Barclaycard Deals

Barclaycard Deals & Offers

291 deals 6,534 comments
The best credit card deals for September 2017
236°pinned
Found 25th Sep 2017Found 25th Sep 2017
Top credit card deals September 2017 Free £25 for getting HSBC Credit card, use it once in 60 days. HERE . £25.25 cashback just for having a Barclaycard No Fee Platinum 25 M… Read more
Editor Get dealGet deal
What I’m looking for is a credit card that has a decent 20 month plus on 0% spending but with also cashback like £25 , because it’s rare to get both , you usually only get 1 or the other .
Providing you know how to use them credit cards are fine. Personally I’ve used them to improve credit rating, credit card protection etc never had an issue and always pay it off in full. It’s the people who spend spend spend without any thinking that need to stop using credit cards.
cocogumbo59 m ago

I don't think it's a question of intellect for either of the above …I don't think it's a question of intellect for either of the above comments; those who are "lacking the ability to manage their money" - it's the probability of circumstance. It's all well and good if you have a regular income but what if you get made redundant tomorrow? What if you have a terrible accident and can no longer work? You'd probably wished you'd saved up and paid outright for something, not stuck it on a credit card. Just my opinion. Also - by saying whether you're "smart" enough or "lack self control" could be quite insulting to other HUKD members. Maybe consider others circumstances before posting.. the saying if you have nothing nice to say, don't say it at all springs to mind.



Seriously? Did you actually read our posts?

Using something wisely requires wisdom. Using something intelligently requires intelligence. Those who understand interest earn it, those that don't pay it.

The way I've suggested to use this does not involve getting into actual debt - simply holding more funds in savings account(s) that you could use to pay off the credit card in an instant. Literally will have no negative impact should you become redundant or can no longer work - in fact it would put you in a better position as it would give you access to more funds should you need it, plus the extra interest you'd earn.

Sure, if you just want to get this because you decided you need to have the latest iPhone that you can't afford, then this is a bad idea, as I stated (no self control or lack any understanding of money - totally fair and just, I'm not saying it in a nasty way, just saying it how it is).

There may be a case that you find yourself in a difficult situation and need credit to feed your family - it happens. This is a reasonable way to do it, so long as - like I said - you understand money and pay it back.


But of course - all credit cards are evil, should never be used by anyone and should be banned forever.
Re: The deal itself, it's worth noting that Barclaycard and Sainsburys have 2% or 2.5% minimum repayments, which actually becomes quite singificant over the lifetime of these deals versus the 1% you get with some other lenders. If it's fee free then it's not such a worry, but if you're paying 1-3% handling fee you want to have more than half of the balance still remaining at the end of the term if you're looking at this as a stooze.

Of course, if it's just to manage short-term cashflow problems, then a higher minimum repayment may suit you.
cocogumbo1 h, 10 m ago

I don't think it's a question of intellect for either of the above …I don't think it's a question of intellect for either of the above comments; those who are "lacking the ability to manage their money" - it's the probability of circumstance. It's all well and good if you have a regular income but what if you get made redundant tomorrow? What if you have a terrible accident and can no longer work? You'd probably wished you'd saved up and paid outright for something, not stuck it on a credit card. Just my opinion. Also - by saying whether you're "smart" enough or "lack self control" could be quite insulting to other HUKD members. Maybe consider others circumstances before posting.. the saying if you have nothing nice to say, don't say it at all springs to mind.


I also think phrases like "Save up for the things you want. Cold" are quite condescending too, which is what lea to my reply. Maybe consider others' circumstances before posting.. Not everyone's circumstances allow for that either,, life can throw horrible unforeseeable curveballs to us or to our nearest and dearest. Or some people may have saved up and wish to offset their savings. Your post itself is implying that HUKD members are not able to use it other than as a ticket to debt.

I get tired of the CC haters tarring every deal with the same brush - often it's a blanket response from people who don't understand how they can be judiciously used to their advantage, which is what prompted my own response.
Edited by: "gwapenut" 26th Sep 2017
FREE Experian Credit Checks - Barclaycard customers
-111°
Found 4th JanFound 4th Jan
Totally free Experian Credit Reference checks - no catches, no free deals for 28 days etc just a total free offer. Might help some people so decided to share.
AceofJs5th Jan

Viewing your own credit report can't damage your credit score!? Can it??


No. They only do a soft search so it doesn't leave any kind of record. The Money Saving Expert one (and probably all others as well) give you a report monthly. I think the ones you pay for, you can request reports more frequently but the free ones send a new report monthly.
Cyrus21 h, 28 m ago

dang, i already requested the experian report via barclaycard so dont want …dang, i already requested the experian report via barclaycard so dont want to request it again as it may impact my score. Its all the same source and I already banked with barclaycard so lets see what they say ....


