I have never had a credit card so I can't be sure but I think they would charge a higher rate of interest on the remaining balance after the 0% period ends
I mean I would need to set monthly payments so it fully pays out £3000. 24x £125. Or can I pay less , let's say £70 a month , but what would happen after I didn't managed to pay out £3000 by end of 24th month. Sorry for long question
Dummy here. So if I transfer let's say £3000 and don't use card for any purchases but don't pay out fully myb£3000 by end of 24 months they will start to charge me 21.9% on remaining outstanding balance? Or do I need to set monthly payments so it would pay out my balance by end of 24 months?
I had previously only been able to get very high APR credit cards, and eligibility checkers refuse me for most cards like this, but Barclaycard accepted my application but only gave me 18 months at 0% for balance transfers, but for me that’s amazing. They initially said it was a £200 credit limit until I proved my earnings, and then they increased it to £9,300. If you get refused for a lot of the high street cards, I’d say give this a go as I was really surprised. Regarding them reducing credit limits, all of the articles I’ve seen have been from people who don’t use their credit limits, but like to have it there for a rainy day. Barclaycard are now asking people to prove their income to show the credit limit they have is affordable, but I agree there’s a lot of negative press right now. Thanks op
They reduced my limit by £10000 and refuse to give me a reason. I work in the NHS and have been working 12 hour shifts constantly since the pandemic started. Currently shopping around for a different provider and wouldn't recommend Barclaycard.
Posted 14th AprPosted 14th Apr
Barclaycard Platinum 0% interest on purchases for up to 20 months & 0% interest on balance transfers for up to 18 months @ BarclaycardBarclaycard Shop Deals
After not being eligible for the Lloyd's card posted here I went on a little search and found this card, the website offers the same soft check on eligibility so it won't effect … Read more
Can you get this card without having a current account??
That’s only a problem if you need £300. In terms of credit score (not that there is actually any such thing from a lending point of view as each company will have their own selection criteria) won’t help you. In fact it could be seen by some companies algorithms that such a low amount means other companies are not prepared to lend, although less likely now as when applying for credit each company can see lots more about you - including your previous credit limits, balance and how much you paid off.
I thought it was opposite but you'll still be down £300 on your overall credit available to you
That is incorrect. Lenders can see the last 6 years worth of your credit accounts regardless of whether they are open or not, just like you can when you review your own report.
Just remember to read the small print. Tesco Bank keeps offering me a 0% interest balance or money transfer until October 22 on my Tesco credit card. When you read the small print is says ' You will be charged interest on any purchases made, even if you pay off the full purchase balance each month, until you repay your balance or money transfer(s) in full'. So if I continue to buy stuff with my Tesco credit card and pay it all off each month I will now be charged interest whereas before I wasn't. What they give with one hand they take back with the other... ;)
This year alone I applied for three credit card as I was buying a car and didn’t want to empty my account. Approved without any proof/documents etc with credit limit above my expectations
I would tend to agree with you about tightening up but I applied for the 15 month no fee card and my credit limit is 20k :o :o :o :o I only needed a quarter of that
I understand... recently applied for another card and was approved no questions asked. I do used credit cards a lot but not all of them. Also keep switching MBNA cards recently depend on the offers. I think I do needs to cancel some cards as I am not using them and only keep the one I used. Regards
Banks are tightening up on their lending, unless you bank with that institution they want to see proof. The more open credit (credit you don't utilise) you have the less it goes in your favour. I had the same problem with American Express, I went to pay for farm equipment for my brother in law and it was declined. I called Centurion customer services and it was because I hadn't used my card in such a long time and they needed to see proof I had the funds to repay them back. I sent the collections department a copy of my online banking screen and the transaction was approved.
Barclaycard: Payment Services and Credit Card Provider
Barclaycard is a British credit card provider that is wholly owned and run by Barclays Bank. With over 10 million cardholders, it's a mainstay of the UK economy and provides plenty of benefits for loyal customers. This buyer's guide will help you find the ideal Barclaycard and use it to access discounts across the retail spectrum.
New Way of Paying
Barclaycard was the UK's first modern credit card. It first appeared in 1966, with its trademark blue, white and gold striped colour scheme, and rapidly grew in the late 60s and 70s as consumer credit started to take off.
The firm participated in the VISA system when it was launched in 1977, and was one of the first UK credit card providers to offer rewards for its customers, starting a loyalty program back in 1986. At the same time, Barclaycard created a popular image through its iconic commercials featuring celebrities like Alan Whicker and, more famously still, Rowan Atkinson as a bumbling British spy.
