Amazon 5 monthly instalment payment option - where did it go?

Just search for ‘5 monthly payments items’ in the search bar and the entire list available to you will appear.

Just checked on mine and its available for a Google pixel 5. I'm in the middle of paying one off still (1 last payment at the end of march)

I only seem to get it on amazon stuff

I recently bought an Apple Watch using the five month payment plan. So definitely still around

I used it quite a lot but now I don’t have the options anywhere.

Yep still available on my Amazon

I've been an amazon customer since 2005 and not once been offered this other than on amazon's own products (fire etc).

Still gives me the 5 int free payment option on stuff.... (edited)

Yup - I've got it on plenty of things - mainly tech. But headphones, phones, laptops, ...

Thanks for the insight. I can't see instalments available on the Mac Mini mentioned above, so can only assume that eligibility beyond the Amazon-owned range relies on some sort of algorithm based on a customer's past purchases and possibly card types registered. I recently got rid of a load of old cards (including credit cards) from my payment methods, leaving only a Mastercard debit card and a virtual card, and now I think about it, it seemed to be around the same time that the instalment plan became much less visible when browsing.

thom-boleyn06/03/2021 14:06

Thanks for the insight. I can't see instalments available on the Mac Mini …Thanks for the insight. I can't see instalments available on the Mac Mini mentioned above, so can only assume that eligibility beyond the Amazon-owned range relies on some sort of algorithm based on a customer's past purchases and possibly card types registered. I recently got rid of a load of old cards (including credit cards) from my payment methods, leaving only a Mastercard debit card and a virtual card, and now I think about it, it seemed to be around the same time that the instalment plan became much less visible when browsing.Read lessRead more

Just to add. All I have is my banks visa debit card attached to my account. I have prime as well. So that probably goes into the mix. But I suspect it is a algorithm like you've alluded too.

The 5 monthly payments option is still available, they even do 12 months now on some items - I got that on my recent treadmill purchase.

It’s all based on eligibility, past payment history and they do also have a limit as to how many items per category you can have it on, I think for anything non-Amazon made/owned it is 1 per category.

Example, when I bought my iPhone 12 Pro via monthly payments, no other phone was available, same when I’ve bought Apple watches in the past.

Specific terms are here - amazon.co.uk/gp/…050

I had it once on a echo, can't find it anymore on anything

thom-boleyn06/03/2021 14:06

Thanks for the insight. I can't see instalments available on the Mac Mini …Thanks for the insight. I can't see instalments available on the Mac Mini mentioned above, so can only assume that eligibility beyond the Amazon-owned range relies on some sort of algorithm based on a customer's past purchases and possibly card types registered. I recently got rid of a load of old cards (including credit cards) from my payment methods, leaving only a Mastercard debit card and a virtual card, and now I think about it, it seemed to be around the same time that the instalment plan became much less visible when browsing.Read lessRead more

Happened to me, so I contacted Amazon about it....turns out if you've had any issue in the past with a payment that option gets removed.
In my case I used to use a pre-paid MasterCard and the balance was few pence short...my fault.
Amazon will restore the option if you contact them..

bawbagus07/03/2021 09:45

Happened to me, so I contacted Amazon about it....turns out if you've had …Happened to me, so I contacted Amazon about it....turns out if you've had any issue in the past with a payment that option gets removed.In my case I used to use a pre-paid MasterCard and the balance was few pence short...my fault.Amazon will restore the option if you contact them..Read lessRead more

Interesting. I've never had payment issues but have paid off some monthly plans early. I wonder if the latter has set a flag on my account. Customer services insist there is nothing they can do and that "We are unable to share the reasons behind eligibility requirements or changes to it with customers for legal reasons"... (edited)

thom-boleyn07/03/2021 12:19

Interesting. I've never had payment issues but have paid off some monthly …Interesting. I've never had payment issues but have paid off some monthly plans early. I wonder if the latter has set a flag on my account. Customer services insist there is nothing they can do and that "We are unable to share the reasons behind eligibility requirements or changes to it with customers for legal reasons"...Read lessRead more

Hiding behind data protection

thom-boleyn07/03/2021 12:19

Interesting. I've never had payment issues but have paid off some monthly …Interesting. I've never had payment issues but have paid off some monthly plans early. I wonder if the latter has set a flag on my account. Customer services insist there is nothing they can do and that "We are unable to share the reasons behind eligibility requirements or changes to it with customers for legal reasons"...Read lessRead more

I wouldn't think so - I've paid off most of mine early, and still get offered them.

I only get offered them on Amazon products now, Kindle, fire tv, etc. Used to see it on iphones, vacuum cleaners, all kinds of products. Customer service don't have a clue.

Addnan11/03/2021 15:06

I only get offered them on Amazon products now, Kindle, fire tv, etc. Used …I only get offered them on Amazon products now, Kindle, fire tv, etc. Used to see it on iphones, vacuum cleaners, all kinds of products. Customer service don't have a clue.Read lessRead more

So confusing. Have you moved address or returned many items?

thom-boleyn13/03/2021 13:20

So confusing. Have you moved address or returned many items?

Nope, same address for more than a decade on Amazon now. No recent payment methods changes either. As for returns I wouldn't say unusually high amount. In the last year there was over 200 orders and of those maybe 5 returns if I had to guess. So who knows.

Quick update - I can now see instalment plans available on lots of non-Amazon items. Weird.

thom-boleyn14/04/2021 21:46

Quick update - I can now see instalment plans available on lots of …Quick update - I can now see instalment plans available on lots of non-Amazon items. Weird.Read lessRead more

Hah, so can I. Checked just now after getting notifcaiton of post. (edited)

thom-boleyn14/04/2021 21:46

Quick update - I can now see instalment plans available on lots of …Quick update - I can now see instalment plans available on lots of non-Amazon items. Weird.Read lessRead more

Just curious how long they took to show up again? I usually just let the payments run their course for the few Amazon devices I’ve had in the past and never really paid attention to how long it took for the option to show again. This time it was an iPad but paid it off a couple of months early a few days ago and the option hasn’t shown up again yet.

I don’t have my eye on anything right now just a handy feature to have.

Zooicidal08/07/2021 22:33

Just curious how long they took to show up again? I usually just let the …Just curious how long they took to show up again? I usually just let the payments run their course for the few Amazon devices I’ve had in the past and never really paid attention to how long it took for the option to show again. This time it was an iPad but paid it off a couple of months early a few days ago and the option hasn’t shown up again yet.I don’t have my eye on anything right now just a handy feature to have.Read lessRead more

Everything I've observed since first looking in to this leads me to believe there is a limit to how many instalment plans a customer can take each fiscal year, and that allowance gets reset at some point annually. For me and the last commenter I replied to, this reset seemed to occur around the same time (see date of my last comment). Amazon are extremely tight lipped about the whole thing so I could be totally wrong.

Anecdotally it seems like offers on Apple products are there one day and gone the next.