Viewing your own credit report can't damage your credit score!? Can it??
speculatrix23 m ago

Barclay's offset mortgage is a good product. You can have lots of …Barclay's offset mortgage is a good product. You can have lots of accounts, including savings accounts for children, and offset them all against your mortgage.


You might want to check that, Barclays are never at the top of the mortgage rate charts and there are plenty of better banks out there just for product ranges and value and that’s not even touching on their amazing award winning customer service, oh wait that’s never going to happen is it

you you might also want to look into having a savings account linked to your mortgage, your accounts are offset so don’t have interest so technically they aren’t savings.
Edited by: "eslick" 4th Jan
eslick9 h, 40 m ago

Exactly nothing that Barclays can offer us worth banking with them there …Exactly nothing that Barclays can offer us worth banking with them there are much better banks out there.


Barclay's offset mortgage is a good product. You can have lots of accounts, including savings accounts for children, and offset them all against your mortgage.
Original Poster
dang, i already requested the experian report via barclaycard so dont want to request it again as it may impact my score. Its all the same source and I already banked with barclaycard so lets see what they say ....
Barclaycard 25 months 0% interest on purchases and balance transfers
873°
Found 3rd JanFound 3rd Jan
Barclaycard is offering a decent all-round deal for borrowers looking for a card offering 0% on both purchases and balance transfers for a couple of years. The Platinum card off… Read more
Editor Get dealGet deal
ZeroAbbadon217th Feb

Obviously that's ideal but some of us are sadly already waist deep. This …Obviously that's ideal but some of us are sadly already waist deep. This is a great card for purchases but there's better balance transfers out there


Waist deep stop buying and start paying off that debt no point in shuffling it between cards if you never pay it off. Cash is king!!
I have a basic Barclays account which I transfer my savings to and don’t have any direct income or out going from it. Savings currently stand at 5k. I also have an Initial Barclaycard with 1.8k limit. I went to do a soft eligibility check for Barclays platinum travel card and was told don’t bother... Any reason for it to be the case? I then applied to get the Halifax clarity card and was granted the full 3k limit I asked for
Edited by: "ikky101" 9 h, 26 m ago
Thanks
briomir53 m ago

As an existing customer, can I change to this, or will I need to …As an existing customer, can I change to this, or will I need to deactivate my card/account and apply for a new one?


As an existing customer, can I change to this, or will I need to deactivate my card/account and apply for a new one?

I call cs, they said this is for new costumers wait for offer for future, If comes up any promotion we will send you mail, what I see that he said nothing no offer for existing costumer
As an existing customer, can I change to this, or will I need to deactivate my card/account and apply for a new one?
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Uber: £20 off first ride with Barclaycard, every 11th ride is free!
26°Expired
Found 30th Oct 2017Found 30th Oct 2017
Uber: £20 off your first ride with Barclaycard. Every 11th ride paid for using your Barclaycard is free!
Read More
I tried and failed
32335943-ZxlkJ.jpg
Original Poster
T&C seem to suggest that the £20 can only be used on the first journey only, but i've heard of numerous people being able use if for 2nd/3rd journeys until the £20 limit is hit.

Sipls - im an existing customer and managed to add it, ive already had the 11th ride for free, suggest you re-try
So you don't have to use all the £20 in one journey?
Seems to be for new users, wouldn't let me add the code
got this deal myself a few months back and its pretty good. used it once (£10) and forgot about it till i used uber last week, twice for two sub £5 journeys and still automatically got the journeys free. good find and reccommended
Get a £10 iTunes code when you spend £50 with Apple Pay With Barclaycard
207°Expired
Found 26th Oct 2017Found 26th Oct 2017
Just got the email, guessing it’s for most people with a Barclaycard.. Did you know that with Apple Pay you can wave goodbye to the £30 contactless limit? In fact, the only limit … Read more
haritori21 h, 31 m ago

Tesco stores wont work with above £30.00 limit.. not all stores do, its …Tesco stores wont work with above £30.00 limit.. not all stores do, its difficult to know which stores work with Apple Pay & over £30.00 limit.


Morrisons accepts any limit
Edited by: "nnenne" 27th Oct 2017
flipper1182 h, 21 m ago

is there anyway to find out which ones do?


The only way to no for sure is to do a card payment and see if the contactless symbol appears!