Through skillful image cultivation and its reliable services, the card became a staple of British personal finance, attracting 10 million customers by 2017 (20% of all UK cards). It continues to innovate, striking up partnerships with hotel groups like Hilton and major aviation companies as well as running its own entertainment venue and pioneering wearable payment methods.
Nowadays, Barclaycard is a major credit card provider in the UK. You can make purchases on credit via VISA, MasterCard or American Express, so almost any UK retailer will accept your card. You can pay for transport via contactless payments, manage your money online, consolidate debts and accumulate bonus points to redeem on little extras. So there are plenty of reasons to have one, but finding the right card isn't so simple.
How Do You Access Your Barclaycard Account?
When you take out a Barclaycard, almost anything you need to do can be achieved online via the company's online banking service. You'll find the login pages on their website, where signing up takes no more than a few minutes if you are a cardholder.
To access the MyBarclaycard service, you'll need to go back to your registration documents to find your Barclaycard ID, your passcode and the “memorable word” you specified when you acquired your card. But don't worry if you can't find these details. Your Barclaycard number and security questions will also allow you to get into the online banking site.
When you've logged in, you'll be able to check all of your recent transactions, make money transfers, pay off debts and set up e-mail or SMS alerts to let you know when payments are going to be due. You can also get in touch with Barclaycard's support team and manage your Rewards Points if you've chosen a Freedom Rewards card.
To manage your account when you're on the go, you can also use your phone or tablet and the Barclaycard app. The app is available for iOS and Android devices.
Barclays offers a range of different credit card options, not all of which will be ideal for you, so look carefully and pick an option that meets your financial limits and spending habits. Here are the main options you'll find at the HotUKDeals Barclaycard listings:
Balance Transfer Cards – These cards are specially created to allow you to move credit card balances from one bank to another. For instance, you may have £2,000 in debt on one account paying an interest rate of 5%, but Barclaycard's balance transfer cards could offer an interest-free period for 6 months, letting you save money (theoretically). So, if you have run up debts at other banks and need to consolidate what you owe, but still need access to a credit card, these cards could be the ones to go for. Barclaycard's Platinum balance transfer cards always come with time limits. During these periods, zero interest rates apply, but you'll need to pay off your debt by the time they end or significant rate rises kick in. But if you're able to do so, these cards are an excellent option.
0% Purchase Cards – Essentially very similar to Barclaycard's balance transfer cards, these cards tend to come with a couple of years (or more) of zero-interest credit, at which point you'll see your rates spike. Within the time limit, as long as you clear your monthly debts, there's no interest to pay, making them a practical option for disciplined credit card users.
Standard Purchase Cards – Most people tend to take out standard Barclaycards. These function, as you might expect, offer a set rate of interest for all credit card purchases (typically between 7% and 21% although that can change). Some come with perks for travellers, like no-fee Sterling transactions, so if you intend to head overseas regularly, they are well worth considering.
Rewards Cards – These are the cards that true bargain hunters should go for. Why? It's simple. Rewards Cards allow you to accumulate Freedom Rewards Points with every purchase or hotel room discounts via the Hilton Honors card.
Credit Building Credit Cards – If you haven't got a great credit rating, these are the cards to go for. They usually have tight credit limits (up to £1,200) and high interest rates should you fail to pay them off in time. However, if you do stay clear, they let you build up a reliable credit rating before graduating to other cards.
Business Barclaycards – Barclaycard is also a major supplier of credit cards to businesses across the UK. These could be for small business owners to replenish stock or make essential purchases, or prepaid cards for employees. For small businesses, Barclaycard offers features like flexible loans, interest-free period bonuses for regular payments and partnerships with vehicle or equipment hire companies that deliver extra savings. They also offer payment solutions for online and bricks-and-mortar businesses, which small retailers may well find attractive.
How to Pick the Right Barclaycard Account
Whenever you take out a credit card with Barclaycard or anyone else, there are certain things to look for in the small print:
APR – The Annual Payment Rate is the interest rate you'll pay on your credit card debt if you fail to pay off your debt at the end of your month. It varies between cards and is partly dependent on your credit rating. Less reliable borrowers tend to have cards with higher APRs and vice versa for those with no issues. You'll also see a number called the “purchase rate”. This is almost always the same as the APR for consumer credit cards and is the rate you'll pay for any purchases you make.
