I can get my gas fire and get £25 off so its a no brainer You would be better getting a credt builder card to start you off

seamill

I applied for one of these cards online on the 19th September. I still have not received it over 1 month later. I phoned HSBC who told me I'd been accepted, and that the card would be sent shortly. So if you do apply, you may be waiting some time for your card.

Tandem Credit Card - 0.5% cashback on spending worldwide and no FX charges on spending or cash withdrawals abroad!
166°
LocalLocalFound 20th OctFound 20th Oct
Not only does this card offer no fee FX spending but you also get .5% Cashback for spending worldwide including at home. This means you get better than the interbank rate as master… Read more
Revolex77

Anyone need a reference just PM me ;)

kharma45

Yes you can do it by DD.

Lucero

Is there an option to automatically pay the balance each month from a current account at a different bank?

mofman

Ive been using a 0.5% cash back card for years. On average I spend about £12000 per year using it (i use it for everything I can) and pay off full amount each month, so each year I net about £60 cash back - over the 5 years ive had it ... £300 total free money.

kharma45

Sure, ping me a PM if you want!

HSBC Advance Credit Card 32 months @ 0% apr and only a .6% fee reduced from 1.4% fee. Minimum transfer is £300. Free £25 cashback
387°Expired
Found 13th OctFound 13th Oct
Advance Credit Card. Available exclusively for existing HSBC Advance customers, this card offers a generous rewards programme with discounts on top brands around the world. Plus, y… Read more
Sammy86

Can I balance transfer from my HSBC premier to a new advance MasterCard?

LankyChris

Yes but at a higher fee of 1.4% https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards/#hsbc

DSB690

I mean I feel your reply wasn’t abrupt in the slightest. (lol)

Anon32

Read the first line of the post. What does it say? If you need to join advance then it’s here

pooool

Can existing non-Advance HSBC customers get this pls?

No foreign transaction fees Ever on Natwest Credit Card
421°
Found 12th OctFound 12th Oct
The NatWest Credit Card Representative 9.9% APR (variable). No annual fee Good for - low rates and saving money abroad No foreign transaction fees Low rates on purchases and bala… Read more
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a904lea

Halifax Clarity has worked brilliantly for me for several years, highly recommended.

Anon32

Same for halifax clarity, tandem, creation, barclaycard and othets. The other thing is on those cards there are no cash machine fees either. On natwest they charge you 3% so withdraw £200 and you oay £6 for the privilege. Also cash interest is 15.7% which is less than Clarity so thats good.

vickyboy123

Yeah it looks like tandem pips clarity as long as you can get 18.9% APR. Cant find any info of withdrawal limit abroad

Dannyj2009

Would this card be any good for buying goods from the European union and delivered to the U.K. been using PayPal but their exchange rate isn't the best.

unhappybunny

You are confusing the Post Office MasterCard credit card, and post office counters (cash) currency exchange service

Halifax Clarity Credit Card for Travellers - Zero Purchase & withdrawal Fees & Mastercard FX Rates
712°
Found 11th OctFound 11th Oct
We're looking at going on holiday next month and were looking at some of the cheapest ways to pay while avoiding pricey foreign exchange costs. Halifax's Clarity credit card was t… Read more
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blabbity

My card company didn’t make a mistake. PayPal made the mistake by charging that card instead of the one I chose as my preferred payment method.

jumpinoffthbed

So is the advantage this has over starling and revolut etc that you get cc protection with this? I'd like to see a side by side comparison of all these cards lol

jumpinoffthbed

When a bank pays back money it incorrectly took it must pay the interest that money would have generated so that's probably what the extra was.

dickybow

Looks like they changed it back again I spent ages on the phone arguing this and at first they pretended thats the way it always was and that you could never pay in original currency from a UK account

mujunk

I recommend this together with Starling bank. Keep them as a combo. Halifax for purchases and Starling for cash withdrawal.

FairFX pre paid card. Free £35 with no purchase necessary. - An extra £15 over groupon - £500 top-up required
201°
Found 10th OctFound 10th Oct
The Fair FX sterling* prepaid card, as its name suggests, allows you to load it in pounds. It converts it to other currencies when you spend overseas, and charges a relatively lo… Read more
Anon32

You changed your status to normal from the busness and personal thefore introducing the 1.4% charge. The charge for your £19.99 spend at amazon was 28p as it clearly says. So what on earth are you banging on about? Basicslly you have no idea what you’re doing and its not a reason not to get this card. Absolute nonsense!

Sisira_.

Hi I got a Account and used in amazon for £19.99 to purchased. I received £ 3.27 charge. What is the point ? they will charge and get money. This is look like cheat. Don't get this card.

faddy54

By cutting and pasting the URL I got TCB cashback as well as the £35 - but only £9.97 not the advertised £21 for a £500 top-up.

grilli

Was the best way to withdraw without any charges through PayPal?