Places I can think of which allow high value contactless payments: M&S, Waitrose, Sainsbury's, Boots, Apple, Ikea, Euro Car Parts, Nando's, Pret, Lidl, Aldi, BP, Shell, Halfords.
haritori6 h, 54 m ago

Tesco stores wont work with above £30.00 limit.. not all stores do, its …Tesco stores wont work with above £30.00 limit.. not all stores do, its difficult to know which stores work with Apple Pay & over £30.00 limit.


is there anyway to find out which ones do?
Tesco stores wont work with above £30.00 limit.. not all stores do, its difficult to know which stores work with Apple Pay & over £30.00 limit.
Can anyone take up this offer? Barclaycard usually email me offers like this, but nothing this time.
£20 off your first Uber journey with Barclaycard
306°Expired
Found 26th Aug 2017Found 26th Aug 2017
£20 off your first Uber journey. At the checkout stage enter voucher code BARC20 Here's the dealIf you’re new to Uber and you want to get your first ride free, up to £20* , simp… Read more
Read More
teemeister13 h, 44 m ago

No issues based on my experience. You always know in advance what the cost …No issues based on my experience. You always know in advance what the cost will be before accepting to book the journey.


Cheers...I think I'll use Uber from Heathrow tonight as it's a bit too late to use public transport. And thanks to the op too!
chapchap1 h, 11 m ago

Anyone use them for longer journeys? I arrive late at Heathrow and live …Anyone use them for longer journeys? I arrive late at Heathrow and live about 50-60 mins away- are they ok for those journeys?




No issues based on my experience. You always know in advance what the cost will be before accepting to book the journey.
Anyone use them for longer journeys? I arrive late at Heathrow and live about 50-60 mins away- are they ok for those journeys?
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Barclaycard Platinum Travel Credit Card 0% fees on spending and withdrawing cash abroad if you pay the balance in full
114°
Found 21st Jul 2017Found 21st Jul 2017
The Barclaycard Platinum travel card has no fees on spending or cash withdrawals overseas till August 2022, giving a decent amount of certainty. And if you pay off your balance in… Read more
Original Poster
MadeDixonsCry

Please read what you type:"the fact it’s a Mastercard means it tends to b … Please read what you type:"the fact it’s a Mastercard means it tends to beat the Visa rate Barclaycard has."But then you go on to type:"The rate you'll get is set by Visa, which you can check here – it tends to be slightly lower than Mastercard's rate."So who's rate "tends" to be lower?



Also try and read the whole article as it was from mse not just picking bits out! Ifs talking about a different card there

"And if you pay off your balance in full each month, you won't be charged interest on overseas cash you withdraw, unlike most cards, incl Halifax, which charge daily interest on cash until it’s paid off. Please note on UK withdrawels you will pay interests from the date of the transaction!

All-in, if you’d mainly spend on a card, Halifax win. Also, the fact it’s a Mastercard means it tends to beat the Visa rate Barclaycard has. But if you’ll mainly take out cash, Barclaycard’s zero interest if paid in full makes it a winner as you can wait for the statement when you get back!"

It might not be very clear but they are talking about the halifax clarity card the one which is a master card. Also as its mainly copy and paste then i can't read what i haven't typed as its copied i do try and make sure it makes sense though!
Original Poster
No fees mate just don't use it in the UK where you'll pay a transaction fee and interest strsight away
nictry

Just as a point of clarity on the following statements:The Barclaycard … Just as a point of clarity on the following statements:The Barclaycard Platinum travel card has no fees on spending or cash withdrawals overseas till August 2022, giving a decent amount of certaintyBut if you’ll mainly take out cash, Barclaycard’s zero interest if paid in full makes it a winner as you can wait for the statement when you get back!There is definitely no 'currency' or interest due fee on an ATM withdrawal overseas but as far as I can tell from the Ts and Cs you will still pay a 2.99% cash withdrawal fee if you use an ATM abroad, unless I am misreading it, just thought it might be worth clarifying with Barclaycard as initially thought from your comments that ATM cash withdrawals abroad were free but am not so sure from reading their Ts and Cs?Update - just spoke to Barclaycard, initially they told me that you do pay interest on cash withdrawals abroad from the date of withdrawal until payment but then after they checked the details on the card they assured me that there are ZERO charges, interest, conversion or withdrawal fees when taking cash from a foreign ATM provided you choose the 'currency' and do not select sterling value as some ATMs offer as an option.In summary - fantastic card if you travel regularly and even better knowing you can take cash out and not pay for it for a while after you return potentially, nice find OP, heat added too.



