YouTube Premium India/Turkey Accounts Discussion

Hi had a family pass for a year or so but something happening with my account isn't letting me use it anymore. Tried the Turkish VPN method, but that isn't working either (YouTube Premium isn't available in that country?)

Any advice of how to get a cheaper individual annual YT premium account, as I am struggling at the moment. Was using Monzo but seem to be hitting a brick wall with this have setup a Revolut account and Starling.

Thanks