Never had a problem with 4 Hotpoint products, two fridge freezers and two washing machines, I dont think they are worth paying more than you would for a Beko though so would always price up Beko as well, plump for whichever is cheaper.
Luckily sales 'experts' focused in the South Wales area aren't the ones that spend their hard earned cash on white goods all over the UK. They just want the commission so will say whatever they need to in order to push through a potential sale. If that means preying on unjustified, yet in all likelihood, isolated consumer fear of Hotpoint products then so be it. You claimed that Whirlpool/Hotpoint are highly unreliable yet still haven't provided any evidence to support that claim beyond you doing mystery shopping. I, along with many others I'm sure would be grateful if you could perhaps provide any evidence whatsoever to your claims against Whirlpool and associated brands beyond personal opinion.
I'll just leave this here. https://www.hotukdeals.com/deals/beko-cfg1552w-frost-free-fridge-freezer-17520-wcode-hughes-ebay-2965453 Anyone with a brain would buy a Beko over a Hotpoint. - I do a LOT of mystery shopping for many independent retailers across South Wales. My tasks predominantly are to assess what products are recommended. Most of the people I assess have significant background knowledge in the white goods sector, and I can honestly say this: The vast majority of independent sales experts refuse to sell or don't sell Hotpoint or other Whirlpool products because of their poor reliability or poor reputation. They tend to recommend Miele for washing machines if budget is high, and Beko for washing machines/fridges etc if budgets are low to moderate. You need to accept the fact that Hotpoint products are abysmal nowadays.
Risk? Let me put it this way. While driving a car, there is a low risk your tyres may suffer a puncture. Does that mean we shouldn't buy cars? No, it means when we use a car, a fridge freezer, a phone.. we accept that there's a small risk it may develop a fault or something may break. Did the Hotpoint appliance in the Grenfell disaster have a fault with that model to warrant a recall? No, according to the experts. Out of curiosity, do you have any factual data to back up your assertion that "Whirlpool make some of the least reliable white goods you can buy" or is it just a personal opinion? Reliability will vary depending on a number of factors. You can pay £1500 for a Bosch fridge freezer and see it break down or develop a fault within 12 months when someone else buys a £300 Hotpoint fridge freezer with no issues in the same time period. :D
A low risk is still a risk. Plus Whirlpool make some of the least reliable white goods you can buy. Not taking into account the fire element of my argument, you simply can't ignore that you can definitely buy something more reliable for a similar price, if not £50 more. I'd rather pay the little bit extra for quality.