Thanks for checking this out, banks are very good at hiding fees. I took a card away with me last time that they told me had no transaction charges but when I got back there were conversion fees on my statement & they add up believe me.
blinko

excellent work!!!Also don't forget The Barclaycard* Platinum travel card … excellent work!!!Also don't forget The Barclaycard* Platinum travel card has no fees on spending or cash withdrawals overseas till August 2022,



Very droll!

The actual text from their website states No non-sterling transaction fees on your foreign spend and ATM withdrawals until 31 August 2022

If you actually read the Ts and Cs it is still not clear re ATM withdrawal fees and even the Barclaycard staff member wasn't sure and incorrectly provided charging information and had to check with a colleague as she couldn't confirm my question from their details about the card.
Edited by: "nictry" 21st Jul 2017
nictry

Just as a point of clarity on the following statements:The Barclaycard … Just as a point of clarity on the following statements:The Barclaycard Platinum travel card has no fees on spending or cash withdrawals overseas till August 2022, giving a decent amount of certaintyBut if you’ll mainly take out cash, Barclaycard’s zero interest if paid in full makes it a winner as you can wait for the statement when you get back!There is definitely no 'currency' or interest due fee on an ATM withdrawal overseas but as far as I can tell from the Ts and Cs you will still pay a 2.99% cash withdrawal fee if you use an ATM abroad, unless I am misreading it, just thought it might be worth clarifying with Barclaycard as initially thought from your comments that ATM cash withdrawals abroad were free but am not so sure from reading their Ts and Cs?Update - just spoke to Barclaycard, initially they told me that you do pay interest on cash withdrawals abroad from the date of withdrawal until payment but then after they checked the details on the card they assured me that there are ZERO charges, interest, conversion or withdrawal fees when taking cash from a foreign ATM provided you choose the 'currency' and do not select sterling value as some ATMs offer as an option.In summary - fantastic card if you travel regularly and even better knowing you can take cash out and not pay for it for a while after you return potentially, nice find OP, heat added too.


excellent work!!!

Also don't forget The Barclaycard* Platinum travel card has no fees on spending or cash withdrawals overseas till August 2022,
Barclaycard 0% Balance Transfer for 20 months  { 0% Fee }
222°Expired
Found 14th Jun 2017Found 14th Jun 2017
Transfer your existing credit card balance for 20 months at 0%. I know cards are available with longer interest free periods but I can't seem to find one with zero charges. They … Read more
Original Poster
Thanks Herby247.

The balance I need to transfer is with Halifax so it won't be available to me but it will help others no doubt.

Have added to the op but for some reason my edits go into moderation and never get applied.
Original Poster
Just tried it... It's working

Barclaycard
Barclaycard Platinum Travel Credit Card - no interest nor fees on purchases or cash withdrawals abroad until Aug 2022
317°Expired
Found 23rd May 2017Found 23rd May 2017
Credit MSE ***offer live from weds 24th may*** I've posted this before but now the deal end date has been extended Best way to spend abroad Visa exchange rates usually on par… Read more
I already have two Barclaycard accounts, but as the Supercard is coming to an end, I need a card for use abroad, so I wanted to apply for this. I used the eligibility checker on the Barclaycard site and was declined. I telephoned Barclaycard and asked if I could change one of my existing cards and the operator told me that wasn't possible, but I could just apply for another card as you could have three. I told him I had been declined by the eligibility checker, so he went away and came back to say the rules had changed and you could now only have two cards. He suggested I pay off one account and close it and then apply for one of these, err, no thanks. So my other half has just applied for one and been accepted and added me as additional card holder. What a faff!
Has anyone who already has a Barclaycard Platinum managed to get this?
Original Poster
neilm22

Interesting as I have a Nationwide VISa with no charge for purchases … Interesting as I have a Nationwide VISa with no charge for purchases abroad but charges for cash. This seems a better card to have for going abroad



I concur!

I had Halifax clarity but switched to this for the cash offer
Interesting as I have a Nationwide VISa with no charge for purchases abroad but charges for cash. This seems a better card to have for going abroad
Barclaycard Platinum 25/25 Credit Card - 0% On Balance Transfers & Purchases + £25 cashback (Quidco)
229°Expired
Found 9th May 2017Found 9th May 2017
Enjoy 0% interest on purchases and balance transfers - 0% interest on purchases for 25 months from the date you open your account - 0% interest for 25 months on balance transfers m… Read more
How do these "dual" cards work? As in balance transfer AND purchases (_;)

