They don't verify and I suspect they (Gumtree) support PayPal scammers and stands behind them.....but if you have a brain in your head, you never fall for these scams or fraudsters, claiming on insurance. As said earlier, bought well over 70 different phones on Gumtree-not a single was barred or was fake.
I’ve bought countless phones on eBay and Amazon, only one I ever bought on Gumtree I had problems. They don’t verify the users and I think no fees attracts the worse sort of people.
Just take written sales note with sellers ID, phone IMEI/Serial, buy from residential address and never buy from car park near supermarket. You are safe 100% then. Bought many many phones like this from Gumtree in 9 years and not a single problem.
And a few weeks after you buy it, it’s reported stolen for an insurance claim and you are left with a brick. It’s happened to me,they don’t sell stolen phones they report them afterwards...
was it free returns? also assuming from music magpie ebay