Assumed Credit Limit – Your credit limit is simply the amount of money Barclays will lend to you over a single month. Again this varies depending on which card you have, which in turn depends on how Barclays assesses your credit risk. Generally speaking, your rate is flexible and can increase (or decrease) depending on your credit history, which is an incentive to spend wisely and pay off debts on a monthly basis.
Fees – Many credit cards extract annual fees for administration and credit management. The good news about Barclaycard is that they don't currently charge any such fees, which is one of the reasons why their cards are so popular.
So, which card is best for you? The answer is, it depends. It depends on whether you intend to use the card mainly in the UK or abroad; it depends on whether you need to amalgamate debts from other accounts, or whether you have a complex credit history. Finally, it depends on whether you want to take advantage of Freedom Rewards points.
Generally speaking, you need to find a card that you can afford. Be honest about your monthly credit limit. You need to be able to pay this off regularly. Missed payments can send your interest rate soaring and push your credit rating through the floor. But then again, you need enough credit to make having the card worthwhile.
If you are transferring a balance, Barclaycard has plenty of 0% options, but they aren't unique. They will ramp up the interest rate if you fail to clear your debts, so plan ahead and make sure that you can before you commit to a particular card.
As a rule, it pays to be cautious when picking a credit card. If you visit a local Barclays branch, you can talk through your options with a qualified financial advisor who will try to assess your needs and resources. That's probably the best way to ascertain which card to go for, and you'll find a Branch Finder at the Barclays website.
Finding Great Deals Using Your Barclaycard
As we mentioned earlier, many Barclaycards feature the ability to earn Freedom Rewards Points as you spend. But how exactly do these work, and how can you use them to access fantastic everyday deals?
As you spend, you'll gradually build up Freedom Rewards Points at a rate of 1 point for every £1 spent, or 2 points for every £1 at UK supermarkets and on TFL transportation. If you accumulate 1,750 points, you'll qualify for a £5 voucher, so over a year of spending it's easy to imagine earning between £30 and £50 of free credit.
Sometimes, Barclaycard also run special Freedom Rewards offers. For instance, they might offer 400 points off an escape to Alton Towers for a limited time. When these offers become available, you need to be quick to take advantage. The good news is that almost all of them are listed at HotUKDeals as soon as Barclaycard make them public.
Save Money on Tickets to the Barclaycard Arena
Situated in the heart of Birmingham, the Barclaycard Arena is a 15,800 capacity music and sports venue that should be conveniently located for almost all UK customers. And there's good news for music fans with Barclaycards: cardholders are often able to make big savings on tickets at the venue.
For instance, the Arena operates a Fee Free Friday promotion that waives any booking or credit card fees for Barclaycard customers, effectively resulting in a 10% discount.
As well as major savings, Barclaycard holders can also enjoy fast-track queuing and contactless payments at concessions inside the arena, making the gig-going experience that much more pleasurable.
How to Find Barclaycard Deals
If you want to make big savings on your credit card transactions, now could be the perfect time to take out a Barclaycard. The firm offers a range of ways to pay off your debts via zero interest grace periods, which could be your ticket to sustainable finances.
If that sounds like you, check out the HotUKDeals Barclaycard listings to find the most recent balance transfer deals. But it's also wise to consult a financial advisor before applying for anything. They should be able to help you find a card that provides the perks you need at a rate that you can afford.
When it comes to finding deals on transport, accommodation, clothes, experiences, food and music, Barclaycard offers plenty of options. If you are a cardholder and want to make the best use of your Freedom Rewards, make sure you bookmark the HotUKDeals Barclaycard listings, as we won't miss a single discount.
Check the listings around Black Friday and Christmas too. Barclaycard and their partners tend to offer seasonal deals just like any other retailers, and if you need to purchase gifts, it makes no sense to miss out.
Make Big Savings with the Barclaycard Offers at HotUKDeals
With a Barclaycard in your wallet, you can extend your credit limit, make more purchases, manage your debts and build up rewards points to spend on life's little luxuries. Keep track of every discount available to cardholders and make the most of your card by staying in touch via the Barclaycard HotUKDeals listings.
Posted 29th Dec 2020Posted 29th Dec 2020
0% Balance Transfer for up to 15 Months (NO fee) + £20 Barclaycard cashback + possible further £20 cashback @ BarclaycardBarclaycard Shop Deals
If you are looking to shift an outstanding balance from other credit cards to a 0% offer, you could get a 0% balance transfer up to 15 months with no transfer fee plus £20 cashba… Read more
for any interested and with larger balances. Santander currently have a 0% BT card for 26 months that allows transfers anytime within the 26 month period not just the first 3 months. 0% on transfers and purchases as well. only kicker is its £3 per month for the card but seems like a cracking deal to me.