How would this scenario work out for me: I get the card, transfer £xx which I pay back in equal payments over 25 months until the debt is settled. Would I simultaneously be able to spend £xxx and pay the minimum off each month? I don't see how the transferred balance would be different from the purchases balance... I've also resorted to using two separate cards.
I'm waiting for money transfer offer to appear on my barclaycard initial as I always been using to get 0% money transfer to my bank account for 12 months. Unfortunately, nothing showing in my account at the moment. Does anyone know if they just randomly appear?
Has anyone got cashback off quidco lately? Topcashback, no problems, but quidco I haven't had anything since 2014 and there's a fair few purchases in there. Complaints to quidco fall on deaf ears
Banned
Thanks OP!
Barclaycard Platinum Travel Credit Card - no fees abroad, plus NO interest on cash withdrawals for 56 days
312°Expired
Found 4th Apr 2017Found 4th Apr 2017
Absolutely no fees on foreign spending or cash withdrawals until August 2018 56 days interest free on purchases and cash withdrawals Arguably a better deal than Halifax clarity … Read more
It says I have an invalid postcode oO
Lovely product for wrecking your credit bureau score.
billicho

It's not an up to - you're simply getting the time you get on all credit … It's not an up to - you're simply getting the time you get on all credit cards to pay the statement balance in full, but also on cash withdrawals abroad which is unique



Exactly....if your statement is drawn the day after your transaction, you only get 30 days.

"Maximum 56 days from date of transaction for new purchases and for non-sterling cash withdrawals if you pay your main balance and any monthly purchase plan payments (if you’ve taken out any purchase plans) in full and on time each month. "
Edited by: "LesD" 6th Apr 2017
peanuted

unless you're buying a house then i think the correct term is ba'w hair



The correct term is bees d*ck
lkl265

Isn't Creation "Everyday Credit Card" a better choice ?. It's a … Isn't Creation "Everyday Credit Card" a better choice ?. It's a MasterCard and has no ATM fees. Also low APR.http://www.creation.co.uk/credit-cards/creation-everyday-credit-card


Actually, seems like they charge interest on ATM withdrawals.
Every 11th trip (up to £15) on Uber is on Barclaycard
266°Expired
Found 10th Mar 2017Found 10th Mar 2017
Just got an email from Barclaycard. First 2 trips on Uber are free. Not sure if its a deal/heads up or Voucher. Never used Uber but handy if you are using it regularly. Use Barcl… Read more
http://i.imgur.com/3hHbzUZ.jpg

32 rapes/sexual assaults in a year in London alone!

http://www.independent.co.uk/news/uk/uber-drivers-accused-of-32-rapes-and-sex-attacks-on-london-passengers-a7037926.html

Think this a big enough incentive NOT to take this offer up, good luck if you do, just don't come crying over spilt milk.
unhappybunny

Uber= death trap.


Haven't 4 people & a 1yr old child in Kensington died because of there un trained un professional drivers & to think this bank have no morals,sorry didn't saudi money bail them out as well as uber.
Uber= death trap.
Uber are unregulated and swerve every rule they can , they are banned and being banned all over the world I very doubt if people taking up this offer will survive to get their free ride , I ask you to check this Co out , look at social media their vehicles are crashing all over London , driving down one way streets the wrong way etc etc etc .
Free Uber rides - Upto £10 twice for Barclays/Barclaycard customers (New customers)
21°Expired
Found 10th Mar 2017Found 10th Mar 2017
INSTRUCTIONS: only for new customers(haven't tried it for existing customers) BARC17 (for Barclaycard customers) or BARCLAYS17 (Barclays for Barclays customers)
dazza99

GMAP gives free first ride up to £10 - code from google- if you're not … GMAP gives free first ride up to £10 - code from google- if you're not with BarclaysDoes anyone pay for uber?


Can you create a new account with a different email or does it go by phone number?
GMAP gives free first ride up to £10 - code from google- if you're not with Barclays

Does anyone pay for uber?
U might wanna add this is for New Uber customers who use there Barclaycard.
Barclaycard Balance Transfer 0% upto 32 months and low fee at 0.6% plus £20 cashback
282°Expired
Found 2nd Mar 2017Found 2nd Mar 2017
From mse This Barclaycard* card offers £20 cashback if you transfer at least £500 within 60 days, so is a decent option if you're sure you can clear it in 32 months. Need-to-know… Read more
Aww, new customers only?
Useful to bear in mind, thanks.
Original Poster
Jules_HT

It's the Experian file, available by joining the (free) credit club … It's the Experian file, available by joining the (free) credit club http://www.moneysavingexpert.com/creditclubBetween that and Clearscore you should be able to get enough of an idea to see where you are, free of charge (I know Experian are free for a month or whatever direct, but if you're like me you used that up years ago). Hence I've not used (and don't plan to use) any paid for services at this stage - but thanks for mentioning checkmyfile, might consider it in the future.