Gentle_Giant

What countries?? You should be aware that in China, although you will see the Mastercard and Visa symbols everywhere, the vast majority only accept cards issued by a mainland Chinese bank; this also goes for the majority of the ATMs. The place I stay has a population of ~11 million, yet there are less than a dozen ATMs in the whole city (that I know of), that will take non Chinese bank cards.

2000 reward points with £50 online spend with Amex at selected retailers
228°Expired
Found 2nd OctFound 2nd Oct
Reward points This offer is only applicable to online spend made at the following participating websites: boots.com (http://www.boots.com) , currys.co.uk (http://www.currys.co.u… Read more
mrbojangles90

I got 5k for £150 on the gold card

imy_dc2

Not available on my card.

flamethrower

nothing in any of my gold cards

skgwho

None on mine sadly :/

stevenhp1987

Account specific. Nothing on my Gold card.

Show off this Xmas with a 6 litre bottle of prosecco! £79.99  A slightly smaller, three litre bottle of prosecco is available for £39.99, as well as 1.5 litre prosecco magnum for £13.99 @ Aldi.
191°
31/03/2019Expires on 31/03/2019Found 24th SepFound 24th Sep
Be everyone's favourite guest this Christmas with this show stopping Methuselah bottle of Giotti Spumante Prosecco, the equivalent of eight regular sized bottles or 64 glasses
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surreykw

Of course it does! 48 is based on an official 125ml glass which is the one OP was referring to. :{

Gav_881

Big bottle but works out at £10/750m most proseco is around £6-7 so not a great deal

furiousjammin

Depends on the size of the glass I suppose :{

liamf12

Isn't that the equivalent of £10 for a 0.75l bottle? Must be good prosecco.

Panni

Me to SO : I promise I will only have one bottle this Christmas :) Guess this promise can be kept after all... Thanks for posting haha

Free Curve Card - updated features - one Card to rule them all - 0% fees for foreign currencies
534°
Refreshed 2nd OctRefreshed 2nd Oct
I've had this card for a couple of weeks now and really impressed with it. It's not a bank card, it's not even an online bank card like Monzo or Revolut, it's simply a card to link… Read more
jchung07

Tried it with Virgin Atlantic Credit card, still treating it as a Purchase.

tjc2005

Reason being?

tjc2005

Use mine all the time, very useful.

adealor2

I cannot live without this!

HankHandsome

The longer i have to wait for this double charge to be resolved, the closer i'll get to closing this account. It's just lucky i've got some spare cash at the moment but it's not always the case.

£50 gift card, free with £1000 spend on Amex - New Users Only
235°
Found 19th SepFound 19th Sep
10000 bonus reward points (redeemed for a gift card worth £50) when you spend £1000 in your first three months. Pay balance in full by direct debit to avoid paying any interest and… Read more
rooney10

The Amex Nectar card works out at around 5% on a 2k spend, factoring in £30 TCB cashback (tracked and confirmed within 7-10 days) and the 20k Bonus Nectar points. However, converting the bonus nectar points in the Sainsburys double up event can net well over 10%, depending on what you buy. I usually buy Ps4/Xbox games and then immediately sell them to CEX for cash as this is really easy to do. Works out around 11-12% (£220-£240 back) on a £2k spend within the 1st 3 months, which isn't too shabby for just a little bit of effort ;) You can ditch the card once the points are transferred to your Nectar card and then re-apply 6 months later as a new customer , same bonuses again, thank you very much.

teh.arn

What happened to their old 5% back on the first 3 months, capped at £3k spend? That made me open my account with them.

gkdkfcd2003

Hi. You’ve opted out of PMs. Drop me a PM and I’ll see what I can do. :)

Weeky

Can you refer anyone? Could you refer me for example?

Opeteo

Saw that but thought 2k in 3 months may have been difficult on my normal shopping

£25 cashback on for 32 months Balance Transfer Credit Card (1.4% fees) NO ANNUAL FEE @ HSBC
310°Expired
Found 19th SepFound 19th Sep
The Offer Payment 4.If you meet the requirements for this offer as described below, we will make a payment of £25 to your Credit Card Account by 28 February 2019. 5. We will… Read more
Anon32

That’s this hsbc card here spend £300 and get £25 cashback

stevo6105

No. That's the minimum amount you have to transfer. So you would have already spent the 300quid on the card your transferring from

cossy3

So you have to spend 300 quid on it to get 25 quid?

stevo6105

Can you check if eligible before applying?

kyeung

No they go via Bank of Ireland.

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