(lol) (lol) (lol) (lol) (lol) yeah right
Snap. Also transferring from Santander and Sainsbury's. Will close my accounts with them for next time they have a decent offer. There's also NatWest and Virgin with regular 0% offers. Been stoozing 0%s for a while and hoping to pay off more of the offset whilst they keep letting me get away with it.
I had to weight until I trimmed the excess flab and was a respectable 12 stone. :D
Debt is bad only if one does not sweep it under the carpet. (yes, you read correctly) Once swept, accumulate yet more and more debt, and once one has purchased all the material things one needs for a lifetime, do a runner. (lol) How's my above comment ? Does it inject some much-needed humour amongst these "boring" comments ?
Posted 15th Sep 2020Posted 15th Sep 2020
Barclaycard Rewards Card - Visa with 0.25% Cashback + Fee Free International Purchases @ BarclaycardBarclaycard Shop Deals
Especially with the interest rate so low, it is rare to find a cashback credit card giving actual cash away. Amex gives 0.5% but not accepted everywhere. This Barclaycard Rewards C… Read more
Soft checks don't affect your credit report. It only shows up on your credit report, but the lenders can't see it. Credit score number is not used by lenders, they use their own eligibility criteria to see if you are suitable. Longest card for 0% purchases is 20 months not 24, I was getting confused with the balance transfer card. If you can get a balance transfer card it may work out better. Pay on your primary credit card then transfer balance.
Who is the 24m one with? I did a soft check yesterday, so don’t want to do another as even though it says it doesn’t it does leave a mark on your credit score so don’t want to re do it
Best to check MSE for that sort of stuff, there is a long one over 24 months long. Do the eligibility check and see what you can get.
Anyone know what the current longest interest free on purchases card is? Im going to be spending quite a lot over the coming weeks but won't be able to pay back in full until the end of 2021/early 2022.
Posted 13th Mar 2020Posted 13th Mar 2020
Barclaycard Forward - up to £40 cashback for the first year plus possible £20 TCB/QuidcoBarclaycard Shop Deals
This is a card targeted towards customers new to credit or with low credit score however doesn't stop anyone else applying for it. You get cashback for just making minimum payments… Read more
that is good to hear. the deal was taken off their site last night well before midnight as i looked for it at about 10pm and it was gone. i didn't take a screenshot of the deal so i don't have any evidence of the promise. it will therefore be difficult to refer to it if they don't cough up. often the credit card literature will have the promotion mentioned when the card comes but this is not always the case as we have had several introductory bonus cards. the t&c of this promotion is very easy. make a purchase for any amount on your credit card within the first month and the bonus will be paid before the third month if i remember correctly.
TrustPilot is full of negative reviews as people just like to vent in the hopes of getting some sort of kick out of it, or indeed compo. I’ve been with them for many years and have had no reason to complain at all, or actually contact them about anything in fact. What are the terms of the bonus? Is it payable after XX months of having the card? Etc.
just found this on barclaycard, so guess just as well i am only going to use it to get the £25 bonus as they sound like a terrible credit card provider. just hope they cough up on the bonus as they had promised. sounds like it will be a struggle to get the bonus sorted if they don't cough up from the reviews as customer service is really bad. https://uk.trustpilot.com/review/www.barclaycard.co.uk
They don’t look at your “score” at all - trust me. Even the “quick checks” look at the data on your files - in particular it looks for bad markers and defaults as well as confirming identity and addresses - it can do a lot in “just 10 seconds”. Ignore any gumpf on unsolicited websites such as the one posted - they only get you to apply via them so they earn a commission.