Just to let you know the first time you use it, it's free so might be worth it if you're going to apply for a card mortgage etc.... It really is good and you can cancel straight away and your last file will always be available!
It's the Experian file, available by joining the (free) credit club http://www.moneysavingexpert.com/creditclub

Between that and Clearscore you should be able to get enough of an idea to see where you are, free of charge (I know Experian are free for a month or whatever direct, but if you're like me you used that up years ago). Hence I've not used (and don't plan to use) any paid for services at this stage - but thanks for mentioning checkmyfile, might consider it in the future.
Edited by: "Jules_HT" 6th Mar 2017
Original Poster
Jules_HT

For info, you can now also get your Experian score/report for free via … For info, you can now also get your Experian score/report for free via MSE (plus clearscore is also free).


I use checkmyfile occasionally as they quote all credit agencies! It's actually a very comprehensive service and recommended if you apply for a mortgage! However the price used to be £8 but now its nearer £15 but you can keep the credit file to download as you do not need it every month! I think people are becoming a bit obsessed by this! Years ago it was hard to get a credit file! We must remember that any company does not have to lend to you! Just as in you do not have to buy a product!

Whats the mse credit file like? Have you used it jules? Is it anywhere like checkmyfile and have you used checkmyfile? Let me know thank you
Jack Whitehall Sunday 26th February Birmingham HALF PRICE just £19.08 (inc fees) if bought with a barclaycard
44°Expired
Found 24th Feb 2017Found 24th Feb 2017
Half Price Jack Whitehall tickets for Sunday 26th February at the Genting Arena, Birmingham. Tickets just £16.25 if you pay with a barclaycard, and £19.08 with fees. Use code WHI… Read more
Get dealGet deal
How his tickets originally cost £40 when I could see Frankie Boyle for half that is beyond me. But a good deal for anyone who fancies going.
Let's hope he has some truly funny guests like Josh Widdicombe and Adam Hills eh.
KareemSaid

Hey Jack, be careful there are some truly hilarious original comedians on … Hey Jack, be careful there are some truly hilarious original comedians on a money saving internet forum. Watch your back - there are some real wits facelessly here on the internet.



​Are you a member of his rusty trombone reacharound club ya Toby..
KareemSaid

Hmm "Ricky Gervais wannabe" so many things wrong with that sentence it's … Hmm "Ricky Gervais wannabe" so many things wrong with that sentence it's untrue. I'd like to know how posh upper middle class Whitehall who doesn't shy away from that is anything like regionally accented working class Gervais who doesn't shy away from that.They are both comedians, writers and actors. Apart from all that you are spot on!!



Well, if you can see past the accents and perceived social classes (not sure why you see any relevance there anyway), you'll see that the style of "comedy" is very similar. Gervais is predictable and unfunny most of the time. To see other comedians try and copy him is worse than sad.
qwerta369

^^ this.Jack Whitehall is yet another Ricky Gervais wannabe. It's … ^^ this.Jack Whitehall is yet another Ricky Gervais wannabe. It's pathetic.



Hmm "Ricky Gervais wannabe" so many things wrong with that sentence it's untrue.

I'd like to know how posh upper middle class Whitehall who doesn't shy away from that is anything like regionally accented working class Gervais who doesn't shy away from that.

They are both comedians, writers and actors. Apart from all that you are spot on!!
Barclaycard 42 month 0% balance transfer card
332°Expired
Found 10th Jan 2017Found 10th Jan 2017
42 months 0% 2.99% fee £20 cashback if you transfer a balance of £500 or more !
Get dealGet deal
Recieved this card in order to transfer a balance from another card but the credit limit was insufficient to cover the entire amount and will now have to wait another 4 months for my acount to be reviewed and hopefully get an increase in my credit limit. What would be the % charged to transfer a balance after the 60 day cut off?
kalico

That seems a much more straightforward deal. With a high amount … That seems a much more straightforward deal. With a high amount transferred, paying £36 per year would be peanuts.



​Yes probably a winner for higher balances
ses6jwg

​santander doing 41 months with no BT fee but £3 pcm


That seems a much more straightforward deal. With a high amount transferred, paying £36 per year would be peanuts.
mbk07

Can existing barclaycard holders get this? (minus the cashback)


No, you cannot. I just asked them the same question and was refused.
bear91

Cheers after digging worked it all out lol thanks for help



The monthly minimum payment is usually higher than other credit cards which is worth being aware of.
Barclaycard Credit Card 0% Interest for 24months with 0% fee + £31.05 TCB
248°Expired
Found 22nd Dec 2016Found 22nd Dec 2016
TCB Expires 25/12/16 https://www.topcashback.co.uk/search/merchants/?s=Barclaycard+No+Fee+Platinum+24+Month+Balance+Transfer+Card Just got this deal myself and the 2% got paid bac… Read more
Don't count on the TCB cashback.