irrespective of what you keep saying, there are lots of articles that state that a good credit rating will allow you to have a credit card and poor credit rating will stop you qualifying for one. here is another example below. https://www.moneyexpert.com/credit-cards/how-many-credit-cards-can-i-have/ from my personal experience i find that the cashback credit cards have given me low credit limit and the standard credit cards give me a higher credit limit. when you apply for a credit card, the automated process determine if you qualify for the credit card or not, and it does this by looking at your credit score as the process takes no more than 10 seconds before it accepts or rejects you (or to say that it needs to review your application) and so this is too short a span of time to look at the applicant's credit history. for 10 seconds, the system would only ever be able to look at a score before returning a decision. if your credit score is low or there are problems matching you with the electoral register then the review process would kick in later, and at that stage the credit history would be examined. however when i have applied for credit cards in the past, several times i get a decision instantly of qualifying or that i do not qualify and they need to review. so when i do qualify they are looking at the credit score and not the credit history as this would take longer than the 10 seconds process. https://www.moneyexpert.com/credit-cards/how-many-credit-cards-can-i-have/
Posted 26th Feb 2020Posted 26th Feb 2020
0% interest balance transfer and purchases for up to 27 months (3.5% transfer fee) @ BarclaycardBarclaycard Shop Deals
Great new credit card offer from Barclaycard Impress your friends and family with the word PLATINUM (y) As as always it has to say 'up to' but apparently 8 of 10 … Read more
I haven't had an email from Barclays to say order for the credit card has been placed. Is this normal. I've checked spam folder too but nothing
Well it is free money. With this card all you need to do is pay the minimum every month. A had a credit card in the past and all I had to pay was £25 monthly. You can continue to do this for 27 months without getting charged interest. But before this offer ends make sure u pay all the balance off; before interest starts getting charged
Why are people saying ‘its free money for over two years as long as you pay it off before 28th month’? Does that mean you will be charged 28 x monthly interest if in that month if you dont pay it all off before then? I thought you just start incurring a monthly interest so therefore it would be ‘free’
I just applied for this credit card without going through cashback site thinking I was going to get rejected anyways. But guess what I've been accepted (embarrassed)
Posted 27th Jan 2020Posted 27th Jan 2020
0% Balance Transfer for up to 20 Months (NO fee) + £20 Barclaycard cashback (plus more options in post) @ BarclaycardBarclaycard Shop Deals
Offer ends soon - 5th Feb 9am.
If you are looking to shift an outstanding balance from other credit cards to a 0% offer, you could get a 0% balance transfer up to 20 months with no transfer fee plus £20 cashback… Read more
Yeah and still nothing from them 4 working days later. Or even a card.
No. This is a Balance Transfer card for transferring a balance from another credit card.
I use money now all of it and pay it back gradually? What I don’t understand Is that all the money used has to be paid within 60 days to remain 0 percent. So this is like 60 day loan and pay it back before it reaches 60. Get £20 reward.
What do you mean?
Posted 5th Jan 2020Posted 5th Jan 2020
Barclaycard Platinum Credit Card 0% 18 Months Balance Transfer NO FEES - Possible £44 cashbackBarclaycard Shop Deals
You get: 0% interest on balance transfers for up to 18 months which starts on the date you open your account £20 cashback when you transfer a balance of £2,500 or more within 60… Read more
So it didn't track for me via Topcashback, however have lodged a missing cashback claim which I expect should pay out in a few months as my agreement confirmed it was opened via Topcashback. £20 from Barclaycard didn't arrive either so I've been messaging back and forth the last few days. They initially said as I had opened via Topcashback I wasn't eligible for the offer, so I challenged them on it and asked them to point me to the term in the offer conditions which prevents me from being eligible. The next message was a goodwill gesture of £20. So they didn't actually admit it, but it's pretty clear they messed up their terms by not explicitly stating you had to open the account via the Barclaycard website only!
You will only receive the cashback once and the credit will be applied to your account within 2 working days from the point your balance transfer is processed. It will show on your account shortly after it is applied, and will be visible on the next statement you receive after that.
Anybody have any luck getting the TCB and Barclaycard cashback? My TCB tracked but no sign of Barclaycard £20
I have done many times. If you call they will give u answer no. But when you come to transfer debt , all you have to provide is credit card no. And it had always accepted regardless of name.
You have 18 months interest free to pay off the balance from account opening.
Ironically I have had the cashback declined for this. No idea why (confused)
Now showing as £20 cashback
Yeah, i tried santander, m&s and virgin and all accepted on the "soft search".
They’ll never be 100% , the problem comes when you get pre approved on the soft search but declined on the hard. Personally I wouldn’t bother if soft search said no. Virgin had a decent offer, no TCB But 27 months 0% with a 1.45% fee, depends on how much / why you’re shifting.
How reliable is the eligibility checker? I have a good credit score, no outstanding debts, good salary, On the electoral roll but, it refuses me. Done the wife, who's had a Barclays credit card 4 years ago, again no debt..etc..etc.. refused.