Cleared cookies etc and applied tracked then declined down the line, manual claim declined also.
Credit agreement even listed Topcashback as credit broker.

Edited by: "wildecat" 15th Feb 2017
tom_hungston

​i wouldn't as not only you'll get rejected it'll leave footprint on ya c … ​i wouldn't as not only you'll get rejected it'll leave footprint on ya credit file, meaning if another card provider offers attractive deal and you apply for it, you'll be rejected too as they'll see previous rejection, best way to play this game is to close account and wait for 1 year before applying to same card provider.merry Xmas everyone


Thats good sensible advice about waiting and would be my advice, however when a credit check is done the institution can see previous checks but not whether they were accepted or rejected.

One or 2 applications per year should have no real effect on credit worthiness. Its when more are made or applications made in a short space of time as next institution does not know whether you were accepted or rejected for last and the system errs on the side of caution.


Edited by: "callum84" 23rd Dec 2016
tom_hungston

​i wouldn't as not only you'll get rejected it'll leave footprint on ya c … ​i wouldn't as not only you'll get rejected it'll leave footprint on ya credit file, meaning if another card provider offers attractive deal and you apply for it, you'll be rejected too as they'll see previous rejection, best way to play this game is to close account and wait for 1 year before applying to same card provider.merry Xmas everyone




Fair play , they seem to have other ideas by sending me constant applications in the post.
pimpchez

Question : I already have a barclaycard , with 0 balance ready to be … Question : I already have a barclaycard , with 0 balance ready to be closed when i ring them up can i still apply for this one ?



​i wouldn't as not only you'll get rejected it'll leave footprint on ya credit file, meaning if another card provider offers attractive deal and you apply for it, you'll be rejected too as they'll see previous rejection,

best way to play this game is to close account and wait for 1 year before applying to same card provider.

merry Xmas everyone
farmeruk1

Not free as it will eff3ct you credit report for just applying.



​Yes. You can pass down your perfect credit score down the generations. Might fetch a few quid on Antiques Roadshow...
Barclaycard Platinum Travel Credit Card with no Foreign Transaction Fee (includes Free Cash Withdrawal till Aug 31, 2018)
91°
31/08/2018Expires on 31/08/2018Found 5th Oct 2016Found 5th Oct 2016
As per the title. No transaction fees for non-sterling transactions. This includes taking money out of ATM. However - if you take money out you should make sure to pay it in full -… Read more
Original Poster
I used this recently, when I went abroad. The card doesn't charge you for ATM withdrawals and you only need to take care to pay it off in full by the end of the month. I found the rates to be better than those given by SuperCard.
collaroy99

Yes this Credit Card will charge you to withdraw cash and will charge … Yes this Credit Card will charge you to withdraw cash and will charge you a fee until it has been paid off. I do not use a credit card to withdraw cash abroad.To get 'charge free' cash withdrawals I use the Nationwide Flex Plus. It has a £10 a month charge, but for me as that gave me annual family travel insurance, it worked out cheaper this way.3% AER (2.96% gross p.a.) variable in-credit interest on balances up to £2,500. Interest is paid monthly.Worldwide Family Travel InsuranceUK & European Breakdown and Recovery AssistanceWorldwide Family Mobile Phone Insurance.12 month extended Warranty Protection, Identity Theft AssistanceWorldwide Emergency Card AssistanceCommission-free cash withdrawals abroadI also use the Halifax Clarity Credit Card for payments made on card abroad. I pay off this balance monthly so I pay no interest charge.Have a look on moneysavingexpert for best banks around for cash and credit Yes this Credit Card will charge you to withdraw cash and will charge you a fee until it has been paid off. I do not use a credit card to withdraw cash abroad.To get 'charge free' cash withdrawals I use the Nationwide Flex Plus. It has a £10 a month charge, but for me as that gave me annual family travel insurance, it worked out cheaper this way.3% AER (2.96% gross p.a.) variable in-credit interest on balances up to £2,500. Interest is paid monthly.Worldwide Family Travel InsuranceUK & European Breakdown and Recovery AssistanceWorldwide Family Mobile Phone Insurance.12 month extended Warranty Protection, Identity Theft AssistanceWorldwide Emergency Card AssistanceCommission-free cash withdrawals abroadI also use the Halifax Clarity Credit Card for payments made on card abroad. I pay off this balance monthly so I pay no interest charge.Have a look on moneysavingexpert for best banks around for cash and credit options abroad.