It's not the fact it's free money as you say, it's the big hit on credit file history if you apply for yet another credit card. Basically is it worth it for such a small amount of cashback over 5 weeks worth of fuel? unless your business uses £1000+ a week which mine doesn't I can't see it being worth it. Personally I have as little as possible credit searches done because one day I may really need an important loan and don't want to ruin my chances of getting it by silly credit card offers like this and lenders maybe thinking I'm relying on finance to survive. If I were to recommend a credit card it would be a zero interest balance transfer card over as long as possible time.
fair enough but most people don't earn enough (myself included) to open the select account in the first place to be able to close it later. You're right about the lounge access .. if you fly regularly. For me twice a year is fine as that covers my main family holiday. Just throwing out another option since many people won't meet the eligability to go for the santander one.
Amex gold not good for me as you only get 2 lounge visits per year, also I got rid of the select account and you can still keep the credit card open. If you spend to get the cashback each month it offsets the fee. But if you don't use the airport lounges then probably not that good you're right
yeah you only need to be earning £90,000 a year to be able to pay in the £5,000 a month required to be a santander select customer which is required to get that credit card and has another £5 fee a month so you'd be paying £20 a month or £240 a year. American express gold has pretty much the same benefits, membership rewards for every £1 spent which can be exchanged for many things like Amazon vouchers, it has lounge access too and many retailer offers and for the first year there's no fee at all then it's £140 if you don't cancel it after a year... much better than Santander £240.
I got 18% .super deal. Thanx. I went for minimum repay. So i have more money in my bank account for longer.i will repey the debt on monthly basis and at 18% month repay the rest. I opened some high interest bonds and saving accounts to make some extra profit as well. Wooo hoo
I’ve applied and forgot to do it through the TCB site (skeptical)
I have opened and closed credit card accounts over the years to take advantage of balance transfer deals but also left this one running in the background as an emergency money source if ever needed.
Posted 25th Mar 2019Posted 25th Mar 2019
Barclaycard withdraw cash and get till the statement date to pay it off Also .25% cashback and £15 back if you spend £1500 in 3 monthsBarclaycard Shop Deals
This has got to be better then Clarity Card as the cashback will make up for the visa rate. Also you get until the statement date to pay off foreign cash withdrawals. If you withd… Read more
Excepted at enough places that the few it’s not accepted by makes zero difference really. When I used to pay for my own fuel I was getting plenty of cashback as you’d be hard pushed to find a petrol station that won’t accept them. Most supermarkets do too; can’t recall one that doesn’t.
Wow 0.25% cashback eh? Almost worth ditching the Amex with 0.5% cashback that increases to 1% the more you spend (and 5% cashback for first 3 months use)....oh wait 😜 Barclays are so late to the party that the music has stopped, the police have turned up and everyone’s finally passed out (lol)
For a limited period after you get a card , but not accepted everywhere as they charge such a high rate to retailers :( .
amex is best cashback
I get 0.5% cashback on my Barclaycard Cashback card for UK use and withdraw cash abroad with my Clarity card (pay off same day via on line banking to avoid interest ) for the better Mastercard rate . Can't really see the point of this one (confused) .
Posted 23rd Mar 2019Posted 23rd Mar 2019
Save 25% off the first £200 you spend with Amazon Business and Barclaycard (New Customers Only)25% offAmazon Discount Code
I contacted them and they told me I owed nearly £15k with £12k at 6.9%... I haven't put a thing on the card yet so they gave me another person's details, gave me a fright for a moment! Contacted on fb, they rang me, they were far more more helpful and very apologetic
if you contact customer service team they should be able to advise on this.....
How do you find out how long you have interest free? I was given a bigger credit limit than I expected, slightly different offer as its the 27 month one, I can see it on balance transfers but not on purchases :/ its 3% fee for transfers so I was going to put some purchases on here whilst I paid off my last card but all it keeps saying is see your statement which I obviously haven't got yet!
Barclaycard are usually pretty generous.
Just did pretty much the same, decent limit given as well.
What is max limit I can use to keep my 27mnths BT & purchase fee free period
Can balance transfer be done from any credit card balance. Does it have to be same person?
Cant see 36 months 0% purchase with Virgin Money anymore...only 26 or 28 months 0% purchase. I’ve read Virgin, Barclaycard & PO give out decent credit limits. Yes I know this is based on your credit history mainly but sone providers are known for being more generous than others.
Ok. Thanks. Don’t have a PO account. Just a BOI mortgage.
They are but not in terms of eligibility for a credit card if you have a debit card.