According to MSE and Barclaycard's own website, this card does not charge for ATM withdrawals nor does it charge interest on ATM cash providing the balance is paid in full at the end of the month.
Edited by: "nordberg" 19th Oct 2016
woldranger

I've been using the Halifax clarity card for years now and it's been … I've been using the Halifax clarity card for years now and it's been great - considering I travel for a minimum of 6 months of the year then I can safely say this has been well tested! I have a dd set to pay it off in full every month. I rarely use it for purchases, just withdrawing cash from atm's as I see this as the safer option when it comes to fraud. So far, there's been nothing to touch it. I saw this card mentioned on the mse weekly mail.



I have the same card, I thought you pay interest the moment you withdraw cash from an ATM?
Just a quck FYI, all new N and P current account openings have been suspended today.

haven't gotta clue why they've done that.
I've been using the Halifax clarity card for years now and it's been great - considering I travel for a minimum of 6 months of the year then I can safely say this has been well tested! I have a dd set to pay it off in full every month. I rarely use it for purchases, just withdrawing cash from atm's as I see this as the safer option when it comes to fraud.

So far, there's been nothing to touch it. I saw this card mentioned on the mse weekly mail.
Get paid to shift debt! Barclaycard (with no BT fee) Platinum 23 month 0% APR balance transfer with £20 cashback
270°Expired
Found 14th Sep 2016Found 14th Sep 2016
This Barclaycard deal offers 23 months interest-free on balance transfers with no fee to shift your debt, however, some accepted will only get 12 months at 0%. If you transfer at … Read more
Original Poster
R2D2

(and yes i know it's not good to only payback the minimum payment every … (and yes i know it's not good to only payback the minimum payment every month)



Unless you plan to pay off everything before the 23 months are up...
i transferred to a Barclaycard which was fine but the monthly minimum payment was about 2.4% of the outstanding balance, whereas most cards are 1%... so good if you don't want a low monthly repayment... (and yes i know it's not good to only payback the minimum payment every month)
thanks op great find
Jules_HT

The recent Virgin card is the one to go for … The recent Virgin card is the one to go for there.http://www.hotukdeals.com/deals/cheapest-loan-cash-ll-ever-get-with-a-virgin-money-bank-transfer-credit-card-1-69-2475701Belter of a deal that, and you can get a good idea of your chances of success from the Virgin site without affecting your credit rating.



Thanks
Hammondhammond

How would this work if you had an overdraft, paying high fees.



The recent Virgin card is the one to go for there.

hotukdeals.com/dea…701

Belter of a deal that, and you can get a good idea of your chances of success from the Virgin site without affecting your credit rating.

Nb. tou pay your overdraft off you need a cash transfer, not a balance transfer. Very different (and often attracting very different interest and transfer fees).
Edited by: "Jules_HT" 15th Sep 2016
Barclaycard retention payments! £50
-84°Expired
Found 23rd Aug 2016Found 23rd Aug 2016
Hi, I've got a Barclaycard platinum card which is a free card by them that I never use. Called them up to cancel it and was put through to retentions and they have put a £50 credi… Read more
randomdude12

...​​Got scared and had to make some phone interference noise then put the … ...​​Got scared and had to make some phone interference noise then put the phone down!



Thanks, one of the funniest things I've read for a while.

randomdude12

Update on my last post - I rang again and this time I got £20 free...



I'm going to try it, but will only accept £50 like the op. Now off to figure out how to do that without letting them cancel for nothing in return.
Banned
Update on my last post- I rang again and this time I got £20 free. The key is to say you only hold 1 credit card at a time and you have been offered a deal (make a deal up) elsewhere so you are cancelling barclaycard. They will try to keep you by offering some 0% interest over 6 months nonsense (pointless for me because I pay off in full after every month) or a new type of card . Keep rejecting then when you are on the verge agreeing to leave they offer you £20- then accept to stay. So deal is hot!
Edited by: "randomdude12" 24th Aug 2016
Very messy but thanks may try it
Typical Irresponsible credit card companies trying to keep people in debt.
Good for you if you cancel the card after spending the 50.00, but even if 25% of people dont cancel, they have made millions worth of debt from those that dont cancel and keep spending.
Says the guy that took credit cards for granted. I have never went into debt management, but have went from £10,000 debt to £2500.00, I will never make the same mistake. We live we learn eh!
Banned
Just tried it and they said ok they are happy to cancel. Got scared and had to make some phone interference noise then put the phone down!
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